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City · 8,292 residents · Marion County, Oregon

Stayton , Oregon

In Stayton, a typical home is worth $409,700 and typical rent is $1,172 a month. Compared with all of Marion County, typical rent is 17% lower and the share of households that own their home is 7 points higher.

Stayton in numbers

  • Typical home value

    $409,700

    About the same as the county

    14% below Oregon

    • Stayton
    • Marion
    • Oregon
  • Typical rent

    $1,172a month

    17% below the county

    23% below Oregon

    • Stayton
    • Marion
    • Oregon
  • Typical household income

    $78,268a year

    About the same as the county

    6% below Oregon

    • Stayton
    • Marion
    • Oregon
  • Households that own their home

    69%

    7 points above the county

    6 points above Oregon

    • Stayton
    • Marion
    • Oregon

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$464,963
1.2% more than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $413,103 to $464,963.

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Stayton is in Marion County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Marion County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Stayton apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Four Corners, the typical home value is $340,200: 17% less than in Stayton ($409,700).

  2. The typical rent in Stayton is $1,172 a month, 17% less than in Marion County as a whole ($1,414).

  3. 69% of households in Stayton own their home, against 62% in Marion County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Stayton

What homes there are in Stayton, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Stayton and its comparisons
MeasureStaytonMarion CountyOregonUnited States
Detached house 68%63%63%61%
Attached house Unreliable estimate4%5%6%
Building of 2 to 4 14%8%7%8%
Apartments (5 or more) Unreliable estimate18%18%19%
Mobile home Unreliable estimate7%7%6%
Boat, RV and other Unreliable estimate0%0%0%

In Stayton, 7 in 10 homes are single-family detached houses; in Marion County, 6.

Year built
Year built: Stayton and its comparisons
MeasureStaytonMarion CountyOregonUnited States
Before 1960 16%20%23%26%
1960–1979 28%32%26%24%
1980–1999 27%25%25%25%
2000–2009 23%13%14%14%
2010 or later Unreliable estimate11%12%11%

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Stayton and its comparisons
MeasureStayton
Under $100K Unreliable estimate
$100K–$200K Unreliable estimate
$200K–$300K Unreliable estimate
$300K–$500K 61%
$500K–$750K 16%
$750K–$1M Unreliable estimate
$1M or more Unreliable estimate
Monthly rent with utilities
Monthly rent with utilities: Stayton and its comparisons
MeasureStayton
Under $500 Unreliable estimate
$500–$999 34%
$1,000–$1,499 Unreliable estimate
$1,500–$1,999 Unreliable estimate
$2,000–$2,499 Unreliable estimate
$2,500–$2,999 Unreliable
$3,000 or more Unreliable estimate

With a mortgage

$1,915 a month

Marion County: $1,959 a month

Owners with a mortgage

72%

Marion County: 66%

In Stayton, 72% of owners have a mortgage; their typical cost is $1,915 a month, about the same as in Marion County.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Stayton and its comparisons
MeasureStaytonMarion CountyOregonUnited States
Typical home value +73%+69%+53%+53%
Typical rent No clear change+44%+37%+33%
Typical household income No clear change+30%+32%+29%

The typical home value in Stayton rose 73% since 2015–2019, more than in Marion County (69%).

Since 2015–2019, the typical rent in Stayton did not change clearly, according to the Census.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Stayton and its comparisons
MeasureStaytonMarion CountyOregonUnited States
Rental vacancy Unreliable estimate4.4%4.2%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.7%0.9%
More than one person per room Unreliable estimate5.2%3.2%3.4%
People per household 2.582.662.422.53
Drive alone 65%70%65%69%
Carpool 11%12%9%9%
Public transit Unreliable estimate1%2%3%
Walk or bike Unreliable estimate3%5%3%
Work from home Unreliable estimate13%19%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

Much as in Marion County, a household in Stayton has 2.58 people on average.

To get to work, 65% of workers in Stayton drive alone; in Marion County, 70%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Stayton?

A typical home costs more than the typical income allows

We start with a typical home in Stayton, worth $409,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 51% of the typical household income in Stayton, which is $78,268 a year. For that payment to be 28% of income, a household would need to earn about $143,581 a year.

The calculator's FHA and conventional loan limits are those of all of Marion County.

