City · 52,389 residents · Washington County, Oregon
Aloha, Oregon
In Aloha, a typical home is worth $484,400 and typical rent is $1,896 a month. Compared with all of Washington County, the typical home value is 18% lower, typical household income is 5% lower, and the share of households that own their home is 6 points higher.
Aloha is in Washington County. The FHA loan limit ($701,500 for a one-unit home), the fair market rents and the help on this page are those of all of Washington County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical home in Aloha is worth $484,400,18% less than in Washington County as a whole ($588,000).
2
67% of households in Aloha own their home, against 61% in Washington County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Aloha
What homes there are in Aloha, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Aloha
Washington County
Oregon
United States
Kind of home: Aloha and its comparisons
Measure
Aloha
Washington County
Oregon
United States
Detached house
71%
57%
63%
61%
Attached house
13%
9%
5%
6%
Building of 2 to 4
6%
7%
7%
8%
Apartments (5 or more)
11%
25%
18%
19%
Mobile home
Unreliable estimate
2%
7%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Aloha, 7 in 10 homes are single-family detached houses; in Washington County, 6.
Year built
Before 19601960–19791980–19992000–20092010 or later
Aloha
Washington County
Oregon
United States
Year built: Aloha and its comparisons
Measure
Aloha
Washington County
Oregon
United States
Before 1960
8%
10%
23%
26%
1960–1979
36%
26%
26%
24%
1980–1999
30%
33%
25%
25%
2000–2009
17%
17%
14%
14%
2010 or later
10%
14%
12%
11%
The typical home in Aloha was built in 1984, 6 years before the typical one in Washington County.
Homes in Aloha are bigger: 75% have 3 bedrooms or more; in Washington County, 62%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K3%
$100K–$200KUnreliable
$200K–$300K2%
$300K–$500K50%
$500K–$750K42%
$750K–$1M2%
$1M or moreUnreliable
Value of owner-occupied homes: Aloha and its comparisons
Measure
Aloha
Under $100K
3%
$100K–$200K
Unreliable estimate
$200K–$300K
2%
$300K–$500K
50%
$500K–$750K
42%
$750K–$1M
2%
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49916%
$1,500–$1,99934%
$2,000–$2,49930%
$2,500–$2,99911%
$3,000 or moreUnreliable
Monthly rent with utilities: Aloha and its comparisons
Measure
Aloha
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
16%
$1,500–$1,999
34%
$2,000–$2,499
30%
$2,500–$2,999
11%
$3,000 or more
Unreliable estimate
With a mortgage
$2,178 a month
Washington County: $2,475 a month
Without a mortgage
$703 a month
Washington County: $846 a month
Owners with a mortgage
73%
Washington County: 71%
The typical cost for an owner with a mortgage in Aloha is $2,178 a month, less than in Washington County ($2,475); without one, $703.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Aloha+49%
Washington County+52%
Oregon+53%
United States+53%
Typical rent
Aloha+37%
Washington County+36%
Oregon+37%
United States+33%
Typical household income
Aloha+30%
Washington County+31%
Oregon+32%
United States+29%
Change since 2015–2019: Aloha and its comparisons
Measure
Aloha
Washington County
Oregon
United States
Typical home value
+49%
+52%
+53%
+53%
Typical rent
+37%
+36%
+37%
+33%
Typical household income
+30%
+31%
+32%
+29%
From 2015–2019 to 2020–2024, the typical home value in Aloha rose 49%; in Washington County, it rose 52%.
Much as in Washington County, the typical rent in Aloha rose 37% since 2015–2019.
The typical household income in Aloha rose 30%: less than home values (+49%) and rent (+37%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Aloha and its comparisons
Measure
Aloha
Washington County
Oregon
United States
Rental vacancy
4.6%
4.1%
4.2%
5.5%
Homeowner vacancy
Unreliable estimate
0.5%
0.7%
0.9%
More than one person per room
3.4%
3.4%
3.2%
3.4%
People per household
2.78
2.53
2.42
2.53
Drive alone
63%
61%
65%
69%
Carpool
10%
7%
9%
9%
Public transit
3%
3%
2%
3%
Walk or bike
1%
3%
5%
3%
Work from home
22%
24%
19%
15%
Other means
1%
1%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
In Aloha, the rental vacancy rate is 4.6%, about the same as in Washington County.
