In Newberg, a typical home is worth $472,100 and typical rent is $1,713 a month. Compared with all of Yamhill County, typical rent is 16% higher and the share of households that own their home is 10 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $491,667 to $525,710.
Typical rent
$1,987a month
▲ 0.9% more than 12 months ago
Typical rent from Zillow, December 2022 to September 2026: from $1,775 to $1,987.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Newberg is in Yamhill County. The FHA loan limit ($701,500 for a one-unit home), the fair market rents and the help on this page are those of all of Yamhill County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical rent in Newberg is $1,713 a month, 16% more than in Yamhill County as a whole ($1,480).
2
59% of households in Newberg own their home, against 69% in Yamhill County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Newberg
What homes there are in Newberg, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Newberg
Yamhill County
Oregon
United States
Kind of home: Newberg and its comparisons
Measure
Newberg
Yamhill County
Oregon
United States
Detached house
59%
68%
63%
61%
Attached house
7%
5%
5%
6%
Building of 2 to 4
7%
5%
7%
8%
Apartments (5 or more)
20%
12%
18%
19%
Mobile home
7%
10%
7%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in Newberg (59%), but less so than in Yamhill County (68%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Newberg
Yamhill County
Oregon
United States
Year built: Newberg and its comparisons
Measure
Newberg
Yamhill County
Oregon
United States
Before 1960
13%
17%
23%
26%
1960–1979
23%
22%
26%
24%
1980–1999
29%
31%
25%
25%
2000–2009
17%
16%
14%
14%
2010 or later
19%
15%
12%
11%
In Newberg, half of the homes were built before 1991; in Yamhill County, before 1990.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K10%
$100K–$200KUnreliable
$200K–$300K5%
$300K–$500K37%
$500K–$750K38%
$750K–$1M5%
$1M or moreUnreliable
Value of owner-occupied homes: Newberg and its comparisons
Measure
Newberg
Under $100K
10%
$100K–$200K
Unreliable estimate
$200K–$300K
5%
$300K–$500K
37%
$500K–$750K
38%
$750K–$1M
5%
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49924%
$1,500–$1,99935%
$2,000–$2,49915%
$2,500–$2,9998%
$3,000 or moreUnreliable
Monthly rent with utilities: Newberg and its comparisons
Measure
Newberg
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
24%
$1,500–$1,999
35%
$2,000–$2,499
15%
$2,500–$2,999
8%
$3,000 or more
Unreliable estimate
With a mortgage
$2,305 a month
Yamhill County: $2,091 a month
Without a mortgage
$603 a month
Yamhill County: $652 a month
Owners with a mortgage
75%
Yamhill County: 67%
Owning costs more in Newberg: with a mortgage, the typical cost is $2,305 a month; in Yamhill County, $2,091. Without one, $603.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Newberg+47%
Yamhill County+59%
Oregon+53%
United States+53%
Typical rent
Newberg+52%
Yamhill County+41%
Oregon+37%
United States+33%
Typical household income
Newberg+45%
Yamhill County+41%
Oregon+32%
United States+29%
Change since 2015–2019: Newberg and its comparisons
Measure
Newberg
Yamhill County
Oregon
United States
Typical home value
+47%
+59%
+53%
+53%
Typical rent
+52%
+41%
+37%
+33%
Typical household income
+45%
+41%
+32%
+29%
The typical home value in Newberg rose 47% since 2015–2019, less than in Yamhill County (59%).
Rents in Newberg rose faster than in Yamhill County: 52% since 2015–2019, against 41%.
While home values in Newberg changed +47% and rent +52%, the typical household income rose 45%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Newberg and its comparisons
Measure
Newberg
Yamhill County
Oregon
United States
Rental vacancy
Unreliable estimate
3.5%
4.2%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.7%
0.9%
More than one person per room
Unreliable estimate
3.2%
3.2%
3.4%
People per household
2.50
2.61
2.42
2.53
Drive alone
69%
71%
65%
69%
Carpool
6%
8%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
2%
3%
Walk or bike
9%
6%
5%
3%
Work from home
15%
14%
19%
15%
Other means
Unreliable estimate
2%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Much as in Yamhill County, a household in Newberg has 2.50 people on average.
