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City · 13,053 residents · Tuscarawas County, Ohio

Dover , Ohio

In Dover, a typical home is worth $193,700 and typical rent is $997 a month. Compared with all of Tuscarawas County, typical rent is 10% higher and the share of households that own their home is 9 points lower.

Dover in numbers

  • Typical home value

    $193,700

    4% above the county

    10% below Ohio

    • Dover
    • Tuscarawas
    • Ohio
  • Typical rent

    $997a month

    10% above the county

    4% below Ohio

    • Dover
    • Tuscarawas
    • Ohio
  • Typical household income

    $64,276a year

    About the same as the county

    10% below Ohio

    • Dover
    • Tuscarawas
    • Ohio
  • Households that own their home

    60%

    9 points below the county

    8 points below Ohio

    • Dover
    • Tuscarawas
    • Ohio

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$236,405
6.4% more than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $174,626 to $236,405.

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Dover is in Tuscarawas County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Tuscarawas County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Dover apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Canton, the typical home value is $97,800: 50% less than in Dover ($193,700).

  2. According to Zillow, in the 12 months to September 2026 the typical home value in Dover rose 6.4%; in Ohio, it rose 3.2%.

  3. 60% of households in Dover own their home, against 69% in Tuscarawas County.

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Dover

What homes there are in Dover, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Dover and its comparisons
MeasureDoverTuscarawas CountyOhioUnited States
Detached house 70%75%69%61%
Attached house 3%1%5%6%
Building of 2 to 4 10%9%8%8%
Apartments (5 or more) 15%6%15%19%
Mobile home 3%9%3%6%
Boat, RV and other Unreliable estimateUnreliable estimate0%0%

The detached house is still the most common home in Dover, but it weighs less than in Tuscarawas County: 70% against 75%.

Year built
Year built: Dover and its comparisons
MeasureDoverTuscarawas CountyOhioUnited States
Before 1960 44%41%38%26%
1960–1979 27%21%26%24%
1980–1999 15%22%20%25%
2000–2009 8%10%10%14%
2010 or later Unreliable estimate6%7%11%

There are fewer big homes in Dover than in Tuscarawas County: 52% have 3 bedrooms or more, against 62%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Dover and its comparisons
MeasureDover
Under $100K 8%
$100K–$200K 45%
$200K–$300K 28%
$300K–$500K 17%
$500K–$750K Unreliable estimate
$750K–$1M Unreliable
$1M or more Unreliable

With an FHA limit of $541,287, at least 98% of owner-occupied homes in Dover sit below it: they are worth less than $500,000.

Monthly rent with utilities
Monthly rent with utilities: Dover and its comparisons
MeasureDover
Under $500 Unreliable estimate
$500–$999 43%
$1,000–$1,499 42%
$1,500–$1,999 Unreliable estimate
$2,000–$2,499 Unreliable
$2,500–$2,999 Unreliable
$3,000 or more Unreliable

With a mortgage

$1,428 a month

Tuscarawas County: $1,321 a month

Without a mortgage

$520 a month

Tuscarawas County: $499 a month

Owners with a mortgage

52%

Tuscarawas County: 55%

The typical cost for an owner with a mortgage in Dover is $1,428 a month, more than in Tuscarawas County ($1,321); without one, $520.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Dover and its comparisons
MeasureDoverTuscarawas CountyOhioUnited States
Typical home value +45%+40%+47%+53%
Typical rent +17%+18%+28%+33%
Typical household income No clear change+22%+26%+29%

From 2015–2019 to 2020–2024, the typical home value in Dover rose 45%; in Tuscarawas County, it rose 40%.

The typical rent in Dover rose 17% since 2015–2019, about the same as in Tuscarawas County (18%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Dover and its comparisons
MeasureDoverTuscarawas CountyOhioUnited States
Rental vacancy Unreliable estimate3.2%4.4%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.8%0.9%
More than one person per room Unreliable estimate1.4%1.5%3.4%
People per household 2.302.372.372.53
Drive alone 76%80%75%69%
Carpool 9%7%8%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate3%2%3%
Work from home 9%8%13%15%
Other means Unreliable estimate2%1%2%
Typical commute 10 to 19 minutesUnreliable estimate20 to 29 minutes20 to 29 minutes

By size, households in Dover look like those in Tuscarawas County: 2.30 people on average.

