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City · 6,074 residents · Sarpy County, Nebraska

Offutt AFB , Nebraska

In Offutt AFB, typical rent is $1,666 a month. Compared with all of Sarpy County, typical household income is 30% lower and typical rent is 25% higher.

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  • Typical rent

    $1,666a month

    25% above the county

    55% above Nebraska

    • Offutt AFB
    • Sarpy
    • Nebraska

  • Typical household income

    $72,500a year

    30% below the county

    5% below Nebraska

    • Offutt AFB
    • Sarpy
    • Nebraska

Source: U.S. Census Bureau, Average 2020–2024

Offutt AFB is in Sarpy County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Sarpy County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Offutt AFB apart

What this place has that others do not, from public data, most unusual first.

  1. Offutt AFB has the highest typical rent of the 34 cities in Nebraska with more than 5,000 people: $1,666.

  2. Nearby, in Plattsmouth, the typical rent is $941: 44% less than in Offutt AFB ($1,666).

  3. The typical household income in Offutt AFB is $72,500, 30% less than in Sarpy County as a whole ($103,321).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Offutt AFB

What homes there are in Offutt AFB, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

No kind of home is the majority in Offutt AFB; the largest group, attached houses (townhouses), adds up to 79%, against 5% in Sarpy County.

Year built

By age, homes in Offutt AFB look like those in Sarpy County: the typical year built is 1996.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, the typical rent in Offutt AFB rose 29%, less than in Sarpy County (33%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureOffutt AFBSarpy CountyNebraskaUnited States
Rental vacancy Unreliable estimate3.9%4.3%5.5%
Homeowner vacancy Unreliable estimate0.8%0.6%0.9%
More than one person per room Unreliable estimate1.4%2.1%3.4%
People per household 3.122.652.422.53
Drive alone 82%78%76%69%
Carpool 11%7%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate1%3%3%
Work from home 5%14%11%15%
Other means Unreliable estimate1%1%2%
Typical commute 10 to 19 minutes20 to 29 minutes10 to 19 minutes20 to 29 minutes

More people live in each home here: 3.12 on average, against 2.65 in Sarpy County.

Carpooling is common in Offutt AFB: 11% of workers get to work that way, against 7% in Sarpy County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Offutt AFB?

The Census Bureau publishes no typical home value or typical household income for Offutt AFB, so we don't measure how heavy the payment is. Enter your own numbers in the calculator. The Census Bureau publishes no typical home value for Offutt AFB, so the calculator starts with the one for Sarpy County: $314,100. The rate is Freddie Mac’s weekly average (7.18%, November 5, 2026); yours may be different. The FHA and conventional loan limits are those of all of Sarpy County. Change the price, the down payment or the loan type and see how your payment changes.

The calculator's FHA and conventional loan limits are those of all of Sarpy County.

Your numbers

Local data
$

Starts at the typical home value in Offutt AFB. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $10,994 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,815

at 7.18% · 30 years

Loan amount
$308,410
Total interest
$443,730
Paid off in
November 2056

Includes $5,304 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,692 a month

  • Tight

    $1,692 to $2,175 a month

  • Hard

    more than $2,175 a month

    Your payment · 47%

Compared with the typical household income in Offutt AFB ($72,500 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,815
Principal & interest$2,089
Property tax$455
Home insurance$131
FHA mortgage insurance (MIP)$139

You need at least $10,994 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Offutt AFB and Sarpy County

Offutt AFB is in Sarpy County, Nebraska. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Offutt AFB's own numbers

Typical monthly rent
$1,666
Typical yearly household income
$72,500

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Sarpy County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,450
Price change over 5 years (FHFA)
+48%
Homes in a high flood-risk zone
1.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Sarpy County.

Everything about Sarpy County

Buying

Buying a home in Offutt AFB

The Census Bureau publishes no typical home value for Offutt AFB. Below are the numbers for Sarpy County.

How prices have changed in Sarpy County

According to FHFA’s house price index, home prices in Sarpy County rose 86% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Sarpy County.

Period County Nebraska U.S.
Last year (2025) +3.1% +3.3% +2.9%
5 years (2020–2025) +48% +49% +47%
10 years (2015–2025) +86% +87% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Offutt AFB next to Sarpy County, Nebraska and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical monthly rent
  • Offutt AFB $1,666
  • Sarpy $1,334
  • Nebraska $1,072
  • United States $1,413
Typical yearly household income
  • Offutt AFB $72,500
  • Sarpy $103,321
  • Nebraska $76,475
  • United States $80,734
See the full table
Offutt AFB next to Sarpy County and Nebraska
Measure Offutt AFB Sarpy County Nebraska U.S.
Typical monthly rent $1,666 $1,334 $1,072 $1,413
Typical yearly household income $72,500 $103,321 $76,475 $80,734
Renters with high rent for their income 42% 44% 45% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Sarpy County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Offutt AFB

The Census Bureau publishes no typical home value for Offutt AFB, so we don't build this table. You can enter the price you're looking for in the calculator above.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Offutt AFB and for Sarpy County.

