In Plattsmouth, a typical home is worth $183,600 and typical rent is $941 a month. Compared with all of Cass County, the typical home value is 28% lower, typical household income is 19% lower, and the share of households that own their home is 14 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $243,139 to $306,224.
Typical rent
$1,302a month
Typical rent from Zillow, June 2026 to September 2026: from $1,300 to $1,302.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Plattsmouth is in Cass County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Cass County. See the county
What this place has that others do not, from public data, most unusual first.
1
71% of households in Plattsmouth own their home, against 85% in Cass County.
2
The typical home in Plattsmouth is worth $183,600,28% less than in Cass County as a whole ($254,900).
3
The typical household income in Plattsmouth is $73,929,19% less than in Cass County as a whole ($91,836).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Plattsmouth
What homes there are in Plattsmouth, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Plattsmouth
Cass County
Nebraska
United States
Kind of home: Plattsmouth and its comparisons
Measure
Plattsmouth
Cass County
Nebraska
United States
Detached house
70%
87%
71%
61%
Attached house
Unreliable estimate
3%
4%
6%
Building of 2 to 4
8%
2%
4%
8%
Apartments (5 or more)
Unreliable estimate
3%
17%
19%
Mobile home
7%
4%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in Plattsmouth (70%), but less so than in Cass County (87%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Plattsmouth
Cass County
Nebraska
United States
Year built: Plattsmouth and its comparisons
Measure
Plattsmouth
Cass County
Nebraska
United States
Before 1960
43%
30%
32%
26%
1960–1979
24%
25%
25%
24%
1980–1999
18%
23%
20%
25%
2000–2009
12%
14%
12%
14%
2010 or later
Unreliable estimate
9%
11%
11%
Homes in Plattsmouth are smaller: 60% have 3 bedrooms or more; in Cass County, 68%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K13%
$100K–$200K44%
$200K–$300K34%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Plattsmouth and its comparisons
Measure
Plattsmouth
Under $100K
13%
$100K–$200K
44%
$200K–$300K
34%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99952%
$1,000–$1,49924%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Plattsmouth and its comparisons
Measure
Plattsmouth
Under $500
Unreliable estimate
$500–$999
52%
$1,000–$1,499
24%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
With a mortgage
$1,506 a month
Cass County: $1,876 a month
Without a mortgage
$714 a month
Cass County: $756 a month
Owners with a mortgage
58%
Cass County: 61%
The typical cost for an owner with a mortgage in Plattsmouth is $1,506 a month, less than in Cass County ($1,876); without one, $714.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Plattsmouth+61%
Cass County+47%
Nebraska+53%
United States+53%
Typical rent
Plattsmouth+16%
Cass County+22%
Nebraska+29%
United States+33%
Typical household income
Plattsmouth+47%
Cass County+28%
Nebraska+25%
United States+29%
Change since 2015–2019: Plattsmouth and its comparisons
Measure
Plattsmouth
Cass County
Nebraska
United States
Typical home value
+61%
+47%
+53%
+53%
Typical rent
+16%
+22%
+29%
+33%
Typical household income
+47%
+28%
+25%
+29%
From 2015–2019 to 2020–2024, the typical home value in Plattsmouth rose 61%; in Cass County, it rose 47%.
The typical rent in Plattsmouth rose 16% over the same time; in Cass County, it rose 22%.
To compare: typical income in Plattsmouth rose 47%; the home, +61%; the rent, +16%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Plattsmouth and its comparisons
Measure
Plattsmouth
Cass County
Nebraska
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
4.3%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.6%
0.9%
More than one person per room
Unreliable estimate
1.6%
2.1%
3.4%
People per household
2.30
2.49
2.42
2.53
Drive alone
84%
78%
76%
69%
Carpool
Unreliable estimate
8%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
2%
3%
3%
Work from home
5%
12%
11%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
Unreliable estimate
10 to 19 minutes
20 to 29 minutes
Fewer people live in each home here: 2.30 on average, against 2.49 in Cass County.
