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City · 26,529 residents · Washington County, Oregon

Forest Grove , Oregon

In Forest Grove, a typical home is worth $479,600 and typical rent is $1,460 a month. Compared with all of Washington County, typical rent is 21% lower and the typical home value is 18% lower.

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  • Typical home value

    $479,600

    18% below the county

    About the same as Oregon

    • Forest Grove
    • Washington
    • Oregon

  • Typical rent

    $1,460a month

    21% below the county

    4% below Oregon

    • Forest Grove
    • Washington
    • Oregon

  • Typical household income

    $87,933a year

    18% below the county

    6% above Oregon

    • Forest Grove
    • Washington
    • Oregon

  • Households that own their home

    64%

    3 points above the county

    1 points above Oregon

    • Forest Grove
    • Washington
    • Oregon

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$516,835
1.2% less than 12 months ago
Typical rent
$1,789 a month
2.9% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Forest Grove is in Washington County. The FHA loan limit ($701,500 for a one-unit home), the fair market rents and the help on this page are those of all of Washington County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Forest Grove apart

What this place has that others do not, from public data, most unusual first.

  1. The typical rent in Forest Grove is $1,460 a month, 21% less than in Washington County as a whole ($1,849).

  2. The typical home in Forest Grove is worth $479,600, 18% less than in Washington County as a whole ($588,000).

  3. The typical household income in Forest Grove is $87,933, 18% less than in Washington County as a whole ($107,772).

  4. 8% of households in Forest Grove have no internet at home (3% in Washington County).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Forest Grove

What homes there are in Forest Grove, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is the most common home in Forest Grove: 58% of homes, near the figure in Washington County (57%).

Mobile homes are 7% of homes in Forest Grove, more than in Washington County (2%).

Year built

The typical home in Forest Grove was built in 1982, 8 years before the typical one in Washington County.

In Forest Grove, 60% of homes have 3 bedrooms or more, about the same as in Washington County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

About 85% of owner-occupied homes in Forest Grove are worth less than the FHA loan limit for Washington County ($701,500).

Monthly rent with utilities

With a mortgage

$2,308 a month

Washington County: $2,475 a month

Without a mortgage

$772 a month

Washington County: $846 a month

Owners with a mortgage

67%

Washington County: 71%

In Forest Grove, 67% of owners have a mortgage, and their typical cost is $2,308 a month, against $2,475 in Washington County. Without one it drops to $772.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Forest Grove rose 50% since 2015–2019, about the same as in Washington County (52%).

The typical rent in Forest Grove rose 35% since 2015–2019, about the same as in Washington County (36%).

To compare: typical income in Forest Grove rose 37%; the home, +50%; the rent, +35%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureForest GroveWashington CountyOregonUnited States
Rental vacancy Unreliable estimate4.1%4.2%5.5%
Homeowner vacancy Unreliable estimate0.5%0.7%0.9%
More than one person per room 4.9%3.4%3.2%3.4%
People per household 2.852.532.422.53
Drive alone 68%61%65%69%
Carpool 8%7%9%9%
Public transit Unreliable estimate3%2%3%
Walk or bike 7%3%5%3%
Work from home 12%24%19%15%
Other means Unreliable estimate1%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

More households are short on space in Forest Grove: 4.9% have more than one person per room; in Washington County, 3.4%.

More people live in each home here: 2.85 on average, against 2.53 in Washington County.

In Forest Grove, 7% of workers walk or bike to work; in Washington County, 3%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Forest Grove?

A typical home costs more than the typical income allows

We start with a typical home in Forest Grove, worth $479,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 54% of the typical household income in Forest Grove, which is $87,933 a year. For that payment to be 28% of income, a household would need to earn about $168,763 a year.

The calculator's FHA and conventional loan limits are those of all of Washington County.

Your numbers

Local data
$

Starts at the typical home value in Forest Grove. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $16,786 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,938

at 7.18% · 30 years

Loan amount
$470,913
Total interest
$677,534
Paid off in
November 2056

Includes $8,099 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,052 a month

  • Tight

    $2,052 to $2,638 a month

  • Hard

    more than $2,638 a month

    Your payment · 54%

Compared with the typical household income in Forest Grove ($87,933 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,938
Principal & interest$3,190
Property tax$336
Home insurance$200
FHA mortgage insurance (MIP)$212

You need at least $16,786 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Forest Grove and Washington County

Forest Grove is in Washington County, Oregon. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Forest Grove's own numbers

Typical home value
$479,600
Typical monthly rent
$1,460
Typical yearly household income
$87,933
Households that own their home
64%
Effective property tax rate
0.84%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Washington County

FHA limit, one-unit home
$701,500
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,878
Price change over 5 years (FHFA)
+33%
Homes in a high flood-risk zone
1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Washington County.

