City · 11,618 residents · San Juan Municipio, Puerto Rico
Caño Martin Peña, Puerto Rico
In Caño Martin Peña, a typical home is worth $105,400 and typical rent is $578 a month. Compared with all of San Juan Municipio, the typical home value is 38% lower and typical household income is 32% lower.
Caño Martin Peña is in San Juan Municipio. The FHA loan limit ($690,000 for a one-unit home), the fair market rents and the help on this page are those of all of San Juan Municipio. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical home in Caño Martin Peña is worth $105,400,38% less than in San Juan Municipio as a whole ($171,200).
2
39% of households in Caño Martin Peña have no internet at home (23% in San Juan Municipio).
3
The typical household income in Caño Martin Peña is $19,149,32% less than in San Juan Municipio as a whole ($27,992).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Caño Martin Peña
What homes there are in Caño Martin Peña, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Caño Martin Peña
San Juan Municipio
Puerto Rico
United States
Kind of home: Caño Martin Peña and its comparisons
Measure
Caño Martin Peña
San Juan Municipio
Puerto Rico
United States
Detached house
60%
40%
68%
61%
Attached house
21%
10%
12%
6%
Building of 2 to 4
11%
9%
6%
8%
Apartments (5 or more)
7%
41%
14%
19%
Mobile home
Unreliable estimate
0%
0%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
Unreliable estimate
0%
The detached house rules in Caño Martin Peña: 60% of homes, more than in San Juan Municipio (40%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Caño Martin Peña
San Juan Municipio
Puerto Rico
United States
Year built: Caño Martin Peña and its comparisons
Measure
Caño Martin Peña
San Juan Municipio
Puerto Rico
United States
Before 1960
56%
35%
14%
26%
1960–1979
22%
39%
39%
24%
1980–1999
15%
18%
31%
25%
2000–2009
5%
6%
13%
14%
2010 or later
3%
2%
3%
11%
Homes in Caño Martin Peña are older: the typical year built is 1957; in San Juan Municipio, 1967.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K46%
$100K–$200K46%
$200K–$300KUnreliable
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Caño Martin Peña and its comparisons
Measure
Caño Martin Peña
Under $100K
46%
$100K–$200K
46%
$200K–$300K
Unreliable estimate
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50039%
$500–$99956%
HUD fair market rent, 2 bedrooms: $706
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Caño Martin Peña and its comparisons
Measure
Caño Martin Peña
Under $500
39%
$500–$999
56%
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
HUD's 2-bedroom fair market rent (FMR) for San Juan Municipio is $706: about 62% of rents in Caño Martin Peña are below it.
With a mortgage
$839 a month
San Juan Municipio: $1,178 a month
Without a mortgage
$174 a month
San Juan Municipio: $276 a month
Owners with a mortgage
21%
San Juan Municipio: 46%
Owning costs less in Caño Martin Peña: with a mortgage, the typical cost is $839 a month; in San Juan Municipio, $1,178. Without one, $174.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Caño Martin PeñaBoundaries changed
San Juan Municipio+12%
Puerto Rico+18%
United States+53%
Typical rent
Caño Martin PeñaBoundaries changed
San Juan Municipio+26%
Puerto Rico+21%
United States+33%
Typical household income
Caño Martin PeñaBoundaries changed
San Juan Municipio+23%
Puerto Rico+28%
United States+29%
Change since 2015–2019: Caño Martin Peña and its comparisons
Measure
Caño Martin Peña
San Juan Municipio
Puerto Rico
United States
Typical home value
Boundaries changed
+12%
+18%
+53%
Typical rent
Boundaries changed
+26%
+21%
+33%
Typical household income
Boundaries changed
+23%
+28%
+29%
The Census does not compare Caño Martin Peña with 2015–2019 because its boundaries changed. In San Juan Municipio, over that time, the typical home value rose 12%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Caño Martin Peña and its comparisons
Measure
Caño Martin Peña
San Juan Municipio
Puerto Rico
United States
Rental vacancy
5.8%
6.8%
5.1%
5.5%
Homeowner vacancy
Unreliable estimate
2.2%
1.3%
0.9%
More than one person per room
Unreliable estimate
2.0%
2.3%
3.4%
People per household
2.30
2.15
2.48
2.53
Drive alone
65%
73%
83%
69%
Carpool
7%
7%
6%
9%
Public transit
8%
3%
1%
3%
Walk or bike
8%
5%
3%
3%
Work from home
Unreliable estimate
8%
6%
15%
Other means
9%
3%
2%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
In Caño Martin Peña, the rental vacancy rate is 5.8%; in San Juan Municipio, 6.8%.