To get to work, 76% of workers in Dover drive alone; in Tuscarawas County, 80%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Dover?

A typical home is tight for the typical income

We start with a typical home in Dover, worth $193,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 31% of the typical household income in Dover, which is $64,276 a year. For that payment to be 28% of income, a household would need to earn about $71,273 a year.

The calculator's FHA and conventional loan limits are those of all of Tuscarawas County.

Your numbers

Local data
$

Starts at the typical home value in Dover. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $6,780 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,663

at 7.18% · 30 years

Loan amount
$190,191
Total interest
$273,640
Paid off in
November 2056

Includes $3,271 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,500 a month

  • Tight

    $1,500 to $1,928 a month

    Your payment · 31%

  • Hard

    more than $1,928 a month

Compared with the typical household income in Dover ($64,276 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,663
Monthly payment breakdown
Principal & interest$1,288
Property tax$208
Home insurance$81
FHA mortgage insurance (MIP)$86

You need at least $6,780 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $1,663; principal and interest $1,288.

The city and its county

Dover and Tuscarawas County

Dover is in Tuscarawas County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Tuscarawas County, Ohio, with Dover marked. Around it, the neighboring counties.

Dover's own numbers

Typical home value
$193,700
Typical monthly rent
$997
Typical yearly household income
$64,276
Households that own their home
60%
Effective property tax rate
1.29%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Tuscarawas County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,106
Price change over 5 years (FHFA)
+46%
Homes in a high flood-risk zone
3.2%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Tuscarawas County.

Everything about Tuscarawas County

Buying

Buying a home in Dover

A typical home in Dover is worth $193,700: 4% above the county and 10% below Ohio. With the typical household income in Dover ($64,276 a year), a typical home costs 3.0 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Dover 3.0 years
  • Tuscarawas 2.9 years
  • Ohio 3.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Tuscarawas County

According to FHFA’s house price index, home prices in Tuscarawas County rose 73% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Tuscarawas County.

Yearly change in FHFA’s price index in Tuscarawas County, 2016 to 2025
  1. 2020: +3.8%
  2. 2021: +10.4%
  3. 2022: +13.4%
  4. 2023: +6.6%
  5. 2024: +4.6%
  6. 2025: +4.5%
Change in FHFA’s price index in Tuscarawas County, Ohio and the United States
Period County Ohio U.S.
Last year (2025) +4.5% +4.8% +2.9%
5 years (2020–2025) +46% +53% +47%
10 years (2015–2025) +73% +93% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Dover next to Tuscarawas County, Ohio and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Dover $193,700
  • Tuscarawas $185,400
  • Ohio $214,800
  • United States $332,700
Typical monthly rent
  • Dover $997
  • Tuscarawas $908
  • Ohio $1,034
  • United States $1,413
Typical yearly household income
  • Dover $64,276
  • Tuscarawas $65,044
  • Ohio $71,389
  • United States $80,734
See the full table
Dover next to Tuscarawas County and Ohio
Measure Dover Tuscarawas County Ohio U.S.
Typical home value $193,700 4% above the county $185,400 $214,800 $332,700
Typical monthly rent $997 10% above the county $908 $1,034 $1,413
Typical yearly household income $64,276 $65,044 $71,389 $80,734
Households that own their home 60% 9 points below the county 69% 67% 65%
Typical yearly property tax $2,491 27% above the county $1,962 $2,822 $3,119
Effective property tax rate 1.29% 0.23 points above the county 1.06% 1.31% 0.94%
Renters with high rent for their income 44% 1 points below the county 45% 46% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Tuscarawas County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Dover

For a typical $193,700 home in Dover, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Dover's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,663a month

    Least cash to close
    Down payment
    $6,780
    Cash to close
    $12,591
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $86
  • Conventional, 5% down $1,628a month

    Down payment
    $9,685
    Cash to close
    $15,496
    Rate
    7.18%
    Mortgage insurance
    PMI · $92
  • Conventional, 20% down, no PMI $1,339a month

    Down payment
    $38,740
    Cash to close
    $44,551
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $1,518a month

    Down payment
    $29,055
    Cash to close
    $34,866
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Dover and for Tuscarawas County.

