In East Liverpool, a typical home is worth $81,300 and typical rent is $785 a month. Compared with all of Columbiana County, the typical home value is 46% lower, typical household income is 42% lower, and the share of households that own their home is 17 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $94,663 to $104,568.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
East Liverpool is in Columbiana County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Columbiana County. See the county
What this place has that others do not, from public data, most unusual first.
1
East Liverpool has the 2nd lowest typical household income of the 292 cities in Ohio with more than 5,000 people ($34,009).
2
East Liverpool has the 3rd lowest typical home value of the 292 cities in Ohio with more than 5,000 people ($81,300).
3
55% of households in East Liverpool own their home, against 73% in Columbiana County.
4
According to Zillow, in the 12 months to September 2026 the typical home value in East Liverpool fell 1.3%; in Ohio, it rose 3.2%.
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in East Liverpool
What homes there are in East Liverpool, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
East Liverpool
Columbiana County
Ohio
United States
Kind of home: East Liverpool and its comparisons
Measure
East Liverpool
Columbiana County
Ohio
United States
Detached house
73%
73%
69%
61%
Attached house
Unreliable estimate
3%
5%
6%
Building of 2 to 4
9%
9%
8%
8%
Apartments (5 or more)
16%
6%
15%
19%
Mobile home
Unreliable estimate
9%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is the most common home in East Liverpool: 73% of homes, near the figure in Columbiana County (73%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
East Liverpool
Columbiana County
Ohio
United States
Year built: East Liverpool and its comparisons
Measure
East Liverpool
Columbiana County
Ohio
United States
Before 1960
72%
46%
38%
26%
1960–1979
21%
26%
26%
24%
1980–1999
Unreliable estimate
17%
20%
25%
2000–2009
Unreliable estimate
9%
10%
14%
2010 or later
Unreliable estimate
3%
7%
11%
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K63%
$100K–$200K28%
$200K–$300KUnreliable
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: East Liverpool and its comparisons
Measure
East Liverpool
Under $100K
63%
$100K–$200K
28%
$200K–$300K
Unreliable estimate
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50030%
$500–$99942%
$1,000–$1,49923%
HUD fair market rent, 2 bedrooms: $1,003
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: East Liverpool and its comparisons
Measure
East Liverpool
Under $500
30%
$500–$999
42%
$1,000–$1,499
23%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
About 72% of rented homes in East Liverpool cost less than HUD's 2-bedroom fair market rent for Columbiana County ($1,003).
With a mortgage
$1,020 a month
Columbiana County: $1,195 a month
Without a mortgage
$413 a month
Columbiana County: $462 a month
Owners with a mortgage
46%
Columbiana County: 51%
The typical cost for an owner with a mortgage in East Liverpool is $1,020 a month, less than in Columbiana County ($1,195); without one, $413.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
East Liverpool+46%
Columbiana County+39%
Ohio+47%
United States+53%
Typical rent
East Liverpool+21%
Columbiana County+14%
Ohio+28%
United States+33%
Typical household income
East LiverpoolNo clear change
Columbiana County+20%
Ohio+26%
United States+29%
Change since 2015–2019: East Liverpool and its comparisons
Measure
East Liverpool
Columbiana County
Ohio
United States
Typical home value
+46%
+39%
+47%
+53%
Typical rent
+21%
+14%
+28%
+33%
Typical household income
No clear change
+20%
+26%
+29%
From 2015–2019 to 2020–2024, the typical home value in East Liverpool rose 46%; in Columbiana County, it rose 39%.
Rents in East Liverpool rose faster than in Columbiana County: 21% since 2015–2019, against 14%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: East Liverpool and its comparisons
Measure
East Liverpool
Columbiana County
Ohio
United States
Rental vacancy
Unreliable estimate
2.9%
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
1.4%
1.5%
3.4%
People per household
2.42
2.35
2.37
2.53
Drive alone
80%
81%
75%
69%
Carpool
14%
10%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
3%
2%
3%
Work from home
Unreliable estimate
6%
13%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
Much as in Columbiana County, a household in East Liverpool has 2.42 people on average.
More people carpool to work in East Liverpool than in Columbiana County: 14% against 10%.
Do the math
What would you pay each month for a home in East Liverpool?
A typical home is within reach of the typical income
We start with a typical home in East Liverpool, worth $81,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 24% of the typical household income in East Liverpool, which is $34,009 a year.
The calculator's FHA and conventional loan limits are those of all of Columbiana County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in East Liverpool. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $2,846 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$687
at 7.18% · 30 years
Loan amount
$79,827
Total interest
$114,852
Paid off in
November 2056
Includes $1,373 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $794 a month
Your payment · 24%
Tight
$794 to $1,020 a month
Hard
more than $1,020 a month
Compared with the typical household income in East Liverpool ($34,009 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$541
Property tax
$77
Home insurance
$34
FHA mortgage insurance (MIP)
$36
You need at least $2,846 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $687; principal and interest $541.
The city and its county
East Liverpool and Columbiana County
East Liverpool is in Columbiana County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
East Liverpool
Map of Columbiana County, Ohio, with East Liverpool marked. Around it, the neighboring counties.
East Liverpool
Columbiana County
Other cities with a page
East Liverpool's own numbers
Typical home value
$81,300
Typical monthly rent
$785
Typical yearly household income
$34,009
Households that own their home
55%
Effective property tax rate
1.13%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Columbiana County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,003
Price change over 5 years (FHFA)
+48%
Homes in a high flood-risk zone
1.1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Columbiana County.
A typical home in East Liverpool is worth $81,300: 46% below the county and 62% below Ohio. With the typical household income in East Liverpool ($34,009 a year), a typical home costs 2.4 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
East Liverpool2.4 years
Columbiana2.6 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Columbiana County
According to FHFA’s house price index, home prices in Columbiana County rose 77% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Columbiana County.
