Español

Este sitio también está en español. Leer en español

City · 108,231 residents · Washington County, Oregon

Hillsboro , Oregon

In Hillsboro, a typical home is worth $521,100 and typical rent is $1,978 a month. Compared with all of Washington County, the typical home value is 11% lower, typical rent is 7% higher, and the share of households that own their home is 11 points lower.

WhatsApp

  • Typical home value

    $521,100

    11% below the county

    9% above Oregon

    • Hillsboro
    • Washington
    • Oregon

  • Typical rent

    $1,978a month

    7% above the county

    30% above Oregon

    • Hillsboro
    • Washington
    • Oregon

  • Typical household income

    $106,409a year

    About the same as the county

    28% above Oregon

    • Hillsboro
    • Washington
    • Oregon

  • Households that own their home

    50%

    11 points below the county

    13 points below Oregon

    • Hillsboro
    • Washington
    • Oregon

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$509,612
2.3% less than 12 months ago
Typical rent
$1,969 a month
0.5% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Hillsboro is in Washington County. The FHA loan limit ($701,500 for a one-unit home), the fair market rents and the help on this page are those of all of Washington County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Hillsboro apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Cornelius, the typical rent is $1,573: 20% less than in Hillsboro ($1,978).

  2. Hillsboro has the 7th highest typical rent of the 102 cities in Oregon with more than 5,000 people ($1,978).

  3. 50% of households in Hillsboro own their home, against 61% in Washington County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Hillsboro

What homes there are in Hillsboro, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

No kind of home is the majority in Hillsboro; the largest group, detached houses, adds up to 47%, less than in Washington County (57%).

Year built

The typical home in Hillsboro was built in 1997, 7 years after the typical one in Washington County.

Homes in Hillsboro are smaller: 56% have 3 bedrooms or more; in Washington County, 62%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Washington County is $1,878: about 43% of rents in Hillsboro are below it.

With a mortgage

$2,227 a month

Washington County: $2,475 a month

Without a mortgage

$752 a month

Washington County: $846 a month

Owners with a mortgage

73%

Washington County: 71%

Owning costs less in Hillsboro: with a mortgage, the typical cost is $2,227 a month; in Washington County, $2,475. Without one, $752.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Much as in Washington County, the typical home value in Hillsboro rose 52% since 2015–2019.

The typical rent in Hillsboro rose 36% since 2015–2019, about the same as in Washington County (36%).

Here income did not keep up with housing: it rose 29%, while home values changed +52% and rent +36%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureHillsboroWashington CountyOregonUnited States
Rental vacancy 3.0%4.1%4.2%5.5%
Homeowner vacancy Unreliable estimate0.5%0.7%0.9%
More than one person per room 5.7%3.4%3.2%3.4%
People per household 2.532.532.422.53
Drive alone 61%61%65%69%
Carpool 9%7%9%9%
Public transit 4%3%2%3%
Walk or bike 3%3%5%3%
Work from home 22%24%19%15%
Other means 1%1%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

The rental vacancy rate in Hillsboro is 3.0%, lower than in Washington County (4.1%).

In Hillsboro, 5.7% of households live with more than one person per room, against 3.4% in Washington County.

A household in Hillsboro has 2.53 people on average, about the same as in Washington County (2.53).

In Hillsboro, 61% of workers drive alone to work; in Washington County, 61%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Hillsboro?

A typical home costs more than the typical income allows

We start with a typical home in Hillsboro, worth $521,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 48% of the typical household income in Hillsboro, which is $106,409 a year. For that payment to be 28% of income, a household would need to earn about $183,180 a year.

The calculator's FHA and conventional loan limits are those of all of Washington County.

Your numbers

Local data
$

Starts at the typical home value in Hillsboro. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $18,239 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$4,274

at 7.18% · 30 years

Loan amount
$511,661
Total interest
$736,160
Paid off in
November 2056

Includes $8,800 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,483 a month

  • Tight

    $2,483 to $3,192 a month

  • Hard

    more than $3,192 a month

    Your payment · 48%

Compared with the typical household income in Hillsboro ($106,409 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$4,274
Principal & interest$3,466
Property tax$360
Home insurance$217
FHA mortgage insurance (MIP)$230

You need at least $18,239 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Hillsboro and Washington County

Hillsboro is in Washington County, Oregon. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Hillsboro's own numbers

Typical home value
$521,100
Typical monthly rent
$1,978
Typical yearly household income
$106,409
Households that own their home
50%
Effective property tax rate
0.83%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Washington County

FHA limit, one-unit home
$701,500
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,878
Price change over 5 years (FHFA)
+33%
Homes in a high flood-risk zone
1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Washington County.

