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City · 64,510 residents · Sarpy County, Nebraska

Bellevue , Nebraska

In Bellevue, a typical home is worth $247,000 and typical rent is $1,226 a month. Compared with all of Sarpy County, the typical home value is 21% lower and typical household income is 17% lower.

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  • Typical home value

    $247,000

    21% below the county

    4% above Nebraska

    • Bellevue
    • Sarpy
    • Nebraska

  • Typical rent

    $1,226a month

    8% below the county

    14% above Nebraska

    • Bellevue
    • Sarpy
    • Nebraska

  • Typical household income

    $85,462a year

    17% below the county

    12% above Nebraska

    • Bellevue
    • Sarpy
    • Nebraska

  • Households that own their home

    65%

    5 points below the county

    1 points below Nebraska

    • Bellevue
    • Sarpy
    • Nebraska

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$299,002
3.3% more than 12 months ago
Typical rent
$1,401 a month
1% less than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Bellevue is in Sarpy County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Sarpy County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Bellevue apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Plattsmouth, the typical home value is $183,600: 26% less than in Bellevue ($247,000).

  2. Nearby, in Plattsmouth, the typical rent is $941: 23% less than in Bellevue ($1,226).

  3. The typical home in Bellevue is worth $247,000, 21% less than in Sarpy County as a whole ($314,100).

  4. The typical household income in Bellevue is $85,462, 17% less than in Sarpy County as a whole ($103,321).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Bellevue

What homes there are in Bellevue, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is still the most common home in Bellevue, but it weighs less than in Sarpy County: 68% against 73%.

Year built

Homes in Bellevue are older: the typical year built is 1982; in Sarpy County, 1996.

In Bellevue, 12% of homes have 1 bedroom or none (studios); 66% have 3 bedrooms or more, against 73% in Sarpy County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

About 97% of owner-occupied homes in Bellevue are worth less than the FHA loan limit for Sarpy County ($541,287).

Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Sarpy County is $1,450; about 68% of rents in Bellevue are below it.

With a mortgage

$1,804 a month

Sarpy County: $2,081 a month

Without a mortgage

$778 a month

Sarpy County: $868 a month

Owners with a mortgage

67%

Sarpy County: 72%

Owning costs less in Bellevue: with a mortgage, the typical cost is $1,804 a month; in Sarpy County, $2,081. Without one, $778.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Bellevue rose 66%; in Sarpy County, it rose 61%.

The typical rent in Bellevue rose 30% since 2015–2019, about the same as in Sarpy County (33%).

The typical household income in Bellevue rose 31% over that time; home values changed +66% and rent +30%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBellevueSarpy CountyNebraskaUnited States
Rental vacancy 6.2%3.9%4.3%5.5%
Homeowner vacancy Unreliable estimate0.8%0.6%0.9%
More than one person per room 1.7%1.4%2.1%3.4%
People per household 2.532.652.422.53
Drive alone 78%78%76%69%
Carpool 10%7%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate1%3%3%
Work from home 10%14%11%15%
Other means 1%1%1%2%
Typical commute Unreliable estimate20 to 29 minutes10 to 19 minutes20 to 29 minutes

In Bellevue, the rental vacancy rate is 6.2%; in Sarpy County, 3.9%.

More than one person per room: that is how 1.7% of households in Bellevue live, near the figure in Sarpy County (1.4%).

By size, households in Bellevue look like those in Sarpy County: 2.53 people on average.

Carpooling is common in Bellevue: 10% of workers get to work that way, against 7% in Sarpy County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Bellevue?

A typical home is tight for the typical income

We start with a typical home in Bellevue, worth $247,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 31% of the typical household income in Bellevue, which is $85,462 a year. For that payment to be 28% of income, a household would need to earn about $94,678 a year.

The calculator's FHA and conventional loan limits are those of all of Sarpy County.

