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City · 7,649 residents · Mahoning County, Ohio

Canfield , Ohio

In Canfield, a typical home is worth $254,800 and typical rent is $788 a month. Compared with all of Mahoning County, typical household income is 71% higher, the typical home value is 65% higher, and the share of households that own their home is 15 points higher.

Canfield in numbers

  • Typical home value

    $254,800

    65% above the county

    19% above Ohio

    • Canfield
    • Mahoning
    • Ohio
  • Typical rent

    $788a month

    About the same as the county

    24% below Ohio

    • Canfield
    • Mahoning
    • Ohio
  • Typical household income

    $97,439a year

    71% above the county

    36% above Ohio

    • Canfield
    • Mahoning
    • Ohio
  • Households that own their home

    85%

    15 points above the county

    18 points above Ohio

    • Canfield
    • Mahoning
    • Ohio

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$327,808
4.4% more than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $242,611 to $327,808.
Typical rent
$1,300 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Canfield is in Mahoning County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Mahoning County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Canfield apart

What this place has that others do not, from public data, most unusual first.

  1. The typical household income in Canfield is $97,439, 71% more than in Mahoning County as a whole ($56,942).

  2. Nearby, in Youngstown, the typical home value is $63,300: 75% less than in Canfield ($254,800).

  3. The typical home in Canfield is worth $254,800, 65% more than in Mahoning County as a whole ($154,700).

  4. 85% of households in Canfield own their home, against 70% in Mahoning County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Canfield

What homes there are in Canfield, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Canfield and its comparisons
MeasureCanfieldMahoning CountyOhioUnited States
Detached house 72%77%69%61%
Attached house 14%4%5%6%
Building of 2 to 4 Unreliable estimate7%8%8%
Apartments (5 or more) Unreliable estimate11%15%19%
Mobile home Unreliable estimate2%3%6%
Boat, RV and other Unreliable estimateUnreliable estimate0%0%

The detached house is still the most common home in Canfield, but it weighs less than in Mahoning County: 72% against 77%.

Year built
Year built: Canfield and its comparisons
MeasureCanfieldMahoning CountyOhioUnited States
Before 1960 24%46%38%26%
1960–1979 28%29%26%24%
1980–1999 36%15%20%25%
2000–2009 9%6%10%14%
2010 or later Unreliable estimate3%7%11%

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Canfield and its comparisons
MeasureCanfield
Under $100K Unreliable estimate
$100K–$200K 26%
$200K–$300K 27%
$300K–$500K 40%
$500K–$750K Unreliable estimate
$750K–$1M Unreliable estimate
$1M or more Unreliable
Monthly rent with utilities
Monthly rent with utilities: Canfield and its comparisons
MeasureCanfield
Under $500 Unreliable estimate
$500–$999 63%
$1,000–$1,499 Unreliable estimate
$1,500–$1,999 Unreliable estimate
$2,000–$2,499 Unreliable
$2,500–$2,999 Unreliable
$3,000 or more Unreliable

With a mortgage

$1,643 a month

Mahoning County: $1,236 a month

Without a mortgage

$735 a month

Mahoning County: $500 a month

Owners with a mortgage

61%

Mahoning County: 53%

In Canfield, 61% of owners have a mortgage, and their typical cost is $1,643 a month, against $1,236 in Mahoning County. Without one it drops to $735.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Canfield and its comparisons
MeasureCanfieldMahoning CountyOhioUnited States
Typical home value +47%+47%+47%+53%
Typical rent +35%+16%+28%+33%
Typical household income No clear change+24%+26%+29%

Much as in Mahoning County, the typical home value in Canfield rose 47% since 2015–2019.

Rents in Canfield rose faster than in Mahoning County: 35% since 2015–2019, against 16%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Canfield and its comparisons
MeasureCanfieldMahoning CountyOhioUnited States
Rental vacancy Unreliable estimate4.7%4.4%5.5%
Homeowner vacancy Unreliable estimate1.1%0.8%0.9%
More than one person per room Unreliable estimate0.8%1.5%3.4%
People per household 2.342.252.372.53
Drive alone 77%79%75%69%
Carpool Unreliable estimate7%8%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 19%10%13%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate10 to 19 minutes20 to 29 minutes20 to 29 minutes

Much as in Mahoning County, a household in Canfield has 2.34 people on average.

