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City · 56,011 residents · Washington County, Oregon

Tigard , Oregon

In Tigard, a typical home is worth $610,500 and typical rent is $1,782 a month. Home values, rent and income are very close to those of all of Washington County.

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  • Typical home value

    $610,500

    4% above the county

    28% above Oregon

    • Tigard
    • Washington
    • Oregon

  • Typical rent

    $1,782a month

    4% below the county

    17% above Oregon

    • Tigard
    • Washington
    • Oregon

  • Typical household income

    $108,823a year

    About the same as the county

    31% above Oregon

    • Tigard
    • Washington
    • Oregon

  • Households that own their home

    62%

    1 points above the county

    2 points below Oregon

    • Tigard
    • Washington
    • Oregon

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$598,717
0.9% less than 12 months ago
Typical rent
$1,798 a month
about the same as 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Tigard is in Washington County. The FHA loan limit ($701,500 for a one-unit home), the fair market rents and the help on this page are those of all of Washington County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Tigard apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in King City, the typical home value is $423,700: 31% less than in Tigard ($610,500).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Tigard

What homes there are in Tigard, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is the most common home in Tigard: 57% of homes, near the figure in Washington County (57%).

Year built

In Tigard, half of the homes were built before 1988; in Washington County, before 1990.

In Tigard, 17% of homes have 1 bedroom or none (studios); 58% have 3 bedrooms or more, against 62% in Washington County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,590 a month

Washington County: $2,475 a month

Without a mortgage

$893 a month

Washington County: $846 a month

Owners with a mortgage

73%

Washington County: 71%

In Tigard, 73% of owners have a mortgage; their typical cost is $2,590 a month, about the same as in Washington County.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Much as in Washington County, the typical home value in Tigard rose 50% since 2015–2019.

Rents in Tigard rose faster than in Washington County: 43% since 2015–2019, against 36%.

Housing prices ran ahead of income in Tigard: typical income rose 36%, against +50% for home values and +43% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureTigardWashington CountyOregonUnited States
Rental vacancy 5.2%4.1%4.2%5.5%
Homeowner vacancy Unreliable estimate0.5%0.7%0.9%
More than one person per room 1.9%3.4%3.2%3.4%
People per household 2.402.532.422.53
Drive alone 60%61%65%69%
Carpool 8%7%9%9%
Public transit 2%3%2%3%
Walk or bike 3%3%5%3%
Work from home 26%24%19%15%
Other means Unreliable estimate1%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

The rental vacancy rate in Tigard is 5.2%, higher than in Washington County (4.1%).

In Tigard, 1.9% of households live with more than one person per room, against 3.4% in Washington County.

Fewer people live in each home here: 2.40 on average, against 2.53 in Washington County.

The car rules in Tigard: 60% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Tigard?

A typical home costs more than the typical income allows

We start with a typical home in Tigard, worth $610,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 55% of the typical household income in Tigard, which is $108,823 a year. For that payment to be 28% of income, a household would need to earn about $215,697 a year.

The calculator's FHA and conventional loan limits are those of all of Washington County.

Your numbers

Local data
$

Starts at the typical home value in Tigard. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $21,368 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$5,033

at 7.18% · 30 years

Loan amount
$599,442
Total interest
$862,456
Paid off in
November 2056

Includes $10,310 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,539 a month

  • Tight

    $2,539 to $3,265 a month

  • Hard

    more than $3,265 a month

    Your payment · 55%

Compared with the typical household income in Tigard ($108,823 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$5,033
Principal & interest$4,061
Property tax$448
Home insurance$254
FHA mortgage insurance (MIP)$270

You need at least $21,368 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Tigard and Washington County

Tigard is in Washington County, Oregon. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Tigard's own numbers

Typical home value
$610,500
Typical monthly rent
$1,782
Typical yearly household income
$108,823
Households that own their home
62%
Effective property tax rate
0.88%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Washington County

FHA limit, one-unit home
$701,500
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,878
Price change over 5 years (FHFA)
+33%
Homes in a high flood-risk zone
1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Washington County.