To get to work, 84% of workers in Plattsmouth drive alone; in Cass County, 78%.
Do the math
What would you pay each month for a home in Plattsmouth?
A typical home is within reach of the typical income
We start with a typical home in Plattsmouth, worth $183,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 26% of the typical household income in Plattsmouth, which is $73,929 a year.
The calculator's FHA and conventional loan limits are those of all of Cass County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Plattsmouth. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $6,426 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,630
at 7.18% · 30 years
Loan amount
$180,275
Total interest
$259,373
Paid off in
November 2056
Includes $3,101 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,725 a month
Your payment · 26%
Tight
$1,725 to $2,218 a month
Hard
more than $2,218 a month
Compared with the typical household income in Plattsmouth ($73,929 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,221
Property tax
$251
Home insurance
$77
FHA mortgage insurance (MIP)
$81
You need at least $6,426 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,630; principal and interest $1,221.
The city and its county
Plattsmouth and Cass County
Plattsmouth is in Cass County, Nebraska. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Plattsmouth
Map of Cass County, Nebraska, with Plattsmouth marked. Around it, the neighboring counties.
Plattsmouth
Cass County
Other cities with a page
Plattsmouth's own numbers
Typical home value
$183,600
Typical monthly rent
$941
Typical yearly household income
$73,929
Households that own their home
71%
Effective property tax rate
1.64%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Cass County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,450
Price change over 5 years (FHFA)
+47%
Homes in a high flood-risk zone
6.8%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Cass County.
A typical home in Plattsmouth is worth $183,600: 28% below the county and 23% below Nebraska. With the typical household income in Plattsmouth ($73,929 a year), a typical home costs 2.5 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Plattsmouth2.5 years
Cass2.8 years
Nebraska3.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Cass County
According to FHFA’s house price index, home prices in Cass County rose 83% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Cass County.
Yearly change in FHFA’s price index in Cass County, 2016 to 2025
2016: +3.9% +3.9% 2016
2017: +7.8% +7.8% 2017
2018: +1.2% +1.2% 2018
2019: +6.7% +6.7% 2019
2020: +2.7% +2.7% 2020
2021: +10.3% +10.3% 2021
2022: +14.7% +14.7% 2022
2023: +5.8% +5.8% 2023
2024: +5.0% +5.0% 2024
2025: +4.5% +4.5% 2025
Change in FHFA’s price index in Cass County, Nebraska and the United States
Period
County
Nebraska
U.S.
Last year (2025)
+4.5%
+3.3%
+2.9%
5 years (2020–2025)
+47%
+49%
+47%
10 years (2015–2025)
+83%
+87%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Plattsmouth next to Cass County, Nebraska and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Plattsmouth$183,600
Cass$254,900
Nebraska$238,600
United States$332,700
Typical monthly rent
Plattsmouth$941
Cass$996
Nebraska$1,072
United States$1,413
Typical yearly household income
Plattsmouth$73,929
Cass$91,836
Nebraska$76,475
United States$80,734
See the full table
Plattsmouth next to Cass County and Nebraska
Measure
Plattsmouth
Cass County
Nebraska
U.S.