Everything about Washington County

Buying

Buying a home in Forest Grove

A typical home in Forest Grove is worth $479,600: 18% below the county and about the same as Oregon. With the typical household income in Forest Grove ($87,933 a year), a typical home costs 5.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Forest Grove 5.5 years
  • Washington 5.5 years
  • Oregon 5.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Washington County

According to FHFA’s house price index, home prices in Washington County rose 80% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Washington County.

Period County Oregon U.S.
Last year (2025) −0.5% +0.9% +2.9%
5 years (2020–2025) +33% +35% +47%
10 years (2015–2025) +80% +86% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Forest Grove next to Washington County, Oregon and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Forest Grove $479,600
  • Washington $588,000
  • Oregon $477,600
  • United States $332,700
Typical monthly rent
  • Forest Grove $1,460
  • Washington $1,849
  • Oregon $1,525
  • United States $1,413
Typical yearly household income
  • Forest Grove $87,933
  • Washington $107,772
  • Oregon $83,011
  • United States $80,734
See the full table
Forest Grove next to Washington County and Oregon
Measure Forest Grove Washington County Oregon U.S.
Typical home value $479,600 $588,000 $477,600 $332,700
Typical monthly rent $1,460 $1,849 $1,525 $1,413
Typical yearly household income $87,933 $107,772 $83,011 $80,734
Households that own their home 64% 61% 63% 65%
Typical yearly property tax $4,047 $4,929 $3,876 $3,119
Effective property tax rate 0.84% 0.84% 0.81% 0.94%
Renters with high rent for their income 59% 49% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Washington County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Forest Grove

For a typical $479,600 home in Forest Grove, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Forest Grove's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,938a month

    Least cash to close
    Down payment
    $16,786
    Cash to close
    $31,174
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $212

  • Conventional, 5% down $3,850a month

    Down payment
    $23,980
    Cash to close
    $38,368
    Rate
    7.18%
    Mortgage insurance
    PMI · $228

  • Conventional, 20% down, no PMI $3,135a month

    Down payment
    $95,920
    Cash to close
    $110,308
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,578a month

    Down payment
    $71,940
    Cash to close
    $86,328
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Forest Grove and for Washington County.

Property tax

Effective rate in Forest Grove

0.84%of the home’s value each year

$4,047 a year for the typical owner in Forest Grove.

  • Forest Grove 0.84%
  • Washington 0.84%
  • Oregon 0.81%

What Oregon publishes 3 percent cap on maximum assessed value (Measure 50) (Oregon Legislature (Oregon Revised Statutes))

Exemptions and deadlines in Oregon

Flood risk in Washington County

FEMA does not publish these numbers by city: they are for all of Washington County.

Homes in the high-risk zone
1%
1,766
Of those, with NFIP insurance
38%
County Oregon U.S.
Homes in the high-risk zone 1% 2.8% 3.5%
Of those, with NFIP insurance 38% 25% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Forest Grove

Typical rent in Forest Grove is $1,460 a month: 21% below the county. In Forest Grove, 59% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Washington County, by unit size. To pay the 2-bedroom one ($1,878 a month) without spending more than 30% of your income, you would need to earn $36.12 an hour working full time.

HUD fair market rent for all of Washington County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,527 $29.37 $61,080
1 bedroom $1,633 $31.40 $65,320
2 bedrooms $1,878 $36.12 $75,120
3 bedrooms $2,550 $49.04 $102,000
4 bedrooms $3,069 $59.02 $122,760

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Forest Grove

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Forest Grove is in ZIP code 97116.

For 2 bedrooms it is $1,730: $148 less than the fair market rent for Washington County ($1,878).

  • 97116 $1,730$2,360

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Forest Grove when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Forest Grove

HUD lists 7 buildings with rents for lower incomes in Forest Grove. These are the largest.