Your numbers

Local data
$

Starts at the typical home value in Bellevue. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,645 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,209

at 7.18% · 30 years

Loan amount
$242,526
Total interest
$348,938
Paid off in
November 2056

Includes $4,171 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,994 a month

  • Tight

    $1,994 to $2,564 a month

    Your payment · 31%

  • Hard

    more than $2,564 a month

Compared with the typical household income in Bellevue ($85,462 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,209
Principal & interest$1,643
Property tax$354
Home insurance$103
FHA mortgage insurance (MIP)$109

You need at least $8,645 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Bellevue and Sarpy County

Bellevue is in Sarpy County, Nebraska. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Bellevue's own numbers

Typical home value
$247,000
Typical monthly rent
$1,226
Typical yearly household income
$85,462
Households that own their home
65%
Effective property tax rate
1.72%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Sarpy County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,450
Price change over 5 years (FHFA)
+48%
Homes in a high flood-risk zone
1.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Sarpy County.

Everything about Sarpy County

Buying

Buying a home in Bellevue

A typical home in Bellevue is worth $247,000: 21% below the county and 4% above Nebraska. With the typical household income in Bellevue ($85,462 a year), a typical home costs 2.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Bellevue 2.9 years
  • Sarpy 3.0 years
  • Nebraska 3.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Sarpy County

According to FHFA’s house price index, home prices in Sarpy County rose 86% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Sarpy County.

Period County Nebraska U.S.
Last year (2025) +3.1% +3.3% +2.9%
5 years (2020–2025) +48% +49% +47%
10 years (2015–2025) +86% +87% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Bellevue next to Sarpy County, Nebraska and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Bellevue $247,000
  • Sarpy $314,100
  • Nebraska $238,600
  • United States $332,700
Typical monthly rent
  • Bellevue $1,226
  • Sarpy $1,334
  • Nebraska $1,072
  • United States $1,413
Typical yearly household income
  • Bellevue $85,462
  • Sarpy $103,321
  • Nebraska $76,475
  • United States $80,734
See the full table
Bellevue next to Sarpy County and Nebraska
Measure Bellevue Sarpy County Nebraska U.S.
Typical home value $247,000 $314,100 $238,600 $332,700
Typical monthly rent $1,226 $1,334 $1,072 $1,413
Typical yearly household income $85,462 $103,321 $76,475 $80,734
Households that own their home 65% 70% 67% 65%
Typical yearly property tax $4,239 $5,473 $3,549 $3,119
Effective property tax rate 1.72% 1.74% 1.49% 0.94%
Renters with high rent for their income 42% 44% 45% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Sarpy County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Bellevue

For a typical $247,000 home in Bellevue, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Bellevue's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,209a month

    Least cash to close
    Down payment
    $8,645
    Cash to close
    $16,055
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $109

  • Conventional, 5% down $2,164a month

    Down payment
    $12,350
    Cash to close
    $19,760
    Rate
    7.18%
    Mortgage insurance
    PMI · $117

  • Conventional, 20% down, no PMI $1,796a month

    Down payment
    $49,400
    Cash to close
    $56,810
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,024a month

    Down payment
    $37,050
    Cash to close
    $44,460
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Bellevue and for Sarpy County.

Property tax

Effective rate in Bellevue

1.72%of the home’s value each year

$4,239 a year for the typical owner in Bellevue.

  • Bellevue 1.72%
  • Sarpy 1.74%
  • Nebraska 1.49%

What Nebraska publishes Homestead exemption for seniors, people with disabilities and veterans (Nebraska Department of Revenue, Property Assessment Division)

Exemptions and deadlines in Nebraska

Flood risk in Sarpy County

FEMA does not publish these numbers by city: they are for all of Sarpy County.

Homes in the high-risk zone
1.8%
1,076
Of those, with NFIP insurance
36%
County Nebraska U.S.
Homes in the high-risk zone 1.8% 3.5% 3.5%
Of those, with NFIP insurance 36% 15% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Bellevue

Typical rent in Bellevue is $1,226 a month: 8% below the county. In Bellevue, 42% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Sarpy County, by unit size. To pay the 2-bedroom one ($1,450 a month) without spending more than 30% of your income, you would need to earn $27.88 an hour working full time.

HUD fair market rent for all of Sarpy County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,167 $22.44 $46,680
1 bedroom $1,219 $23.44 $48,760
2 bedrooms $1,450 $27.88 $58,000
3 bedrooms $1,924 $37.00 $76,960
4 bedrooms $2,179 $41.90 $87,160

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Bellevue

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Bellevue has 4 ZIP codes with their own.

For 2 bedrooms it runs from $1,330 in 68005 to $1,750 in 68157.

