In Louisville, a typical home is worth $193,100 and typical rent is $910 a month. Compared with all of Stark County, typical household income is 5% lower.
Typical home value from Zillow, September 2021 to September 2026: from $186,986 to $249,171.
Typical rent
$1,472a month
▲ 7% more than 12 months ago
Typical rent from Zillow, March 2025 to September 2026: from $1,362 to $1,472.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Louisville is in Stark County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Stark County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Canton, the typical home value is $97,800: 49% less than in Louisville ($193,100).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Louisville
What homes there are in Louisville, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Louisville
Stark County
Ohio
United States
Kind of home: Louisville and its comparisons
Measure
Louisville
Stark County
Ohio
United States
Detached house
68%
75%
69%
61%
Attached house
Unreliable estimate
4%
5%
6%
Building of 2 to 4
16%
9%
8%
8%
Apartments (5 or more)
Unreliable estimate
10%
15%
19%
Mobile home
Unreliable estimate
2%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Louisville, 7 in 10 homes are single-family detached houses; in Stark County, 8.
Year built
Before 19601960–19791980–19992000–20092010 or later
Louisville
Stark County
Ohio
United States
Year built: Louisville and its comparisons
Measure
Louisville
Stark County
Ohio
United States
Before 1960
31%
43%
38%
26%
1960–1979
38%
29%
26%
24%
1980–1999
13%
17%
20%
25%
2000–2009
10%
8%
10%
14%
2010 or later
8%
4%
7%
11%
The typical home in Louisville was built in 1973, 7 years after the typical one in Stark County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K48%
$200K–$300K32%
$300K–$500K14%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Louisville and its comparisons
Measure
Louisville
Under $100K
Unreliable estimate
$100K–$200K
48%
$200K–$300K
32%
$300K–$500K
14%
$500K–$750K
Unreliable
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99958%
$1,000–$1,49926%
$1,500–$1,9998%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Louisville and its comparisons
Measure
Louisville
Under $500
Unreliable estimate
$500–$999
58%
$1,000–$1,499
26%
$1,500–$1,999
8%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$1,335 a month
Stark County: $1,336 a month
Without a mortgage
$449 a month
Stark County: $516 a month
Owners with a mortgage
70%
Stark County: 60%
The typical cost for an owner with a mortgage in Louisville is $1,335 a month, near the figure in Stark County ($1,336).
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Louisville+28%
Stark County+39%
Ohio+47%
United States+53%
Typical rent
Louisville+24%
Stark County+23%
Ohio+28%
United States+33%
Typical household income
LouisvilleNo clear change
Stark County+26%
Ohio+26%
United States+29%
Change since 2015–2019: Louisville and its comparisons
Measure
Louisville
Stark County
Ohio
United States
Typical home value
+28%
+39%
+47%
+53%
Typical rent
+24%
+23%
+28%
+33%
Typical household income
No clear change
+26%
+26%
+29%
From 2015–2019 to 2020–2024, the typical home value in Louisville rose 28%; in Stark County, it rose 39%.
The typical rent in Louisville rose 24% since 2015–2019, about the same as in Stark County (23%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Louisville and its comparisons
Measure
Louisville
Stark County
Ohio
United States
Rental vacancy
Unreliable estimate
2.1%
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
0.8%
1.5%
3.4%
People per household
2.24
2.35
2.37
2.53
Drive alone
74%
78%
75%
69%
Carpool
6%
7%
8%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
15%
12%
13%
15%
Other means
Unreliable estimate
2%
1%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
Much as in Stark County, a household in Louisville has 2.24 people on average.
In Louisville, 74% of workers drive alone to work; in Stark County, 78%.
Do the math
What would you pay each month for a home in Louisville?
A typical home is tight for the typical income
We start with a typical home in Louisville, worth $193,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 31% of the typical household income in Louisville, which is $64,375 a year. For that payment to be 28% of income, a household would need to earn about $70,431 a year.
The calculator's FHA and conventional loan limits are those of all of Stark County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Louisville. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $6,759 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,643
at 7.18% · 30 years
Loan amount
$189,602
Total interest
$272,793
Paid off in
November 2056
Includes $3,261 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,502 a month
Tight
$1,502 to $1,931 a month
Your payment · 31%
Hard
more than $1,931 a month
Compared with the typical household income in Louisville ($64,375 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,284
Property tax
$193
Home insurance
$81
FHA mortgage insurance (MIP)
$85
You need at least $6,759 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,643; principal and interest $1,284.
The city and its county
Louisville and Stark County
Louisville is in Stark County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Louisville
Map of Stark County, Ohio, with Louisville marked. Around it, the neighboring counties.
Louisville
Stark County
Other cities with a page
Louisville's own numbers
Typical home value
$193,100
Typical monthly rent
$910
Typical yearly household income
$64,375
Households that own their home
66%
Effective property tax rate
1.2%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Stark County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,049
Price change over 5 years (FHFA)
+52%
Homes in a high flood-risk zone
0.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Stark County.
