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City · 7,784 residents · Mahoning County, Ohio

Campbell , Ohio

In Campbell, a typical home is worth $82,300 and typical rent is $688 a month. Compared with all of Mahoning County, the typical home value is 47% lower and typical household income is 25% lower.

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  • Typical home value

    $82,300

    47% below the county

    62% below Ohio

    • Campbell
    • Mahoning
    • Ohio

  • Typical rent

    $688a month

    13% below the county

    33% below Ohio

    • Campbell
    • Mahoning
    • Ohio

  • Typical household income

    $42,909a year

    25% below the county

    40% below Ohio

    • Campbell
    • Mahoning
    • Ohio

  • Households that own their home

    73%

    2 points above the county

    5 points above Ohio

    • Campbell
    • Mahoning
    • Ohio

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$106,891
10.2% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Campbell is in Mahoning County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Mahoning County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Campbell apart

What this place has that others do not, from public data, most unusual first.

  1. Campbell has the 3rd lowest typical rent of the 285 cities in Ohio with more than 5,000 people ($688).

  2. Campbell has the 4th lowest typical home value of the 292 cities in Ohio with more than 5,000 people ($82,300).

  3. Campbell has the 11th lowest typical household income of the 292 cities in Ohio with more than 5,000 people ($42,909).

  4. Campbell has the 11th largest share of rent-burdened renters of the 253 cities in Ohio with more than 5,000 people (62%).

  5. According to Zillow, in the 12 months to September 2026 the typical home value in Campbell rose 10.2%; in Ohio, it rose 3.2%.

  6. Nearby, in Youngstown, the typical home value is $63,300: 23% less than in Campbell ($82,300).

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Campbell

What homes there are in Campbell, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Campbell, 8 in 10 homes are single-family detached houses; in Mahoning County, 8.

Year built

Homes in Campbell are older: the typical year built is 1958; in Mahoning County, 1963.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

By rent, most homes in Campbell cost less than HUD's 2-bedroom fair market rent ($1,003): about 75%.

With a mortgage

$1,079 a month

Mahoning County: $1,236 a month

Without a mortgage

$423 a month

Mahoning County: $500 a month

Owners with a mortgage

40%

Mahoning County: 53%

Owning costs less in Campbell: with a mortgage, the typical cost is $1,079 a month; in Mahoning County, $1,236. Without one, $423.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Campbell gained value more slowly than in Mahoning County: 37% since 2015–2019, against 47%.

Since 2015–2019, the typical rent in Campbell did not change clearly, according to the Census.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureCampbellMahoning CountyOhioUnited States
Rental vacancy Unreliable estimate4.7%4.4%5.5%
Homeowner vacancy Unreliable estimate1.1%0.8%0.9%
More than one person per room Unreliable estimate0.8%1.5%3.4%
People per household 2.362.252.372.53
Drive alone 73%79%75%69%
Carpool 9%7%8%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home Unreliable estimate10%13%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate10 to 19 minutes20 to 29 minutes20 to 29 minutes

A household in Campbell has 2.36 people on average, about the same as in Mahoning County (2.25).

In Campbell, 73% of workers drive alone to work; in Mahoning County, 79%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Campbell?

A typical home is within reach of the typical income

We start with a typical home in Campbell, worth $82,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 20% of the typical household income in Campbell, which is $42,909 a year.

The calculator's FHA and conventional loan limits are those of all of Mahoning County.

Your numbers

Local data
$

Starts at the typical home value in Campbell. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $2,881 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$718

at 7.18% · 30 years

Loan amount
$80,809
Total interest
$116,265
Paid off in
November 2056

Includes $1,390 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,001 a month

    Your payment · 20%

  • Tight

    $1,001 to $1,287 a month

  • Hard

    more than $1,287 a month

Compared with the typical household income in Campbell ($42,909 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$718
Principal & interest$547
Property tax$100
Home insurance$34
FHA mortgage insurance (MIP)$36

You need at least $2,881 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Campbell and Mahoning County

Campbell is in Mahoning County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Campbell's own numbers

Typical home value
$82,300
Typical monthly rent
$688
Typical yearly household income
$42,909
Households that own their home
73%
Effective property tax rate
1.46%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Mahoning County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,003
Price change over 5 years (FHFA)
+61%
Homes in a high flood-risk zone
0.1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Mahoning County.

Everything about Mahoning County

Buying

Buying a home in Campbell

A typical home in Campbell is worth $82,300: 47% below the county and 62% below Ohio. With the typical household income in Campbell ($42,909 a year), a typical home costs 1.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Campbell 1.9 years
  • Mahoning 2.7 years
  • Ohio 3.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Mahoning County

According to FHFA’s house price index, home prices in Mahoning County rose 92% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Mahoning County.

Period County Ohio U.S.
Last year (2025) +6.3% +4.8% +2.9%
5 years (2020–2025) +61% +53% +47%
10 years (2015–2025) +92% +93% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Campbell next to Mahoning County, Ohio and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Campbell $82,300
  • Mahoning $154,700
  • Ohio $214,800
  • United States $332,700
Typical monthly rent
  • Campbell $688
  • Mahoning $791
  • Ohio $1,034
  • United States $1,413
Typical yearly household income
  • Campbell $42,909
  • Mahoning $56,942
  • Ohio $71,389
  • United States $80,734
See the full table
Campbell next to Mahoning County and Ohio
Measure Campbell Mahoning County Ohio U.S.
Typical home value $82,300 $154,700 $214,800 $332,700
Typical monthly rent $688 $791 $1,034 $1,413
Typical yearly household income $42,909 $56,942 $71,389 $80,734
Households that own their home 73% 70% 67% 65%
Typical yearly property tax $1,203 $2,015 $2,822 $3,119
Effective property tax rate 1.46% 1.3% 1.31% 0.94%
Renters with high rent for their income 62% 50% 46% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Mahoning County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Campbell

For a typical $82,300 home in Campbell, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Campbell's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $718a month

    Least cash to close
    Down payment
    $2,881
    Cash to close
    $5,350
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $36

  • Conventional, 5% down $703a month

    Down payment
    $4,115
    Cash to close
    $6,584
    Rate
    7.18%
    Mortgage insurance
    PMI · $39

  • Conventional, 20% down, no PMI $580a month

    Down payment
    $16,460
    Cash to close
    $18,929
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $657a month

    Down payment
    $12,345
    Cash to close
    $14,814
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Campbell and for Mahoning County.

