Help to buy in Nebraska
Home-buying assistance programs in Nebraska
2 official programs for down payment and closing cost help in Nebraska, from Nebraska Investment Finance Authority. We show what each program says on its own page, with the date we checked it.
Key numbers in Nebraska
- Verified programs
- 2
- from Nebraska Investment Finance Authority
- First-time buyers only
- 1
- 1 does not require it or its page does not say
- Accept an ITIN
- 0
- per their own site · no: 0 · unconfirmed: 2
- Last checked
- November 5, 2026
- against each program’s official page
How to read the list
Not all help is the same
Amounts, limits and funding change: confirm with a participating lender.
Before you compare amounts, look at the kind of help: it changes what you pay later. These are the kinds the programs on this page use.
On ITIN, each card says what the program itself publishes: yes, no, or not confirmed on its site.
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Repayable
Second loan with monthly payments
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Type not stated
The source does not say the type of help
The full list
Programs in Nebraska
Filter by who qualifies, by ITIN or by kind of help. Each card quotes the source and the date we checked it.
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- Repayable
Nebraska state authority program for first-time buyers: a NIFA mortgage plus a second mortgage of up to 5% of the price at 1%, over 10 years, for the down payment and closing costs
What it gives, per the source
The maximum amount for the second mortgage loan is 5% of the home's purchase price. … The interest rate on the second mortgage loan is 1%. … The term of the second mortgage loan is 120 months or 10 years.
- First-time buyer?
- First-time buyers only
- Accepts ITIN?
- Its site does not confirm
Run by Nebraska Investment Finance Authority (NIFA)
Verified November 5, 2026
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- Type not stated
Nebraska state authority option that adds a second loan for the down payment and closing costs to the Welcome Home mortgage, for first-time buyers and for people who have owned a home before; the page does not state the amount
What it gives, per the source
Welcome Home Assistance is designed for eligible first-time and repeat homebuyers who need help with down payment and closing costs. Income limits and purchase price limits apply.
- First-time buyer?
- No first-time requirement
- Accepts ITIN?
- Its site does not confirm
Run by Nebraska Investment Finance Authority (NIFA)
Verified November 5, 2026
No program matches your search.
Help to repair your home
Repair programs in Nebraska
One program we checked in Nebraska to repair your home or make it more efficient, with what its page says.
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Nebraska Weatherization Assistance Program
Run by Nebraska Department of Water, Energy, and Environment
Nebraska weatherization program: upgrades that cut energy use in low-income homes, through local agencies
Your county
Price and income limits depend on the county. Your county page has the typical value, the FHA limit and the counseling agencies that can walk you through the application.
Frequently asked questions
What is down payment assistance?
Do I need to be a first-time buyer in Nebraska?
Of the 2 programs on this page, 1 requires it; the rest do not, or their page does not say. In general, “first-time buyer” means not having owned a home in the last three years.
Can I use these programs with an ITIN?
What each program’s own site says: accept an ITIN, 0; do not accept one, 0; not confirmed on its site, 2. Ask the participating lender directly before you start, and ask for it in writing.