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City · 27,567 residents · Dodge County, Nebraska

Fremont , Nebraska

In Fremont, a typical home is worth $214,700 and typical rent is $1,080 a month. Home values, rent and income are very close to those of all of Dodge County.

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  • Typical home value

    $214,700

    3% above the county

    10% below Nebraska

    • Fremont
    • Dodge
    • Nebraska

  • Typical rent

    $1,080a month

    About the same as the county

    About the same as Nebraska

    • Fremont
    • Dodge
    • Nebraska

  • Typical household income

    $71,152a year

    4% below the county

    7% below Nebraska

    • Fremont
    • Dodge
    • Nebraska

  • Households that own their home

    62%

    5 points below the county

    5 points below Nebraska

    • Fremont
    • Dodge
    • Nebraska

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$250,966
3.4% more than 12 months ago
Typical rent
$1,213 a month
3.2% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Fremont is in Dodge County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Dodge County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Fremont apart

What this place has that others do not, from public data, most unusual first.

  1. Fremont has the 3rd smallest share of rent-burdened renters of the 33 cities in Nebraska with more than 5,000 people (34%).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Fremont

What homes there are in Fremont, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is still the most common home in Fremont, but it weighs less than in Dodge County: 69% against 72%.

Year built

In Fremont, half of the homes were built before 1966; in Dodge County, before 1967.

There are fewer big homes in Fremont than in Dodge County: 55% have 3 bedrooms or more, against 59%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA loan limit for Dodge County is $541,287, and about 96% of owner-occupied homes in Fremont are worth less than that.

Monthly rent with utilities

With a mortgage

$1,503 a month

Dodge County: $1,511 a month

Without a mortgage

$622 a month

Dodge County: $610 a month

Owners with a mortgage

59%

Dodge County: 55%

In Fremont, 59% of owners have a mortgage; their typical cost is $1,503 a month, about the same as in Dodge County.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Much as in Dodge County, the typical home value in Fremont rose 62% since 2015–2019.

Much as in Dodge County, the typical rent in Fremont rose 40% since 2015–2019.

While home values in Fremont changed +62% and rent +40%, the typical household income rose 44%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureFremontDodge CountyNebraskaUnited States
Rental vacancy Unreliable estimate8.3%4.3%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.6%0.9%
More than one person per room Unreliable estimateUnreliable estimate2.1%3.4%
People per household 2.422.402.422.53
Drive alone 83%84%76%69%
Carpool 9%9%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike 2%2%3%3%
Work from home 4%4%11%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute 10 to 19 minutes10 to 19 minutes10 to 19 minutes20 to 29 minutes

By size, households in Fremont look like those in Dodge County: 2.42 people on average.

The car rules in Fremont: 83% of workers drive to work alone, and the typical trip takes 10 to 19 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Fremont?

A typical home is tight for the typical income

We start with a typical home in Fremont, worth $214,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 31% of the typical household income in Fremont, which is $71,152 a year. For that payment to be 28% of income, a household would need to earn about $79,077 a year.

The calculator's FHA and conventional loan limits are those of all of Dodge County.

Your numbers

Local data
$

Starts at the typical home value in Fremont. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $7,515 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,845

at 7.18% · 30 years

Loan amount
$210,811
Total interest
$303,307
Paid off in
November 2056

Includes $3,626 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,660 a month

  • Tight

    $1,660 to $2,135 a month

    Your payment · 31%

  • Hard

    more than $2,135 a month

Compared with the typical household income in Fremont ($71,152 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,845
Principal & interest$1,428
Property tax$233
Home insurance$90
FHA mortgage insurance (MIP)$95

You need at least $7,515 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Fremont and Dodge County

Fremont is in Dodge County, Nebraska. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Fremont's own numbers

Typical home value
$214,700
Typical monthly rent
$1,080
Typical yearly household income
$71,152
Households that own their home
62%
Effective property tax rate
1.3%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Dodge County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,207
Price change over 5 years (FHFA)
+47%
Homes in a high flood-risk zone
21%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Dodge County.

Everything about Dodge County

Buying

Buying a home in Fremont

A typical home in Fremont is worth $214,700: 3% above the county and 10% below Nebraska. With the typical household income in Fremont ($71,152 a year), a typical home costs 3.0 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Fremont 3.0 years
  • Dodge 2.8 years
  • Nebraska 3.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Dodge County

According to FHFA’s house price index, home prices in Dodge County rose 94% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Dodge County.

Period County Nebraska U.S.
Last year (2025) +7.0% +3.3% +2.9%
5 years (2020–2025) +47% +49% +47%
10 years (2015–2025) +94% +87% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Fremont next to Dodge County, Nebraska and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Fremont $214,700
  • Dodge $208,600
  • Nebraska $238,600
  • United States $332,700
Typical monthly rent
  • Fremont $1,080
  • Dodge $1,060
  • Nebraska $1,072
  • United States $1,413
Typical yearly household income
  • Fremont $71,152
  • Dodge $74,329
  • Nebraska $76,475
  • United States $80,734
See the full table
Fremont next to Dodge County and Nebraska
Measure Fremont Dodge County Nebraska U.S.
Typical home value $214,700 $208,600 $238,600 $332,700
Typical monthly rent $1,080 $1,060 $1,072 $1,413
Typical yearly household income $71,152 $74,329 $76,475 $80,734
Households that own their home 62% 67% 67% 65%
Typical yearly property tax $2,793 $2,643 $3,549 $3,119
Effective property tax rate 1.3% 1.27% 1.49% 0.94%
Renters with high rent for their income 34% 34% 45% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Dodge County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Fremont

For a typical $214,700 home in Fremont, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Fremont's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,845a month

    Least cash to close
    Down payment
    $7,515
    Cash to close
    $13,956
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $95

  • Conventional, 5% down $1,806a month

    Down payment
    $10,735
    Cash to close
    $17,176
    Rate
    7.18%
    Mortgage insurance
    PMI · $102

  • Conventional, 20% down, no PMI $1,486a month

    Down payment
    $42,940
    Cash to close
    $49,381
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,684a month

    Down payment
    $32,205
    Cash to close
    $38,646
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Fremont and for Dodge County.