Everything about Washington County

Buying

Buying a home in Hillsboro

A typical home in Hillsboro is worth $521,100: 11% below the county and 9% above Oregon. With the typical household income in Hillsboro ($106,409 a year), a typical home costs 4.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Hillsboro 4.9 years
  • Washington 5.5 years
  • Oregon 5.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Washington County

According to FHFA’s house price index, home prices in Washington County rose 80% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Washington County.

Period County Oregon U.S.
Last year (2025) −0.5% +0.9% +2.9%
5 years (2020–2025) +33% +35% +47%
10 years (2015–2025) +80% +86% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Hillsboro next to Washington County, Oregon and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Hillsboro $521,100
  • Washington $588,000
  • Oregon $477,600
  • United States $332,700
Typical monthly rent
  • Hillsboro $1,978
  • Washington $1,849
  • Oregon $1,525
  • United States $1,413
Typical yearly household income
  • Hillsboro $106,409
  • Washington $107,772
  • Oregon $83,011
  • United States $80,734
See the full table
Hillsboro next to Washington County and Oregon
Measure Hillsboro Washington County Oregon U.S.
Typical home value $521,100 $588,000 $477,600 $332,700
Typical monthly rent $1,978 $1,849 $1,525 $1,413
Typical yearly household income $106,409 $107,772 $83,011 $80,734
Households that own their home 50% 61% 63% 65%
Typical yearly property tax $4,303 $4,929 $3,876 $3,119
Effective property tax rate 0.83% 0.84% 0.81% 0.94%
Renters with high rent for their income 46% 49% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Washington County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Hillsboro

For a typical $521,100 home in Hillsboro, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Hillsboro's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $4,274a month

    Least cash to close
    Down payment
    $18,239
    Cash to close
    $33,872
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $230

  • Conventional, 5% down $4,179a month

    Down payment
    $26,055
    Cash to close
    $41,688
    Rate
    7.18%
    Mortgage insurance
    PMI · $248

  • Conventional, 20% down, no PMI $3,402a month

    Down payment
    $104,220
    Cash to close
    $119,853
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,883a month

    Down payment
    $78,165
    Cash to close
    $93,798
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Hillsboro and for Washington County.

Property tax

Effective rate in Hillsboro

0.83%of the home’s value each year

$4,303 a year for the typical owner in Hillsboro.

  • Hillsboro 0.83%
  • Washington 0.84%
  • Oregon 0.81%

What Oregon publishes 3 percent cap on maximum assessed value (Measure 50) (Oregon Legislature (Oregon Revised Statutes))

Exemptions and deadlines in Oregon

Flood risk in Washington County

FEMA does not publish these numbers by city: they are for all of Washington County.

Homes in the high-risk zone
1%
1,766
Of those, with NFIP insurance
38%
County Oregon U.S.
Homes in the high-risk zone 1% 2.8% 3.5%
Of those, with NFIP insurance 38% 25% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Hillsboro

Typical rent in Hillsboro is $1,978 a month: 7% above the county. In Hillsboro, 46% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Washington County, by unit size. To pay the 2-bedroom one ($1,878 a month) without spending more than 30% of your income, you would need to earn $36.12 an hour working full time.

HUD fair market rent for all of Washington County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,527 $29.37 $61,080
1 bedroom $1,633 $31.40 $65,320
2 bedrooms $1,878 $36.12 $75,120
3 bedrooms $2,550 $49.04 $102,000
4 bedrooms $3,069 $59.02 $122,760

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Hillsboro

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Hillsboro has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,980 in 97123 to $2,180 in 97124.

2 of the 2 are above the fair market rent for Washington County ($1,878).

  • 97123 $1,980$2,690
  • 97124 $2,180$2,960

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Hillsboro when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Hillsboro

HUD lists 23 buildings with rents for lower incomes in Hillsboro. These are the largest.

