City · 6,727 residents · Dorado Municipio, Puerto Rico
San Antonio, Puerto Rico
In San Antonio, a typical home is worth $147,500 and typical rent is $541 a month. Compared with all of Dorado Municipio, typical household income is 26% lower and typical rent is 24% lower.
San Antonio is in Dorado Municipio. The FHA loan limit ($690,000 for a one-unit home), the fair market rents and the help on this page are those of all of Dorado Municipio. See the county
What this place has that others do not, from public data, most unusual first.
1
San Antonio has the highest homeownership rate of the 54 cities in Puerto Rico with more than 5,000 people: 81%.
2
The typical household income in San Antonio is $26,808,26% less than in Dorado Municipio as a whole ($36,391).
3
The typical rent in San Antonio is $541 a month, 24% less than in Dorado Municipio as a whole ($715).
4
Nearby, in Vega Baja, the typical home value is $119,100: 19% less than in San Antonio ($147,500).
5
Nearby, in Corozal, the typical rent is $457: 16% less than in San Antonio ($541).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in San Antonio
What homes there are in San Antonio, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
San Antonio
Dorado Municipio
Puerto Rico
United States
Kind of home: San Antonio and its comparisons
Measure
San Antonio
Dorado Municipio
Puerto Rico
United States
Detached house
81%
73%
68%
61%
Attached house
15%
18%
12%
6%
Building of 2 to 4
Unreliable estimate
6%
6%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
14%
19%
Mobile home
Unreliable estimate
Unreliable estimate
0%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
Unreliable estimate
0%
In San Antonio, 8 in 10 homes are single-family detached houses; in Dorado Municipio, 7.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
San Antonio
Dorado Municipio
Puerto Rico
United States
Year built: San Antonio and its comparisons
Measure
San Antonio
Dorado Municipio
Puerto Rico
United States
Before 1960
Unreliable estimate
8%
14%
26%
1960–1979
26%
34%
39%
24%
1980–1999
41%
32%
31%
25%
2000–2009
19%
21%
13%
14%
2010 or later
Unreliable estimate
5%
3%
11%
The typical year built in San Antonio is 1987, about the same as in Dorado Municipio (1984).
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K19%
$100K–$200K57%
$200K–$300KUnreliable
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: San Antonio and its comparisons
Measure
San Antonio
Under $100K
19%
$100K–$200K
57%
$200K–$300K
Unreliable estimate
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: San Antonio and its comparisons
Measure
San Antonio
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$972 a month
Dorado Municipio: $1,374 a month
Without a mortgage
$158 a month
Dorado Municipio: $203 a month
Owners with a mortgage
47%
Dorado Municipio: 42%
The typical cost for an owner with a mortgage in San Antonio is $972 a month, less than in Dorado Municipio ($1,374); without one, $158.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
San AntonioBoundaries changed
Dorado Municipio+25%
Puerto Rico+18%
United States+53%
Typical rent
San AntonioBoundaries changed
Dorado MunicipioNo clear change
Puerto Rico+21%
United States+33%
Typical household income
San AntonioBoundaries changed
Dorado Municipio+18%
Puerto Rico+28%
United States+29%
Change since 2015–2019: San Antonio and its comparisons
Measure
San Antonio
Dorado Municipio
Puerto Rico
United States
Typical home value
Boundaries changed
+25%
+18%
+53%
Typical rent
Boundaries changed
No clear change
+21%
+33%
Typical household income
Boundaries changed
+18%
+28%
+29%
The Census does not compare San Antonio with 2015–2019 because its boundaries changed. In Dorado Municipio, over that time, the typical home value rose 25%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: San Antonio and its comparisons
Measure
San Antonio
Dorado Municipio
Puerto Rico
United States
Rental vacancy
Unreliable estimate
8.3%
5.1%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.3%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
2.3%
3.4%
People per household
2.29
2.80
2.48
2.53
Drive alone
82%
79%
83%
69%
Carpool
Unreliable estimate
6%
6%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
3%
3%
Work from home
Unreliable estimate
13%
6%
15%
Other means
Unreliable estimate
Unreliable estimate
2%
2%
Typical commute
Unreliable estimate
30 to 39 minutes
20 to 29 minutes
20 to 29 minutes
Households in San Antonio are smaller: 2.29 people on average; in Dorado Municipio, 2.80.
To get to work, 82% of workers in San Antonio drive alone; in Dorado Municipio, 79%.
Do the math
What would you pay each month for a home in San Antonio?
A typical home costs more than the typical income allows
We start with a typical home in San Antonio, worth $147,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 50% of the typical household income in San Antonio, which is $26,808 a year. For that payment to be 28% of income, a household would need to earn about $47,478 a year.
The calculator's FHA and conventional loan limits are those of all of Dorado Municipio.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in San Antonio. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $5,163 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,206
at 7.18% · 30 years
Loan amount
$144,828
Total interest
$208,373
Paid off in
November 2056
Includes $2,491 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $626 a month
Tight
$626 to $804 a month
Hard
more than $804 a month
Your payment · 54%
Compared with the typical household income in San Antonio ($26,808 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$981
Property tax
$98
Home insurance
$62
FHA mortgage insurance (MIP)
$65
You need at least $5,163 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,206; principal and interest $981.