To get to work, 69% of workers in Newberg drive alone; in Yamhill County, 71%.
Do the math
What would you pay each month for a home in Newberg?
A typical home costs more than the typical income allows
We start with a typical home in Newberg, worth $472,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 49% of the typical household income in Newberg, which is $93,232 a year. For that payment to be 28% of income, a household would need to earn about $164,775 a year.
The calculator's FHA and conventional loan limits are those of all of Yamhill County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Newberg. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $16,524 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,845
at 7.18% · 30 years
Loan amount
$463,549
Total interest
$666,938
Paid off in
November 2056
Includes $7,973 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,175 a month
Tight
$2,175 to $2,797 a month
Hard
more than $2,797 a month
Your payment · 49%
Compared with the typical household income in Newberg ($93,232 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$3,140
Property tax
$299
Home insurance
$197
FHA mortgage insurance (MIP)
$209
You need at least $16,524 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,845; principal and interest $3,140.
The city and its county
Newberg and Yamhill County
Newberg is in Yamhill County, Oregon. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Newberg
Map of Yamhill County, Oregon, with Newberg marked. Around it, the neighboring counties.
Newberg
Yamhill County
Other cities with a page
Newberg's own numbers
Typical home value
$472,100
Typical monthly rent
$1,713
Typical yearly household income
$93,232
Households that own their home
59%
Effective property tax rate
0.76%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Yamhill County
FHA limit, one-unit home
$701,500
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,878
Price change over 5 years (FHFA)
+40%
Homes in a high flood-risk zone
4.1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Yamhill County.
A typical home in Newberg is worth $472,100: about the same as the county and about the same as Oregon. With the typical household income in Newberg ($93,232 a year), a typical home costs 5.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Newberg5.1 years
Yamhill5.2 years
Oregon5.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Yamhill County
According to FHFA’s house price index, home prices in Yamhill County rose 105% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Yamhill County.
Yearly change in FHFA’s price index in Yamhill County, 2016 to 2025
2016: +11.8% +11.8% 2016
2017: +9.8% +9.8% 2017
2018: +8.9% +8.9% 2018
2019: +5.3% +5.3% 2019
2020: +4.2% +4.2% 2020
2021: +13.9% +13.9% 2021
2022: +14.1% +14.1% 2022
2023: +2.2% +2.2% 2023
2024: +2.1% +2.1% 2024
2025: +3.1% +3.1% 2025
Change in FHFA’s price index in Yamhill County, Oregon and the United States
Period
County
Oregon
U.S.
Last year (2025)
+3.1%
+0.9%
+2.9%
5 years (2020–2025)
+40%
+35%
+47%
10 years (2015–2025)
+105%
+86%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Newberg next to Yamhill County, Oregon and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Newberg$472,100
Yamhill$471,700
Oregon$477,600
United States$332,700
Typical monthly rent
Newberg$1,713
Yamhill$1,480
Oregon$1,525
United States$1,413
Typical yearly household income
Newberg$93,232
Yamhill$90,063
Oregon$83,011
United States$80,734
See the full table
Newberg next to Yamhill County and Oregon
Measure
Newberg
Yamhill County
Oregon
U.S.