In Canfield, 19% of workers work from home, more than in Mahoning County (10%).

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Canfield?

A typical home is within reach of the typical income

We start with a typical home in Canfield, worth $254,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 27% of the typical household income in Canfield, which is $97,439 a year.

The calculator's FHA and conventional loan limits are those of all of Mahoning County.

Your numbers

Local data
$

Starts at the typical home value in Canfield. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,918 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,192

at 7.18% · 30 years

Loan amount
$250,185
Total interest
$359,957
Paid off in
November 2056

Includes $4,303 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,274 a month

    Your payment · 27%

  • Tight

    $2,274 to $2,923 a month

  • Hard

    more than $2,923 a month

Compared with the typical household income in Canfield ($97,439 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,192
Monthly payment breakdown
Principal & interest$1,695
Property tax$278
Home insurance$106
FHA mortgage insurance (MIP)$113

You need at least $8,918 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $2,192; principal and interest $1,695.

The city and its county

Canfield and Mahoning County

Canfield is in Mahoning County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Mahoning County, Ohio, with Canfield marked. Around it, the neighboring counties.

Canfield's own numbers

Typical home value
$254,800
Typical monthly rent
$788
Typical yearly household income
$97,439
Households that own their home
85%
Effective property tax rate
1.31%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Mahoning County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,003
Price change over 5 years (FHFA)
+61%
Homes in a high flood-risk zone
0.1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Mahoning County.

Everything about Mahoning County

Buying

Buying a home in Canfield

A typical home in Canfield is worth $254,800: 65% above the county and 19% above Ohio. With the typical household income in Canfield ($97,439 a year), a typical home costs 2.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Canfield 2.6 years
  • Mahoning 2.7 years
  • Ohio 3.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Mahoning County

According to FHFA’s house price index, home prices in Mahoning County rose 92% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Mahoning County.

Yearly change in FHFA’s price index in Mahoning County, 2016 to 2025
  1. 2020: +3.2%
  2. 2021: +12.2%
  3. 2022: +14.9%
  4. 2023: +9.2%
  5. 2024: +7.9%
  6. 2025: +6.3%
Change in FHFA’s price index in Mahoning County, Ohio and the United States
Period County Ohio U.S.
Last year (2025) +6.3% +4.8% +2.9%
5 years (2020–2025) +61% +53% +47%
10 years (2015–2025) +92% +93% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Canfield next to Mahoning County, Ohio and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Canfield $254,800
  • Mahoning $154,700
  • Ohio $214,800
  • United States $332,700
Typical monthly rent
  • Canfield $788
  • Mahoning $791
  • Ohio $1,034
  • United States $1,413
Typical yearly household income
  • Canfield $97,439
  • Mahoning $56,942
  • Ohio $71,389
  • United States $80,734
See the full table
Canfield next to Mahoning County and Ohio
Measure Canfield Mahoning County Ohio U.S.
Typical home value $254,800 65% above the county $154,700 $214,800 $332,700
Typical monthly rent $788 $791 $1,034 $1,413
Typical yearly household income $97,439 71% above the county $56,942 $71,389 $80,734
Households that own their home 85% 15 points above the county 70% 67% 65%
Typical yearly property tax $3,332 65% above the county $2,015 $2,822 $3,119
Effective property tax rate 1.31% 0.01 points above the county 1.3% 1.31% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Mahoning County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Canfield

For a typical $254,800 home in Canfield, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Canfield's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,192a month

    Least cash to close
    Down payment
    $8,918
    Cash to close
    $16,562
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $113
  • Conventional, 5% down $2,145a month

    Down payment
    $12,740
    Cash to close
    $20,384
    Rate
    7.18%
    Mortgage insurance
    PMI · $121
  • Conventional, 20% down, no PMI $1,765a month

    Down payment
    $50,960
    Cash to close
    $58,604
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $2,001a month

    Down payment
    $38,220
    Cash to close
    $45,864
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Canfield and for Mahoning County.