More people live in each home here: 2.30 on average, against 2.15 in San Juan Municipio.
Public transit matters here: 8% of workers take it to work, against 3% in San Juan Municipio.
Do the math
What would you pay each month for a home in Caño Martin Peña?
A typical home costs more than the typical income allows
We start with a typical home in Caño Martin Peña, worth $105,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 50% of the typical household income in Caño Martin Peña, which is $19,149 a year. For that payment to be 28% of income, a household would need to earn about $33,926 a year.
The calculator's FHA and conventional loan limits are those of all of San Juan Municipio.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Caño Martin Peña. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $3,689 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$834
at 7.18% · 30 years
Loan amount
$103,491
Total interest
$148,899
Paid off in
November 2056
Includes $1,780 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $447 a month
Tight
$447 to $574 a month
Hard
more than $574 a month
Your payment · 52%
Compared with the typical household income in Caño Martin Peña ($19,149 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$701
Property tax
$42
Home insurance
$44
FHA mortgage insurance (MIP)
$47
You need at least $3,689 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $834; principal and interest $701.
The city and its county
Caño Martin Peña and San Juan Municipio
Caño Martin Peña is in San Juan Municipio, Puerto Rico. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Caño Martin Peña
Map of San Juan Municipio, Puerto Rico, with Caño Martin Peña marked. Around it, the neighboring counties.
Caño Martin Peña
San Juan Municipio
Other cities with a page
Caño Martin Peña's own numbers
Typical home value
$105,400
Typical monthly rent
$578
Typical yearly household income
$19,149
Households that own their home
53%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of San Juan Municipio
FHA limit, one-unit home
$690,000
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$706
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of San Juan Municipio.
A typical home in Caño Martin Peña is worth $105,400: 38% below the municipio and 20% below Puerto Rico. With the typical household income in Caño Martin Peña ($19,149 a year), a typical home costs 5.5 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Caño Martin Peña5.5 years
San Juan6.1 years
Puerto Rico5.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Puerto Rico
FHFA publishes no annual price index in San Juan Municipio. That usually happens when there are too few sales to measure it.
Data not available for this place
Caño Martin Peña next to San Juan Municipio, Puerto Rico and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Caño Martin Peña$105,400
San Juan$171,200
Puerto Rico$131,500
United States$332,700
Typical monthly rent
Caño Martin Peña$578
San Juan$611
Puerto Rico$578
United States$1,413
Typical yearly household income
Caño Martin Peña$19,149
San Juan$27,992
Puerto Rico$26,297
United States$80,734
See the full table
Caño Martin Peña next to San Juan Municipio and Puerto Rico
Measure
Caño Martin Peña
San Juan Municipio
Puerto Rico
U.S.
Typical home value
$105,400 ▼38% below the municipio
$171,200
$131,500
$332,700
Typical monthly rent
$578 ▼5% below the municipio
$611
$578
$1,413
Typical yearly household income
$19,149 ▼32% below the municipio
$27,992
$26,297
$80,734
Households that own their home
53%
53%
68%
65%
Renters with high rent for their income
58% ▲5 points above the municipio
53%
51%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below San Juan Municipio. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Caño Martin Peña
For a typical $105,400 home in Caño Martin Peña, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, an example home insurance and mortgage insurance when it applies. It leaves out property tax because the Census Bureau doesn't publish Caño Martin Peña's rate.
