Español

Este sitio también está en español. Leer en español

City · 16,275 residents · Marion County, Oregon

Four Corners , Oregon

In Four Corners, a typical home is worth $340,200 and typical rent is $1,416 a month. Compared with all of Marion County, the typical home value is 18% lower and typical household income is 10% lower.

WhatsApp

  • Typical home value

    $340,200

    18% below the county

    29% below Oregon

    • Four Corners
    • Marion
    • Oregon

  • Typical rent

    $1,416a month

    About the same as the county

    7% below Oregon

    • Four Corners
    • Marion
    • Oregon

  • Typical household income

    $69,669a year

    10% below the county

    16% below Oregon

    • Four Corners
    • Marion
    • Oregon

  • Households that own their home

    65%

    3 points above the county

    2 points above Oregon

    • Four Corners
    • Marion
    • Oregon

Source: U.S. Census Bureau, Average 2020–2024

Four Corners is in Marion County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Marion County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Four Corners apart

What this place has that others do not, from public data, most unusual first.

  1. The typical home in Four Corners is worth $340,200, 18% less than in Marion County as a whole ($416,400).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Four Corners

What homes there are in Four Corners, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is the most common home in Four Corners: 65% of homes, near the figure in Marion County (63%).

Year built

The typical home in Four Corners was built in 1975, 4 years before the typical one in Marion County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,634 a month

Marion County: $1,959 a month

Without a mortgage

$548 a month

Marion County: $660 a month

Owners with a mortgage

58%

Marion County: 66%

In Four Corners, 58% of owners have a mortgage, and their typical cost is $1,634 a month, against $1,959 in Marion County. Without one it drops to $548.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The Census does not compare Four Corners with 2015–2019 because its boundaries changed. In Marion County, over that time, the typical home value rose 69%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureFour CornersMarion CountyOregonUnited States
Rental vacancy Unreliable estimate4.4%4.2%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.7%0.9%
More than one person per room 5.7%5.2%3.2%3.4%
People per household 2.922.662.422.53
Drive alone 74%70%65%69%
Carpool 13%12%9%9%
Public transit Unreliable estimate1%2%3%
Walk or bike Unreliable estimate3%5%3%
Work from home 8%13%19%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

More than one person per room: that is how 5.7% of households in Four Corners live, near the figure in Marion County (5.2%).

Households in Four Corners are bigger: 2.92 people on average; in Marion County, 2.66.

In Four Corners, 74% of workers drive alone to work; in Marion County, 70%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Four Corners?

A typical home costs more than the typical income allows

We start with a typical home in Four Corners, worth $340,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 48% of the typical household income in Four Corners, which is $69,669 a year. For that payment to be 28% of income, a household would need to earn about $119,346 a year.

The calculator's FHA and conventional loan limits are those of all of Marion County.

Your numbers

Local data
$

Starts at the typical home value in Four Corners. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $11,907 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,785

at 7.18% · 30 years

Loan amount
$334,038
Total interest
$480,602
Paid off in
November 2056

Includes $5,745 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,626 a month

  • Tight

    $1,626 to $2,090 a month

  • Hard

    more than $2,090 a month

    Your payment · 48%

Compared with the typical household income in Four Corners ($69,669 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,785
Principal & interest$2,263
Property tax$230
Home insurance$142
FHA mortgage insurance (MIP)$150

You need at least $11,907 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Four Corners and Marion County

Four Corners is in Marion County, Oregon. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Four Corners's own numbers

Typical home value
$340,200
Typical monthly rent
$1,416
Typical yearly household income
$69,669
Households that own their home
65%
Effective property tax rate
0.81%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Marion County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,692
Price change over 5 years (FHFA)
+42%
Homes in a high flood-risk zone
2.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Marion County.

Everything about Marion County

Buying

Buying a home in Four Corners

A typical home in Four Corners is worth $340,200: 18% below the county and 29% below Oregon. With the typical household income in Four Corners ($69,669 a year), a typical home costs 4.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Four Corners 4.9 years
  • Marion 5.4 years
  • Oregon 5.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Marion County

According to FHFA’s house price index, home prices in Marion County rose 117% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Marion County.

Period County Oregon U.S.
Last year (2025) +2.6% +0.9% +2.9%
5 years (2020–2025) +42% +35% +47%
10 years (2015–2025) +117% +86% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Four Corners next to Marion County, Oregon and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Four Corners $340,200
  • Marion $416,400
  • Oregon $477,600
  • United States $332,700
Typical monthly rent
  • Four Corners $1,416
  • Marion $1,414
  • Oregon $1,525
  • United States $1,413
Typical yearly household income
  • Four Corners $69,669
  • Marion $77,351
  • Oregon $83,011
  • United States $80,734
See the full table
Four Corners next to Marion County and Oregon
Measure Four Corners Marion County Oregon U.S.
Typical home value $340,200 $416,400 $477,600 $332,700
Typical monthly rent $1,416 $1,414 $1,525 $1,413
Typical yearly household income $69,669 $77,351 $83,011 $80,734
Households that own their home 65% 62% 63% 65%
Typical yearly property tax $2,761 $3,490 $3,876 $3,119
Effective property tax rate 0.81% 0.84% 0.81% 0.94%
Renters with high rent for their income 54% 54% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Marion County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Four Corners

For a typical $340,200 home in Four Corners, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Four Corners's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,785a month

    Least cash to close
    Down payment
    $11,907
    Cash to close
    $22,113
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $150

  • Conventional, 5% down $2,722a month

    Down payment
    $17,010
    Cash to close
    $27,216
    Rate
    7.18%
    Mortgage insurance
    PMI · $162

  • Conventional, 20% down, no PMI $2,215a month

    Down payment
    $68,040
    Cash to close
    $78,246
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,530a month

    Down payment
    $51,030
    Cash to close
    $61,236
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Four Corners and for Marion County.

