In Coshocton, a typical home is worth $139,700 and typical rent is $768 a month. Compared with all of Coshocton County, typical household income is 12% lower, the typical home value is 10% lower, and the share of households that own their home is 16 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $122,802 to $169,318.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Coshocton is in Coshocton County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Coshocton County. See the county
What this place has that others do not, from public data, most unusual first.
1
57% of households in Coshocton own their home, against 73% in Coshocton County.
2
Nearby, in Uhrichsville, the typical home value is $117,400: 16% less than in Coshocton ($139,700).
3
Coshocton has the 20th lowest typical rent of the 285 cities in Ohio with more than 5,000 people ($768).
4
8% of households in Coshocton have no internet at home (15% in Coshocton County).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Coshocton
What homes there are in Coshocton, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Coshocton
Coshocton County
Ohio
United States
Kind of home: Coshocton and its comparisons
Measure
Coshocton
Coshocton County
Ohio
United States
Detached house
74%
76%
69%
61%
Attached house
Unreliable estimate
Unreliable estimate
5%
6%
Building of 2 to 4
13%
6%
8%
8%
Apartments (5 or more)
10%
5%
15%
19%
Mobile home
Unreliable estimate
13%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is the most common home in Coshocton: 74% of homes, near the figure in Coshocton County (76%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Coshocton
Coshocton County
Ohio
United States
Year built: Coshocton and its comparisons
Measure
Coshocton
Coshocton County
Ohio
United States
Before 1960
58%
42%
38%
26%
1960–1979
29%
25%
26%
24%
1980–1999
6%
17%
20%
25%
2000–2009
Unreliable estimate
11%
10%
14%
2010 or later
Unreliable estimate
5%
7%
11%
The typical home in Coshocton was built in 1954, 13 years before the typical one in Coshocton County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K32%
$100K–$200K46%
$200K–$300K16%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Coshocton and its comparisons
Measure
Coshocton
Under $100K
32%
$100K–$200K
46%
$200K–$300K
16%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50026%
$500–$99954%
$1,000–$1,49918%
HUD fair market rent, 2 bedrooms: $1,003
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Coshocton and its comparisons
Measure
Coshocton
Under $500
26%
$500–$999
54%
$1,000–$1,499
18%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
HUD's 2-bedroom fair market rent (FMR) for Coshocton County is $1,003; about 79% of rents in Coshocton are below it.
With a mortgage
$1,128 a month
Coshocton County: $1,192 a month
Without a mortgage
$486 a month
Coshocton County: $450 a month
Owners with a mortgage
55%
Coshocton County: 51%
Owning costs less in Coshocton: with a mortgage, the typical cost is $1,128 a month; in Coshocton County, $1,192. Without one, $486.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Coshocton+70%
Coshocton County+57%
Ohio+47%
United States+53%
Typical rent
Coshocton+22%
Coshocton County+24%
Ohio+28%
United States+33%
Typical household income
Coshocton+14%
Coshocton County+19%
Ohio+26%
United States+29%
Change since 2015–2019: Coshocton and its comparisons
Measure
Coshocton
Coshocton County
Ohio
United States
Typical home value
+70%
+57%
+47%
+53%
Typical rent
+22%
+24%
+28%
+33%
Typical household income
+14%
+19%
+26%
+29%
Since 2015–2019, homes in Coshocton gained value faster than in Coshocton County: 70% against 57%.
The typical rent in Coshocton rose 22% since 2015–2019, about the same as in Coshocton County (24%).
Housing prices ran ahead of income in Coshocton: typical income rose 14%, against +70% for home values and +22% for rent.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Coshocton and its comparisons
Measure
Coshocton
Coshocton County
Ohio
United States
Rental vacancy
Unreliable estimate
8.7%
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
1.4%
1.5%
3.4%
People per household
2.20
2.46
2.37
2.53
Drive alone
75%
72%
75%
69%
Carpool
7%
12%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
4%
2%
3%
Work from home
9%
7%
13%
15%
Other means
Unreliable estimate
5%
1%
2%
Typical commute
10 to 19 minutes
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
On average, a household in Coshocton has 2.20 people, fewer than in Coshocton County (2.46).
The car rules in Coshocton: 75% of workers drive to work alone, and the typical trip takes 10 to 19 minutes.
Do the math
What would you pay each month for a home in Coshocton?
A typical home is tight for the typical income
We start with a typical home in Coshocton, worth $139,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 29% of the typical household income in Coshocton, which is $48,731 a year. For that payment to be 28% of income, a household would need to earn about $50,405 a year.
The calculator's FHA and conventional loan limits are those of all of Coshocton County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Coshocton. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $4,890 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,176
at 7.18% · 30 years
Loan amount
$137,169
Total interest
$197,354
Paid off in
November 2056
Includes $2,359 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,137 a month
Tight
$1,137 to $1,462 a month
Your payment · 29%
Hard
more than $1,462 a month
Compared with the typical household income in Coshocton ($48,731 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$929
Property tax
$127
Home insurance
$58
FHA mortgage insurance (MIP)
$62
You need at least $4,890 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,176; principal and interest $929.
The city and its county
Coshocton and Coshocton County
Coshocton is in Coshocton County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Coshocton
Map of Coshocton County, Ohio, with Coshocton marked. Around it, the neighboring counties.
Coshocton
Coshocton County
Coshocton's own numbers
Typical home value
$139,700
Typical monthly rent
$768
Typical yearly household income
$48,731
Households that own their home
57%
Effective property tax rate
1.09%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Coshocton County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,003
Price change over 5 years (FHFA)
+60%
Homes in a high flood-risk zone
2.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Coshocton County.
