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City · 43,611 residents · Trujillo Alto Municipio, Puerto Rico

Trujillo Alto , Puerto Rico

In Trujillo Alto, a typical home is worth $166,400 and typical rent is $704 a month. Compared with all of Trujillo Alto Municipio, typical household income is 7% higher.

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  • Typical home value

    $166,400

    About the same as the municipio

    27% above Puerto Rico

    • Trujillo Alto
    • Municipio
    • Puerto Rico

  • Typical rent

    $704a month

    About the same as the municipio

    22% above Puerto Rico

    • Trujillo Alto
    • Municipio
    • Puerto Rico

  • Typical household income

    $42,795a year

    7% above the municipio

    63% above Puerto Rico

    • Trujillo Alto
    • Municipio
    • Puerto Rico

  • Households that own their home

    75%

    About the same as the municipio

    7 points above Puerto Rico

    • Trujillo Alto
    • Municipio
    • Puerto Rico

Source: U.S. Census Bureau, Average 2020–2024

Trujillo Alto is in Trujillo Alto Municipio. The FHA loan limit ($690,000 for a one-unit home), the fair market rents and the help on this page are those of all of Trujillo Alto Municipio. See the county

Data updated: October 1, 2026 9 official sources

Only here

What sets Trujillo Alto apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Caño Martin Peña, the typical home value is $105,400: 37% less than in Trujillo Alto ($166,400).

  2. Trujillo Alto has the 4th highest typical home value of the 54 cities in Puerto Rico with more than 5,000 people ($166,400).

  3. Nearby, in Caño Martin Peña, the typical rent is $578: 18% less than in Trujillo Alto ($704).

  4. Trujillo Alto has the 4th highest typical household income of the 52 cities in Puerto Rico with more than 5,000 people ($42,795).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Trujillo Alto

What homes there are in Trujillo Alto, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is still the most common home in Trujillo Alto, but it weighs less than in Trujillo Alto Municipio: 55% against 60%.

Year built

The typical year built in Trujillo Alto is 1979, about the same as in Trujillo Alto Municipio (1981).

By size, homes in Trujillo Alto look like those in Trujillo Alto Municipio: 83% have 3 bedrooms or more.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA limit for Trujillo Alto Municipio is high ($690,000): at least 98% of owner-occupied homes in Trujillo Alto are worth less than $500,000.

Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Trujillo Alto Municipio is $706: about 51% of rents in Trujillo Alto are below it.

With a mortgage

$1,169 a month

Trujillo Alto Municipio: $1,140 a month

Without a mortgage

$264 a month

Trujillo Alto Municipio: $232 a month

Owners with a mortgage

53%

Trujillo Alto Municipio: 49%

Owning costs about the same in Trujillo Alto as in Trujillo Alto Municipio: with a mortgage, $1,169 a month; without one, $264.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Trujillo Alto rose 9% since 2015–2019, less than in Trujillo Alto Municipio (13%).

The typical rent in Trujillo Alto rose 45% over the same time; in Trujillo Alto Municipio, it rose 39%.

To compare: typical income in Trujillo Alto rose 22%; the home, +9%; the rent, +45%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureTrujillo AltoTrujillo Alto MunicipioPuerto RicoUnited States
Rental vacancy Unreliable estimateUnreliable estimate5.1%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.3%0.9%
More than one person per room Unreliable estimate1.6%2.3%3.4%
People per household 2.362.432.482.53
Drive alone 77%79%83%69%
Carpool 12%11%6%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimateUnreliable estimate3%3%
Work from home 9%8%6%15%
Other means Unreliable estimateUnreliable estimate2%2%
Typical commute Unreliable estimate30 to 39 minutes20 to 29 minutes20 to 29 minutes

By size, households in Trujillo Alto look like those in Trujillo Alto Municipio: 2.36 people on average.

In Trujillo Alto, 77% of workers drive alone to work; in Trujillo Alto Municipio, 79%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Trujillo Alto?

A typical home costs more than the typical income allows

We start with a typical home in Trujillo Alto, worth $166,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 37% of the typical household income in Trujillo Alto, which is $42,795 a year. For that payment to be 28% of income, a household would need to earn about $56,295 a year.

The calculator's FHA and conventional loan limits are those of all of Trujillo Alto Municipio.

