In Johnstown, a typical home is worth $347,900 and typical rent is $886 a month. Compared with all of Licking County, the typical home value is 26% higher, typical rent is 18% lower, and the share of households that own their home is 12 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $323,825 to $448,840.
Typical rent
$2,182a month
Typical rent from Zillow, March 2026 to September 2026: from $2,294 to $2,182.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Johnstown is in Licking County. The FHA loan limit ($591,100 for a one-unit home), the fair market rents and the help on this page are those of all of Licking County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical home in Johnstown is worth $347,900,26% more than in Licking County as a whole ($275,200).
2
62% of households in Johnstown own their home, against 74% in Licking County.
3
The typical rent in Johnstown is $886 a month, 18% less than in Licking County as a whole ($1,078).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Johnstown
What homes there are in Johnstown, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Johnstown
Licking County
Ohio
United States
Kind of home: Johnstown and its comparisons
Measure
Johnstown
Licking County
Ohio
United States
Detached house
67%
76%
69%
61%
Attached house
Unreliable estimate
3%
5%
6%
Building of 2 to 4
Unreliable estimate
7%
8%
8%
Apartments (5 or more)
Unreliable estimate
9%
15%
19%
Mobile home
Unreliable estimate
5%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in Johnstown (67%), but less so than in Licking County (76%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Johnstown
Licking County
Ohio
United States
Year built: Johnstown and its comparisons
Measure
Johnstown
Licking County
Ohio
United States
Before 1960
22%
26%
38%
26%
1960–1979
15%
24%
26%
24%
1980–1999
22%
25%
20%
25%
2000–2009
21%
16%
10%
14%
2010 or later
20%
8%
7%
11%
Here half of the homes date from 1994 or later; in Licking County, from 1980 or later.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K14%
$200K–$300K20%
$300K–$500K49%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Johnstown and its comparisons
Measure
Johnstown
Under $100K
Unreliable estimate
$100K–$200K
14%
$200K–$300K
20%
$300K–$500K
49%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99950%
$1,000–$1,499Unreliable
$1,500–$1,99913%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Johnstown and its comparisons
Measure
Johnstown
Under $500
Unreliable estimate
$500–$999
50%
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
13%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable
With a mortgage
$1,736 a month
Licking County: $1,693 a month
Without a mortgage
$631 a month
Licking County: $631 a month
Owners with a mortgage
80%
Licking County: 65%
The typical cost for an owner with a mortgage in Johnstown is $1,736 a month, near the figure in Licking County ($1,693).
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Johnstown+111%
Licking County+62%
Ohio+47%
United States+53%
Typical rent
JohnstownNo clear change
Licking County+27%
Ohio+28%
United States+33%
Typical household income
Johnstown+60%
Licking County+31%
Ohio+26%
United States+29%
Change since 2015–2019: Johnstown and its comparisons
Measure
Johnstown
Licking County
Ohio
United States
Typical home value
+111%
+62%
+47%
+53%
Typical rent
No clear change
+27%
+28%
+33%
Typical household income
+60%
+31%
+26%
+29%
Since 2015–2019, homes in Johnstown gained value faster than in Licking County: 111% against 62%.
The typical rent in Johnstown stayed about the same over that time: the difference is within the Census margin of error.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Johnstown and its comparisons
Measure
Johnstown
Licking County
Ohio
United States
Rental vacancy
Unreliable estimate
5.0%
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
1.9%
1.5%
3.4%
People per household
2.68
2.60
2.37
2.53
Drive alone
77%
73%
75%
69%
Carpool
Unreliable estimate
8%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
16%
16%
13%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
By size, households in Johnstown look like those in Licking County: 2.68 people on average.
To get to work, 77% of workers in Johnstown drive alone; in Licking County, 73%.
Do the math
What would you pay each month for a home in Johnstown?
A typical home costs more than the typical income allows
We start with a typical home in Johnstown, worth $347,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 39% of the typical household income in Johnstown, which is $91,713 a year. For that payment to be 28% of income, a household would need to earn about $126,645 a year.
The calculator's FHA and conventional loan limits are those of all of Licking County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Johnstown. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $12,177 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,955
at 7.18% · 30 years
Loan amount
$341,598
Total interest
$491,480
Paid off in
November 2056
Includes $5,875 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,140 a month
Tight
$2,140 to $2,751 a month
Hard
more than $2,751 a month
Your payment · 39%
Compared with the typical household income in Johnstown ($91,713 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,314
Property tax
$342
Home insurance
$145
FHA mortgage insurance (MIP)
$154
You need at least $12,177 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,955; principal and interest $2,314.
The city and its county
Johnstown and Licking County
Johnstown is in Licking County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Johnstown
Map of Licking County, Ohio, with Johnstown marked. Around it, the neighboring counties.
