In Granville, a typical home is worth $502,300 and typical rent is $1,129 a month. Compared with all of Licking County, the typical home value is 83% higher, typical household income is 47% higher, and the share of households that own their home is 8 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $400,768 to $521,399.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Granville is in Licking County. The FHA loan limit ($591,100 for a one-unit home), the fair market rents and the help on this page are those of all of Licking County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical home in Granville is worth $502,300,83% more than in Licking County as a whole ($275,200).
2
Nearby, in Newark, the typical home value is $192,300: 62% less than in Granville ($502,300).
3
The typical household income in Granville is $124,408,47% more than in Licking County as a whole ($84,426).
4
Nearby, in Johnstown, the typical rent is $886: 22% less than in Granville ($1,129).
5
82% of households in Granville own their home, against 74% in Licking County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Granville
What homes there are in Granville, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Granville
Licking County
Ohio
United States
Kind of home: Granville and its comparisons
Measure
Granville
Licking County
Ohio
United States
Detached house
78%
76%
69%
61%
Attached house
Unreliable estimate
3%
5%
6%
Building of 2 to 4
8%
7%
8%
8%
Apartments (5 or more)
Unreliable estimate
9%
15%
19%
Mobile home
Unreliable estimate
5%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
As in Licking County, most homes in Granville are detached houses (78%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Granville
Licking County
Ohio
United States
Year built: Granville and its comparisons
Measure
Granville
Licking County
Ohio
United States
Before 1960
34%
26%
38%
26%
1960–1979
11%
24%
26%
24%
1980–1999
33%
25%
20%
25%
2000–2009
15%
16%
10%
14%
2010 or later
Unreliable estimate
8%
7%
11%
Much as in Licking County, 74% of homes in Granville have 3 bedrooms or more.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300KUnreliable
$300K–$500K36%
$500K–$750K32%
$750K–$1M14%
$1M or moreUnreliable
Value of owner-occupied homes: Granville and its comparisons
Measure
Granville
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
Unreliable estimate
$300K–$500K
36%
$500K–$750K
32%
$750K–$1M
14%
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49946%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Granville and its comparisons
Measure
Granville
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
46%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
With a mortgage
$2,721 a month
Licking County: $1,693 a month
Without a mortgage
$1,019 a month
Licking County: $631 a month
Owners with a mortgage
60%
Licking County: 65%
Owning costs more in Granville: with a mortgage, the typical cost is $2,721 a month; in Licking County, $1,693. Without one, $1,019.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Granville+31%
Licking County+62%
Ohio+47%
United States+53%
Typical rent
GranvilleNo clear change
Licking County+27%
Ohio+28%
United States+33%
Typical household income
GranvilleNo clear change
Licking County+31%
Ohio+26%
United States+29%
Change since 2015–2019: Granville and its comparisons
Measure
Granville
Licking County
Ohio
United States
Typical home value
+31%
+62%
+47%
+53%
Typical rent
No clear change
+27%
+28%
+33%
Typical household income
No clear change
+31%
+26%
+29%
From 2015–2019 to 2020–2024, the typical home value in Granville rose 31%; in Licking County, it rose 62%.
Since 2015–2019, the typical rent in Granville did not change clearly, according to the Census.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Granville and its comparisons
Measure
Granville
Licking County
Ohio
United States
Rental vacancy
Unreliable estimate
5.0%
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
1.9%
1.5%
3.4%
People per household
2.18
2.60
2.37
2.53
Drive alone
45%
73%
75%
69%
Carpool
Unreliable estimate
8%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
27%
2%
2%
3%
Work from home
25%
16%
13%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Households in Granville are smaller: 2.18 people on average; in Licking County, 2.60.
Many here get to work on foot or by bike: 27%, more than in Licking County (2%).
Do the math
What would you pay each month for a home in Granville?
A typical home costs more than the typical income allows
We start with a typical home in Granville, worth $502,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 43% of the typical household income in Granville, which is $124,408 a year. For that payment to be 28% of income, a household would need to earn about $190,385 a year.
The calculator's FHA and conventional loan limits are those of all of Licking County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Granville. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $17,581 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$4,442
at 7.18% · 30 years
Loan amount
$493,202
Total interest
$709,601
Paid off in
November 2056
Includes $8,483 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,903 a month
Tight
$2,903 to $3,732 a month
Hard
more than $3,732 a month
Your payment · 43%
Compared with the typical household income in Granville ($124,408 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$3,341
Property tax
$670
Home insurance
$209
FHA mortgage insurance (MIP)
$222
You need at least $17,581 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $4,442; principal and interest $3,341.
The city and its county
Granville and Licking County
Granville is in Licking County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Granville
Map of Licking County, Ohio, with Granville marked. Around it, the neighboring counties.
