City · 18,134 residents · Clackamas County, Oregon
Canby, Oregon
In Canby, a typical home is worth $528,500 and typical rent is $1,542 a month. Compared with all of Clackamas County, the typical home value is 14% lower and typical rent is 12% lower.
Typical home value from Zillow, September 2021 to September 2026: from $530,877 to $586,607.
Typical rent
$2,035a month
▲ 0.6% more than 12 months ago
Typical rent from Zillow, December 2023 to September 2026: from $1,961 to $2,035.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Canby is in Clackamas County. The FHA loan limit ($701,500 for a one-unit home), the fair market rents and the help on this page are those of all of Clackamas County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Molalla, the typical home value is $447,100: 15% less than in Canby ($528,500).
2
Canby has the 7th smallest share of rent-burdened renters of the 93 cities in Oregon with more than 5,000 people (41%).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Canby
What homes there are in Canby, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Canby
Clackamas County
Oregon
United States
Kind of home: Canby and its comparisons
Measure
Canby
Clackamas County
Oregon
United States
Detached house
65%
68%
63%
61%
Attached house
8%
5%
5%
6%
Building of 2 to 4
7%
5%
7%
8%
Apartments (5 or more)
14%
17%
18%
19%
Mobile home
5%
6%
7%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
The detached house is the most common home in Canby: 65% of homes, near the figure in Clackamas County (68%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Canby
Clackamas County
Oregon
United States
Year built: Canby and its comparisons
Measure
Canby
Clackamas County
Oregon
United States
Before 1960
10%
16%
23%
26%
1960–1979
26%
28%
26%
24%
1980–1999
32%
30%
25%
25%
2000–2009
18%
14%
14%
14%
2010 or later
15%
13%
12%
11%
The typical home in Canby was built in 1993, 8 years after the typical one in Clackamas County.
Much as in Clackamas County, 68% of homes in Canby have 3 bedrooms or more.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K5%
$100K–$200K5%
$200K–$300KUnreliable
$300K–$500K32%
$500K–$750K49%
$750K–$1M5%
$1M or moreUnreliable
Value of owner-occupied homes: Canby and its comparisons
Measure
Canby
Under $100K
5%
$100K–$200K
5%
$200K–$300K
Unreliable estimate
$300K–$500K
32%
$500K–$750K
49%
$750K–$1M
5%
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99913%
$1,000–$1,49924%
$1,500–$1,99941%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Canby and its comparisons
Measure
Canby
Under $500
Unreliable estimate
$500–$999
13%
$1,000–$1,499
24%
$1,500–$1,999
41%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$2,254 a month
Clackamas County: $2,559 a month
Without a mortgage
$667 a month
Clackamas County: $871 a month
Owners with a mortgage
68%
Clackamas County: 68%
Owning costs less in Canby: with a mortgage, the typical cost is $2,254 a month; in Clackamas County, $2,559. Without one, $667.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Canby+60%
Clackamas County+55%
Oregon+53%
United States+53%
Typical rent
Canby+46%
Clackamas County+36%
Oregon+37%
United States+33%
Typical household income
Canby+38%
Clackamas County+29%
Oregon+32%
United States+29%
Change since 2015–2019: Canby and its comparisons
Measure
Canby
Clackamas County
Oregon
United States
Typical home value
+60%
+55%
+53%
+53%
Typical rent
+46%
+36%
+37%
+33%
Typical household income
+38%
+29%
+32%
+29%
The typical home value in Canby rose 60% since 2015–2019, more than in Clackamas County (55%).
The typical rent in Canby rose 46% over the same time; in Clackamas County, it rose 36%.