  • Forest Villa Apartments 2131 Quince St, Forest Grove 97116 84 low-income homes · For older adults (503) 357-0777
  • Jose Arciga Apts 2922 19th Ave, Forest Grove 97116 50 homes, 49 low-income · 2 bd: 20 · 3 bd: 24 · 4 bd: 5 · In service since 2002 · For families
  • Garden Grove Apts 2727 22nd Ave, Forest Grove 97116 48 low-income homes · 2 bd: 26 · 3 bd: 22 · In service since 2008 · For families (503) 359-4654
  • Willow Park Apts 2824 22nd Ave, Forest Grove 97116 46 low-income homes · 1 bd: 1 · 2 bd: 45 · In service since 2008
  • Covey Run Townhomes 1727 Covey Run Dr, Forest Grove 97116 40 low-income homes · 3 bd: 26 · 4 bd: 14 · In service since 2001 · For families

See all 69 buildings in Washington County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Forest Grove

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in Washington County; 2 say they serve in Spanish.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Forest Grove

No down payment, repair or rent-help program on our list is for Forest Grove or Washington County. The ones below are statewide in Oregon: they work in Forest Grove the same as in the rest of the state.

Which programs do I qualify for? All programs in Oregon

  • OHCS Down Payment Assistance

    Statewide in Oregon

    Oregon state funds for the down payment and closing costs, delivered by local organizations: up to $60,000 or 20% of the price, sometimes as a grant or as a forgivable second mortgage, for first-time or first-generation buyers with income up to 100% of the area median. Offered by Oregon Housing and Community Services (OHCS).

    GrantForgivable

    See the program Official page

  • FirstHome (Flex Lending)

    Statewide in Oregon

    Oregon Housing and Community Services mortgage for low- and moderate-income first-time buyers, with down payment assistance of 4% or 5% of the loan as a second mortgage. Offered by Oregon Housing and Community Services (OHCS).

    Type not stated

    See the program Official page

  • NextStep (Flex Lending)

    Statewide in Oregon

    Oregon Housing and Community Services mortgage for any buyer, including people who have owned a home before, with down payment assistance of 4% or 5% of the loan as a second mortgage that can be forgivable or repayable. Offered by Oregon Housing and Community Services (OHCS).

    Type not stated

    See the program Official page

Housing counselors near Forest Grove

The HUD-approved agencies closest to the center of Forest Grove, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • OPEN DOOR COUNSELING CENTER DBA Open Door Housingworks

    34420 SW Tualatin Valley Hwy, Hillsboro · 4 miles away · Spanish

    Also serves in Polish, Russian, and Ukrainian.

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more
    (503) 748-0407

  • Bienestar

    448 S 1st Ave Ste 100, Hillsboro · 6 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more
    (503) 693-2937

  • Housing Options Provided for the Elderly

    5200 Meadows Rd Ste 150, Lake Oswego · 20 miles away

    • Reverse mortgage counseling
    (971) 207-7820

Every agency in Washington County All counseling agencies in Oregon

Help in Spanish near Forest Grove

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Forest Grove

HUD’s record names them for Forest Grove or Washington County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of Washington County Public housing and Section 8 vouchers (503) 846-4794

All housing agencies in Oregon Source: HUD

Cities

Other cities in Washington County

These cities are also in Washington County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Washington County Housing in Oregon
See 7 more cities in Washington County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Forest Grove, with the typical home value.

Neighboring counties

If Washington County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Forest Grove.

All guides
A father smiles as he carries his baby on his shoulders outdoors.

Questions

Housing questions about Forest Grove

Short answers with the numbers for Forest Grove and all of Washington County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Forest Grove?

The typical home value in Forest Grove is $479,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Washington County it is $588,000.

How much does it cost to rent in Forest Grove?

Typical rent in Forest Grove is $1,460 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Washington County is $1,878.

What is the FHA loan limit in Forest Grove?

Forest Grove uses the FHA limit for all of Washington County (2026): $701,500 for a one-unit home and $1,349,050 for a four-unit home.

How much property tax do owners pay in Forest Grove?

The typical homeowner in Forest Grove pays $4,047 a year, according to the U.S. Census Bureau. That is 0.84% of the home’s value; in Washington County, the rate is 0.84%.

Where can I find free help to buy or rent in Forest Grove?

There are 2 HUD-approved counseling agencies with an office in Washington County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).