Your numbers

Local data
$

Starts at the typical home value in Trujillo Alto. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $5,824 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,314

at 7.18% · 30 years

Loan amount
$163,386
Total interest
$235,074
Paid off in
November 2056

Includes $2,810 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $999 a month

  • Tight

    $999 to $1,284 a month

  • Hard

    more than $1,284 a month

    Your payment · 37%

Compared with the typical household income in Trujillo Alto ($42,795 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,314
Principal & interest$1,107
Property tax$64
Home insurance$69
FHA mortgage insurance (MIP)$74

You need at least $5,824 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Trujillo Alto and Trujillo Alto Municipio

Trujillo Alto is in Trujillo Alto Municipio, Puerto Rico. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Trujillo Alto's own numbers

Typical home value
$166,400
Typical monthly rent
$704
Typical yearly household income
$42,795
Households that own their home
75%
Effective property tax rate
0.46%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Trujillo Alto Municipio

FHA limit, one-unit home
$690,000
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$706

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Trujillo Alto Municipio.

Everything about Trujillo Alto Municipio

Buying

Buying a home in Trujillo Alto

A typical home in Trujillo Alto is worth $166,400: about the same as the municipio and 27% above Puerto Rico. With the typical household income in Trujillo Alto ($42,795 a year), a typical home costs 3.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Trujillo Alto 3.9 years
  • Municipio 4.1 years
  • Puerto Rico 5.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Puerto Rico

FHFA publishes no annual price index in Trujillo Alto Municipio. That usually happens when there are too few sales to measure it.

Data not available for this place

Trujillo Alto next to Trujillo Alto Municipio, Puerto Rico and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Trujillo Alto $166,400
  • Municipio $164,500
  • Puerto Rico $131,500
  • United States $332,700
Typical monthly rent
  • Trujillo Alto $704
  • Municipio $694
  • Puerto Rico $578
  • United States $1,413
Typical yearly household income
  • Trujillo Alto $42,795
  • Municipio $40,055
  • Puerto Rico $26,297
  • United States $80,734
See the full table
Trujillo Alto next to Trujillo Alto Municipio and Puerto Rico
Measure Trujillo Alto Trujillo Alto Municipio Puerto Rico U.S.
Typical home value $166,400 $164,500 $131,500 $332,700
Typical monthly rent $704 $694 $578 $1,413
Typical yearly household income $42,795 $40,055 $26,297 $80,734
Households that own their home 75% 75% 68% 65%
Typical yearly property tax $773 $754 $646 $3,119
Effective property tax rate 0.46% 0.46% 0.49% 0.94%
Renters with high rent for their income 51% 46% 51% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Trujillo Alto Municipio. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Trujillo Alto

For a typical $166,400 home in Trujillo Alto, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Trujillo Alto's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,314a month

    Least cash to close
    Down payment
    $5,824
    Cash to close
    $10,816
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $74

  • Conventional, 5% down $1,283a month

    Down payment
    $8,320
    Cash to close
    $13,312
    Rate
    7.18%
    Mortgage insurance
    PMI · $79

  • Conventional, 20% down, no PMI $1,035a month

    Down payment
    $33,280
    Cash to close
    $38,272
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,189a month

    Down payment
    $24,960
    Cash to close
    $29,952
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Trujillo Alto and for Trujillo Alto Municipio.

Property tax

Effective rate in Trujillo Alto

0.46%of the home’s value each year

$773 a year for the typical owner in Trujillo Alto.

  • Trujillo Alto 0.46%
  • Municipio 0.46%
  • Puerto Rico 0.49%

What Puerto Rico publishes Residential exemption (Puerto Rico Municipal Code (Act 107-2020), OGP Virtual Library)

Exemptions and deadlines in Puerto Rico

Flood risk in Trujillo Alto Municipio

FEMA does not publish these numbers by city: they are for all of Trujillo Alto Municipio.

FEMA does not publish these numbers for Trujillo Alto Municipio.

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Trujillo Alto

Typical rent in Trujillo Alto is $704 a month: about the same as the municipio. In Trujillo Alto, 51% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Trujillo Alto Municipio, by unit size. To pay the 2-bedroom one ($706 a month) without spending more than 30% of your income, you would need to earn $13.58 an hour working full time.

HUD fair market rent for all of Trujillo Alto Municipio

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $592 $11.38 $23,680
1 bedroom $604 $11.62 $24,160
2 bedrooms $706 $13.58 $28,240
3 bedrooms $920 $17.69 $36,800
4 bedrooms $1,117 $21.48 $44,680

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Trujillo Alto

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Trujillo Alto is in ZIP code 00976.

For 2 bedrooms it is $690: $16 less than the fair market rent for Trujillo Alto Municipio ($706).

  • 00976 $690$900

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Trujillo Alto when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Trujillo Alto

HUD lists 8 buildings with rents for lower incomes in Trujillo Alto. These are the largest.