Your numbers

Local data
$

Starts at the typical home value in Stayton. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $14,340 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,350

at 7.18% · 30 years

Loan amount
$402,279
Total interest
$578,785
Paid off in
November 2056

Includes $6,919 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,826 a month

  • Tight

    $1,826 to $2,348 a month

  • Hard

    more than $2,348 a month

    Your payment · 51%

Compared with the typical household income in Stayton ($78,268 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,350
Monthly payment breakdown
Principal & interest$2,725
Property tax$273
Home insurance$171
FHA mortgage insurance (MIP)$181

You need at least $14,340 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $3,350; principal and interest $2,725.

The city and its county

Stayton and Marion County

Stayton is in Marion County, Oregon. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Marion County, Oregon, with Stayton marked. Around it, the neighboring counties.

Stayton's own numbers

Typical home value
$409,700
Typical monthly rent
$1,172
Typical yearly household income
$78,268
Households that own their home
69%
Effective property tax rate
0.8%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Marion County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,692
Price change over 5 years (FHFA)
+42%
Homes in a high flood-risk zone
2.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Marion County.

Everything about Marion County

Buying

Buying a home in Stayton

A typical home in Stayton is worth $409,700: about the same as the county and 14% below Oregon. With the typical household income in Stayton ($78,268 a year), a typical home costs 5.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Stayton 5.2 years
  • Marion 5.4 years
  • Oregon 5.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Marion County

According to FHFA’s house price index, home prices in Marion County rose 117% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Marion County.

Yearly change in FHFA’s price index in Marion County, 2016 to 2025
  1. 2020: +4.3%
  2. 2021: +15.3%
  3. 2022: +14.4%
  4. 2023: +2.8%
  5. 2024: +2.3%
  6. 2025: +2.6%
Change in FHFA’s price index in Marion County, Oregon and the United States
Period County Oregon U.S.
Last year (2025) +2.6% +0.9% +2.9%
5 years (2020–2025) +42% +35% +47%
10 years (2015–2025) +117% +86% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Stayton next to Marion County, Oregon and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Stayton $409,700
  • Marion $416,400
  • Oregon $477,600
  • United States $332,700
Typical monthly rent
  • Stayton $1,172
  • Marion $1,414
  • Oregon $1,525
  • United States $1,413
Typical yearly household income
  • Stayton $78,268
  • Marion $77,351
  • Oregon $83,011
  • United States $80,734
See the full table
Stayton next to Marion County and Oregon
Measure Stayton Marion County Oregon U.S.
Typical home value $409,700 $416,400 $477,600 $332,700
Typical monthly rent $1,172 17% below the county $1,414 $1,525 $1,413
Typical yearly household income $78,268 $77,351 $83,011 $80,734
Households that own their home 69% 7 points above the county 62% 63% 65%
Typical yearly property tax $3,270 6% below the county $3,490 $3,876 $3,119
Effective property tax rate 0.8% 0.04 points below the county 0.84% 0.81% 0.94%
Renters with high rent for their income 54% 54% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Marion County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Stayton

For a typical $409,700 home in Stayton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Stayton's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,350a month

    Least cash to close
    Down payment
    $14,340
    Cash to close
    $26,631
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $181
  • Conventional, 5% down $3,275a month

    Down payment
    $20,485
    Cash to close
    $32,776
    Rate
    7.18%
    Mortgage insurance
    PMI · $195
  • Conventional, 20% down, no PMI $2,664a month

    Down payment
    $81,940
    Cash to close
    $94,231
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $3,043a month

    Down payment
    $61,455
    Cash to close
    $73,746
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Stayton and for Marion County.

Property tax

Effective rate in Stayton

0.8%of the home’s value each year

$3,270 a year for the typical owner in Stayton.

  • Stayton 0.8%
  • Marion 0.84%
  • Oregon 0.81%

What Oregon publishes 3 percent cap on maximum assessed value (Measure 50) (Oregon Legislature (Oregon Revised Statutes))

Exemptions and deadlines in Oregon

Flood risk in Marion County

FEMA does not publish these numbers by city: they are for all of Marion County.

Homes in the high-risk zone
2.9%
2,669
Of those, with NFIP insurance
29%
Homes in the high-risk zone and with NFIP insurance: Marion County, Oregon and the U.S.
Measure County Oregon U.S.
Homes in the high-risk zone 2.9% 2.8% 3.5%
Of those, with NFIP insurance 29% 25% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Stayton

Typical rent in Stayton is $1,172 a month: 17% below the county. In Stayton, 54% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Marion County, by unit size. To pay the 2-bedroom one ($1,692 a month) without spending more than 30% of your income, you would need to earn $32.54 an hour working full time.