Everything about Washington County

Buying

Buying a home in Tigard

A typical home in Tigard is worth $610,500: 4% above the county and 28% above Oregon. With the typical household income in Tigard ($108,823 a year), a typical home costs 5.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Tigard 5.6 years
  • Washington 5.5 years
  • Oregon 5.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Washington County

According to FHFA’s house price index, home prices in Washington County rose 80% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Washington County.

Period County Oregon U.S.
Last year (2025) −0.5% +0.9% +2.9%
5 years (2020–2025) +33% +35% +47%
10 years (2015–2025) +80% +86% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Tigard next to Washington County, Oregon and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Tigard $610,500
  • Washington $588,000
  • Oregon $477,600
  • United States $332,700
Typical monthly rent
  • Tigard $1,782
  • Washington $1,849
  • Oregon $1,525
  • United States $1,413
Typical yearly household income
  • Tigard $108,823
  • Washington $107,772
  • Oregon $83,011
  • United States $80,734
See the full table
Tigard next to Washington County and Oregon
Measure Tigard Washington County Oregon U.S.
Typical home value $610,500 $588,000 $477,600 $332,700
Typical monthly rent $1,782 $1,849 $1,525 $1,413
Typical yearly household income $108,823 $107,772 $83,011 $80,734
Households that own their home 62% 61% 63% 65%
Typical yearly property tax $5,397 $4,929 $3,876 $3,119
Effective property tax rate 0.88% 0.84% 0.81% 0.94%
Renters with high rent for their income 52% 49% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Washington County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Tigard

For a typical $610,500 home in Tigard, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Tigard's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $5,033a month

    Least cash to close
    Down payment
    $21,368
    Cash to close
    $39,683
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $270

  • Conventional, 5% down $4,921a month

    Down payment
    $30,525
    Cash to close
    $48,840
    Rate
    7.18%
    Mortgage insurance
    PMI · $290

  • Conventional, 20% down, no PMI $4,011a month

    Down payment
    $122,100
    Cash to close
    $140,415
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $4,575a month

    Down payment
    $91,575
    Cash to close
    $109,890
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Tigard and for Washington County.

Property tax

Effective rate in Tigard

0.88%of the home’s value each year

$5,397 a year for the typical owner in Tigard.

  • Tigard 0.88%
  • Washington 0.84%
  • Oregon 0.81%

What Oregon publishes 3 percent cap on maximum assessed value (Measure 50) (Oregon Legislature (Oregon Revised Statutes))

Exemptions and deadlines in Oregon

Flood risk in Washington County

FEMA does not publish these numbers by city: they are for all of Washington County.

Homes in the high-risk zone
1%
1,766
Of those, with NFIP insurance
38%
County Oregon U.S.
Homes in the high-risk zone 1% 2.8% 3.5%
Of those, with NFIP insurance 38% 25% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Tigard

Typical rent in Tigard is $1,782 a month: 4% below the county. In Tigard, 52% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Washington County, by unit size. To pay the 2-bedroom one ($1,878 a month) without spending more than 30% of your income, you would need to earn $36.12 an hour working full time.

HUD fair market rent for all of Washington County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,527 $29.37 $61,080
1 bedroom $1,633 $31.40 $65,320
2 bedrooms $1,878 $36.12 $75,120
3 bedrooms $2,550 $49.04 $102,000
4 bedrooms $3,069 $59.02 $122,760

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Tigard

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Tigard has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,890 in 97224 to $1,970 in 97223.

2 of the 2 are above the fair market rent for Washington County ($1,878).

  • 97223 $1,970$2,670
  • 97224 $1,890$2,570

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Tigard when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Tigard

HUD lists 7 buildings with rents for lower incomes in Tigard. These are the largest.

