In Champion Heights, a typical home is worth $153,600 and typical rent is $963 a month. Compared with all of Trumbull County, typical rent is 21% higher, typical household income is 20% higher, and the share of households that own their home is 9 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $132,584 to $188,469.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Champion Heights is in Trumbull County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Trumbull County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Warren, the typical home value is $86,400: 44% less than in Champion Heights ($153,600).
2
Nearby, in Cortland, the typical rent is $720: 25% less than in Champion Heights ($963).
3
The typical rent in Champion Heights is $963 a month, 21% more than in Trumbull County as a whole ($797).
4
The typical household income in Champion Heights is $67,940,20% more than in Trumbull County as a whole ($56,435).
5
80% of households in Champion Heights own their home, against 71% in Trumbull County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Champion Heights
What homes there are in Champion Heights, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Champion Heights
Trumbull County
Ohio
United States
Kind of home: Champion Heights and its comparisons
Measure
Champion Heights
Trumbull County
Ohio
United States
Detached house
89%
76%
69%
61%
Attached house
5%
4%
5%
6%
Building of 2 to 4
Unreliable estimate
7%
8%
8%
Apartments (5 or more)
Unreliable estimate
9%
15%
19%
Mobile home
Unreliable estimate
4%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses, standing on their own, make up 89% of homes here, against 76% in Trumbull County.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Champion Heights
Trumbull County
Ohio
United States
Year built: Champion Heights and its comparisons
Measure
Champion Heights
Trumbull County
Ohio
United States
Before 1960
40%
44%
38%
26%
1960–1979
32%
33%
26%
24%
1980–1999
19%
16%
20%
25%
2000–2009
6%
5%
10%
14%
2010 or later
Unreliable estimate
3%
7%
11%
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K14%
$100K–$200K58%
$200K–$300K20%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Champion Heights and its comparisons
Measure
Champion Heights
Under $100K
14%
$100K–$200K
58%
$200K–$300K
20%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99963%
$1,000–$1,49931%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Champion Heights and its comparisons
Measure
Champion Heights
Under $500
Unreliable estimate
$500–$999
63%
$1,000–$1,499
31%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,223 a month
Trumbull County: $1,144 a month
Without a mortgage
$465 a month
Trumbull County: $488 a month
Owners with a mortgage
56%
Trumbull County: 52%
The typical cost for an owner with a mortgage in Champion Heights is $1,223 a month, more than in Trumbull County ($1,144); without one, $465.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Champion Heights+37%
Trumbull County+38%
Ohio+47%
United States+53%
Typical rent
Champion Heights+35%
Trumbull County+18%
Ohio+28%
United States+33%
Typical household income
Champion Heights+19%
Trumbull County+19%
Ohio+26%
United States+29%
Change since 2015–2019: Champion Heights and its comparisons
Measure
Champion Heights
Trumbull County
Ohio
United States
Typical home value
+37%
+38%
+47%
+53%
Typical rent
+35%
+18%
+28%
+33%
Typical household income
+19%
+19%
+26%
+29%
From 2015–2019 to 2020–2024, home values in Champion Heights rose at about the same pace as in Trumbull County: 37% against 38%.
Since 2015–2019, the typical rent in Champion Heights rose 35%, more than in Trumbull County (18%).
Housing prices ran ahead of income in Champion Heights: typical income rose 19%, against +37% for home values and +35% for rent.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Champion Heights and its comparisons
Measure
Champion Heights
Trumbull County
Ohio
United States
Rental vacancy
Unreliable estimate
6.0%
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
0.9%
0.8%
0.9%
More than one person per room
Unreliable estimate
1.0%
1.5%
3.4%
People per household
2.26
2.28
2.37
2.53
Drive alone
79%
81%
75%
69%
Carpool
Unreliable estimate
9%
8%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
15%
7%
13%
15%
Other means
Unreliable estimate
2%
1%
2%
Typical commute
20 to 29 minutes
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
A household in Champion Heights has 2.26 people on average, about the same as in Trumbull County (2.28).
Working from home is more common in Champion Heights: 15%, against 7% in Trumbull County.
Do the math
What would you pay each month for a home in Champion Heights?
A typical home is within reach of the typical income
We start with a typical home in Champion Heights, worth $153,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 24% of the typical household income in Champion Heights, which is $67,940 a year.
The calculator's FHA and conventional loan limits are those of all of Trumbull County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Champion Heights. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $5,376 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,338
at 7.18% · 30 years
Loan amount
$150,818
Total interest
$216,992
Paid off in
November 2056
Includes $2,594 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,585 a month
Your payment · 24%
Tight
$1,585 to $2,038 a month
Hard
more than $2,038 a month
Compared with the typical household income in Champion Heights ($67,940 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,022
Property tax
$184
Home insurance
$64
FHA mortgage insurance (MIP)
$68
You need at least $5,376 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,338; principal and interest $1,022.
The city and its county
Champion Heights and Trumbull County
Champion Heights is in Trumbull County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Champion Heights
Map of Trumbull County, Ohio, with Champion Heights marked. Around it, the neighboring counties.
Champion Heights
Trumbull County
Other cities with a page
Champion Heights's own numbers
Typical home value
$153,600
Typical monthly rent
$963
Typical yearly household income
$67,940
Households that own their home
80%
Effective property tax rate
1.44%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Trumbull County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,003
Price change over 5 years (FHFA)
+59%
Homes in a high flood-risk zone
1.4%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Trumbull County.