The typical household income in Canby rose 38%: less than home values (+60%) and rent (+46%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Canby and its comparisons
Measure
Canby
Clackamas County
Oregon
United States
Rental vacancy
Unreliable estimate
4.9%
4.2%
5.5%
Homeowner vacancy
Unreliable estimate
0.9%
0.7%
0.9%
More than one person per room
2.6%
2.2%
3.2%
3.4%
People per household
2.56
2.56
2.42
2.53
Drive alone
73%
67%
65%
69%
Carpool
9%
7%
9%
9%
Public transit
Unreliable estimate
1%
2%
3%
Walk or bike
Unreliable estimate
3%
5%
3%
Work from home
13%
21%
19%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
In Canby, 2.6% of households live with more than one person per room, about the same as in Clackamas County.
A household in Canby has 2.56 people on average, about the same as in Clackamas County (2.56).
The car rules in Canby: 73% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.
Do the math
What would you pay each month for a home in Canby?
A typical home costs more than the typical income allows
We start with a typical home in Canby, worth $528,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 52% of the typical household income in Canby, which is $100,989 a year. For that payment to be 28% of income, a household would need to earn about $186,536 a year.
The calculator's FHA and conventional loan limits are those of all of Clackamas County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Canby. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $18,498 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$4,353
at 7.18% · 30 years
Loan amount
$518,927
Total interest
$746,614
Paid off in
November 2056
Includes $8,925 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,356 a month
Tight
$2,356 to $3,030 a month
Hard
more than $3,030 a month
Your payment · 52%
Compared with the typical household income in Canby ($100,989 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$3,515
Property tax
$383
Home insurance
$220
FHA mortgage insurance (MIP)
$234
You need at least $18,498 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $4,353; principal and interest $3,515.
The city and its county
Canby and Clackamas County
Canby is in Clackamas County, Oregon. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Canby
Map of Clackamas County, Oregon, with Canby marked. Around it, the neighboring counties.
Canby
Clackamas County
Other cities with a page
Canby's own numbers
Typical home value
$528,500
Typical monthly rent
$1,542
Typical yearly household income
$100,989
Households that own their home
70%
Effective property tax rate
0.87%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Clackamas County
FHA limit, one-unit home
$701,500
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,878
Price change over 5 years (FHFA)
+36%
Homes in a high flood-risk zone
1.3%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Clackamas County.
A typical home in Canby is worth $528,500: 14% below the county and 11% above Oregon. With the typical household income in Canby ($100,989 a year), a typical home costs 5.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Canby5.2 years
Clackamas5.9 years
Oregon5.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Clackamas County
According to FHFA’s house price index, home prices in Clackamas County rose 87% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Clackamas County.
Yearly change in FHFA’s price index in Clackamas County, 2016 to 2025
2016: +12.1% +12.1% 2016
2017: +8.5% +8.5% 2017
2018: +6.1% +6.1% 2018
2019: +3.3% +3.3% 2019
2020: +2.9% +2.9% 2020
2021: +13.3% +13.3% 2021
2022: +14.5% +14.5% 2022
2023: +0.9% +0.9% 2023
2024: +2.5% +2.5% 2024
2025: +1.6% +1.6% 2025
Change in FHFA’s price index in Clackamas County, Oregon and the United States
Period
County
Oregon
U.S.
Last year (2025)
+1.6%
+0.9%
+2.9%
5 years (2020–2025)
+36%
+35%
+47%
10 years (2015–2025)
+87%
+86%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Canby next to Clackamas County, Oregon and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Canby$528,500
Clackamas$611,000
Oregon$477,600
United States$332,700
Typical monthly rent
Canby$1,542
Clackamas$1,758
Oregon$1,525
United States$1,413
Typical yearly household income
Canby$100,989
Clackamas$103,517
Oregon$83,011
United States$80,734
See the full table
Canby next to Clackamas County and Oregon
Measure
Canby
Clackamas County
Oregon
U.S.
