In Keizer, a typical home is worth $434,100 and typical rent is $1,424 a month. Compared with all of Marion County, typical household income is 10% higher.
Typical home value from Zillow, September 2021 to September 2026: from $410,826 to $446,607.
Typical rent
$1,581a month
▲ 1.6% more than 12 months ago
Typical rent from Zillow, June 2023 to September 2026: from $1,485 to $1,581.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Keizer is in Marion County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Marion County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Woodburn, the typical home value is $331,800: 24% less than in Keizer ($434,100).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Keizer
What homes there are in Keizer, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Keizer
Marion County
Oregon
United States
Kind of home: Keizer and its comparisons
Measure
Keizer
Marion County
Oregon
United States
Detached house
64%
63%
63%
61%
Attached house
5%
4%
5%
6%
Building of 2 to 4
10%
8%
7%
8%
Apartments (5 or more)
18%
18%
18%
19%
Mobile home
4%
7%
7%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
In Keizer, 6 in 10 homes are single-family detached houses, about the same as in Marion County.
Year built
Before 19601960–19791980–19992000–20092010 or later
Keizer
Marion County
Oregon
United States
Year built: Keizer and its comparisons
Measure
Keizer
Marion County
Oregon
United States
Before 1960
10%
20%
23%
26%
1960–1979
39%
32%
26%
24%
1980–1999
30%
25%
25%
25%
2000–2009
13%
13%
14%
14%
2010 or later
8%
11%
12%
11%
By age, homes in Keizer look like those in Marion County: the typical year built is 1981.
By size, homes in Keizer look like those in Marion County: 63% have 3 bedrooms or more.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K6%
$100K–$200KUnreliable
$200K–$300K4%
$300K–$500K61%
$500K–$750K24%
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Keizer and its comparisons
Measure
Keizer
Under $100K
6%
$100K–$200K
Unreliable estimate
$200K–$300K
4%
$300K–$500K
61%
$500K–$750K
24%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$9999%
$1,000–$1,49949%
$1,500–$1,99929%
$2,000–$2,4999%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Keizer and its comparisons
Measure
Keizer
Under $500
Unreliable estimate
$500–$999
9%
$1,000–$1,499
49%
$1,500–$1,999
29%
$2,000–$2,499
9%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$1,987 a month
Marion County: $1,959 a month
Without a mortgage
$667 a month
Marion County: $660 a month
Owners with a mortgage
71%
Marion County: 66%
Owning costs about the same in Keizer as in Marion County: with a mortgage, $1,987 a month; without one, $667.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Keizer+67%
Marion County+69%
Oregon+53%
United States+53%
Typical rent
Keizer+35%
Marion County+44%
Oregon+37%
United States+33%
Typical household income
Keizer+31%
Marion County+30%
Oregon+32%
United States+29%
Change since 2015–2019: Keizer and its comparisons
Measure
Keizer
Marion County
Oregon
United States
Typical home value
+67%
+69%
+53%
+53%
Typical rent
+35%
+44%
+37%
+33%
Typical household income
+31%
+30%
+32%
+29%
The typical home value in Keizer rose 67% since 2015–2019, about the same as in Marion County (69%).
Rents in Keizer rose more slowly than in Marion County: 35% since 2015–2019, against 44%.
Here income did not keep up with housing: it rose 31%, while home values changed +67% and rent +35%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Keizer and its comparisons
Measure
Keizer
Marion County
Oregon
United States
Rental vacancy
Unreliable estimate
4.4%
4.2%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.7%
0.9%
More than one person per room
2.3%
5.2%
3.2%
3.4%
People per household
2.60
2.66
2.42
2.53
Drive alone
75%
70%
65%
69%
Carpool
7%
12%
9%
9%
Public transit
Unreliable estimate
1%
2%
3%
Walk or bike
2%
3%
5%
3%
Work from home
15%
13%
19%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
Fewer households are short on space in Keizer: 2.3% have more than one person per room; in Marion County, 5.2%.
A household in Keizer has 2.60 people on average, about the same as in Marion County (2.66).
In Keizer, 75% of workers drive alone to work; in Marion County, 70%.
Do the math
What would you pay each month for a home in Keizer?
A typical home costs more than the typical income allows
We start with a typical home in Keizer, worth $434,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 50% of the typical household income in Keizer, which is $84,813 a year. For that payment to be 28% of income, a household would need to earn about $152,752 a year.
The calculator's FHA and conventional loan limits are those of all of Marion County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Keizer. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $15,194 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,564
at 7.18% · 30 years
Loan amount
$426,237
Total interest
$613,255
Paid off in
November 2056
Includes $7,331 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,979 a month
Tight
$1,979 to $2,544 a month
Hard
more than $2,544 a month
Your payment · 50%
Compared with the typical household income in Keizer ($84,813 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,887
Property tax
$304
Home insurance
$181
FHA mortgage insurance (MIP)
$192
You need at least $15,194 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,564; principal and interest $2,887.
The city and its county
Keizer and Marion County
Keizer is in Marion County, Oregon. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Keizer
Map of Marion County, Oregon, with Keizer marked. Around it, the neighboring counties.
Keizer
Marion County
Other cities with a page
Keizer's own numbers
Typical home value
$434,100
Typical monthly rent
$1,424
Typical yearly household income
$84,813
Households that own their home
63%
Effective property tax rate
0.84%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Marion County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,692
Price change over 5 years (FHFA)
+42%
Homes in a high flood-risk zone
2.9%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Marion County.