A typical home in Louisville is worth $193,100: 4% above the county and 10% below Ohio. With the typical household income in Louisville ($64,375 a year), a typical home costs 3.0 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Louisville3.0 years
Stark2.7 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Stark County
According to FHFA’s house price index, home prices in Stark County rose 86% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Stark County.
Yearly change in FHFA’s price index in Stark County, 2016 to 2025
2016: +3.1% +3.1% 2016
2017: +3.9% +3.9% 2017
2018: +4.6% +4.6% 2018
2019: +4.6% +4.6% 2019
2020: +4.0% +4.0% 2020
2021: +11.5% +11.5% 2021
2022: +12.6% +12.6% 2022
2023: +8.0% +8.0% 2023
2024: +6.4% +6.4% 2024
2025: +5.6% +5.6% 2025
Change in FHFA’s price index in Stark County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+5.6%
+4.8%
+2.9%
5 years (2020–2025)
+52%
+53%
+47%
10 years (2015–2025)
+86%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Louisville next to Stark County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Louisville$193,100
Stark$186,400
Ohio$214,800
United States$332,700
Typical monthly rent
Louisville$910
Stark$909
Ohio$1,034
United States$1,413
Typical yearly household income
Louisville$64,375
Stark$67,934
Ohio$71,389
United States$80,734
See the full table
Louisville next to Stark County and Ohio
Measure
Louisville
Stark County
Ohio
U.S.
Typical home value
$193,100 ▲4% above the county
$186,400
$214,800
$332,700
Typical monthly rent
$910
$909
$1,034
$1,413
Typical yearly household income
$64,375 ▼5% below the county
$67,934
$71,389
$80,734
Households that own their home
66% ▼3 points below the county
69%
67%
65%
Typical yearly property tax
$2,312 ▼4% below the county
$2,402
$2,822
$3,119
Effective property tax rate
1.2% ▼0.09 points below the county
1.29%
1.31%
0.94%
Renters with high rent for their income
44% ▲2 points above the county
42%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Stark County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Louisville
For a typical $193,100 home in Louisville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Louisville's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,643a month
Least cash to close
Down payment
$6,759
Cash to close
$12,552
Rate
7.18%
Mortgage insurance
FHA MIP · $85
Conventional, 5% down$1,608a month
Down payment
$9,655
Cash to close
$15,448
Rate
7.18%
Mortgage insurance
PMI · $92
Conventional, 20% down, no PMI$1,320a month
Down payment
$38,620
Cash to close
$44,413
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,499a month
Down payment
$28,965
Cash to close
$34,758
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Louisville
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,643
$6,759
$189,602
7.18%
FHA MIP · $85
$12,552
580
Conventional, 5% down
$1,608
$9,655
$183,445
7.18%
PMI · $92
$15,448
620*
Conventional, 20% down, no PMI
$1,320
$38,620
$154,480
7.18%
None
$44,413
620*
ITIN, 15% down (example)
$1,499
$28,965
$164,135
8.18%
None
$34,758
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Louisville is $910 a month: about the same as the county. In Louisville, 44% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Stark County, by unit size. To pay the 2-bedroom one ($1,049 a month) without spending more than 30% of your income, you would need to earn $20.17 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Stark County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$734
$14.12
$29,360
1 bedroom
$827
$15.90
$33,080
2 bedrooms
$1,049
$20.17
$41,960
3 bedrooms
$1,327
$25.52
$53,080
4 bedrooms
$1,421
$27.33
$56,840
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Louisville
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Louisville is in ZIP code 44641.
For 2 bedrooms it is $1,000: $49 less than the fair market rent for Stark County ($1,049).
Fair market rent by ZIP code and size in Louisville, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
44641
$700
$790
$1,000
$1,270
$1,360
ZIP code2 bd3 bd
44641 $1,000$1,270
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Louisville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 2 buildings with rents for lower incomes in Louisville. These are the largest.
Roselane, Louisville and Waynesburg1328 E Main St, Louisville 44641122 low-income homes · Run by Stark Metropolitian Housing Authority · Average payment: $319 a month · Average wait: 22 months(330) 454-8051
Stone Ridge Village701 N Nickelplate St, Louisville 4464140 low-income homes · 2 bd: 40 · In service since 2015 · For older adults
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in Stark County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Louisville or Stark County. The ones below are statewide in Ohio: they work in Louisville the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
No legal help resource on our list is for Louisville or Stark County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Louisville and all of Stark County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Louisville?
The typical home value in Louisville is $193,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Stark County it is $186,400.
How much does it cost to rent in Louisville?
Typical rent in Louisville is $910 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Stark County is $1,049.
What is the FHA loan limit in Louisville?
Louisville uses the FHA limit for all of Stark County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Louisville?
The typical homeowner in Louisville pays $2,312 a year, according to the U.S. Census Bureau. That is 1.2% of the home’s value; in Stark County, the rate is 1.29%.
Where can I find free help to buy or rent in Louisville?
There are 2 HUD-approved counseling agencies with an office in Stark County. They can help you get ready to buy, with your credit, or with rent.
