In Struthers, a typical home is worth $100,100 and typical rent is $850 a month. Compared with all of Mahoning County, the typical home value is 35% lower and typical rent is 7% higher.
Typical home value from Zillow, September 2021 to September 2026: from $84,527 to $133,640.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Struthers is in Mahoning County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Mahoning County. See the county
What this place has that others do not, from public data, most unusual first.
1
Struthers has the 10th lowest typical home value of the 292 cities in Ohio with more than 5,000 people ($100,100).
2
Nearby, in Youngstown, the typical home value is $63,300: 37% less than in Struthers ($100,100).
3
Nearby, in Campbell, the typical rent is $688: 19% less than in Struthers ($850).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Struthers
What homes there are in Struthers, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Struthers
Mahoning County
Ohio
United States
Kind of home: Struthers and its comparisons
Measure
Struthers
Mahoning County
Ohio
United States
Detached house
87%
77%
69%
61%
Attached house
Unreliable estimate
4%
5%
6%
Building of 2 to 4
8%
7%
8%
8%
Apartments (5 or more)
Unreliable estimate
11%
15%
19%
Mobile home
Unreliable estimate
2%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house rules in Struthers: 87% of homes, more than in Mahoning County (77%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Struthers
Mahoning County
Ohio
United States
Year built: Struthers and its comparisons
Measure
Struthers
Mahoning County
Ohio
United States
Before 1960
71%
46%
38%
26%
1960–1979
23%
29%
26%
24%
1980–1999
Unreliable estimate
15%
20%
25%
2000–2009
Unreliable estimate
6%
10%
14%
2010 or later
Unreliable estimate
3%
7%
11%
Homes in Struthers are older: the typical year built is 1950; in Mahoning County, 1963.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K50%
$100K–$200K45%
$200K–$300KUnreliable
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Struthers and its comparisons
Measure
Struthers
Under $100K
50%
$100K–$200K
45%
$200K–$300K
Unreliable estimate
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99964%
$1,000–$1,49922%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Struthers and its comparisons
Measure
Struthers
Under $500
Unreliable estimate
$500–$999
64%
$1,000–$1,499
22%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
With a mortgage
$856 a month
Mahoning County: $1,236 a month
Without a mortgage
$409 a month
Mahoning County: $500 a month
Owners with a mortgage
55%
Mahoning County: 53%
The typical cost for an owner with a mortgage in Struthers is $856 a month, less than in Mahoning County ($1,236); without one, $409.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Struthers+41%
Mahoning County+47%
Ohio+47%
United States+53%
Typical rent
Struthers+19%
Mahoning County+16%
Ohio+28%
United States+33%
Typical household income
Struthers+36%
Mahoning County+24%
Ohio+26%
United States+29%
Change since 2015–2019: Struthers and its comparisons
Measure
Struthers
Mahoning County
Ohio
United States
Typical home value
+41%
+47%
+47%
+53%
Typical rent
+19%
+16%
+28%
+33%
Typical household income
+36%
+24%
+26%
+29%
The typical home value in Struthers rose 41% since 2015–2019, less than in Mahoning County (47%).
Rents in Struthers rose faster than in Mahoning County: 19% since 2015–2019, against 16%.
To compare: typical income in Struthers rose 36%; the home, +41%; the rent, +19%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Struthers and its comparisons
Measure
Struthers
Mahoning County
Ohio
United States
Rental vacancy
Unreliable estimate
4.7%
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
1.1%
0.8%
0.9%
More than one person per room
Unreliable estimate
0.8%
1.5%
3.4%
People per household
2.32
2.25
2.37
2.53
Drive alone
78%
79%
75%
69%
Carpool
8%
7%
8%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
12%
10%
13%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
Much as in Mahoning County, a household in Struthers has 2.32 people on average.
In Struthers, 78% of workers drive alone to work; in Mahoning County, 79%.
Do the math
What would you pay each month for a home in Struthers?
A typical home is within reach of the typical income
We start with a typical home in Struthers, worth $100,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 19% of the typical household income in Struthers, which is $53,447 a year.
The calculator's FHA and conventional loan limits are those of all of Mahoning County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Struthers. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $3,504 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$857
at 7.18% · 30 years
Loan amount
$98,286
Total interest
$141,411
Paid off in
November 2056
Includes $1,690 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,247 a month
Your payment · 19%
Tight
$1,247 to $1,603 a month
Hard
more than $1,603 a month
Compared with the typical household income in Struthers ($53,447 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$666
Property tax
$105
Home insurance
$42
FHA mortgage insurance (MIP)
$44
You need at least $3,504 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $857; principal and interest $666.
The city and its county
Struthers and Mahoning County
Struthers is in Mahoning County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Struthers
Map of Mahoning County, Ohio, with Struthers marked. Around it, the neighboring counties.
Struthers
Mahoning County
Other cities with a page
Struthers's own numbers
Typical home value
$100,100
Typical monthly rent
$850
Typical yearly household income
$53,447
Households that own their home
69%
Effective property tax rate
1.26%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Mahoning County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,003
Price change over 5 years (FHFA)
+61%
Homes in a high flood-risk zone
0.1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Mahoning County.
