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City · 24,477 residents · Fairfield County, Ohio

Pickerington , Ohio

In Pickerington, a typical home is worth $339,600 and typical rent is $1,605 a month. Compared with all of Fairfield County, typical rent is 37% higher and typical household income is 23% higher.

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  • Typical home value

    $339,600

    14% above the county

    58% above Ohio

    • Pickerington
    • Fairfield
    • Ohio

  • Typical rent

    $1,605a month

    37% above the county

    55% above Ohio

    • Pickerington
    • Fairfield
    • Ohio

  • Typical household income

    $111,833a year

    23% above the county

    57% above Ohio

    • Pickerington
    • Fairfield
    • Ohio

  • Households that own their home

    77%

    2 points above the county

    10 points above Ohio

    • Pickerington
    • Fairfield
    • Ohio

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$418,373
0.9% more than 12 months ago
Typical rent
$1,965 a month
3.5% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Pickerington is in Fairfield County. The FHA loan limit ($591,100 for a one-unit home), the fair market rents and the help on this page are those of all of Fairfield County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Pickerington apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Whitehall, the typical home value is $159,600: 53% less than in Pickerington ($339,600).

  2. Nearby, in Groveport, the typical rent is $1,082: 33% less than in Pickerington ($1,605).

  3. The typical rent in Pickerington is $1,605 a month, 37% more than in Fairfield County as a whole ($1,172).

  4. The typical household income in Pickerington is $111,833, 23% more than in Fairfield County as a whole ($90,966).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Pickerington

What homes there are in Pickerington, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Pickerington, 7 in 10 homes are single-family detached houses; in Fairfield County, 8.

Year built

The typical home in Pickerington was built in 2003, 19 years after the typical one in Fairfield County.

By size, homes in Pickerington look like those in Fairfield County: 72% have 3 bedrooms or more.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,022 a month

Fairfield County: $1,739 a month

Without a mortgage

$755 a month

Fairfield County: $666 a month

Owners with a mortgage

74%

Fairfield County: 67%

The typical cost for an owner with a mortgage in Pickerington is $2,022 a month, more than in Fairfield County ($1,739); without one, $755.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Pickerington rose 56%; in Fairfield County, it rose 61%.

Since 2015–2019, the typical rent in Pickerington rose 41%, more than in Fairfield County (35%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasurePickeringtonFairfield CountyOhioUnited States
Rental vacancy Unreliable estimate6.7%4.4%5.5%
Homeowner vacancy Unreliable estimate0.6%0.8%0.9%
More than one person per room Unreliable estimate1.2%1.5%3.4%
People per household 2.892.652.372.53
Drive alone 72%76%75%69%
Carpool 6%7%8%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate1%2%3%
Work from home 21%15%13%15%
Other means Unreliable estimate1%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

More people live in each home here: 2.89 on average, against 2.65 in Fairfield County.

Working from home is more common in Pickerington: 21%, against 15% in Fairfield County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Pickerington?

A typical home is tight for the typical income

We start with a typical home in Pickerington, worth $339,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 32% of the typical household income in Pickerington, which is $111,833 a year. For that payment to be 28% of income, a household would need to earn about $126,170 a year.

The calculator's FHA and conventional loan limits are those of all of Fairfield County.

Your numbers

Local data
$

Starts at the typical home value in Pickerington. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $11,886 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,944

at 7.18% · 30 years

Loan amount
$333,449
Total interest
$479,755
Paid off in
November 2056

Includes $5,735 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,609 a month

  • Tight

    $2,609 to $3,355 a month

    Your payment · 32%

  • Hard

    more than $3,355 a month

Compared with the typical household income in Pickerington ($111,833 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,944
Principal & interest$2,259
Property tax$393
Home insurance$142
FHA mortgage insurance (MIP)$150

You need at least $11,886 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Pickerington and Fairfield County

Pickerington is in Fairfield County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Pickerington's own numbers

Typical home value
$339,600
Typical monthly rent
$1,605
Typical yearly household income
$111,833
Households that own their home
77%
Effective property tax rate
1.39%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Fairfield County

FHA limit, one-unit home
$591,100
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,602
Price change over 5 years (FHFA)
+60%
Homes in a high flood-risk zone
3.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Fairfield County.

Everything about Fairfield County

Buying

Buying a home in Pickerington

A typical home in Pickerington is worth $339,600: 14% above the county and 58% above Ohio. With the typical household income in Pickerington ($111,833 a year), a typical home costs 3.0 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Pickerington 3.0 years
  • Fairfield 3.3 years
  • Ohio 3.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Fairfield County

According to FHFA’s house price index, home prices in Fairfield County rose 108% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Fairfield County.