A typical home in Champion Heights is worth $153,600: 8% above the county and 28% below Ohio. With the typical household income in Champion Heights ($67,940 a year), a typical home costs 2.3 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Champion Heights2.3 years
Trumbull2.5 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Trumbull County
According to FHFA’s house price index, home prices in Trumbull County rose 92% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Trumbull County.
Yearly change in FHFA’s price index in Trumbull County, 2016 to 2025
2016: +4.9% +4.9% 2016
2017: +4.3% +4.3% 2017
2018: +4.0% +4.0% 2018
2019: +1.9% +1.9% 2019
2020: +4.3% +4.3% 2020
2021: +11.9% +11.9% 2021
2022: +13.7% +13.7% 2022
2023: +10.1% +10.1% 2023
2024: +8.2% +8.2% 2024
2025: +5.1% +5.1% 2025
Change in FHFA’s price index in Trumbull County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+5.1%
+4.8%
+2.9%
5 years (2020–2025)
+59%
+53%
+47%
10 years (2015–2025)
+92%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Champion Heights next to Trumbull County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Champion Heights$153,600
Trumbull$141,800
Ohio$214,800
United States$332,700
Typical monthly rent
Champion Heights$963
Trumbull$797
Ohio$1,034
United States$1,413
Typical yearly household income
Champion Heights$67,940
Trumbull$56,435
Ohio$71,389
United States$80,734
See the full table
Champion Heights next to Trumbull County and Ohio
Measure
Champion Heights
Trumbull County
Ohio
U.S.
Typical home value
$153,600 ▲8% above the county
$141,800
$214,800
$332,700
Typical monthly rent
$963 ▲21% above the county
$797
$1,034
$1,413
Typical yearly household income
$67,940 ▲20% above the county
$56,435
$71,389
$80,734
Households that own their home
80% ▲9 points above the county
71%
67%
65%
Typical yearly property tax
$2,206 ▲19% above the county
$1,856
$2,822
$3,119
Effective property tax rate
1.44% ▲0.13 points above the county
1.31%
1.31%
0.94%
Renters with high rent for their income
39% ▼8 points below the county
47%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Trumbull County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Champion Heights
For a typical $153,600 home in Champion Heights, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Champion Heights's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,338a month
Least cash to close
Down payment
$5,376
Cash to close
$9,984
Rate
7.18%
Mortgage insurance
FHA MIP · $68
Conventional, 5% down$1,310a month
Down payment
$7,680
Cash to close
$12,288
Rate
7.18%
Mortgage insurance
PMI · $73
Conventional, 20% down, no PMI$1,081a month
Down payment
$30,720
Cash to close
$35,328
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,223a month
Down payment
$23,040
Cash to close
$27,648
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Champion Heights
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,338
$5,376
$150,818
7.18%
FHA MIP · $68
$9,984
580
Conventional, 5% down
$1,310
$7,680
$145,920
7.18%
PMI · $73
$12,288
620*
Conventional, 20% down, no PMI
$1,081
$30,720
$122,880
7.18%
None
$35,328
620*
ITIN, 15% down (example)
$1,223
$23,040
$130,560
8.18%
None
$27,648
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Champion Heights is $963 a month: 21% above the county. In Champion Heights, 39% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Trumbull County, by unit size. To pay the 2-bedroom one ($1,003 a month) without spending more than 30% of your income, you would need to earn $19.29 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Trumbull County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$755
$14.52
$30,200
1 bedroom
$801
$15.40
$32,040
2 bedrooms
$1,003
$19.29
$40,120
3 bedrooms
$1,295
$24.90
$51,800
4 bedrooms
$1,374
$26.42
$54,960
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Champion Heights
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Champion Heights has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,000 in 44481 to $1,070 in 44483.
1 of the 2 is above the fair market rent for Trumbull County ($1,003).
Fair market rent by ZIP code and size in Champion Heights, fiscal year 2027.
44481
$760
$800
$1,000
$1,300
$1,370
44483
$810
$850
$1,070
$1,380
$1,470
ZIP code2 bd3 bd
44481 $1,000$1,300
44483 $1,070$1,380
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Champion Heights when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Trumbull County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Champion Heights or Trumbull County. The ones below are statewide in Ohio: they work in Champion Heights the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
The HUD-approved agencies closest to the center of Champion Heights, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
No legal help resource on our list is for Champion Heights or Trumbull County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Champion Heights and all of Trumbull County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Champion Heights?
The typical home value in Champion Heights is $153,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Trumbull County it is $141,800.
How much does it cost to rent in Champion Heights?
Typical rent in Champion Heights is $963 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Trumbull County is $1,003.
What is the FHA loan limit in Champion Heights?
Champion Heights uses the FHA limit for all of Trumbull County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Champion Heights?
The typical homeowner in Champion Heights pays $2,206 a year, according to the U.S. Census Bureau. That is 1.44% of the home’s value; in Trumbull County, the rate is 1.31%.
Where can I find free help to buy or rent in Champion Heights?
There is 1 HUD-approved counseling agency with an office in Trumbull County. They can help you get ready to buy, with your credit, or with rent.