Property tax

Data not available for this place

What Nebraska publishes Homestead exemption for seniors, people with disabilities and veterans (Nebraska Department of Revenue, Property Assessment Division)

Exemptions and deadlines in Nebraska

Flood risk in Sarpy County

FEMA does not publish these numbers by city: they are for all of Sarpy County.

Homes in the high-risk zone
1.8%
1,076
Of those, with NFIP insurance
36%
County Nebraska U.S.
Homes in the high-risk zone 1.8% 3.5% 3.5%
Of those, with NFIP insurance 36% 15% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Offutt AFB

Typical rent in Offutt AFB is $1,666 a month: 25% above the county. In Offutt AFB, 42% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Sarpy County, by unit size. To pay the 2-bedroom one ($1,450 a month) without spending more than 30% of your income, you would need to earn $27.88 an hour working full time.

HUD fair market rent for all of Sarpy County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,167 $22.44 $46,680
1 bedroom $1,219 $23.44 $48,760
2 bedrooms $1,450 $27.88 $58,000
3 bedrooms $1,924 $37.00 $76,960
4 bedrooms $2,179 $41.90 $87,160

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Offutt AFB

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Offutt AFB has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,650 in 68123 to $1,820 in 68113.

2 of the 2 are above the fair market rent for Sarpy County ($1,450).

  • 68113 $1,820$2,410
  • 68123 $1,650$2,190

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Offutt AFB when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Offutt AFB

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Sarpy County; 1 says it serves in Spanish.

A grandmother smiles, seated at home.

HUD counseling is free or low-cost

Assistance programs in Offutt AFB

No down payment, repair or rent-help program on our list is for Offutt AFB or Sarpy County. The ones below are statewide in Nebraska: they work in Offutt AFB the same as in the rest of the state.

Which programs do I qualify for? All programs in Nebraska

  • Homebuyer Assistance (HBA) Program

    Statewide in Nebraska

    Nebraska state authority program for first-time buyers: a NIFA mortgage plus a second mortgage of up to 5% of the price at 1%, over 10 years, for the down payment and closing costs. Offered by Nebraska Investment Finance Authority (NIFA).

    Repayable

    See the program Official page

  • Welcome Home Assistance (WHA)

    Statewide in Nebraska

    Nebraska state authority option that adds a second loan for the down payment and closing costs to the Welcome Home mortgage, for first-time buyers and for people who have owned a home before; the page does not state the amount. Offered by Nebraska Investment Finance Authority (NIFA).

    Type not stated

    See the program Official page

Housing counselors near Offutt AFB

The HUD-approved agencies closest to the center of Offutt AFB, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Family Housing Advisory Services, Incorporate

    2108 Harvell Cir, Bellevue · 2 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 9 more
    (402) 934-6750

  • Credit Advisors Foundation

    1818 S. 72nd Street, Omaha · 10 miles away · Spanish

    Also serves in Korean and other languages.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 9 more
    (877) 677-5779

  • Credit Advisors Foundation

    1818 S 72nd St, Omaha · 10 miles away · Spanish

    Also serves in Korean and other languages.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 9 more
    (402) 514-3340

Every agency in Sarpy County All counseling agencies in Nebraska

Help in Spanish near Offutt AFB

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Offutt AFB

In HUD’s record, no housing authority with an office in Sarpy County is named for Offutt AFB or Sarpy County.

One other authority has an office in Sarpy County: see the list Source: HUD

Cities

Other cities in Sarpy County

These cities are also in Sarpy County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Sarpy County Housing in Nebraska

Nearby cities

The cities closest to Offutt AFB, with the typical home value.

Neighboring counties

If Sarpy County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Offutt AFB.

All guides
A father holds his baby and his young son by a white picket fence.

Questions

Housing questions about Offutt AFB

Short answers with the numbers for Offutt AFB and all of Sarpy County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does it cost to rent in Offutt AFB?

Typical rent in Offutt AFB is $1,666 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Sarpy County is $1,450.

What is the FHA loan limit in Offutt AFB?

Offutt AFB uses the FHA limit for all of Sarpy County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

Where can I find free help to buy or rent in Offutt AFB?

There is 1 HUD-approved counseling agency with an office in Sarpy County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).