Yearly change in FHFA’s price index in Columbiana County, 2016 to 2025
2016: +1.3% +1.3% 2016
2017: +5.5% +5.5% 2017
2018: +3.5% +3.5% 2018
2019: +4.8% +4.8% 2019
2020: +3.2% +3.2% 2020
2021: +9.1% +9.1% 2021
2022: +11.4% +11.4% 2022
2023: +8.6% +8.6% 2023
2024: +9.6% +9.6% 2024
2025: +2.4% +2.4% 2025
Change in FHFA’s price index in Columbiana County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+2.4%
+4.8%
+2.9%
5 years (2020–2025)
+48%
+53%
+47%
10 years (2015–2025)
+77%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
East Liverpool next to Columbiana County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
East Liverpool$81,300
Columbiana$151,600
Ohio$214,800
United States$332,700
Typical monthly rent
East Liverpool$785
Columbiana$756
Ohio$1,034
United States$1,413
Typical yearly household income
East Liverpool$34,009
Columbiana$58,180
Ohio$71,389
United States$80,734
See the full table
East Liverpool next to Columbiana County and Ohio
Measure
East Liverpool
Columbiana County
Ohio
U.S.
Typical home value
$81,300 ▼46% below the county
$151,600
$214,800
$332,700
Typical monthly rent
$785 ▲4% above the county
$756
$1,034
$1,413
Typical yearly household income
$34,009 ▼42% below the county
$58,180
$71,389
$80,734
Households that own their home
55% ▼17 points below the county
73%
67%
65%
Typical yearly property tax
$918 ▼40% below the county
$1,527
$2,822
$3,119
Effective property tax rate
1.13% ▲0.12 points above the county
1.01%
1.31%
0.94%
Renters with high rent for their income
48% ▲2 points above the county
46%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Columbiana County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in East Liverpool
For a typical $81,300 home in East Liverpool, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, East Liverpool's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$687a month
Least cash to close
Down payment
$2,846
Cash to close
$5,285
Rate
7.18%
Mortgage insurance
FHA MIP · $36
Conventional, 5% down$672a month
Down payment
$4,065
Cash to close
$6,504
Rate
7.18%
Mortgage insurance
PMI · $39
Conventional, 20% down, no PMI$551a month
Down payment
$16,260
Cash to close
$18,699
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$626a month
Down payment
$12,195
Cash to close
$14,634
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in East Liverpool
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$687
$2,846
$79,827
7.18%
FHA MIP · $36
$5,285
580
Conventional, 5% down
$672
$4,065
$77,235
7.18%
PMI · $39
$6,504
620*
Conventional, 20% down, no PMI
$551
$16,260
$65,040
7.18%
None
$18,699
620*
ITIN, 15% down (example)
$626
$12,195
$69,105
8.18%
None
$14,634
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in East Liverpool is $785 a month: 4% above the county. In East Liverpool, 48% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Columbiana County, by unit size. To pay the 2-bedroom one ($1,003 a month) without spending more than 30% of your income, you would need to earn $19.29 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Columbiana County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$778
$14.96
$31,120
1 bedroom
$793
$15.25
$31,720
2 bedrooms
$1,003
$19.29
$40,120
3 bedrooms
$1,290
$24.81
$51,600
4 bedrooms
$1,318
$25.35
$52,720
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in East Liverpool
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). East Liverpool is in ZIP code 43920.
For 2 bedrooms it is $1,030: $27 more than the fair market rent for Columbiana County ($1,003).
Fair market rent by ZIP code and size in East Liverpool, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
43920
$800
$810
$1,030
$1,320
$1,350
ZIP code2 bd3 bd
43920 $1,030$1,320
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for East Liverpool when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 8 buildings with rents for lower incomes in East Liverpool. These are the largest.
Labelle Terrace650 E 4th St, East Liverpool 43920224 low-income homes · Run by Columbiana Metropolitian Housing Authority · Average payment: $308 a month · Average wait: 9 months(330) 386-5970
Heights Manor330 N Shadylane Dr, East Liverpool 43920146 homes, 145 low-income · For families(330) 385-4047
Fawcett Apts325 Moore St, East Liverpool 43920127 low-income homes · Run by Columbiana Metropolitian Housing Authority · Average payment: $271 a month · Average wait: 24 months(330) 386-5970
Market Street Lofts419 Market St, East Liverpool 4392045 low-income homes · 1 bd: 6 · 2 bd: 39 · In service since 2016 · For families
Odd Fellows120 W 6th St, East Liverpool 4392040 low-income homes · Studio: 6 · 1 bd: 34 · In service since 1999 · For older adults
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Columbiana County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for East Liverpool or Columbiana County. The ones below are statewide in Ohio: they work in East Liverpool the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
The HUD-approved agencies closest to the center of East Liverpool, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
No legal help resource on our list is for East Liverpool or Columbiana County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for East Liverpool and all of Columbiana County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in East Liverpool?
The typical home value in East Liverpool is $81,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Columbiana County it is $151,600.
How much does it cost to rent in East Liverpool?
Typical rent in East Liverpool is $785 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Columbiana County is $1,003.
What is the FHA loan limit in East Liverpool?
East Liverpool uses the FHA limit for all of Columbiana County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in East Liverpool?
The typical homeowner in East Liverpool pays $918 a year, according to the U.S. Census Bureau. That is 1.13% of the home’s value; in Columbiana County, the rate is 1.01%.
Where can I find free help to buy or rent in East Liverpool?
We found no HUD-approved counseling agencies with an office in Columbiana County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