Property tax

Effective rate in Canfield

1.31%of the home’s value each year

$3,332 a year for the typical owner in Canfield.

  • Canfield 1.31%
  • Mahoning 1.3%
  • Ohio 1.31%

What Ohio publishes Homestead exemption for seniors and people with disabilities (Ohio Department of Taxation)

Exemptions and deadlines in Ohio

Flood risk in Mahoning County

FEMA does not publish these numbers by city: they are for all of Mahoning County.

Homes in the high-risk zone
0.1%
71
Of those, with NFIP insurance
44%
Homes in the high-risk zone and with NFIP insurance: Mahoning County, Ohio and the U.S.
Measure County Ohio U.S.
Homes in the high-risk zone 0.1% 1.7% 3.5%
Of those, with NFIP insurance 44% 16% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Canfield

Typical rent in Canfield is $788 a month: about the same as the county.

HUD publishes a fair market rent for all of Mahoning County, by unit size. To pay the 2-bedroom one ($1,003 a month) without spending more than 30% of your income, you would need to earn $19.29 an hour working full time.

HUD fair market rent for all of Mahoning County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Mahoning County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $755 $14.52 $30,200
1 bedroom $801 $15.40 $32,040
2 bedrooms $1,003 $19.29 $40,120
3 bedrooms $1,295 $24.90 $51,800
4 bedrooms $1,374 $26.42 $54,960

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Canfield

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Canfield is in ZIP code 44406.

For 2 bedrooms it is $1,030: $27 more than the fair market rent for Mahoning County ($1,003).

  • 44406 $1,030$1,330

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Canfield when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Free help

Help to buy or rent in Canfield

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in Mahoning County; 1 says it serves in Spanish.

A pregnant woman reads paperwork on the sofa while the grandmother plays with the girl on the floor.

HUD counseling is free or low-cost

Assistance programs in Canfield

No down payment, repair or rent-help program on our list is for Canfield or Mahoning County. The ones below are statewide in Ohio: they work in Canfield the same as in the rest of the state.

  • Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it. Offered by Ohio Housing Finance Agency (OHFA).

  • Mortgage Tax Credit

    Statewide in Ohio

    Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic). Offered by Ohio Housing Finance Agency (OHFA).

Housing counselors near Canfield

The HUD-approved agencies closest to the center of Canfield, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Youngstown Neighborhood Development Corp.

    820 Canfield Rd, Youngstown · 6 miles away

    • Pre-purchase counseling
    • Homebuyer education workshops
  • Catholic Charities Regional Agency

    319 W Rayen Ave, Youngstown · 8 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
  • Apprisen - Warren

    1601 Motor Inn Dr, Girard · 10 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more

Every agency in Mahoning County All counseling agencies in Ohio

Help in Spanish near Canfield

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Canfield

In HUD’s record, no housing authority with an office in Mahoning County is named for Canfield or Mahoning County.

One other authority has an office in Mahoning County: see the list Source: HUD

Cities

Other cities in Mahoning County

These cities are also in Mahoning County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Questions

Housing questions about Canfield

Short answers with the numbers for Canfield and all of Mahoning County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Canfield?

The typical home value in Canfield is $254,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Mahoning County it is $154,700.

How much does it cost to rent in Canfield?

Typical rent in Canfield is $788 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Mahoning County is $1,003.

What is the FHA loan limit in Canfield?

Canfield uses the FHA limit for all of Mahoning County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Canfield?

The typical homeowner in Canfield pays $3,332 a year, according to the U.S. Census Bureau. That is 1.31% of the home’s value; in Mahoning County, the rate is 1.3%.

Where can I find free help to buy or rent in Canfield?

There are 2 HUD-approved counseling agencies with an office in Mahoning County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).