  • Woodspring Apts 16100 SW 113th Ave, Tigard 97224 172 low-income homes · 2 bd: 172 · In service since 1991 · For families
  • Knoll at Tigard 12291 SW Knoll Dr, Tigard 97223 48 low-income homes · 1 bd: 45 · 2 bd: 3 · In service since 2011 · For older adults
  • Oleson Woods Apts 9166 SW 91st Ave, Tigard 97223 32 low-income homes · 1 bd: 4 · 3 bd: 21 · 4 bd: 7 · In service since 2005 · For families
  • Village at Washington Square 11159 SW Hall Blvd, Tigard 97223 26 low-income homes · Studio: 1 · 1 bd: 7 · 2 bd: 5 · 3 bd: 7 · 4 bd: 6 · In service since 2002 · For families
  • Metzger Park Apts 10025 SW 85th Ave, Tigard 97223 32 homes, 6 low-income · For families (503) 892-2340

See all 69 buildings in Washington County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Tigard

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in Washington County; 2 say they serve in Spanish.

A pregnant woman reads paperwork on the sofa while the grandmother plays with the girl on the floor.

HUD counseling is free or low-cost

Assistance programs in Tigard

No down payment, repair or rent-help program on our list is for Tigard or Washington County. The ones below are statewide in Oregon: they work in Tigard the same as in the rest of the state.

Which programs do I qualify for? All programs in Oregon

  • OHCS Down Payment Assistance

    Statewide in Oregon

    Oregon state funds for the down payment and closing costs, delivered by local organizations: up to $60,000 or 20% of the price, sometimes as a grant or as a forgivable second mortgage, for first-time or first-generation buyers with income up to 100% of the area median. Offered by Oregon Housing and Community Services (OHCS).

    GrantForgivable

    See the program Official page

  • FirstHome (Flex Lending)

    Statewide in Oregon

    Oregon Housing and Community Services mortgage for low- and moderate-income first-time buyers, with down payment assistance of 4% or 5% of the loan as a second mortgage. Offered by Oregon Housing and Community Services (OHCS).

    Type not stated

    See the program Official page

  • NextStep (Flex Lending)

    Statewide in Oregon

    Oregon Housing and Community Services mortgage for any buyer, including people who have owned a home before, with down payment assistance of 4% or 5% of the loan as a second mortgage that can be forgivable or repayable. Offered by Oregon Housing and Community Services (OHCS).

    Type not stated

    See the program Official page

Housing counselors near Tigard

The HUD-approved agencies closest to the center of Tigard, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Housing Options Provided for the Elderly

    5200 Meadows Rd Ste 150, Lake Oswego · 3 miles away

    • Reverse mortgage counseling
    (971) 207-7820

  • DevNw

    421 High Street, Suite 110, Oregon City · 10 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more
    (503) 655-8974

  • African American Alliance for Homeownership, Inc.

    825 NE 20th Ave Ste 100, Portland · 10 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 2 more
    (503) 595-3517

Every agency in Washington County All counseling agencies in Oregon

Help in Spanish near Tigard

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Tigard

HUD’s record names them for Tigard or Washington County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of Washington County Public housing and Section 8 vouchers (503) 846-4794

All housing agencies in Oregon Source: HUD

Cities

Other cities in Washington County

These cities are also in Washington County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Washington County Housing in Oregon
See 7 more cities in Washington County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Tigard, with the typical home value.

Neighboring counties

If Washington County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Tigard.

All guides
A couple spread mulch under the avocado trees of their family orchard, he on the tractor and she with a shovel.

Questions

Housing questions about Tigard

Short answers with the numbers for Tigard and all of Washington County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Tigard?

The typical home value in Tigard is $610,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Washington County it is $588,000.

How much does it cost to rent in Tigard?

Typical rent in Tigard is $1,782 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Washington County is $1,878.

What is the FHA loan limit in Tigard?

Tigard uses the FHA limit for all of Washington County (2026): $701,500 for a one-unit home and $1,349,050 for a four-unit home.

How much property tax do owners pay in Tigard?

The typical homeowner in Tigard pays $5,397 a year, according to the U.S. Census Bureau. That is 0.88% of the home’s value; in Washington County, the rate is 0.84%.

Where can I find free help to buy or rent in Tigard?

There are 2 HUD-approved counseling agencies with an office in Washington County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).