Typical home value
$528,500 ▼14% below the county
$611,000
$477,600
$332,700
Typical monthly rent
$1,542 ▼12% below the county
$1,758
$1,525
$1,413
Typical yearly household income
$100,989 ▼2% below the county
$103,517
$83,011
$80,734
Households that own their home
70%
71%
63%
65%
Typical yearly property tax
$4,610 ▼11% below the county
$5,171
$3,876
$3,119
Effective property tax rate
0.87% ▲0.02 points above the county
0.85%
0.81%
0.94%
Renters with high rent for their income
41% ▼13 points below the county
53%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Clackamas County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Canby
For a typical $528,500 home in Canby, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Canby's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$4,353a month
Least cash to close
Down payment
$18,498
Cash to close
$34,353
Rate
7.18%
Mortgage insurance
FHA MIP · $234
Conventional, 5% down$4,256a month
Down payment
$26,425
Cash to close
$42,280
Rate
7.18%
Mortgage insurance
PMI · $251
Conventional, 20% down, no PMI$3,468a month
Down payment
$105,700
Cash to close
$121,555
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$3,956a month
Down payment
$79,275
Cash to close
$95,130
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Canby
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$4,353
$18,498
$518,928
7.18%
FHA MIP · $234
$34,353
580
Conventional, 5% down
$4,256
$26,425
$502,075
7.18%
PMI · $251
$42,280
620*
Conventional, 20% down, no PMI
$3,468
$105,700
$422,800
7.18%
None
$121,555
620*
ITIN, 15% down (example)
$3,956
$79,275
$449,225
8.18%
None
$95,130
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Canby is $1,542 a month: 12% below the county. In Canby, 41% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Clackamas County, by unit size. To pay the 2-bedroom one ($1,878 a month) without spending more than 30% of your income, you would need to earn $36.12 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Clackamas County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,527
$29.37
$61,080
1 bedroom
$1,633
$31.40
$65,320
2 bedrooms
$1,878
$36.12
$75,120
3 bedrooms
$2,550
$49.04
$102,000
4 bedrooms
$3,069
$59.02
$122,760
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Canby
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Canby is in ZIP code 97013.
For 2 bedrooms it is $1,730: $148 less than the fair market rent for Clackamas County ($1,878).
Fair market rent by ZIP code and size in Canby, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
97013
$1,420
$1,510
$1,730
$2,360
$2,800
ZIP code2 bd3 bd
97013 $1,730$2,360
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Canby when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in Clackamas County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Canby or Clackamas County. The ones below are statewide in Oregon: they work in Canby the same as in the rest of the state.
Oregon state funds for the down payment and closing costs, delivered by local organizations: up to $60,000 or 20% of the price, sometimes as a grant or as a forgivable second mortgage, for first-time or first-generation buyers with income up to 100% of the area median.Offered by Oregon Housing and Community Services (OHCS).
Oregon Housing and Community Services mortgage for low- and moderate-income first-time buyers, with down payment assistance of 4% or 5% of the loan as a second mortgage.Offered by Oregon Housing and Community Services (OHCS).
Oregon Housing and Community Services mortgage for any buyer, including people who have owned a home before, with down payment assistance of 4% or 5% of the loan as a second mortgage that can be forgivable or repayable.Offered by Oregon Housing and Community Services (OHCS).
No legal help resource on our list is for Canby or Clackamas County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Canby and all of Clackamas County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Canby?
The typical home value in Canby is $528,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Clackamas County it is $611,000.
How much does it cost to rent in Canby?
Typical rent in Canby is $1,542 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Clackamas County is $1,878.
What is the FHA loan limit in Canby?
Canby uses the FHA limit for all of Clackamas County (2026): $701,500 for a one-unit home and $1,349,050 for a four-unit home.
How much property tax do owners pay in Canby?
The typical homeowner in Canby pays $4,610 a year, according to the U.S. Census Bureau. That is 0.87% of the home’s value; in Clackamas County, the rate is 0.85%.
Where can I find free help to buy or rent in Canby?
There are 2 HUD-approved counseling agencies with an office in Clackamas County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