3 of the 4 are above the fair market rent for Sarpy County ($1,450).

  • 68005 $1,330$1,760
  • 68123 $1,650$2,190
  • 68147 $1,520$2,020
  • 68157 $1,750$2,320

4 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Bellevue when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Bellevue

HUD lists 10 buildings with rents for lower incomes in Bellevue. These are the largest.

  • Southgate Townhomes 2702 Kansas Dr, Bellevue 68005 200 low-income homes · 1 bd: 20 · 2 bd: 84 · 4 bd: 12 · In service since 2014 · For families
  • Chandler Pointe 3002 Kansas Dr, Bellevue 68005 200 homes, 175 low-income · For families (402) 731-1142
  • Tregaron Senior Residences 2309 Greenwald St, Bellevue 68123 143 homes, 129 low-income · 1 bd: 88 · 2 bd: 55 · In service since 2003 · For older adults
  • Bellewood Courts/Bellewood South 1002 Bellewood Ct, Bellevue 68005 84 low-income homes · For older adults (402) 292-3300
  • Walnut Creek 2204 Albert St, Bellevue 68147 60 homes, 51 low-income · 1 bd: 26 · 2 bd: 34 · In service since 2012 · For older adults

See all 28 buildings in Sarpy County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Bellevue

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Sarpy County; 1 says it serves in Spanish.

An older woman smiles in front of her apartment building.

HUD counseling is free or low-cost

Assistance programs in Bellevue

No down payment, repair or rent-help program on our list is for Bellevue or Sarpy County. The ones below are statewide in Nebraska: they work in Bellevue the same as in the rest of the state.

Which programs do I qualify for? All programs in Nebraska

  • Homebuyer Assistance (HBA) Program

    Statewide in Nebraska

    Nebraska state authority program for first-time buyers: a NIFA mortgage plus a second mortgage of up to 5% of the price at 1%, over 10 years, for the down payment and closing costs. Offered by Nebraska Investment Finance Authority (NIFA).

    Repayable

    See the program Official page

  • Welcome Home Assistance (WHA)

    Statewide in Nebraska

    Nebraska state authority option that adds a second loan for the down payment and closing costs to the Welcome Home mortgage, for first-time buyers and for people who have owned a home before; the page does not state the amount. Offered by Nebraska Investment Finance Authority (NIFA).

    Type not stated

    See the program Official page

Housing counselors near Bellevue

The HUD-approved agencies closest to the center of Bellevue, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Family Housing Advisory Services, Incorporate

    2108 Harvell Cir, Bellevue · 1 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 9 more
    (402) 934-6750

  • Credit Advisors Foundation

    1818 S. 72nd Street, Omaha · 8 miles away · Spanish

    Also serves in Korean and other languages.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 9 more
    (877) 677-5779

  • Credit Advisors Foundation

    1818 S 72nd St, Omaha · 8 miles away · Spanish

    Also serves in Korean and other languages.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 9 more
    (402) 514-3340

Every agency in Sarpy County All counseling agencies in Nebraska

Help in Spanish near Bellevue

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Bellevue

HUD’s record names them for Bellevue or Sarpy County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Bellevue Housing Authority Public housing and Section 8 vouchers (402) 734-5448

All housing agencies in Nebraska Source: HUD

Cities

Other cities in Sarpy County

These cities are also in Sarpy County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Sarpy County Housing in Nebraska

Nearby cities

The cities closest to Bellevue, with the typical home value.

Neighboring counties

If Sarpy County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Bellevue.

All guides
A mother holding her baby watches her daughter blow bubbles outdoors.

Questions

Housing questions about Bellevue

Short answers with the numbers for Bellevue and all of Sarpy County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Bellevue?

The typical home value in Bellevue is $247,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Sarpy County it is $314,100.

How much does it cost to rent in Bellevue?

Typical rent in Bellevue is $1,226 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Sarpy County is $1,450.

What is the FHA loan limit in Bellevue?

Bellevue uses the FHA limit for all of Sarpy County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Bellevue?

The typical homeowner in Bellevue pays $4,239 a year, according to the U.S. Census Bureau. That is 1.72% of the home’s value; in Sarpy County, the rate is 1.74%.

Where can I find free help to buy or rent in Bellevue?

There is 1 HUD-approved counseling agency with an office in Sarpy County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).