Property tax

Effective rate in Campbell

1.46%of the home’s value each year

$1,203 a year for the typical owner in Campbell.

  • Campbell 1.46%
  • Mahoning 1.3%
  • Ohio 1.31%

What Ohio publishes Homestead exemption for seniors and people with disabilities (Ohio Department of Taxation)

Exemptions and deadlines in Ohio

Flood risk in Mahoning County

FEMA does not publish these numbers by city: they are for all of Mahoning County.

Homes in the high-risk zone
0.1%
71
Of those, with NFIP insurance
44%
County Ohio U.S.
Homes in the high-risk zone 0.1% 1.7% 3.5%
Of those, with NFIP insurance 44% 16% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Campbell

Typical rent in Campbell is $688 a month: 13% below the county. In Campbell, 62% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Mahoning County, by unit size. To pay the 2-bedroom one ($1,003 a month) without spending more than 30% of your income, you would need to earn $19.29 an hour working full time.

HUD fair market rent for all of Mahoning County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $755 $14.52 $30,200
1 bedroom $801 $15.40 $32,040
2 bedrooms $1,003 $19.29 $40,120
3 bedrooms $1,295 $24.90 $51,800
4 bedrooms $1,374 $26.42 $54,960

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Campbell

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Campbell is in ZIP code 44405.

For 2 bedrooms it is $1,050: $47 more than the fair market rent for Mahoning County ($1,003).

  • 44405 $1,050$1,360

A ZIP code counts for Campbell when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Campbell

HUD lists 5 buildings with rents for lower incomes in Campbell. These are the largest.

  • BRL HSG for the Elderly 33 Monette St, Campbell 44405 70 low-income homes · For older adults (330) 792-2850
  • Campbell Communities 31 Tremble Ave, Campbell 44405 57 low-income homes · 2 bd: 57 · In service since 2001
  • Sycamore Place II 31 Tremble Ave, Campbell 44405 57 low-income homes · 2 bd: 57 · In service since 2001 · For older adults
  • Campbell Commons II 47 7th St, Campbell 44405 38 low-income homes · 3 bd: 18 · 4 bd: 20 · In service since 1999 · For older adults
  • Campbell Commons 235 Hamilton Ave, Campbell 44405 30 low-income homes · 3 bd: 15 · 4 bd: 15 · In service since 1998 · For older adults

See all 73 buildings in Mahoning County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Campbell

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in Mahoning County; 1 says it serves in Spanish.

An older man and his daughter go over papers with a professional.

HUD counseling is free or low-cost

Assistance programs in Campbell

No down payment, repair or rent-help program on our list is for Campbell or Mahoning County. The ones below are statewide in Ohio: they work in Campbell the same as in the rest of the state.

Which programs do I qualify for? All programs in Ohio

  • Your Choice! Down Payment Assistance

    Statewide in Ohio

    Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it. Offered by Ohio Housing Finance Agency (OHFA).

    Forgivable

    See the program Official page

  • Mortgage Tax Credit

    Statewide in Ohio

    Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic). Offered by Ohio Housing Finance Agency (OHFA).

    Tax credit

    See the program Official page

Housing counselors near Campbell

The HUD-approved agencies closest to the center of Campbell, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Catholic Charities Regional Agency

    319 W Rayen Ave, Youngstown · 4 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (330) 744-3320

  • Youngstown Neighborhood Development Corp.

    820 Canfield Rd, Youngstown · 5 miles away

    • Pre-purchase counseling
    • Homebuyer education workshops
    (330) 480-0423

  • Apprisen - Warren

    1601 Motor Inn Dr, Girard · 7 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (800) 355-2227

Every agency in Mahoning County All counseling agencies in Ohio

Help in Spanish near Campbell

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Campbell

In HUD’s record, no housing authority with an office in Mahoning County is named for Campbell or Mahoning County.

One other authority has an office in Mahoning County: see the list Source: HUD

Cities

Other cities in Mahoning County

These cities are also in Mahoning County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Mahoning County Housing in Ohio

Nearby cities

The cities closest to Campbell, with the typical home value.

Neighboring counties

If Mahoning County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Campbell.

All guides
Three women of one family lean in together to stir the pan.

Questions

Housing questions about Campbell

Short answers with the numbers for Campbell and all of Mahoning County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Campbell?

The typical home value in Campbell is $82,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Mahoning County it is $154,700.

How much does it cost to rent in Campbell?

Typical rent in Campbell is $688 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Mahoning County is $1,003.

What is the FHA loan limit in Campbell?

Campbell uses the FHA limit for all of Mahoning County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Campbell?

The typical homeowner in Campbell pays $1,203 a year, according to the U.S. Census Bureau. That is 1.46% of the home’s value; in Mahoning County, the rate is 1.3%.

Where can I find free help to buy or rent in Campbell?

There are 2 HUD-approved counseling agencies with an office in Mahoning County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).