Period County Ohio U.S.
Last year (2025) +5.2% +4.8% +2.9%
5 years (2020–2025) +60% +53% +47%
10 years (2015–2025) +108% +93% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Pickerington next to Fairfield County, Ohio and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Pickerington $339,600
  • Fairfield $298,800
  • Ohio $214,800
  • United States $332,700
Typical monthly rent
  • Pickerington $1,605
  • Fairfield $1,172
  • Ohio $1,034
  • United States $1,413
Typical yearly household income
  • Pickerington $111,833
  • Fairfield $90,966
  • Ohio $71,389
  • United States $80,734
See the full table
Pickerington next to Fairfield County and Ohio
Measure Pickerington Fairfield County Ohio U.S.
Typical home value $339,600 $298,800 $214,800 $332,700
Typical monthly rent $1,605 $1,172 $1,034 $1,413
Typical yearly household income $111,833 $90,966 $71,389 $80,734
Households that own their home 77% 75% 67% 65%
Typical yearly property tax $4,719 $3,289 $2,822 $3,119
Effective property tax rate 1.39% 1.1% 1.31% 0.94%
Renters with high rent for their income 48% 48% 46% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Fairfield County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Pickerington

For a typical $339,600 home in Pickerington, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Pickerington's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,944a month

    Least cash to close
    Down payment
    $11,886
    Cash to close
    $22,074
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $150

  • Conventional, 5% down $2,882a month

    Down payment
    $16,980
    Cash to close
    $27,168
    Rate
    7.18%
    Mortgage insurance
    PMI · $161

  • Conventional, 20% down, no PMI $2,375a month

    Down payment
    $67,920
    Cash to close
    $78,108
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,689a month

    Down payment
    $50,940
    Cash to close
    $61,128
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Pickerington and for Fairfield County.

Property tax

Effective rate in Pickerington

1.39%of the home’s value each year

$4,719 a year for the typical owner in Pickerington.

  • Pickerington 1.39%
  • Fairfield 1.1%
  • Ohio 1.31%

What Ohio publishes Homestead exemption for seniors and people with disabilities (Ohio Department of Taxation)

Exemptions and deadlines in Ohio

Flood risk in Fairfield County

FEMA does not publish these numbers by city: they are for all of Fairfield County.

Homes in the high-risk zone
3.5%
1,885
Of those, with NFIP insurance
18%
County Ohio U.S.
Homes in the high-risk zone 3.5% 1.7% 3.5%
Of those, with NFIP insurance 18% 16% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Pickerington

Typical rent in Pickerington is $1,605 a month: 37% above the county. In Pickerington, 48% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Fairfield County, by unit size. To pay the 2-bedroom one ($1,602 a month) without spending more than 30% of your income, you would need to earn $30.81 an hour working full time.

HUD fair market rent for all of Fairfield County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,258 $24.19 $50,320
1 bedroom $1,346 $25.88 $53,840
2 bedrooms $1,602 $30.81 $64,080
3 bedrooms $1,909 $36.71 $76,360
4 bedrooms $2,172 $41.77 $86,880

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Pickerington

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Pickerington is in ZIP code 43147.

For 2 bedrooms it is $2,040: $438 more than the fair market rent for Fairfield County ($1,602).

  • 43147 $2,040$2,430

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Pickerington when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Pickerington

HUD lists one building with rents for lower incomes in Pickerington.

  • Pickfair Square 310 Jericho Rd, Pickerington 43147 33 low-income homes · For older adults (614) 833-2772

See all 23 buildings in Fairfield County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Pickerington

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Fairfield County. The nearest ones are below; many serve by phone or online.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in Pickerington

No down payment, repair or rent-help program on our list is for Pickerington or Fairfield County. The ones below are statewide in Ohio: they work in Pickerington the same as in the rest of the state.

Which programs do I qualify for? All programs in Ohio

  • Your Choice! Down Payment Assistance

    Statewide in Ohio

    Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it. Offered by Ohio Housing Finance Agency (OHFA).

    Forgivable

    See the program Official page

  • Mortgage Tax Credit

    Statewide in Ohio

    Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic). Offered by Ohio Housing Finance Agency (OHFA).

    Tax credit

    See the program Official page

Housing counselors near Pickerington

The HUD-approved agencies closest to the center of Pickerington, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Apprisen - CCCS of Central Ohio, Inc.

    700 Taylor Rd Ste 190, Gahanna · 9 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (614) 552-2222

  • Columbus Housing Partnership, Inc, DBA Homeport

    3443 Agler Rd, Columbus · 12 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 9 more
    614-221-8889x4826

  • Columbus Urban League

    788 Mount Vernon Ave, Columbus · 13 miles away

    • Budget and financial counseling
    • Pre-purchase counseling
    • and 2 more
    (614) 257-6300

All counseling agencies in Ohio

Help in Spanish near Pickerington

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Pickerington

In HUD’s record, no housing authority with an office in Fairfield County is named for Pickerington or Fairfield County.

One other authority has an office in Fairfield County: see the list Source: HUD

Cities

Other cities in Fairfield County

These cities are also in Fairfield County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Fairfield County Housing in Ohio

Nearby cities

The cities closest to Pickerington, with the typical home value.

Neighboring counties

If Fairfield County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Pickerington.

All guides
Two parents walk hand in hand with their little daughter.

Questions

Housing questions about Pickerington

Short answers with the numbers for Pickerington and all of Fairfield County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Pickerington?

The typical home value in Pickerington is $339,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Fairfield County it is $298,800.

How much does it cost to rent in Pickerington?

Typical rent in Pickerington is $1,605 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Fairfield County is $1,602.

What is the FHA loan limit in Pickerington?

Pickerington uses the FHA limit for all of Fairfield County (2026): $591,100 for a one-unit home and $1,136,750 for a four-unit home.

How much property tax do owners pay in Pickerington?

The typical homeowner in Pickerington pays $4,719 a year, according to the U.S. Census Bureau. That is 1.39% of the home’s value; in Fairfield County, the rate is 1.1%.

Where can I find free help to buy or rent in Pickerington?

We found no HUD-approved counseling agencies with an office in Fairfield County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).