HUD fair market rent for all of Marion County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Marion County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $1,285 $24.71 $51,400
1 bedroom $1,294 $24.88 $51,760
2 bedrooms $1,692 $32.54 $67,680
3 bedrooms $2,341 $45.02 $93,640
4 bedrooms $2,564 $49.31 $102,560

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Stayton

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Stayton is in ZIP code 97383.

For 2 bedrooms it is $1,530: $162 less than the fair market rent for Marion County ($1,692).

  • 97383 $1,530$2,070

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Stayton when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Stayton

HUD lists 6 buildings with rents for lower incomes in Stayton. These are the largest.

  • Wolf Ridge 1301 E Santiam St, Stayton 97383 51 low-income homes · 2 bd: 27 · 3 bd: 24 · In service since 1998 · For families
  • Oak Park Village 1011 N 10th Ave, Stayton 97383 32 low-income homes · For older adults (503) 373-4470
  • Stayton Elder Manor 660 W Ida St, Stayton 97383 32 low-income homes · 1 bd: 21 · 2 bd: 11 · In service since 1998 · For older adults
  • Hollister Apartments 315 W Hollister St, Stayton 97383 20 low-income homes · For families (503) 767-4543
  • Stayton Manor 820 N 3rd Ave, Stayton 97383 16 low-income homes · Studio: 8 · 1 bd: 8 · In service since 2003 · For older adults, people with disabilities

See all 55 buildings in Marion County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Stayton

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Marion County; 1 says it serves in Spanish.

A pregnant woman reads paperwork on the sofa while the grandmother plays with the girl on the floor.

HUD counseling is free or low-cost

Assistance programs in Stayton

No down payment, repair or rent-help program on our list is for Stayton or Marion County. The ones below are statewide in Oregon: they work in Stayton the same as in the rest of the state.

  • OHCS Down Payment Assistance

    Statewide in Oregon

    Oregon state funds for the down payment and closing costs, delivered by local organizations: up to $60,000 or 20% of the price, sometimes as a grant or as a forgivable second mortgage, for first-time or first-generation buyers with income up to 100% of the area median. Offered by Oregon Housing and Community Services (OHCS).

    GrantForgivable

    See the program Official page

  • FirstHome (Flex Lending)

    Statewide in Oregon

    Oregon Housing and Community Services mortgage for low- and moderate-income first-time buyers, with down payment assistance of 4% or 5% of the loan as a second mortgage. Offered by Oregon Housing and Community Services (OHCS).

    Type not stated

    See the program Official page

  • NextStep (Flex Lending)

    Statewide in Oregon

    Oregon Housing and Community Services mortgage for any buyer, including people who have owned a home before, with down payment assistance of 4% or 5% of the loan as a second mortgage that can be forgivable or repayable. Offered by Oregon Housing and Community Services (OHCS).

    Type not stated

    See the program Official page

Housing counselors near Stayton

The HUD-approved agencies closest to the center of Stayton, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • DevNW

    528 Cottage St NE Ste 304, Salem · 15 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
  • DevNW

    2525 SE 3rd St, Corvallis · 29 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
  • Housing Authority of Yamhill County

    135 NE Dunn Pl, McMinnville · 33 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more

Every agency in Marion County All counseling agencies in Oregon

Help in Spanish near Stayton

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Stayton

HUD’s record names them for Stayton or Marion County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Marion County Housing Authority Public housing and Section 8 vouchers (503) 798-4170

One other authority has an office in Marion County: see the list Source: HUD

Cities

Other cities in Marion County

These cities are also in Marion County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Questions

Housing questions about Stayton

Short answers with the numbers for Stayton and all of Marion County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Stayton?

The typical home value in Stayton is $409,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Marion County it is $416,400.

How much does it cost to rent in Stayton?

Typical rent in Stayton is $1,172 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Marion County is $1,692.

What is the FHA loan limit in Stayton?

Stayton uses the FHA limit for all of Marion County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Stayton?

The typical homeowner in Stayton pays $3,270 a year, according to the U.S. Census Bureau. That is 0.8% of the home’s value; in Marion County, the rate is 0.84%.

Where can I find free help to buy or rent in Stayton?

There is 1 HUD-approved counseling agency with an office in Marion County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).