Typical home value from Zillow, September 2021 to September 2026: from $159,354 to $228,829.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Schuyler is in Colfax County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Colfax County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Norfolk, the typical rent is $875: 17% less than in Schuyler ($1,049).
2
Schuyler has the 3rd lowest typical home value of the 33 cities in Nebraska with more than 5,000 people ($145,700).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Schuyler
What homes there are in Schuyler, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Schuyler
Colfax County
Nebraska
United States
Kind of home: Schuyler and its comparisons
Measure
Schuyler
Colfax County
Nebraska
United States
Detached house
74%
82%
71%
61%
Attached house
Unreliable estimate
Unreliable estimate
4%
6%
Building of 2 to 4
Unreliable estimate
4%
4%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
17%
19%
Mobile home
Unreliable estimate
11%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in Schuyler (74%), but less so than in Colfax County (82%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Schuyler
Colfax County
Nebraska
United States
Year built: Schuyler and its comparisons
Measure
Schuyler
Colfax County
Nebraska
United States
Before 1960
35%
43%
32%
26%
1960–1979
30%
30%
25%
24%
1980–1999
25%
17%
20%
25%
2000–2009
Unreliable estimate
6%
12%
14%
2010 or later
Unreliable estimate
Unreliable estimate
11%
11%
In Schuyler, half of the homes were built before 1974.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K36%
$200K–$300K22%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Schuyler and its comparisons
Measure
Schuyler
Under $100K
Unreliable estimate
$100K–$200K
36%
$200K–$300K
22%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99930%
$1,000–$1,49960%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Schuyler and its comparisons
Measure
Schuyler
Under $500
Unreliable estimate
$500–$999
30%
$1,000–$1,499
60%
$1,500–$1,999
Unreliable
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,207 a month
Colfax County: $1,249 a month
Without a mortgage
$594 a month
Colfax County: $570 a month
Owners with a mortgage
36%
Colfax County: 36%
The typical cost for an owner with a mortgage in Schuyler is $1,207 a month, near the figure in Colfax County ($1,249).
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Schuyler+42%
Colfax County+43%
Nebraska+53%
United States+53%
Typical rent
Schuyler+43%
Colfax County+41%
Nebraska+29%
United States+33%
Typical household income
SchuylerNo clear change
Colfax County+40%
Nebraska+25%
United States+29%
Change since 2015–2019: Schuyler and its comparisons
Measure
Schuyler
Colfax County
Nebraska
United States
Typical home value
+42%
+43%
+53%
+53%
Typical rent
+43%
+41%
+29%
+33%
Typical household income
No clear change
+40%
+25%
+29%
The typical home value in Schuyler rose 42% since 2015–2019, about the same as in Colfax County (43%).
The typical rent in Schuyler rose 43% since 2015–2019, about the same as in Colfax County (41%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Schuyler and its comparisons
Measure
Schuyler
Colfax County
Nebraska
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
4.3%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.6%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
2.1%
3.4%
People per household
3.13
2.85
2.42
2.53
Drive alone
77%
77%
76%
69%
Carpool
18%
13%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
5%
3%
3%
Work from home
Unreliable estimate
4%
11%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
Unreliable estimate
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
On average, a household in Schuyler has 3.13 people, more than in Colfax County (2.85).
In Schuyler, 18% of workers share a car to get to work; in Colfax County, 13%.
Do the math
What would you pay each month for a home in Schuyler?
A typical home is within reach of the typical income
We start with a typical home in Schuyler, worth $145,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 18% of the typical household income in Schuyler, which is $80,399 a year.
The calculator's FHA and conventional loan limits are those of all of Colfax County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Schuyler. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $5,100 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,239
at 7.18% · 30 years
Loan amount
$143,061
Total interest
$205,830
Paid off in
November 2056
Includes $2,461 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,876 a month
Your payment · 18%
Tight
$1,876 to $2,412 a month
Hard
more than $2,412 a month
Compared with the typical household income in Schuyler ($80,399 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$969
Property tax
$145
Home insurance
$61
FHA mortgage insurance (MIP)
$64
You need at least $5,100 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,239; principal and interest $969.
The city and its county
Schuyler and Colfax County
Schuyler is in Colfax County, Nebraska. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Schuyler
Map of Colfax County, Nebraska, with Schuyler marked. Around it, the neighboring counties.
Schuyler
Colfax County
Other cities with a page
Schuyler's own numbers
Typical home value
$145,700
Typical monthly rent
$1,049
Typical yearly household income
$80,399
Households that own their home
71%
Effective property tax rate
1.19%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Colfax County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,247
Price change over 5 years (FHFA)
+65%
Homes in a high flood-risk zone
19%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Colfax County.
A typical home in Schuyler is worth $145,700: about the same as the county and 39% below Nebraska. With the typical household income in Schuyler ($80,399 a year), a typical home costs 1.8 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Schuyler1.8 years
Colfax1.8 years
Nebraska3.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Colfax County
According to FHFA’s house price index, home prices in Colfax County rose 116% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Colfax County.
Yearly change in FHFA’s price index in Colfax County, 2016 to 2025
2016: +0.8% +0.8% 2016
2017: +2.8% +2.8% 2017
2018: +10.5% +10.5% 2018
2019: +7.3% +7.3% 2019
2020: +6.6% +6.6% 2020
2021: +7.3% +7.3% 2021
2022: +14.1% +14.1% 2022
2023: +13.7% +13.7% 2023
2024: +6.0% +6.0% 2024
2025: +11.9% +11.9% 2025
Change in FHFA’s price index in Colfax County, Nebraska and the United States
Period
County
Nebraska
U.S.