Johnstown
Licking County
Other cities with a page
Johnstown's own numbers
Typical home value
$347,900
Typical monthly rent
$886
Typical yearly household income
$91,713
Households that own their home
62%
Effective property tax rate
1.18%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Licking County
FHA limit, one-unit home
$591,100
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,602
Price change over 5 years (FHFA)
+61%
Homes in a high flood-risk zone
3%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Licking County.
A typical home in Johnstown is worth $347,900: 26% above the county and 62% above Ohio. With the typical household income in Johnstown ($91,713 a year), a typical home costs 3.8 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Johnstown3.8 years
Licking3.3 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Licking County
According to FHFA’s house price index, home prices in Licking County rose 113% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Licking County.
Yearly change in FHFA’s price index in Licking County, 2016 to 2025
2016: +4.7% +4.7% 2016
2017: +6.8% +6.8% 2017
2018: +7.2% +7.2% 2018
2019: +5.4% +5.4% 2019
2020: +4.4% +4.4% 2020
2021: +12.8% +12.8% 2021
2022: +16.6% +16.6% 2022
2023: +10.2% +10.2% 2023
2024: +6.6% +6.6% 2024
2025: +4.3% +4.3% 2025
Change in FHFA’s price index in Licking County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+4.3%
+4.8%
+2.9%
5 years (2020–2025)
+61%
+53%
+47%
10 years (2015–2025)
+113%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Johnstown next to Licking County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Johnstown$347,900
Licking$275,200
Ohio$214,800
United States$332,700
Typical monthly rent
Johnstown$886
Licking$1,078
Ohio$1,034
United States$1,413
Typical yearly household income
Johnstown$91,713
Licking$84,426
Ohio$71,389
United States$80,734
See the full table
Johnstown next to Licking County and Ohio
Measure
Johnstown
Licking County
Ohio
U.S.
Typical home value
$347,900 ▲26% above the county
$275,200
$214,800
$332,700
Typical monthly rent
$886 ▼18% below the county
$1,078
$1,034
$1,413
Typical yearly household income
$91,713 ▲9% above the county
$84,426
$71,389
$80,734
Households that own their home
62% ▼12 points below the county
74%
67%
65%
Typical yearly property tax
$4,098 ▲22% above the county
$3,364
$2,822
$3,119
Effective property tax rate
1.18% ▼0.04 points below the county
1.22%
1.31%
0.94%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Licking County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Johnstown
For a typical $347,900 home in Johnstown, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Johnstown's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,955a month
Least cash to close
Down payment
$12,177
Cash to close
$22,614
Rate
7.18%
Mortgage insurance
FHA MIP · $154
Conventional, 5% down$2,891a month
Down payment
$17,395
Cash to close
$27,832
Rate
7.18%
Mortgage insurance
PMI · $165
Conventional, 20% down, no PMI$2,372a month
Down payment
$69,580
Cash to close
$80,017
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,694a month
Down payment
$52,185
Cash to close
$62,622
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Johnstown
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,955
$12,177
$341,599
7.18%
FHA MIP · $154
$22,614
580
Conventional, 5% down
$2,891
$17,395
$330,505
7.18%
PMI · $165
$27,832
620*
Conventional, 20% down, no PMI
$2,372
$69,580
$278,320
7.18%
None
$80,017
620*
ITIN, 15% down (example)
$2,694
$52,185
$295,715
8.18%
None
$62,622
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Johnstown is $886 a month: 18% below the county.
HUD publishes a fair market rent for all of Licking County, by unit size. To pay the 2-bedroom one ($1,602 a month) without spending more than 30% of your income, you would need to earn $30.81 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Licking County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,258
$24.19
$50,320
1 bedroom
$1,346
$25.88
$53,840
2 bedrooms
$1,602
$30.81
$64,080
3 bedrooms
$1,909
$36.71
$76,360
4 bedrooms
$2,172
$41.77
$86,880
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Johnstown
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Johnstown is in ZIP code 43031.
For 2 bedrooms it is $1,460: $142 less than the fair market rent for Licking County ($1,602).
Fair market rent by ZIP code and size in Johnstown, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
43031
$1,150
$1,230
$1,460
$1,740
$1,980
ZIP code2 bd3 bd
43031 $1,460$1,740
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Johnstown when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Licking County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Johnstown or Licking County. The ones below are statewide in Ohio: they work in Johnstown the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
No legal help resource on our list is for Johnstown or Licking County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Johnstown and all of Licking County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Johnstown?
The typical home value in Johnstown is $347,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Licking County it is $275,200.
How much does it cost to rent in Johnstown?
Typical rent in Johnstown is $886 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Licking County is $1,602.
What is the FHA loan limit in Johnstown?
Johnstown uses the FHA limit for all of Licking County (2026): $591,100 for a one-unit home and $1,136,750 for a four-unit home.
How much property tax do owners pay in Johnstown?
The typical homeowner in Johnstown pays $4,098 a year, according to the U.S. Census Bureau. That is 1.18% of the home’s value; in Licking County, the rate is 1.22%.
Where can I find free help to buy or rent in Johnstown?
We found no HUD-approved counseling agencies with an office in Licking County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