A typical home in Struthers is worth $100,100: 35% below the county and 53% below Ohio. With the typical household income in Struthers ($53,447 a year), a typical home costs 1.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Struthers1.9 years
Mahoning2.7 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Mahoning County
According to FHFA’s house price index, home prices in Mahoning County rose 92% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Mahoning County.
Yearly change in FHFA’s price index in Mahoning County, 2016 to 2025
2016: +2.2% +2.2% 2016
2017: +3.7% +3.7% 2017
2018: +4.2% +4.2% 2018
2019: +4.4% +4.4% 2019
2020: +3.2% +3.2% 2020
2021: +12.2% +12.2% 2021
2022: +14.9% +14.9% 2022
2023: +9.2% +9.2% 2023
2024: +7.9% +7.9% 2024
2025: +6.3% +6.3% 2025
Change in FHFA’s price index in Mahoning County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+6.3%
+4.8%
+2.9%
5 years (2020–2025)
+61%
+53%
+47%
10 years (2015–2025)
+92%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Struthers next to Mahoning County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Struthers$100,100
Mahoning$154,700
Ohio$214,800
United States$332,700
Typical monthly rent
Struthers$850
Mahoning$791
Ohio$1,034
United States$1,413
Typical yearly household income
Struthers$53,447
Mahoning$56,942
Ohio$71,389
United States$80,734
See the full table
Struthers next to Mahoning County and Ohio
Measure
Struthers
Mahoning County
Ohio
U.S.
Typical home value
$100,100 ▼35% below the county
$154,700
$214,800
$332,700
Typical monthly rent
$850 ▲7% above the county
$791
$1,034
$1,413
Typical yearly household income
$53,447 ▼6% below the county
$56,942
$71,389
$80,734
Households that own their home
69% ▼1 points below the county
70%
67%
65%
Typical yearly property tax
$1,266 ▼37% below the county
$2,015
$2,822
$3,119
Effective property tax rate
1.26% ▼0.04 points below the county
1.3%
1.31%
0.94%
Renters with high rent for their income
41% ▼9 points below the county
50%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Mahoning County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Struthers
For a typical $100,100 home in Struthers, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Struthers's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$857a month
Least cash to close
Down payment
$3,504
Cash to close
$6,507
Rate
7.18%
Mortgage insurance
FHA MIP · $44
Conventional, 5% down$839a month
Down payment
$5,005
Cash to close
$8,008
Rate
7.18%
Mortgage insurance
PMI · $48
Conventional, 20% down, no PMI$689a month
Down payment
$20,020
Cash to close
$23,023
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$782a month
Down payment
$15,015
Cash to close
$18,018
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Struthers
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$857
$3,504
$98,287
7.18%
FHA MIP · $44
$6,507
580
Conventional, 5% down
$839
$5,005
$95,095
7.18%
PMI · $48
$8,008
620*
Conventional, 20% down, no PMI
$689
$20,020
$80,080
7.18%
None
$23,023
620*
ITIN, 15% down (example)
$782
$15,015
$85,085
8.18%
None
$18,018
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Struthers is $850 a month: 7% above the county. In Struthers, 41% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Mahoning County, by unit size. To pay the 2-bedroom one ($1,003 a month) without spending more than 30% of your income, you would need to earn $19.29 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Mahoning County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$755
$14.52
$30,200
1 bedroom
$801
$15.40
$32,040
2 bedrooms
$1,003
$19.29
$40,120
3 bedrooms
$1,295
$24.90
$51,800
4 bedrooms
$1,374
$26.42
$54,960
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Struthers
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Struthers is in ZIP code 44471.
For 2 bedrooms it is $1,060: $57 more than the fair market rent for Mahoning County ($1,003).
Fair market rent by ZIP code and size in Struthers, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
44471
$800
$850
$1,060
$1,370
$1,450
ZIP code2 bd3 bd
44471 $1,060$1,370
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Struthers when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists one building with rents for lower incomes in Struthers.
Kirwan Homes585 Poland Ave, Struthers 44471285 low-income homes · Run by Youngstown Metropolitan Housing Authority · Average payment: $237 a month · Average wait: 35 months · Homes at several sites(330) 744-2161
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in Mahoning County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Struthers or Mahoning County. The ones below are statewide in Ohio: they work in Struthers the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
No legal help resource on our list is for Struthers or Mahoning County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Struthers and all of Mahoning County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Struthers?
The typical home value in Struthers is $100,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Mahoning County it is $154,700.
How much does it cost to rent in Struthers?
Typical rent in Struthers is $850 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Mahoning County is $1,003.
What is the FHA loan limit in Struthers?
Struthers uses the FHA limit for all of Mahoning County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Struthers?
The typical homeowner in Struthers pays $1,266 a year, according to the U.S. Census Bureau. That is 1.26% of the home’s value; in Mahoning County, the rate is 1.3%.
Where can I find free help to buy or rent in Struthers?
There are 2 HUD-approved counseling agencies with an office in Mahoning County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
