Español

Este sitio también está en español. Leer en español

City · 18,124 residents · Jefferson County, Ohio

Steubenville , Ohio

In Steubenville, a typical home is worth $130,700 and typical rent is $775 a month. Compared with all of Jefferson County, typical household income is 18% lower, typical rent is 7% lower, and the share of households that own their home is 13 points lower.

WhatsApp

  • Typical home value

    $130,700

    2% above the county

    39% below Ohio

    • Steubenville
    • Jefferson
    • Ohio

  • Typical rent

    $775a month

    7% below the county

    25% below Ohio

    • Steubenville
    • Jefferson
    • Ohio

  • Typical household income

    $48,172a year

    18% below the county

    33% below Ohio

    • Steubenville
    • Jefferson
    • Ohio

  • Households that own their home

    57%

    13 points below the county

    10 points below Ohio

    • Steubenville
    • Jefferson
    • Ohio

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$130,511
2.8% more than 12 months ago
Typical rent
$719 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Steubenville is in Jefferson County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Jefferson County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Steubenville apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in East Liverpool, the typical home value is $81,300: 38% less than in Steubenville ($130,700).

  2. 57% of households in Steubenville own their home, against 71% in Jefferson County.

  3. The typical household income in Steubenville is $48,172, 18% less than in Jefferson County as a whole ($59,055).

  4. Steubenville has the 26th lowest typical rent of the 285 cities in Ohio with more than 5,000 people ($775).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Steubenville

What homes there are in Steubenville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Steubenville, 7 in 10 homes are single-family detached houses; in Jefferson County, 8.

Year built

Homes in Steubenville are older: the typical year built is 1953; in Jefferson County, 1958.

There are fewer big homes in Steubenville than in Jefferson County: 57% have 3 bedrooms or more, against 64%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA limit for Jefferson County is high ($541,287): at least 100% of owner-occupied homes in Steubenville are worth less than $500,000.

Monthly rent with utilities

About 76% of rented homes in Steubenville cost less than HUD's 2-bedroom fair market rent for Jefferson County ($1,007).

With a mortgage

$1,208 a month

Jefferson County: $1,162 a month

Without a mortgage

$499 a month

Jefferson County: $476 a month

Owners with a mortgage

53%

Jefferson County: 48%

Owning costs about the same in Steubenville as in Jefferson County: with a mortgage, $1,208 a month; without one, $499.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in Steubenville gained value faster than in Jefferson County: 45% against 37%.

Rents in Steubenville rose more slowly than in Jefferson County: 17% since 2015–2019, against 24%.

To compare: typical income in Steubenville rose 25%; the home, +45%; the rent, +17%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureSteubenvilleJefferson CountyOhioUnited States
Rental vacancy 9.5%7.3%4.4%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.8%0.9%
More than one person per room Unreliable estimate0.8%1.5%3.4%
People per household 2.262.292.372.53
Drive alone 70%81%75%69%
Carpool 7%6%8%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike 7%4%2%3%
Work from home 14%9%13%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute 10 to 19 minutesUnreliable estimate20 to 29 minutes20 to 29 minutes

The rental vacancy rate in Steubenville is 9.5%, higher than in Jefferson County (7.3%).

Much as in Jefferson County, a household in Steubenville has 2.26 people on average.

Many people here do not commute at all: 14% work from home; in Jefferson County, 9%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Steubenville?

A typical home is within reach of the typical income

We start with a typical home in Steubenville, worth $130,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 27% of the typical household income in Steubenville, which is $48,172 a year.

The calculator's FHA and conventional loan limits are those of all of Jefferson County.