Last year (2025)
+11.9%
+3.3%
+2.9%
5 years (2020–2025)
+65%
+49%
+47%
10 years (2015–2025)
+116%
+87%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Schuyler next to Colfax County, Nebraska and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Schuyler$145,700
Colfax$144,700
Nebraska$238,600
United States$332,700
Typical monthly rent
Schuyler$1,049
Colfax$980
Nebraska$1,072
United States$1,413
Typical yearly household income
Schuyler$80,399
Colfax$82,530
Nebraska$76,475
United States$80,734
See the full table
Schuyler next to Colfax County and Nebraska
Measure
Schuyler
Colfax County
Nebraska
U.S.
Typical home value
$145,700
$144,700
$238,600
$332,700
Typical monthly rent
$1,049 ▲7% above the county
$980
$1,072
$1,413
Typical yearly household income
$80,399 ▼3% below the county
$82,530
$76,475
$80,734
Households that own their home
71% ▼5 points below the county
76%
67%
65%
Typical yearly property tax
$1,729
$1,710
$3,549
$3,119
Effective property tax rate
1.19% ▲0.01 points above the county
1.18%
1.49%
0.94%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Colfax County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Schuyler
For a typical $145,700 home in Schuyler, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Schuyler's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,239a month
Least cash to close
Down payment
$5,100
Cash to close
$9,471
Rate
7.18%
Mortgage insurance
FHA MIP · $64
Conventional, 5% down$1,212a month
Down payment
$7,285
Cash to close
$11,656
Rate
7.18%
Mortgage insurance
PMI · $69
Conventional, 20% down, no PMI$995a month
Down payment
$29,140
Cash to close
$33,511
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,130a month
Down payment
$21,855
Cash to close
$26,226
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Schuyler
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,239
$5,100
$143,061
7.18%
FHA MIP · $64
$9,471
580
Conventional, 5% down
$1,212
$7,285
$138,415
7.18%
PMI · $69
$11,656
620*
Conventional, 20% down, no PMI
$995
$29,140
$116,560
7.18%
None
$33,511
620*
ITIN, 15% down (example)
$1,130
$21,855
$123,845
8.18%
None
$26,226
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Schuyler and for Colfax County.
Property tax
Effective rate in Schuyler
1.19%of the home’s value each year
$1,729 a year for the typical owner in Schuyler.
Schuyler1.19%
Colfax1.18%
Nebraska1.49%
What Nebraska publishesHomestead exemption for seniors, people with disabilities and veterans (Nebraska Department of Revenue, Property Assessment Division)
Typical rent in Schuyler is $1,049 a month: 7% above the county.
HUD publishes a fair market rent for all of Colfax County, by unit size. To pay the 2-bedroom one ($1,247 a month) without spending more than 30% of your income, you would need to earn $23.98 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Colfax County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$903
$17.37
$36,120
1 bedroom
$1,039
$19.98
$41,560
2 bedrooms
$1,247
$23.98
$49,880
3 bedrooms
$1,486
$28.58
$59,440
4 bedrooms
$1,639
$31.52
$65,560
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Schuyler
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Schuyler is in ZIP code 68661.
For 2 bedrooms it is $1,270: $23 more than the fair market rent for Colfax County ($1,247).
Fair market rent by ZIP code and size in Schuyler, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
68661
$920
$1,060
$1,270
$1,510
$1,670
ZIP code2 bd3 bd
68661 $1,270$1,510
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Schuyler when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 4 buildings with rents for lower incomes in Schuyler. These are the largest.
Whispering Pines and Park Place712 F St, Schuyler 6866159 homes, 58 low-income · Run by Schuyler Housing Authority · Average payment: $463 a month · Average wait: 5 months · Homes at several sites(402) 352-2431
Lost Creek Apts945 E 16th ST, Schuyler 6866124 low-income homes · In service since 1994
Pinnacle Apts of Schuyler609 E 22nd ST, Schuyler 6866124 low-income homes · 2 bd: 18 · 3 bd: 6 · In service since 1999
Kracl Meadows601 W 22nd St, Schuyler 6866114 low-income homes · 3 bd: 14 · In service since 2017 · For older adults
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Colfax County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Schuyler or Colfax County. The ones below are statewide in Nebraska: they work in Schuyler the same as in the rest of the state.
Nebraska state authority program for first-time buyers: a NIFA mortgage plus a second mortgage of up to 5% of the price at 1%, over 10 years, for the down payment and closing costs.Offered by Nebraska Investment Finance Authority (NIFA).
Nebraska state authority option that adds a second loan for the down payment and closing costs to the Welcome Home mortgage, for first-time buyers and for people who have owned a home before; the page does not state the amount.Offered by Nebraska Investment Finance Authority (NIFA).
No legal help resource on our list is for Schuyler or Colfax County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Schuyler and all of Colfax County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Schuyler?
The typical home value in Schuyler is $145,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Colfax County it is $144,700.
How much does it cost to rent in Schuyler?
Typical rent in Schuyler is $1,049 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Colfax County is $1,247.
What is the FHA loan limit in Schuyler?
Schuyler uses the FHA limit for all of Colfax County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Schuyler?
The typical homeowner in Schuyler pays $1,729 a year, according to the U.S. Census Bureau. That is 1.19% of the home’s value; in Colfax County, the rate is 1.18%.
Where can I find free help to buy or rent in Schuyler?
We found no HUD-approved counseling agencies with an office in Colfax County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