Typical home value
$472,100
$471,700
$477,600
$332,700
Typical monthly rent
$1,713 ▲16% above the county
$1,480
$1,525
$1,413
Typical yearly household income
$93,232 ▲4% above the county
$90,063
$83,011
$80,734
Households that own their home
59% ▼10 points below the county
69%
63%
65%
Typical yearly property tax
$3,606 ▲5% above the county
$3,425
$3,876
$3,119
Effective property tax rate
0.76% ▲0.03 points above the county
0.73%
0.81%
0.94%
Renters with high rent for their income
58% ▲2 points above the county
56%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Yamhill County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Newberg
For a typical $472,100 home in Newberg, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Newberg's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,845a month
Least cash to close
Down payment
$16,524
Cash to close
$30,687
Rate
7.18%
Mortgage insurance
FHA MIP · $209
Conventional, 5% down$3,758a month
Down payment
$23,605
Cash to close
$37,768
Rate
7.18%
Mortgage insurance
PMI · $224
Conventional, 20% down, no PMI$3,054a month
Down payment
$94,420
Cash to close
$108,583
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$3,491a month
Down payment
$70,815
Cash to close
$84,978
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Newberg
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,845
$16,524
$463,549
7.18%
FHA MIP · $209
$30,687
580
Conventional, 5% down
$3,758
$23,605
$448,495
7.18%
PMI · $224
$37,768
620*
Conventional, 20% down, no PMI
$3,054
$94,420
$377,680
7.18%
None
$108,583
620*
ITIN, 15% down (example)
$3,491
$70,815
$401,285
8.18%
None
$84,978
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Newberg is $1,713 a month: 16% above the county. In Newberg, 58% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Yamhill County, by unit size. To pay the 2-bedroom one ($1,878 a month) without spending more than 30% of your income, you would need to earn $36.12 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Yamhill County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,527
$29.37
$61,080
1 bedroom
$1,633
$31.40
$65,320
2 bedrooms
$1,878
$36.12
$75,120
3 bedrooms
$2,550
$49.04
$102,000
4 bedrooms
$3,069
$59.02
$122,760
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Newberg
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Newberg is in ZIP code 97132.
For 2 bedrooms it is $1,760: $118 less than the fair market rent for Yamhill County ($1,878).
Fair market rent by ZIP code and size in Newberg, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
97132
$1,430
$1,530
$1,760
$2,390
$2,880
ZIP code2 bd3 bd
97132 $1,760$2,390
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Newberg when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 3 buildings with rents for lower incomes in Newberg. These are the largest.
Deskins Commons1103 N Meridian St, Newberg 9713256 homes, 55 low-income · 1 bd: 11 · 2 bd: 37 · 3 bd: 8 · In service since 2014 · For people with disabilities, families
Springbrook Place3105 E Middlebrook Dr, Newberg 9713215 homes, 14 low-income · For people with disabilities(503) 487-6227
Camellia Court601 N Sitka Ave, Newberg 9713224 homes · In service since 1995
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Yamhill County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Newberg or Yamhill County. The ones below are statewide in Oregon: they work in Newberg the same as in the rest of the state.
Oregon state funds for the down payment and closing costs, delivered by local organizations: up to $60,000 or 20% of the price, sometimes as a grant or as a forgivable second mortgage, for first-time or first-generation buyers with income up to 100% of the area median.Offered by Oregon Housing and Community Services (OHCS).
Oregon Housing and Community Services mortgage for low- and moderate-income first-time buyers, with down payment assistance of 4% or 5% of the loan as a second mortgage.Offered by Oregon Housing and Community Services (OHCS).
Oregon Housing and Community Services mortgage for any buyer, including people who have owned a home before, with down payment assistance of 4% or 5% of the loan as a second mortgage that can be forgivable or repayable.Offered by Oregon Housing and Community Services (OHCS).
No legal help resource on our list is for Newberg or Yamhill County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Newberg and all of Yamhill County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Newberg?
The typical home value in Newberg is $472,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Yamhill County it is $471,700.
How much does it cost to rent in Newberg?
Typical rent in Newberg is $1,713 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Yamhill County is $1,878.
What is the FHA loan limit in Newberg?
Newberg uses the FHA limit for all of Yamhill County (2026): $701,500 for a one-unit home and $1,349,050 for a four-unit home.
How much property tax do owners pay in Newberg?
The typical homeowner in Newberg pays $3,606 a year, according to the U.S. Census Bureau. That is 0.76% of the home’s value; in Yamhill County, the rate is 0.73%.
Where can I find free help to buy or rent in Newberg?
There is 1 HUD-approved counseling agency with an office in Yamhill County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