Your numbers

Local data
$

Starts at the typical home value in Steubenville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $4,575 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,083

at 7.18% · 30 years

Loan amount
$128,332
Total interest
$184,640
Paid off in
November 2056

Includes $2,207 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,124 a month

    Your payment · 27%

  • Tight

    $1,124 to $1,445 a month

  • Hard

    more than $1,445 a month

Compared with the typical household income in Steubenville ($48,172 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,083
Principal & interest$869
Property tax$101
Home insurance$55
FHA mortgage insurance (MIP)$58

You need at least $4,575 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Steubenville and Jefferson County

Steubenville is in Jefferson County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Steubenville's own numbers

Typical home value
$130,700
Typical monthly rent
$775
Typical yearly household income
$48,172
Households that own their home
57%
Effective property tax rate
0.93%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Jefferson County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,007
Price change over 5 years (FHFA)
+55%
Homes in a high flood-risk zone
4.3%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Jefferson County.

Everything about Jefferson County

Buying

Buying a home in Steubenville

A typical home in Steubenville is worth $130,700: 2% above the county and 39% below Ohio. With the typical household income in Steubenville ($48,172 a year), a typical home costs 2.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Steubenville 2.7 years
  • Jefferson 2.2 years
  • Ohio 3.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Jefferson County

According to FHFA’s house price index, home prices in Jefferson County rose 86% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Jefferson County.

Period County Ohio U.S.
Last year (2025) +10.2% +4.8% +2.9%
5 years (2020–2025) +55% +53% +47%
10 years (2015–2025) +86% +93% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Steubenville next to Jefferson County, Ohio and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Steubenville $130,700
  • Jefferson $127,800
  • Ohio $214,800
  • United States $332,700
Typical monthly rent
  • Steubenville $775
  • Jefferson $835
  • Ohio $1,034
  • United States $1,413
Typical yearly household income
  • Steubenville $48,172
  • Jefferson $59,055
  • Ohio $71,389
  • United States $80,734
See the full table
Steubenville next to Jefferson County and Ohio
Measure Steubenville Jefferson County Ohio U.S.
Typical home value $130,700 $127,800 $214,800 $332,700
Typical monthly rent $775 $835 $1,034 $1,413
Typical yearly household income $48,172 $59,055 $71,389 $80,734
Households that own their home 57% 71% 67% 65%
Typical yearly property tax $1,209 $1,257 $2,822 $3,119
Effective property tax rate 0.93% 0.98% 1.31% 0.94%
Renters with high rent for their income 49% 44% 46% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Jefferson County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Steubenville

For a typical $130,700 home in Steubenville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Steubenville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,083a month

    Least cash to close
    Down payment
    $4,575
    Cash to close
    $8,496
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $58

  • Conventional, 5% down $1,059a month

    Down payment
    $6,535
    Cash to close
    $10,456
    Rate
    7.18%
    Mortgage insurance
    PMI · $62

  • Conventional, 20% down, no PMI $864a month

    Down payment
    $26,140
    Cash to close
    $30,061
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $985a month

    Down payment
    $19,605
    Cash to close
    $23,526
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Steubenville and for Jefferson County.

Property tax

Effective rate in Steubenville

0.93%of the home’s value each year

$1,209 a year for the typical owner in Steubenville.

  • Steubenville 0.93%
  • Jefferson 0.98%
  • Ohio 1.31%

What Ohio publishes Homestead exemption for seniors and people with disabilities (Ohio Department of Taxation)

Exemptions and deadlines in Ohio

Flood risk in Jefferson County

FEMA does not publish these numbers by city: they are for all of Jefferson County.

Homes in the high-risk zone
4.3%
1,224
Of those, with NFIP insurance
9.6%
County Ohio U.S.
Homes in the high-risk zone 4.3% 1.7% 3.5%
Of those, with NFIP insurance 9.6% 16% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Steubenville

Typical rent in Steubenville is $775 a month: 7% below the county. In Steubenville, 49% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Jefferson County, by unit size. To pay the 2-bedroom one ($1,007 a month) without spending more than 30% of your income, you would need to earn $19.37 an hour working full time.