FHA, 3.5% down$792a month
Least cash to close
Down payment
$3,689
Cash to close
$6,851
Rate
7.18%
Mortgage insurance
FHA MIP · $47
Conventional, 5% down$772a month
Down payment
$5,270
Cash to close
$8,432
Rate
7.18%
Mortgage insurance
PMI · $50
Conventional, 20% down, no PMI$615a month
Down payment
$21,080
Cash to close
$24,242
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$713a month
Down payment
$15,810
Cash to close
$18,972
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Caño Martin Peña
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$792
$3,689
$103,491
7.18%
FHA MIP · $47
$6,851
580
Conventional, 5% down
$772
$5,270
$100,130
7.18%
PMI · $50
$8,432
620*
Conventional, 20% down, no PMI
$615
$21,080
$84,320
7.18%
None
$24,242
620*
ITIN, 15% down (example)
$713
$15,810
$89,590
8.18%
None
$18,972
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Caño Martin Peña is $578 a month: 5% below the municipio. In Caño Martin Peña, 58% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of San Juan Municipio, by unit size. To pay the 2-bedroom one ($706 a month) without spending more than 30% of your income, you would need to earn $13.58 an hour working full time.
HUD fair market rent for all of San Juan Municipio
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in San Juan Municipio (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$592
$11.38
$23,680
1 bedroom
$604
$11.62
$24,160
2 bedrooms
$706
$13.58
$28,240
3 bedrooms
$920
$17.69
$36,800
4 bedrooms
$1,117
$21.48
$44,680
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Caño Martin Peña
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Caño Martin Peña has 2 ZIP codes with their own.
For 2 bedrooms it runs from $600 in 00915 to $630 in 00917.
None is above the fair market rent for San Juan Municipio ($706).
Fair market rent by ZIP code and size in Caño Martin Peña, fiscal year 2027.
00915
$510
$520
$600
$790
$950
00917
$530
$540
$630
$820
$1,000
ZIP code2 bd3 bd
00915 $600$790
00917 $630$820
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Caño Martin Peña when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 4 HUD-approved agencies with an office in San Juan Municipio; 4 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Caño Martin Peña or San Juan Municipio. The ones below are statewide in Puerto Rico: they work in Caño Martin Peña the same as in the rest of the state.
Puerto Rico Housing Finance Authority help of up to $45,000 per eligible household (plus $5,000 if you buy in a designated urban center) to buy an existing home; with a mortgage from a participating financial institution.Offered by Autoridad para el Financiamiento de la Vivienda de Puerto Rico (AFV).
Puerto Rico Housing Finance Authority help, with federal HOME funds, for the down payment (pronto pago) of low- and moderate-income families who buy their primary residence with a mortgage; not repaid if you meet the program's conditions.Offered by Autoridad para el Financiamiento de la Vivienda de Puerto Rico (AFV).
The HUD-approved agencies closest to the center of Caño Martin Peña, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
GF
Greenpath Financial Wellness - San Juan Branch
1607 Ave Ponce De Leon, San Juan · 1 miles away · Spanish
No legal help resource on our list is for Caño Martin Peña or San Juan Municipio in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Caño Martin Peña and all of San Juan Municipio. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Caño Martin Peña?
The typical home value in Caño Martin Peña is $105,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in San Juan Municipio it is $171,200.
How much does it cost to rent in Caño Martin Peña?
Typical rent in Caño Martin Peña is $578 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in San Juan Municipio is $706.
What is the FHA loan limit in Caño Martin Peña?
Caño Martin Peña uses the FHA limit for all of San Juan Municipio (2026): $690,000 for a one-unit home and $1,326,950 for a four-unit home.
Where can I find free help to buy or rent in Caño Martin Peña?
There are 4 HUD-approved counseling agencies with an office in San Juan Municipio. 4 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