Granville
Licking County
Other cities with a page
Granville's own numbers
Typical home value
$502,300
Typical monthly rent
$1,129
Typical yearly household income
$124,408
Households that own their home
82%
Effective property tax rate
1.6%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Licking County
FHA limit, one-unit home
$591,100
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,602
Price change over 5 years (FHFA)
+61%
Homes in a high flood-risk zone
3%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Licking County.
A typical home in Granville is worth $502,300: 83% above the county and 134% above Ohio. With the typical household income in Granville ($124,408 a year), a typical home costs 4.0 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Granville4.0 years
Licking3.3 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Licking County
According to FHFA’s house price index, home prices in Licking County rose 113% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Licking County.
Yearly change in FHFA’s price index in Licking County, 2016 to 2025
2016: +4.7% +4.7% 2016
2017: +6.8% +6.8% 2017
2018: +7.2% +7.2% 2018
2019: +5.4% +5.4% 2019
2020: +4.4% +4.4% 2020
2021: +12.8% +12.8% 2021
2022: +16.6% +16.6% 2022
2023: +10.2% +10.2% 2023
2024: +6.6% +6.6% 2024
2025: +4.3% +4.3% 2025
Change in FHFA’s price index in Licking County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+4.3%
+4.8%
+2.9%
5 years (2020–2025)
+61%
+53%
+47%
10 years (2015–2025)
+113%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Granville next to Licking County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Granville$502,300
Licking$275,200
Ohio$214,800
United States$332,700
Typical monthly rent
Granville$1,129
Licking$1,078
Ohio$1,034
United States$1,413
Typical yearly household income
Granville$124,408
Licking$84,426
Ohio$71,389
United States$80,734
See the full table
Granville next to Licking County and Ohio
Measure
Granville
Licking County
Ohio
U.S.
Typical home value
$502,300 ▲83% above the county
$275,200
$214,800
$332,700
Typical monthly rent
$1,129 ▲5% above the county
$1,078
$1,034
$1,413
Typical yearly household income
$124,408 ▲47% above the county
$84,426
$71,389
$80,734
Households that own their home
82% ▲8 points above the county
74%
67%
65%
Typical yearly property tax
$8,027 ▲139% above the county
$3,364
$2,822
$3,119
Effective property tax rate
1.6% ▲0.38 points above the county
1.22%
1.31%
0.94%
Renters with high rent for their income
38% ▼3 points below the county
41%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Licking County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Granville
For a typical $502,300 home in Granville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Granville's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$4,442a month
Least cash to close
Down payment
$17,581
Cash to close
$32,650
Rate
7.18%
Mortgage insurance
FHA MIP · $222
Conventional, 5% down$4,350a month
Down payment
$25,115
Cash to close
$40,184
Rate
7.18%
Mortgage insurance
PMI · $239
Conventional, 20% down, no PMI$3,601a month
Down payment
$100,460
Cash to close
$115,529
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$4,066a month
Down payment
$75,345
Cash to close
$90,414
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Granville
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$4,442
$17,581
$493,202
7.18%
FHA MIP · $222
$32,650
580
Conventional, 5% down
$4,350
$25,115
$477,185
7.18%
PMI · $239
$40,184
620*
Conventional, 20% down, no PMI
$3,601
$100,460
$401,840
7.18%
None
$115,529
620*
ITIN, 15% down (example)
$4,066
$75,345
$426,955
8.18%
None
$90,414
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Granville is $1,129 a month: 5% above the county. In Granville, 38% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Licking County, by unit size. To pay the 2-bedroom one ($1,602 a month) without spending more than 30% of your income, you would need to earn $30.81 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Licking County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,258
$24.19
$50,320
1 bedroom
$1,346
$25.88
$53,840
2 bedrooms
$1,602
$30.81
$64,080
3 bedrooms
$1,909
$36.71
$76,360
4 bedrooms
$2,172
$41.77
$86,880
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Granville
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Granville is in ZIP code 43023.
For 2 bedrooms it is $1,400: $202 less than the fair market rent for Licking County ($1,602).
Fair market rent by ZIP code and size in Granville, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
43023
$1,100
$1,180
$1,400
$1,670
$1,900
ZIP code2 bd3 bd
43023 $1,400$1,670
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Granville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Licking County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Granville or Licking County. The ones below are statewide in Ohio: they work in Granville the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
No legal help resource on our list is for Granville or Licking County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Granville and all of Licking County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Granville?
The typical home value in Granville is $502,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Licking County it is $275,200.
How much does it cost to rent in Granville?
Typical rent in Granville is $1,129 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Licking County is $1,602.
What is the FHA loan limit in Granville?
Granville uses the FHA limit for all of Licking County (2026): $591,100 for a one-unit home and $1,136,750 for a four-unit home.
How much property tax do owners pay in Granville?
The typical homeowner in Granville pays $8,027 a year, according to the U.S. Census Bureau. That is 1.6% of the home’s value; in Licking County, the rate is 1.22%.
Where can I find free help to buy or rent in Granville?
We found no HUD-approved counseling agencies with an office in Licking County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