Property tax

Effective rate in Dover

1.29%of the home’s value each year

$2,491 a year for the typical owner in Dover.

  • Dover 1.29%
  • Tuscarawas 1.06%
  • Ohio 1.31%

What Ohio publishes Homestead exemption for seniors and people with disabilities (Ohio Department of Taxation)

Exemptions and deadlines in Ohio

Flood risk in Tuscarawas County

FEMA does not publish these numbers by city: they are for all of Tuscarawas County.

Homes in the high-risk zone
3.2%
1,141
Of those, with NFIP insurance
13%
Homes in the high-risk zone and with NFIP insurance: Tuscarawas County, Ohio and the U.S.
Measure County Ohio U.S.
Homes in the high-risk zone 3.2% 1.7% 3.5%
Of those, with NFIP insurance 13% 16% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Dover

Typical rent in Dover is $997 a month: 10% above the county. In Dover, 44% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Tuscarawas County, by unit size. To pay the 2-bedroom one ($1,106 a month) without spending more than 30% of your income, you would need to earn $21.27 an hour working full time.

HUD fair market rent for all of Tuscarawas County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Tuscarawas County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $840 $16.15 $33,600
1 bedroom $845 $16.25 $33,800
2 bedrooms $1,106 $21.27 $44,240
3 bedrooms $1,373 $26.40 $54,920
4 bedrooms $1,619 $31.13 $64,760

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Dover

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Dover is in ZIP code 44622.

For 2 bedrooms it is $1,230: $124 more than the fair market rent for Tuscarawas County ($1,106).

  • 44622 $1,230$1,530

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Dover when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Dover

HUD lists 2 buildings with rents for lower incomes in Dover. These are the largest.

  • New Seton Square Dover II 139 Fillmore Ave, Dover 44622 90 low-income homes · Studio: 10 · 1 bd: 80 · In service since 2009
  • Seton Square Dover I & II 501 S James St, Dover 44622 90 low-income homes · For older adults

See all 18 buildings in Tuscarawas County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Dover

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Tuscarawas County. The nearest ones are below; many serve by phone or online.

A man smiles on a bench outside his apartment building.

HUD counseling is free or low-cost

Assistance programs in Dover

No down payment, repair or rent-help program on our list is for Dover or Tuscarawas County. The ones below are statewide in Ohio: they work in Dover the same as in the rest of the state.

  • Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it. Offered by Ohio Housing Finance Agency (OHFA).

  • Mortgage Tax Credit

    Statewide in Ohio

    Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic). Offered by Ohio Housing Finance Agency (OHFA).

Housing counselors near Dover

The HUD-approved agencies closest to the center of Dover, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Community Building Partnership of Stark County, Inc.

    400 Market Ave N, Canton · 20 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 2 more
  • Apprisen - Canton

    2800 Market Ave N Ste 18, Canton · 21 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
  • East Akron Neighborhood Development Corp.

    550 S Arlington St, Akron · 36 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more

All counseling agencies in Ohio

Help in Spanish near Dover

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Dover

In HUD’s record, no housing authority with an office in Tuscarawas County is named for Dover or Tuscarawas County.

One other authority has an office in Tuscarawas County: see the list Source: HUD

Cities

Other cities in Tuscarawas County

These cities are also in Tuscarawas County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Questions

Housing questions about Dover

Short answers with the numbers for Dover and all of Tuscarawas County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Dover?

The typical home value in Dover is $193,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Tuscarawas County it is $185,400.

How much does it cost to rent in Dover?

Typical rent in Dover is $997 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Tuscarawas County is $1,106.

What is the FHA loan limit in Dover?

Dover uses the FHA limit for all of Tuscarawas County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Dover?

The typical homeowner in Dover pays $2,491 a year, according to the U.S. Census Bureau. That is 1.29% of the home’s value; in Tuscarawas County, the rate is 1.06%.

Where can I find free help to buy or rent in Dover?

We found no HUD-approved counseling agencies with an office in Tuscarawas County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).