Property tax

Effective rate in Four Corners

0.81%of the home’s value each year

$2,761 a year for the typical owner in Four Corners.

  • Four Corners 0.81%
  • Marion 0.84%
  • Oregon 0.81%

What Oregon publishes 3 percent cap on maximum assessed value (Measure 50) (Oregon Legislature (Oregon Revised Statutes))

Exemptions and deadlines in Oregon

Flood risk in Marion County

FEMA does not publish these numbers by city: they are for all of Marion County.

Homes in the high-risk zone
2.9%
2,669
Of those, with NFIP insurance
29%
County Oregon U.S.
Homes in the high-risk zone 2.9% 2.8% 3.5%
Of those, with NFIP insurance 29% 25% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Four Corners

Typical rent in Four Corners is $1,416 a month: about the same as the county. In Four Corners, 54% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Marion County, by unit size. To pay the 2-bedroom one ($1,692 a month) without spending more than 30% of your income, you would need to earn $32.54 an hour working full time.

HUD fair market rent for all of Marion County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,285 $24.71 $51,400
1 bedroom $1,294 $24.88 $51,760
2 bedrooms $1,692 $32.54 $67,680
3 bedrooms $2,341 $45.02 $93,640
4 bedrooms $2,564 $49.31 $102,560

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Four Corners

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Four Corners has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,610 in 97301 to $1,760 in 97317.

1 of the 2 is above the fair market rent for Marion County ($1,692).

  • 97301 $1,610$2,230
  • 97317 $1,760$2,440

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Four Corners when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Four Corners

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Marion County; 1 says it serves in Spanish.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in Four Corners

No down payment, repair or rent-help program on our list is for Four Corners or Marion County. The ones below are statewide in Oregon: they work in Four Corners the same as in the rest of the state.

Which programs do I qualify for? All programs in Oregon

  • OHCS Down Payment Assistance

    Statewide in Oregon

    Oregon state funds for the down payment and closing costs, delivered by local organizations: up to $60,000 or 20% of the price, sometimes as a grant or as a forgivable second mortgage, for first-time or first-generation buyers with income up to 100% of the area median. Offered by Oregon Housing and Community Services (OHCS).

    GrantForgivable

    See the program Official page

  • FirstHome (Flex Lending)

    Statewide in Oregon

    Oregon Housing and Community Services mortgage for low- and moderate-income first-time buyers, with down payment assistance of 4% or 5% of the loan as a second mortgage. Offered by Oregon Housing and Community Services (OHCS).

    Type not stated

    See the program Official page

  • NextStep (Flex Lending)

    Statewide in Oregon

    Oregon Housing and Community Services mortgage for any buyer, including people who have owned a home before, with down payment assistance of 4% or 5% of the loan as a second mortgage that can be forgivable or repayable. Offered by Oregon Housing and Community Services (OHCS).

    Type not stated

    See the program Official page

Housing counselors near Four Corners

The HUD-approved agencies closest to the center of Four Corners, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • DevNW

    528 Cottage St NE Ste 304, Salem · 3 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
    (503) 779-2680

  • Housing Authority of Yamhill County

    135 NE Dunn Pl, McMinnville · 21 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (503) 883-4300

  • DevNW

    2525 SE 3rd St, Corvallis · 30 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
    (541) 752-7220

Every agency in Marion County All counseling agencies in Oregon

Help in Spanish near Four Corners

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Four Corners

HUD’s record names them for Four Corners or Marion County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Marion County Housing Authority Public housing and Section 8 vouchers (503) 798-4170

One other authority has an office in Marion County: see the list Source: HUD

Cities

Other cities in Marion County

These cities are also in Marion County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Marion County Housing in Oregon

Nearby cities

The cities closest to Four Corners, with the typical home value.

Neighboring counties

If Marion County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Four Corners.

All guides
A mother and her daughters smile together on a mountain trail with a snowy peak behind them.

Questions

Housing questions about Four Corners

Short answers with the numbers for Four Corners and all of Marion County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Four Corners?

The typical home value in Four Corners is $340,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Marion County it is $416,400.

How much does it cost to rent in Four Corners?

Typical rent in Four Corners is $1,416 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Marion County is $1,692.

What is the FHA loan limit in Four Corners?

Four Corners uses the FHA limit for all of Marion County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Four Corners?

The typical homeowner in Four Corners pays $2,761 a year, according to the U.S. Census Bureau. That is 0.81% of the home’s value; in Marion County, the rate is 0.84%.

Where can I find free help to buy or rent in Four Corners?

There is 1 HUD-approved counseling agency with an office in Marion County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).