In Heath, a typical home is worth $235,700 and typical rent is $1,129 a month. Compared with all of Licking County, typical household income is 15% lower and the typical home value is 14% lower.
Typical home value from Zillow, September 2021 to September 2026: from $233,920 to $308,695.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Heath is in Licking County. The FHA loan limit ($591,100 for a one-unit home), the fair market rents and the help on this page are those of all of Licking County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Johnstown, the typical rent is $886: 22% less than in Heath ($1,129).
2
Nearby, in Newark, the typical home value is $192,300: 18% less than in Heath ($235,700).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Heath
What homes there are in Heath, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Heath
Licking County
Ohio
United States
Kind of home: Heath and its comparisons
Measure
Heath
Licking County
Ohio
United States
Detached house
61%
76%
69%
61%
Attached house
5%
3%
5%
6%
Building of 2 to 4
13%
7%
8%
8%
Apartments (5 or more)
Unreliable estimate
9%
15%
19%
Mobile home
11%
5%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is still the most common home in Heath, but it weighs less than in Licking County: 61% against 76%.
There are more mobile homes here than in Licking County: 11% of homes, against 5%.
Year built
Before 19601960–19791980–19992000–20092010 or later
Heath
Licking County
Ohio
United States
Year built: Heath and its comparisons
Measure
Heath
Licking County
Ohio
United States
Before 1960
10%
26%
38%
26%
1960–1979
38%
24%
26%
24%
1980–1999
25%
25%
20%
25%
2000–2009
20%
16%
10%
14%
2010 or later
8%
8%
7%
11%
By age, homes in Heath look like those in Licking County: the typical year built is 1982.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K15%
$100K–$200K20%
$200K–$300K37%
$300K–$500K23%
$500K–$750KUnreliable
FHA limit: $591,100
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Heath and its comparisons
Measure
Heath
Under $100K
15%
$100K–$200K
20%
$200K–$300K
37%
$300K–$500K
23%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
The FHA limit for Licking County is high ($591,100): at least 95% of owner-occupied homes in Heath are worth less than $500,000.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99928%
$1,000–$1,49953%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Heath and its comparisons
Measure
Heath
Under $500
Unreliable estimate
$500–$999
28%
$1,000–$1,499
53%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
With a mortgage
$1,515 a month
Licking County: $1,693 a month
Without a mortgage
$611 a month
Licking County: $631 a month
Owners with a mortgage
53%
Licking County: 65%
The typical cost for an owner with a mortgage in Heath is $1,515 a month, less than in Licking County ($1,693); without one, $611.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Heath+56%
Licking County+62%
Ohio+47%
United States+53%
Typical rent
Heath+30%
Licking County+27%
Ohio+28%
United States+33%
Typical household income
Heath+29%
Licking County+31%
Ohio+26%
United States+29%
Change since 2015–2019: Heath and its comparisons
Measure
Heath
Licking County
Ohio
United States
Typical home value
+56%
+62%
+47%
+53%
Typical rent
+30%
+27%
+28%
+33%
Typical household income
+29%
+31%
+26%
+29%
The typical home value in Heath rose 56% since 2015–2019, less than in Licking County (62%).
Since 2015–2019, the typical rent in Heath rose 30%, more than in Licking County (27%).
The typical household income in Heath rose 29% over that time; home values changed +56% and rent +30%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Heath and its comparisons
Measure
Heath
Licking County
Ohio
United States
Rental vacancy
Unreliable estimate
5.0%
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
1.9%
1.5%
3.4%
People per household
2.39
2.60
2.37
2.53
Drive alone
77%
73%
75%
69%
Carpool
Unreliable estimate
8%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
16%
16%
13%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Fewer people live in each home here: 2.39 on average, against 2.60 in Licking County.
In Heath, 77% of workers drive alone to work; in Licking County, 73%.
Do the math
What would you pay each month for a home in Heath?
A typical home is tight for the typical income
We start with a typical home in Heath, worth $235,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 34% of the typical household income in Heath, which is $71,917 a year. For that payment to be 28% of income, a household would need to earn about $86,222 a year.
The calculator's FHA and conventional loan limits are those of all of Licking County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Heath. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $8,250 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,012
at 7.18% · 30 years
Loan amount
$231,430
Total interest
$332,974
Paid off in
November 2056
Includes $3,980 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,678 a month
Tight
$1,678 to $2,158 a month
Your payment · 34%
Hard
more than $2,158 a month
Compared with the typical household income in Heath ($71,917 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,568
Property tax
$242
Home insurance
$98
FHA mortgage insurance (MIP)
$104
You need at least $8,250 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,012; principal and interest $1,568.
The city and its county
Heath and Licking County
Heath is in Licking County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Heath
Map of Licking County, Ohio, with Heath marked. Around it, the neighboring counties.