A typical home in Coshocton is worth $139,700: 10% below the county and 35% below Ohio. With the typical household income in Coshocton ($48,731 a year), a typical home costs 2.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Coshocton2.9 years
County2.8 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Coshocton County
According to FHFA’s house price index, home prices in Coshocton County rose 93% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Coshocton County.
Yearly change in FHFA’s price index in Coshocton County, 2016 to 2025
2016: +0.4% +0.4% 2016
2017: +5.8% +5.8% 2017
2018: +2.2% +2.2% 2018
2019: +6.6% +6.6% 2019
2020: +4.2% +4.2% 2020
2021: +10.5% +10.5% 2021
2022: +16.1% +16.1% 2022
2023: +12.8% +12.8% 2023
2024: +6.3% +6.3% 2024
2025: +4.2% +4.2% 2025
Change in FHFA’s price index in Coshocton County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+4.2%
+4.8%
+2.9%
5 years (2020–2025)
+60%
+53%
+47%
10 years (2015–2025)
+93%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Coshocton next to Coshocton County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Coshocton$139,700
County$155,500
Ohio$214,800
United States$332,700
Typical monthly rent
Coshocton$768
County$765
Ohio$1,034
United States$1,413
Typical yearly household income
Coshocton$48,731
County$55,577
Ohio$71,389
United States$80,734
See the full table
Coshocton next to Coshocton County and Ohio
Measure
Coshocton
Coshocton County
Ohio
U.S.
Typical home value
$139,700 ▼10% below the county
$155,500
$214,800
$332,700
Typical monthly rent
$768
$765
$1,034
$1,413
Typical yearly household income
$48,731 ▼12% below the county
$55,577
$71,389
$80,734
Households that own their home
57% ▼16 points below the county
73%
67%
65%
Typical yearly property tax
$1,524 ▲3% above the county
$1,473
$2,822
$3,119
Effective property tax rate
1.09% ▲0.14 points above the county
0.95%
1.31%
0.94%
Renters with high rent for their income
50% ▲3 points above the county
48%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Coshocton County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Coshocton
For a typical $139,700 home in Coshocton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Coshocton's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,176a month
Least cash to close
Down payment
$4,890
Cash to close
$9,081
Rate
7.18%
Mortgage insurance
FHA MIP · $62
Conventional, 5% down$1,151a month
Down payment
$6,985
Cash to close
$11,176
Rate
7.18%
Mortgage insurance
PMI · $66
Conventional, 20% down, no PMI$942a month
Down payment
$27,940
Cash to close
$32,131
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,071a month
Down payment
$20,955
Cash to close
$25,146
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Coshocton
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,176
$4,890
$137,170
7.18%
FHA MIP · $62
$9,081
580
Conventional, 5% down
$1,151
$6,985
$132,715
7.18%
PMI · $66
$11,176
620*
Conventional, 20% down, no PMI
$942
$27,940
$111,760
7.18%
None
$32,131
620*
ITIN, 15% down (example)
$1,071
$20,955
$118,745
8.18%
None
$25,146
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Coshocton is $768 a month: about the same as the county. In Coshocton, 50% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Coshocton County, by unit size. To pay the 2-bedroom one ($1,003 a month) without spending more than 30% of your income, you would need to earn $19.29 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Coshocton County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$758
$14.58
$30,320
1 bedroom
$878
$16.88
$35,120
2 bedrooms
$1,003
$19.29
$40,120
3 bedrooms
$1,248
$24.00
$49,920
4 bedrooms
$1,676
$32.23
$67,040
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Coshocton
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Coshocton is in ZIP code 43812.
For 2 bedrooms it is $1,000: $3 less than the fair market rent for Coshocton County ($1,003).
Fair market rent by ZIP code and size in Coshocton, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
43812
$760
$880
$1,000
$1,250
$1,690
ZIP code2 bd3 bd
43812 $1,000$1,250
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Coshocton when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 8 buildings with rents for lower incomes in Coshocton. These are the largest.
Meadows701 Magnolia St, Coshocton 43812131 low-income homes · Run by Coshocton Metropolitan Housing Authority · Average payment: $356 a month · Average wait: 2 months · Homes at several sites(740) 622-6300
Riverside Towers85 Pine St, Coshocton 43812100 low-income homes · For older adults(740) 622-8702
Chestnut Crossing2338 Glenview Way, Coshocton 4381264 low-income homes · For families(740) 622-5495
Heritage Apartments1520 North St, Coshocton 4381252 low-income homes · 1 bd: 12 · 2 bd: 28 · 3 bd: 12 · In service since 2019 · For families(740) 622-1412
Seton Coshocton377 Clow Ln, Coshocton 4381240 low-income homes · For older adults(330) 343-3611
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Coshocton County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Coshocton or Coshocton County. The ones below are statewide in Ohio: they work in Coshocton the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
No legal help resource on our list is for Coshocton or Coshocton County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Coshocton and all of Coshocton County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Coshocton?
The typical home value in Coshocton is $139,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Coshocton County it is $155,500.
How much does it cost to rent in Coshocton?
Typical rent in Coshocton is $768 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Coshocton County is $1,003.
What is the FHA loan limit in Coshocton?
Coshocton uses the FHA limit for all of Coshocton County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Coshocton?
The typical homeowner in Coshocton pays $1,524 a year, according to the U.S. Census Bureau. That is 1.09% of the home’s value; in Coshocton County, the rate is 0.95%.
Where can I find free help to buy or rent in Coshocton?
We found no HUD-approved counseling agencies with an office in Coshocton County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