  • Gateway Commons Apts 181 SE 18th Ave, Hillsboro 97123 138 low-income homes · 1 bd: 19 · 2 bd: 67 · 3 bd: 50 · In service since 2004 · For families
  • Woodland Park 280 SE 12th Ave, Hillsboro 97123 111 low-income homes · For families (503) 693-1416
  • Sunset Gardens Apts 951 SE 13th Ave, Hillsboro 97123 101 homes, 100 low-income · 1 bd: 1 · 2 bd: 96 · 3 bd: 2 · 4 bd: 3 · In service since 2008
  • City Center Apts 160 SE Washington St, Hillsboro 97123 91 low-income homes · 1 bd: 57 · 2 bd: 34 · In service since 2004 · For families
  • Villa Capri 1160 SE Washington St, Hillsboro 97123 63 low-income homes · 1 bd: 22 · 2 bd: 25 · 3 bd: 16 · In service since 2003 · For families

See all 69 buildings in Washington County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Hillsboro

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in Washington County; 2 say they serve in Spanish.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in Hillsboro

No down payment, repair or rent-help program on our list is for Hillsboro or Washington County. The ones below are statewide in Oregon: they work in Hillsboro the same as in the rest of the state.

Which programs do I qualify for? All programs in Oregon

  • OHCS Down Payment Assistance

    Statewide in Oregon

    Oregon state funds for the down payment and closing costs, delivered by local organizations: up to $60,000 or 20% of the price, sometimes as a grant or as a forgivable second mortgage, for first-time or first-generation buyers with income up to 100% of the area median. Offered by Oregon Housing and Community Services (OHCS).

    GrantForgivable

    See the program Official page

  • FirstHome (Flex Lending)

    Statewide in Oregon

    Oregon Housing and Community Services mortgage for low- and moderate-income first-time buyers, with down payment assistance of 4% or 5% of the loan as a second mortgage. Offered by Oregon Housing and Community Services (OHCS).

    Type not stated

    See the program Official page

  • NextStep (Flex Lending)

    Statewide in Oregon

    Oregon Housing and Community Services mortgage for any buyer, including people who have owned a home before, with down payment assistance of 4% or 5% of the loan as a second mortgage that can be forgivable or repayable. Offered by Oregon Housing and Community Services (OHCS).

    Type not stated

    See the program Official page

Housing counselors near Hillsboro

The HUD-approved agencies closest to the center of Hillsboro, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Bienestar

    448 S 1st Ave Ste 100, Hillsboro · 3 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more
    (503) 693-2937

  • OPEN DOOR COUNSELING CENTER DBA Open Door Housingworks

    34420 SW Tualatin Valley Hwy, Hillsboro · 5 miles away · Spanish

    Also serves in Polish, Russian, and Ukrainian.

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more
    (503) 748-0407

  • Housing Options Provided for the Elderly

    5200 Meadows Rd Ste 150, Lake Oswego · 12 miles away

    • Reverse mortgage counseling
    (971) 207-7820

Every agency in Washington County All counseling agencies in Oregon

Help in Spanish near Hillsboro

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Hillsboro

HUD’s record names them for Hillsboro or Washington County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of Washington County Public housing and Section 8 vouchers (503) 846-4794

All housing agencies in Oregon Source: HUD

Cities

Other cities in Washington County

These cities are also in Washington County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Washington County Housing in Oregon
See 7 more cities in Washington County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Hillsboro, with the typical home value.

Neighboring counties

If Washington County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Hillsboro.

All guides
A father, a mother and their daughter smile among the avocado trees by their home in Somis, California.

Questions

Housing questions about Hillsboro

Short answers with the numbers for Hillsboro and all of Washington County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Hillsboro?

The typical home value in Hillsboro is $521,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Washington County it is $588,000.

How much does it cost to rent in Hillsboro?

Typical rent in Hillsboro is $1,978 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Washington County is $1,878.

What is the FHA loan limit in Hillsboro?

Hillsboro uses the FHA limit for all of Washington County (2026): $701,500 for a one-unit home and $1,349,050 for a four-unit home.

How much property tax do owners pay in Hillsboro?

The typical homeowner in Hillsboro pays $4,303 a year, according to the U.S. Census Bureau. That is 0.83% of the home’s value; in Washington County, the rate is 0.84%.

Where can I find free help to buy or rent in Hillsboro?

There are 2 HUD-approved counseling agencies with an office in Washington County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).