HUD fair market rent for all of Jefferson County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $771 $14.83 $30,840
1 bedroom $776 $14.92 $31,040
2 bedrooms $1,007 $19.37 $40,280
3 bedrooms $1,298 $24.96 $51,920
4 bedrooms $1,514 $29.12 $60,560

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Steubenville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Steubenville has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,030 in 43952 to $1,120 in 43953.

2 of the 2 are above the fair market rent for Jefferson County ($1,007).

  • 43952 $1,030$1,330
  • 43953 $1,120$1,440

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Steubenville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Steubenville

HUD lists 10 buildings with rents for lower incomes in Steubenville. These are the largest.

  • John F Kennedy Apts 815 N 6th Ave, Steubenville 43952 228 homes, 213 low-income · Run by Jefferson Metropolitan Housing Authority · Average payment: $271 a month · Average wait: 6 months (740) 282-0994
  • Earl F Rodgers Plaza 520 S 5th St, Steubenville 43952 178 low-income homes · Run by Jefferson Metropolitan Housing Authority · Average payment: $333 a month · Average wait: 5 months (740) 282-0994
  • Gaylord Towers 707 Market St, Steubenville 43952 100 low-income homes · For older adults (740) 283-7970
  • Heritage Place 801 Market St, Steubenville 43952 100 low-income homes · For families (740) 282-5413
  • Market Square Apts 805 Market St, Steubenville 43952 100 low-income homes · 1 bd: 20 · 2 bd: 60 · 3 bd: 20 · In service since 2003

See all 19 buildings in Jefferson County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Steubenville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Jefferson County. The nearest ones are below; many serve by phone or online.

An older woman smiles in front of her apartment building.

HUD counseling is free or low-cost

Assistance programs in Steubenville

No down payment, repair or rent-help program on our list is for Steubenville or Jefferson County. The ones below are statewide in Ohio: they work in Steubenville the same as in the rest of the state.

Which programs do I qualify for? All programs in Ohio

  • Your Choice! Down Payment Assistance

    Statewide in Ohio

    Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it. Offered by Ohio Housing Finance Agency (OHFA).

    Forgivable

    See the program Official page

  • Mortgage Tax Credit

    Statewide in Ohio

    Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic). Offered by Ohio Housing Finance Agency (OHFA).

    Tax credit

    See the program Official page

Housing counselors near Steubenville

The HUD-approved agencies closest to the center of Steubenville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Community Building Partnership of Stark County, Inc.

    400 Market Ave N, Canton · 48 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 2 more
    (330) 458-0962

  • Youngstown Neighborhood Development Corp.

    820 Canfield Rd, Youngstown · 49 miles away

    • Pre-purchase counseling
    • Homebuyer education workshops
    (330) 480-0423

  • Apprisen - Canton

    2800 Market Ave N Ste 18, Canton · 49 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (800) 355-2227

All counseling agencies in Ohio

Help in Spanish near Steubenville

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Steubenville

In HUD’s record, no housing authority with an office in Jefferson County is named for Steubenville or Jefferson County.

One other authority has an office in Jefferson County: see the list Source: HUD

Cities

Other cities in Jefferson County

These cities are also in Jefferson County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Jefferson County Housing in Ohio

Nearby cities

The cities closest to Steubenville, with the typical home value.

Neighboring counties

If Jefferson County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Steubenville.

All guides
A family roasts marshmallows over a campfire at a forest campsite.

Questions

Housing questions about Steubenville

Short answers with the numbers for Steubenville and all of Jefferson County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Steubenville?

The typical home value in Steubenville is $130,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Jefferson County it is $127,800.

How much does it cost to rent in Steubenville?

Typical rent in Steubenville is $775 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Jefferson County is $1,007.

What is the FHA loan limit in Steubenville?

Steubenville uses the FHA limit for all of Jefferson County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Steubenville?

The typical homeowner in Steubenville pays $1,209 a year, according to the U.S. Census Bureau. That is 0.93% of the home’s value; in Jefferson County, the rate is 0.98%.

Where can I find free help to buy or rent in Steubenville?

We found no HUD-approved counseling agencies with an office in Jefferson County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).