Property tax

Effective rate in Fremont

1.3%of the home’s value each year

$2,793 a year for the typical owner in Fremont.

  • Fremont 1.3%
  • Dodge 1.27%
  • Nebraska 1.49%

What Nebraska publishes Homestead exemption for seniors, people with disabilities and veterans (Nebraska Department of Revenue, Property Assessment Division)

Exemptions and deadlines in Nebraska

Flood risk in Dodge County

FEMA does not publish these numbers by city: they are for all of Dodge County.

Homes in the high-risk zone
21%
3,605
Of those, with NFIP insurance
18%
County Nebraska U.S.
Homes in the high-risk zone 21% 3.5% 3.5%
Of those, with NFIP insurance 18% 15% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Fremont

Typical rent in Fremont is $1,080 a month: about the same as the county. In Fremont, 34% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Dodge County, by unit size. To pay the 2-bedroom one ($1,207 a month) without spending more than 30% of your income, you would need to earn $23.21 an hour working full time.

HUD fair market rent for all of Dodge County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $874 $16.81 $34,960
1 bedroom $923 $17.75 $36,920
2 bedrooms $1,207 $23.21 $48,280
3 bedrooms $1,438 $27.65 $57,520
4 bedrooms $1,617 $31.10 $64,680

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Fremont

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Fremont is in ZIP code 68025.

For 2 bedrooms it is $1,230: $23 more than the fair market rent for Dodge County ($1,207).

  • 68025 $1,230$1,480

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Fremont when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Fremont

HUD lists 9 buildings with rents for lower incomes in Fremont. These are the largest.

  • Gifford and Stanton Towers 2510 N Clarkson St, Fremont 68025 252 homes, 240 low-income · Run by Fremont Housing Authority · Average payment: $393 a month · Average wait: 4 months (402) 727-4848
  • Yorkshire Manor Apts 2600 Laverna St, Fremont 68025 84 low-income homes · In service since 2010 · For families (402) 721-8161
  • Power House Apts 734 N Park Ave, Fremont 68025 39 low-income homes · 1 bd: 17 · 2 bd: 16 · 3 bd: 6 · In service since 2003 · For families
  • Fountain Springs Estates 2709 Fountain Springs Dr, Fremont 68025 32 low-income homes · 2 bd: 24 · 3 bd: 8 · In service since 2017 · For older adults
  • Somers Point Apts 970 W Somers Pt, Fremont 68025 32 low-income homes · 2 bd: 32 · In service since 2000

See all 11 buildings in Dodge County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Fremont

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Dodge County. The nearest ones are below; many serve by phone or online.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Fremont

No down payment, repair or rent-help program on our list is for Fremont or Dodge County. The ones below are statewide in Nebraska: they work in Fremont the same as in the rest of the state.

Which programs do I qualify for? All programs in Nebraska

  • Homebuyer Assistance (HBA) Program

    Statewide in Nebraska

    Nebraska state authority program for first-time buyers: a NIFA mortgage plus a second mortgage of up to 5% of the price at 1%, over 10 years, for the down payment and closing costs. Offered by Nebraska Investment Finance Authority (NIFA).

    Repayable

    See the program Official page

  • Welcome Home Assistance (WHA)

    Statewide in Nebraska

    Nebraska state authority option that adds a second loan for the down payment and closing costs to the Welcome Home mortgage, for first-time buyers and for people who have owned a home before; the page does not state the amount. Offered by Nebraska Investment Finance Authority (NIFA).

    Type not stated

    See the program Official page

Housing counselors near Fremont

The HUD-approved agencies closest to the center of Fremont, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Credit Advisors Foundation

    1818 S 72nd St, Omaha · 28 miles away · Spanish

    Also serves in Korean and other languages.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 9 more
    (402) 514-3340

  • Credit Advisors Foundation

    1818 S 72nd St, Omaha · 28 miles away · Spanish

    Also serves in Korean and other languages.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 9 more
    (402) 393-3100

  • Credit Advisors Foundation

    1818 S. 72nd Street, Omaha · 28 miles away · Spanish

    Also serves in Korean and other languages.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 9 more
    (877) 677-5779

All counseling agencies in Nebraska

Help in Spanish near Fremont

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Fremont

HUD’s record names them for Fremont or Dodge County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Fremont Housing Authority Public housing and Section 8 vouchers (402) 727-4848

One other authority has an office in Dodge County: see the list Source: HUD

Cities

Nearby cities

The cities closest to Fremont, with the typical home value.

Everything about Dodge County Housing in Nebraska

Neighboring counties

If Dodge County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Fremont.

All guides
Three women of one family lean in together to stir the pan.

Questions

Housing questions about Fremont

Short answers with the numbers for Fremont and all of Dodge County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Fremont?

The typical home value in Fremont is $214,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Dodge County it is $208,600.

How much does it cost to rent in Fremont?

Typical rent in Fremont is $1,080 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Dodge County is $1,207.

What is the FHA loan limit in Fremont?

Fremont uses the FHA limit for all of Dodge County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Fremont?

The typical homeowner in Fremont pays $2,793 a year, according to the U.S. Census Bureau. That is 1.3% of the home’s value; in Dodge County, the rate is 1.27%.

Where can I find free help to buy or rent in Fremont?

We found no HUD-approved counseling agencies with an office in Dodge County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).