Heath
Licking County
Other cities with a page
Heath's own numbers
Typical home value
$235,700
Typical monthly rent
$1,129
Typical yearly household income
$71,917
Households that own their home
72%
Effective property tax rate
1.23%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Licking County
FHA limit, one-unit home
$591,100
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,602
Price change over 5 years (FHFA)
+61%
Homes in a high flood-risk zone
3%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Licking County.
A typical home in Heath is worth $235,700: 14% below the county and 10% above Ohio. With the typical household income in Heath ($71,917 a year), a typical home costs 3.3 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Heath3.3 years
Licking3.3 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Licking County
According to FHFA’s house price index, home prices in Licking County rose 113% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Licking County.
Yearly change in FHFA’s price index in Licking County, 2016 to 2025
2016: +4.7% +4.7% 2016
2017: +6.8% +6.8% 2017
2018: +7.2% +7.2% 2018
2019: +5.4% +5.4% 2019
2020: +4.4% +4.4% 2020
2021: +12.8% +12.8% 2021
2022: +16.6% +16.6% 2022
2023: +10.2% +10.2% 2023
2024: +6.6% +6.6% 2024
2025: +4.3% +4.3% 2025
Change in FHFA’s price index in Licking County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+4.3%
+4.8%
+2.9%
5 years (2020–2025)
+61%
+53%
+47%
10 years (2015–2025)
+113%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Heath next to Licking County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Heath$235,700
Licking$275,200
Ohio$214,800
United States$332,700
Typical monthly rent
Heath$1,129
Licking$1,078
Ohio$1,034
United States$1,413
Typical yearly household income
Heath$71,917
Licking$84,426
Ohio$71,389
United States$80,734
See the full table
Heath next to Licking County and Ohio
Measure
Heath
Licking County
Ohio
U.S.
Typical home value
$235,700 ▼14% below the county
$275,200
$214,800
$332,700
Typical monthly rent
$1,129 ▲5% above the county
$1,078
$1,034
$1,413
Typical yearly household income
$71,917 ▼15% below the county
$84,426
$71,389
$80,734
Households that own their home
72% ▼2 points below the county
74%
67%
65%
Typical yearly property tax
$2,905 ▼14% below the county
$3,364
$2,822
$3,119
Effective property tax rate
1.23% ▲0.01 points above the county
1.22%
1.31%
0.94%
Renters with high rent for their income
38% ▼4 points below the county
41%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Licking County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Heath
For a typical $235,700 home in Heath, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Heath's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,012a month
Least cash to close
Down payment
$8,250
Cash to close
$15,321
Rate
7.18%
Mortgage insurance
FHA MIP · $104
Conventional, 5% down$1,969a month
Down payment
$11,785
Cash to close
$18,856
Rate
7.18%
Mortgage insurance
PMI · $112
Conventional, 20% down, no PMI$1,617a month
Down payment
$47,140
Cash to close
$54,211
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,835a month
Down payment
$35,355
Cash to close
$42,426
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Heath
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,012
$8,250
$231,431
7.18%
FHA MIP · $104
$15,321
580
Conventional, 5% down
$1,969
$11,785
$223,915
7.18%
PMI · $112
$18,856
620*
Conventional, 20% down, no PMI
$1,617
$47,140
$188,560
7.18%
None
$54,211
620*
ITIN, 15% down (example)
$1,835
$35,355
$200,345
8.18%
None
$42,426
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Heath is $1,129 a month: 5% above the county. In Heath, 38% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Licking County, by unit size. To pay the 2-bedroom one ($1,602 a month) without spending more than 30% of your income, you would need to earn $30.81 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Licking County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,258
$24.19
$50,320
1 bedroom
$1,346
$25.88
$53,840
2 bedrooms
$1,602
$30.81
$64,080
3 bedrooms
$1,909
$36.71
$76,360
4 bedrooms
$2,172
$41.77
$86,880
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Heath
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Heath is in ZIP code 43056.
For 2 bedrooms it is $1,440: $162 less than the fair market rent for Licking County ($1,602).
Fair market rent by ZIP code and size in Heath, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
43056
$1,130
$1,210
$1,440
$1,720
$1,950
ZIP code2 bd3 bd
43056 $1,440$1,720
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Heath when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Licking County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Heath or Licking County. The ones below are statewide in Ohio: they work in Heath the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
No legal help resource on our list is for Heath or Licking County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Heath and all of Licking County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Heath?
The typical home value in Heath is $235,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Licking County it is $275,200.
How much does it cost to rent in Heath?
Typical rent in Heath is $1,129 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Licking County is $1,602.
What is the FHA loan limit in Heath?
Heath uses the FHA limit for all of Licking County (2026): $591,100 for a one-unit home and $1,136,750 for a four-unit home.
How much property tax do owners pay in Heath?
The typical homeowner in Heath pays $2,905 a year, according to the U.S. Census Bureau. That is 1.23% of the home’s value; in Licking County, the rate is 1.22%.
Where can I find free help to buy or rent in Heath?
We found no HUD-approved counseling agencies with an office in Licking County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