  • Covadonga 240 Carr 846, Trujillo Alto 00976 504 low-income homes · Run by Puerto Rico Public Housing Administration · Average payment: $137 a month · Average wait: 9 months (787) 759-9407
  • Los Cedros 920 Carr 876, Trujillo Alto 00976 324 low-income homes · Run by Puerto Rico Public Housing Administration (787) 759-9407
  • Trujillo Alto Estate Apts Trujillo Alto Plz, Trujillo Alto 250 low-income homes · 2 bd: 123 · 3 bd: 127 · In service since 2000 · For families
  • Vistas del Rio Apts II 345 Carr 8860, Trujillo Alto 168 low-income homes · 2 bd: 72 · 3 bd: 96 · In service since 2004 · For families
  • Los Rosales 50 Carr 846, Trujillo Alto 00976 124 low-income homes · Run by Puerto Rico Public Housing Administration · Average payment: $141 a month (787) 759-9407

See all 8 buildings in Trujillo Alto Municipio Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Trujillo Alto

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Trujillo Alto Municipio. The nearest ones are below; many serve by phone or online.

A grandmother smiles, seated at home.

HUD counseling is free or low-cost

Assistance programs in Trujillo Alto

No down payment, repair or rent-help program on our list is for Trujillo Alto or Trujillo Alto Municipio. The ones below are statewide in Puerto Rico: they work in Trujillo Alto the same as in the rest of the state.

Which programs do I qualify for? All programs in Puerto Rico

  • Pronto pa' tu Casa

    Statewide in Puerto Rico

    Puerto Rico Housing Finance Authority help of up to $45,000 per eligible household (plus $5,000 if you buy in a designated urban center) to buy an existing home; with a mortgage from a participating financial institution. Offered by Autoridad para el Financiamiento de la Vivienda de Puerto Rico (AFV).

    Type not stated

    See the program Official page

  • Programa HOME: Asistencia directa al comprador

    Statewide in Puerto Rico

    Puerto Rico Housing Finance Authority help, with federal HOME funds, for the down payment (pronto pago) of low- and moderate-income families who buy their primary residence with a mortgage; not repaid if you meet the program's conditions. Offered by Autoridad para el Financiamiento de la Vivienda de Puerto Rico (AFV).

    Type not stated

    See the program Official page

Housing counselors near Trujillo Alto

The HUD-approved agencies closest to the center of Trujillo Alto, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • One Stop Career Center of Puerto Rico

    839 Calle Anasco Ste 5, San Juan · 4 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 11 more
    (787) 296-1785

  • Greenpath Financial Wellness - San Juan Branch

    1607 Ave Ponce De Leon, San Juan · 7 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (888) 279-8273

  • CCCS of Puerto Rico

    1607 Avenue Ponce de Leon, Santurce · 7 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (787) 722-8835

All counseling agencies in Puerto Rico

Help in Spanish near Trujillo Alto

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Trujillo Alto

In HUD’s record, no housing authority with an office in Trujillo Alto Municipio is named for Trujillo Alto or Trujillo Alto Municipio.

One other authority has an office in Trujillo Alto Municipio: see the list Source: HUD

Cities

Nearby cities

The cities closest to Trujillo Alto, with the typical home value.

Everything about Trujillo Alto Municipio Housing in Puerto Rico

Neighboring counties

If Trujillo Alto Municipio is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Trujillo Alto.

All guides
A father, a mother and their daughter smile among the avocado trees by their home in Somis, California.

Questions

Housing questions about Trujillo Alto

Short answers with the numbers for Trujillo Alto and all of Trujillo Alto Municipio. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Trujillo Alto?

The typical home value in Trujillo Alto is $166,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Trujillo Alto Municipio it is $164,500.

How much does it cost to rent in Trujillo Alto?

Typical rent in Trujillo Alto is $704 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Trujillo Alto Municipio is $706.

What is the FHA loan limit in Trujillo Alto?

Trujillo Alto uses the FHA limit for all of Trujillo Alto Municipio (2026): $690,000 for a one-unit home and $1,326,950 for a four-unit home.

How much property tax do owners pay in Trujillo Alto?

The typical homeowner in Trujillo Alto pays $773 a year, according to the U.S. Census Bureau. That is 0.46% of the home’s value; in Trujillo Alto Municipio, the rate is 0.46%.

Where can I find free help to buy or rent in Trujillo Alto?

We found no HUD-approved counseling agencies with an office in Trujillo Alto Municipio; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026).