Typical home value
$183,600 ▼28% below the county
$254,900
$238,600
$332,700
Typical monthly rent
$941 ▼6% below the county
$996
$1,072
$1,413
Typical yearly household income
$73,929 ▼19% below the county
$91,836
$76,475
$80,734
Households that own their home
71% ▼14 points below the county
85%
67%
65%
Typical yearly property tax
$3,014 ▼17% below the county
$3,652
$3,549
$3,119
Effective property tax rate
1.64% ▲0.21 points above the county
1.43%
1.49%
0.94%
Renters with high rent for their income
41%
41%
45%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Cass County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Plattsmouth
For a typical $183,600 home in Plattsmouth, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Plattsmouth's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,630a month
Least cash to close
Down payment
$6,426
Cash to close
$11,934
Rate
7.18%
Mortgage insurance
FHA MIP · $81
Conventional, 5% down$1,596a month
Down payment
$9,180
Cash to close
$14,688
Rate
7.18%
Mortgage insurance
PMI · $87
Conventional, 20% down, no PMI$1,322a month
Down payment
$36,720
Cash to close
$42,228
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,492a month
Down payment
$27,540
Cash to close
$33,048
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Plattsmouth
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,630
$6,426
$180,275
7.18%
FHA MIP · $81
$11,934
580
Conventional, 5% down
$1,596
$9,180
$174,420
7.18%
PMI · $87
$14,688
620*
Conventional, 20% down, no PMI
$1,322
$36,720
$146,880
7.18%
None
$42,228
620*
ITIN, 15% down (example)
$1,492
$27,540
$156,060
8.18%
None
$33,048
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Plattsmouth and for Cass County.
Property tax
Effective rate in Plattsmouth
1.64%of the home’s value each year
$3,014 a year for the typical owner in Plattsmouth.
Plattsmouth1.64%
Cass1.43%
Nebraska1.49%
What Nebraska publishesHomestead exemption for seniors, people with disabilities and veterans (Nebraska Department of Revenue, Property Assessment Division)
Typical rent in Plattsmouth is $941 a month: 6% below the county. In Plattsmouth, 41% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Cass County, by unit size. To pay the 2-bedroom one ($1,450 a month) without spending more than 30% of your income, you would need to earn $27.88 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Cass County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,167
$22.44
$46,680
1 bedroom
$1,219
$23.44
$48,760
2 bedrooms
$1,450
$27.88
$58,000
3 bedrooms
$1,924
$37.00
$76,960
4 bedrooms
$2,179
$41.90
$87,160
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Plattsmouth
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Plattsmouth is in ZIP code 68048.
For 2 bedrooms it is $1,220: $230 less than the fair market rent for Cass County ($1,450).
Fair market rent by ZIP code and size in Plattsmouth, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
68048
$980
$1,030
$1,220
$1,620
$1,830
ZIP code2 bd3 bd
68048 $1,220$1,620
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Plattsmouth when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 2 buildings with rents for lower incomes in Plattsmouth. These are the largest.
Cassco Arms801 Washington Ave, Plattsmouth 6804860 low-income homes · Run by Plattsmouth Housing Authority · Average payment: $431 a month(402) 296-3380
South Park Apartments1302 S 10th St, Plattsmouth 6804822 low-income homes · For older adults(402) 393-6306
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Cass County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Plattsmouth or Cass County. The ones below are statewide in Nebraska: they work in Plattsmouth the same as in the rest of the state.
Nebraska state authority program for first-time buyers: a NIFA mortgage plus a second mortgage of up to 5% of the price at 1%, over 10 years, for the down payment and closing costs.Offered by Nebraska Investment Finance Authority (NIFA).
Nebraska state authority option that adds a second loan for the down payment and closing costs to the Welcome Home mortgage, for first-time buyers and for people who have owned a home before; the page does not state the amount.Offered by Nebraska Investment Finance Authority (NIFA).
No legal help resource on our list is for Plattsmouth or Cass County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Plattsmouth and all of Cass County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Plattsmouth?
The typical home value in Plattsmouth is $183,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Cass County it is $254,900.
How much does it cost to rent in Plattsmouth?
Typical rent in Plattsmouth is $941 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Cass County is $1,450.
What is the FHA loan limit in Plattsmouth?
Plattsmouth uses the FHA limit for all of Cass County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Plattsmouth?
The typical homeowner in Plattsmouth pays $3,014 a year, according to the U.S. Census Bureau. That is 1.64% of the home’s value; in Cass County, the rate is 1.43%.
Where can I find free help to buy or rent in Plattsmouth?
We found no HUD-approved counseling agencies with an office in Cass County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