A typical home in Keizer is worth $434,100: 4% above the county and 9% below Oregon. With the typical household income in Keizer ($84,813 a year), a typical home costs 5.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Keizer5.1 years
Marion5.4 years
Oregon5.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Marion County
According to FHFA’s house price index, home prices in Marion County rose 117% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Marion County.
Yearly change in FHFA’s price index in Marion County, 2016 to 2025
2016: +10.8% +10.8% 2016
2017: +11.3% +11.3% 2017
2018: +10.9% +10.9% 2018
2019: +6.6% +6.6% 2019
2020: +4.3% +4.3% 2020
2021: +15.3% +15.3% 2021
2022: +14.4% +14.4% 2022
2023: +2.8% +2.8% 2023
2024: +2.3% +2.3% 2024
2025: +2.6% +2.6% 2025
Change in FHFA’s price index in Marion County, Oregon and the United States
Period
County
Oregon
U.S.
Last year (2025)
+2.6%
+0.9%
+2.9%
5 years (2020–2025)
+42%
+35%
+47%
10 years (2015–2025)
+117%
+86%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Keizer next to Marion County, Oregon and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Keizer$434,100
Marion$416,400
Oregon$477,600
United States$332,700
Typical monthly rent
Keizer$1,424
Marion$1,414
Oregon$1,525
United States$1,413
Typical yearly household income
Keizer$84,813
Marion$77,351
Oregon$83,011
United States$80,734
See the full table
Keizer next to Marion County and Oregon
Measure
Keizer
Marion County
Oregon
U.S.
Typical home value
$434,100 ▲4% above the county
$416,400
$477,600
$332,700
Typical monthly rent
$1,424
$1,414
$1,525
$1,413
Typical yearly household income
$84,813 ▲10% above the county
$77,351
$83,011
$80,734
Households that own their home
63% ▲1 points above the county
62%
63%
65%
Typical yearly property tax
$3,649 ▲5% above the county
$3,490
$3,876
$3,119
Effective property tax rate
0.84%
0.84%
0.81%
0.94%
Renters with high rent for their income
50% ▼3 points below the county
54%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Marion County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Keizer
For a typical $434,100 home in Keizer, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Keizer's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,564a month
Least cash to close
Down payment
$15,194
Cash to close
$28,217
Rate
7.18%
Mortgage insurance
FHA MIP · $192
Conventional, 5% down$3,485a month
Down payment
$21,705
Cash to close
$34,728
Rate
7.18%
Mortgage insurance
PMI · $206
Conventional, 20% down, no PMI$2,837a month
Down payment
$86,820
Cash to close
$99,843
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$3,239a month
Down payment
$65,115
Cash to close
$78,138
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Keizer
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,564
$15,194
$426,237
7.18%
FHA MIP · $192
$28,217
580
Conventional, 5% down
$3,485
$21,705
$412,395
7.18%
PMI · $206
$34,728
620*
Conventional, 20% down, no PMI
$2,837
$86,820
$347,280
7.18%
None
$99,843
620*
ITIN, 15% down (example)
$3,239
$65,115
$368,985
8.18%
None
$78,138
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Keizer is $1,424 a month: about the same as the county. In Keizer, 50% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Marion County, by unit size. To pay the 2-bedroom one ($1,692 a month) without spending more than 30% of your income, you would need to earn $32.54 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Marion County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,285
$24.71
$51,400
1 bedroom
$1,294
$24.88
$51,760
2 bedrooms
$1,692
$32.54
$67,680
3 bedrooms
$2,341
$45.02
$93,640
4 bedrooms
$2,564
$49.31
$102,560
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Keizer
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Keizer is in ZIP code 97303.
For 2 bedrooms it is $1,680: $12 less than the fair market rent for Marion County ($1,692).
Fair market rent by ZIP code and size in Keizer, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
97303
$1,280
$1,280
$1,680
$2,320
$2,550
ZIP code2 bd3 bd
97303 $1,680$2,320
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Keizer when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Marion County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Keizer or Marion County. The ones below are statewide in Oregon: they work in Keizer the same as in the rest of the state.
Oregon state funds for the down payment and closing costs, delivered by local organizations: up to $60,000 or 20% of the price, sometimes as a grant or as a forgivable second mortgage, for first-time or first-generation buyers with income up to 100% of the area median.Offered by Oregon Housing and Community Services (OHCS).
Oregon Housing and Community Services mortgage for low- and moderate-income first-time buyers, with down payment assistance of 4% or 5% of the loan as a second mortgage.Offered by Oregon Housing and Community Services (OHCS).
Oregon Housing and Community Services mortgage for any buyer, including people who have owned a home before, with down payment assistance of 4% or 5% of the loan as a second mortgage that can be forgivable or repayable.Offered by Oregon Housing and Community Services (OHCS).
No legal help resource on our list is for Keizer or Marion County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Keizer and all of Marion County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Keizer?
The typical home value in Keizer is $434,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Marion County it is $416,400.
How much does it cost to rent in Keizer?
Typical rent in Keizer is $1,424 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Marion County is $1,692.
What is the FHA loan limit in Keizer?
Keizer uses the FHA limit for all of Marion County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Keizer?
The typical homeowner in Keizer pays $3,649 a year, according to the U.S. Census Bureau. That is 0.84% of the home’s value; in Marion County, the rate is 0.84%.
Where can I find free help to buy or rent in Keizer?
There is 1 HUD-approved counseling agency with an office in Marion County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