Much as in Washington County, 3.4% of households in Aloha have more than one person per room.
Households in Aloha are bigger: 2.78 people on average; in Washington County, 2.53.
In Aloha, 63% of workers drive alone to work; in Washington County, 61%.
Do the math
What would you pay each month for a home in Aloha?
A typical home costs more than the typical income allows
We start with a typical home in Aloha, worth $484,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 47% of the typical household income in Aloha, which is $101,934 a year. For that payment to be 28% of income, a household would need to earn about $170,106 a year.
The calculator's FHA and conventional loan limits are those of all of Washington County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Aloha. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $16,954 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,969
at 7.18% · 30 years
Loan amount
$475,626
Total interest
$684,315
Paid off in
November 2056
Includes $8,180 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,378 a month
Tight
$2,378 to $3,058 a month
Hard
more than $3,058 a month
Your payment · 47%
Compared with the typical household income in Aloha ($101,934 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$3,222
Property tax
$331
Home insurance
$202
FHA mortgage insurance (MIP)
$214
You need at least $16,954 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,969; principal and interest $3,222.
The city and its county
Aloha and Washington County
Aloha is in Washington County, Oregon. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Aloha
Map of Washington County, Oregon, with Aloha marked. Around it, the neighboring counties.
Aloha
Washington County
Other cities with a page
Aloha's own numbers
Typical home value
$484,400
Typical monthly rent
$1,896
Typical yearly household income
$101,934
Households that own their home
67%
Effective property tax rate
0.82%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Washington County
FHA limit, one-unit home
$701,500
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,878
Price change over 5 years (FHFA)
+33%
Homes in a high flood-risk zone
1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Washington County.
A typical home in Aloha is worth $484,400: 18% below the county and about the same as Oregon. With the typical household income in Aloha ($101,934 a year), a typical home costs 4.8 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Aloha4.8 years
Washington5.5 years
Oregon5.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Washington County
According to FHFA’s house price index, home prices in Washington County rose 80% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Washington County.
Yearly change in FHFA’s price index in Washington County, 2016 to 2025
2016: +12.0% +12.0% 2016
2017: +8.1% +8.1% 2017
2018: +5.7% +5.7% 2018
2019: +3.2% +3.2% 2019
2020: +2.4% +2.4% 2020
2021: +12.6% +12.6% 2021
2022: +16.2% +16.2% 2022
2023: +0.5% +0.5% 2023
2024: +1.5% +1.5% 2024
2025: −0.5% −0.5% 2025
Change in FHFA’s price index in Washington County, Oregon and the United States
Period
County
Oregon
U.S.
Last year (2025)
−0.5%
+0.9%
+2.9%
5 years (2020–2025)
+33%
+35%
+47%
10 years (2015–2025)
+80%
+86%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Aloha next to Washington County, Oregon and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Aloha$484,400
Washington$588,000
Oregon$477,600
United States$332,700
Typical monthly rent
Aloha$1,896
Washington$1,849
Oregon$1,525
United States$1,413
Typical yearly household income
Aloha$101,934
Washington$107,772
Oregon$83,011
United States$80,734
See the full table
Aloha next to Washington County and Oregon
Measure
Aloha
Washington County
Oregon
U.S.