The city and its county
San Antonio and Dorado Municipio
San Antonio is in Dorado Municipio, Puerto Rico. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Map of Dorado Municipio, Puerto Rico, with San Antonio marked. Around it, the neighboring counties.
Dorado Municipio
San Antonio's own numbers
Typical home value
$147,500
Typical monthly rent
$541
Typical yearly household income
$26,808
Households that own their home
81%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Dorado Municipio
FHA limit, one-unit home
$690,000
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$706
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Dorado Municipio.
A typical home in San Antonio is worth $147,500: 13% below the municipio and 12% above Puerto Rico. With the typical household income in San Antonio ($26,808 a year), a typical home costs 5.5 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
San Antonio5.5 years
Dorado4.7 years
Puerto Rico5.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Puerto Rico
FHFA publishes no annual price index in Dorado Municipio. That usually happens when there are too few sales to measure it.
Data not available for this place
San Antonio next to Dorado Municipio, Puerto Rico and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
San Antonio$147,500
Dorado$169,900
Puerto Rico$131,500
United States$332,700
Typical monthly rent
San Antonio$541
Dorado$715
Puerto Rico$578
United States$1,413
Typical yearly household income
San Antonio$26,808
Dorado$36,391
Puerto Rico$26,297
United States$80,734
See the full table
San Antonio next to Dorado Municipio and Puerto Rico
Measure
San Antonio
Dorado Municipio
Puerto Rico
U.S.
Typical home value
$147,500 ▼13% below the municipio
$169,900
$131,500
$332,700
Typical monthly rent
$541 ▼24% below the municipio
$715
$578
$1,413
Typical yearly household income
$26,808 ▼26% below the municipio
$36,391
$26,297
$80,734
Households that own their home
81% ▲2 points above the municipio
79%
68%
65%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Dorado Municipio. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in San Antonio
For a typical $147,500 home in San Antonio, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, an example home insurance and mortgage insurance when it applies. It leaves out property tax because the Census Bureau doesn't publish San Antonio's rate.
FHA, 3.5% down$1,108a month
Least cash to close
Down payment
$5,163
Cash to close
$9,588
Rate
7.18%
Mortgage insurance
FHA MIP · $65
Conventional, 5% down$1,081a month
Down payment
$7,375
Cash to close
$11,800
Rate
7.18%
Mortgage insurance
PMI · $70
Conventional, 20% down, no PMI$861a month
Down payment
$29,500
Cash to close
$33,925
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$997a month
Down payment
$22,125
Cash to close
$26,550
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in San Antonio
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,108
$5,163
$144,828
7.18%
FHA MIP · $65
$9,588
580
Conventional, 5% down
$1,081
$7,375
$140,125
7.18%
PMI · $70
$11,800
620*
Conventional, 20% down, no PMI
$861
$29,500
$118,000
7.18%
None
$33,925
620*
ITIN, 15% down (example)
$997
$22,125
$125,375
8.18%
None
$26,550
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in San Antonio is $541 a month: 24% below the municipio.
HUD publishes a fair market rent for all of Dorado Municipio, by unit size. To pay the 2-bedroom one ($706 a month) without spending more than 30% of your income, you would need to earn $13.58 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Dorado Municipio (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$592
$11.38
$23,680
1 bedroom
$604
$11.62
$24,160
2 bedrooms
$706
$13.58
$28,240
3 bedrooms
$920
$17.69
$36,800
4 bedrooms
$1,117
$21.48
$44,680
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in San Antonio
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). San Antonio is in ZIP code 00646.
For 2 bedrooms it is $750: $44 more than the fair market rent for Dorado Municipio ($706).
Fair market rent by ZIP code and size in San Antonio, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
00646
$630
$640
$750
$980
$1,190
ZIP code2 bd3 bd
00646 $750$980
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for San Antonio when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Dorado Municipio. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for San Antonio or Dorado Municipio. The ones below are statewide in Puerto Rico: they work in San Antonio the same as in the rest of the state.
Puerto Rico Housing Finance Authority help of up to $45,000 per eligible household (plus $5,000 if you buy in a designated urban center) to buy an existing home; with a mortgage from a participating financial institution.Offered by Autoridad para el Financiamiento de la Vivienda de Puerto Rico (AFV).
Puerto Rico Housing Finance Authority help, with federal HOME funds, for the down payment (pronto pago) of low- and moderate-income families who buy their primary residence with a mortgage; not repaid if you meet the program's conditions.Offered by Autoridad para el Financiamiento de la Vivienda de Puerto Rico (AFV).
No legal help resource on our list is for San Antonio or Dorado Municipio in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for San Antonio and all of Dorado Municipio. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in San Antonio?
The typical home value in San Antonio is $147,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Dorado Municipio it is $169,900.
How much does it cost to rent in San Antonio?
Typical rent in San Antonio is $541 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Dorado Municipio is $706.
What is the FHA loan limit in San Antonio?
San Antonio uses the FHA limit for all of Dorado Municipio (2026): $690,000 for a one-unit home and $1,326,950 for a four-unit home.
Where can I find free help to buy or rent in San Antonio?
We found no HUD-approved counseling agencies with an office in Dorado Municipio; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