Typical home value
$484,400 ▼18% below the county
$588,000
$477,600
$332,700
Typical monthly rent
$1,896 ▲3% above the county
$1,849
$1,525
$1,413
Typical yearly household income
$101,934 ▼5% below the county
$107,772
$83,011
$80,734
Households that own their home
67% ▲6 points above the county
61%
63%
65%
Typical yearly property tax
$3,974 ▼19% below the county
$4,929
$3,876
$3,119
Effective property tax rate
0.82% ▼0.02 points below the county
0.84%
0.81%
0.94%
Renters with high rent for their income
44% ▼5 points below the county
49%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Washington County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Aloha
For a typical $484,400 home in Aloha, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Aloha's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,969a month
Least cash to close
Down payment
$16,954
Cash to close
$31,486
Rate
7.18%
Mortgage insurance
FHA MIP · $214
Conventional, 5% down$3,880a month
Down payment
$24,220
Cash to close
$38,752
Rate
7.18%
Mortgage insurance
PMI · $230
Conventional, 20% down, no PMI$3,158a month
Down payment
$96,880
Cash to close
$111,412
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$3,606a month
Down payment
$72,660
Cash to close
$87,192
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Aloha
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,969
$16,954
$475,626
7.18%
FHA MIP · $214
$31,486
580
Conventional, 5% down
$3,880
$24,220
$460,180
7.18%
PMI · $230
$38,752
620*
Conventional, 20% down, no PMI
$3,158
$96,880
$387,520
7.18%
None
$111,412
620*
ITIN, 15% down (example)
$3,606
$72,660
$411,740
8.18%
None
$87,192
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Aloha is $1,896 a month: 3% above the county. In Aloha, 44% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Washington County, by unit size. To pay the 2-bedroom one ($1,878 a month) without spending more than 30% of your income, you would need to earn $36.12 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Washington County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,527
$29.37
$61,080
1 bedroom
$1,633
$31.40
$65,320
2 bedrooms
$1,878
$36.12
$75,120
3 bedrooms
$2,550
$49.04
$102,000
4 bedrooms
$3,069
$59.02
$122,760
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Aloha
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Aloha has 2 ZIP codes with their own.
For 2 bedrooms it runs from $2,070 in 97078 to $2,130 in 97003.
2 of the 2 are above the fair market rent for Washington County ($1,878).
Fair market rent by ZIP code and size in Aloha, fiscal year 2027.
97003
$1,730
$1,850
$2,130
$2,890
$3,480
97078
$1,680
$1,800
$2,070
$2,810
$3,380
ZIP code2 bd3 bd
97003 $2,130$2,890
97078 $2,070$2,810
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Aloha when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in Washington County; 2 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Aloha or Washington County. The ones below are statewide in Oregon: they work in Aloha the same as in the rest of the state.
Oregon state funds for the down payment and closing costs, delivered by local organizations: up to $60,000 or 20% of the price, sometimes as a grant or as a forgivable second mortgage, for first-time or first-generation buyers with income up to 100% of the area median.Offered by Oregon Housing and Community Services (OHCS).
Oregon Housing and Community Services mortgage for low- and moderate-income first-time buyers, with down payment assistance of 4% or 5% of the loan as a second mortgage.Offered by Oregon Housing and Community Services (OHCS).
Oregon Housing and Community Services mortgage for any buyer, including people who have owned a home before, with down payment assistance of 4% or 5% of the loan as a second mortgage that can be forgivable or repayable.Offered by Oregon Housing and Community Services (OHCS).
No legal help resource on our list is for Aloha or Washington County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Aloha and all of Washington County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Aloha?
The typical home value in Aloha is $484,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Washington County it is $588,000.
How much does it cost to rent in Aloha?
Typical rent in Aloha is $1,896 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Washington County is $1,878.
What is the FHA loan limit in Aloha?
Aloha uses the FHA limit for all of Washington County (2026): $701,500 for a one-unit home and $1,349,050 for a four-unit home.
How much property tax do owners pay in Aloha?
The typical homeowner in Aloha pays $3,974 a year, according to the U.S. Census Bureau. That is 0.82% of the home’s value; in Washington County, the rate is 0.84%.
Where can I find free help to buy or rent in Aloha?
There are 2 HUD-approved counseling agencies with an office in Washington County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
