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City · 7,914 residents · Washington County, Nebraska

Blair , Nebraska

In Blair, a typical home is worth $221,500 and typical rent is $937 a month. Compared with all of Washington County, the typical home value is 26% lower, typical household income is 14% lower, and the share of households that own their home is 10 points lower.

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  • Typical home value

    $221,500

    26% below the county

    7% below Nebraska

    • Blair
    • Washington
    • Nebraska

  • Typical rent

    $937a month

    3% below the county

    13% below Nebraska

    • Blair
    • Washington
    • Nebraska

  • Typical household income

    $81,452a year

    14% below the county

    7% above Nebraska

    • Blair
    • Washington
    • Nebraska

  • Households that own their home

    73%

    10 points below the county

    6 points above Nebraska

    • Blair
    • Washington
    • Nebraska

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$356,711
1.5% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Blair is in Washington County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Washington County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Blair apart

What this place has that others do not, from public data, most unusual first.

  1. Blair has the largest share of rent-burdened renters of the 33 cities in Nebraska with more than 5,000 people: 59%.

  2. The typical home in Blair is worth $221,500, 26% less than in Washington County as a whole ($297,600).

  3. 73% of households in Blair own their home, against 83% in Washington County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Blair

What homes there are in Blair, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is still the most common home in Blair, but it weighs less than in Washington County: 73% against 84%.

Year built

There are fewer big homes in Blair than in Washington County: 59% have 3 bedrooms or more, against 69%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,477 a month

Washington County: $1,793 a month

Without a mortgage

$688 a month

Washington County: $790 a month

Owners with a mortgage

75%

Washington County: 65%

Owning costs less in Blair: with a mortgage, the typical cost is $1,477 a month; in Washington County, $1,793. Without one, $688.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Much as in Washington County, the typical home value in Blair rose 49% since 2015–2019.

Rents in Blair rose at about the same pace as in Washington County: 30% since 2015–2019, against 31%.

The typical household income in Blair rose 60%: more than home values (+49%) and rent (+30%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBlairWashington CountyNebraskaUnited States
Rental vacancy Unreliable estimateUnreliable estimate4.3%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.6%0.9%
More than one person per room Unreliable estimateUnreliable estimate2.1%3.4%
People per household 2.452.482.422.53
Drive alone 76%76%76%69%
Carpool 9%7%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimateUnreliable estimate3%3%
Work from home 14%14%11%15%
Other means Unreliable estimate1%1%2%
Typical commute 10 to 19 minutesUnreliable estimate10 to 19 minutes20 to 29 minutes

A household in Blair has 2.45 people on average, about the same as in Washington County (2.48).

To get to work, 76% of workers in Blair drive alone; in Washington County, 76%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Blair?

A typical home is tight for the typical income

We start with a typical home in Blair, worth $221,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 28% of the typical household income in Blair, which is $81,452 a year. For that payment to be 28% of income, a household would need to earn about $82,689 a year.

The calculator's FHA and conventional loan limits are those of all of Washington County.

Your numbers

Local data
$

Starts at the typical home value in Blair. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $7,753 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,929

at 7.18% · 30 years

Loan amount
$217,488
Total interest
$312,914
Paid off in
November 2056

Includes $3,741 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,901 a month

  • Tight

    $1,901 to $2,444 a month

    Your payment · 28%

  • Hard

    more than $2,444 a month

Compared with the typical household income in Blair ($81,452 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,929
Principal & interest$1,473
Property tax$266
Home insurance$92
FHA mortgage insurance (MIP)$98

You need at least $7,753 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Blair and Washington County

Blair is in Washington County, Nebraska. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Blair's own numbers

Typical home value
$221,500
Typical monthly rent
$937
Typical yearly household income
$81,452
Households that own their home
73%
Effective property tax rate
1.44%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Washington County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,450
Price change over 5 years (FHFA)
+50%
Homes in a high flood-risk zone
2.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Washington County.

Everything about Washington County

Buying

Buying a home in Blair

A typical home in Blair is worth $221,500: 26% below the county and 7% below Nebraska. With the typical household income in Blair ($81,452 a year), a typical home costs 2.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Blair 2.7 years
  • Washington 3.2 years
  • Nebraska 3.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Washington County

According to FHFA’s house price index, home prices in Washington County rose 87% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Washington County.

Period County Nebraska U.S.
Last year (2025) +1.9% +3.3% +2.9%
5 years (2020–2025) +50% +49% +47%
10 years (2015–2025) +87% +87% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Blair next to Washington County, Nebraska and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Blair $221,500
  • Washington $297,600
  • Nebraska $238,600
  • United States $332,700
Typical monthly rent
  • Blair $937
  • Washington $965
  • Nebraska $1,072
  • United States $1,413
Typical yearly household income
  • Blair $81,452
  • Washington $94,396
  • Nebraska $76,475
  • United States $80,734
See the full table
Blair next to Washington County and Nebraska
Measure Blair Washington County Nebraska U.S.
Typical home value $221,500 $297,600 $238,600 $332,700
Typical monthly rent $937 $965 $1,072 $1,413
Typical yearly household income $81,452 $94,396 $76,475 $80,734
Households that own their home 73% 83% 67% 65%
Typical yearly property tax $3,193 $4,142 $3,549 $3,119
Effective property tax rate 1.44% 1.39% 1.49% 0.94%
Renters with high rent for their income 59% 51% 45% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Washington County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Blair

For a typical $221,500 home in Blair, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Blair's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,929a month

    Least cash to close
    Down payment
    $7,753
    Cash to close
    $14,398
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $98

  • Conventional, 5% down $1,889a month

    Down payment
    $11,075
    Cash to close
    $17,720
    Rate
    7.18%
    Mortgage insurance
    PMI · $105

  • Conventional, 20% down, no PMI $1,559a month

    Down payment
    $44,300
    Cash to close
    $50,945
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,763a month

    Down payment
    $33,225
    Cash to close
    $39,870
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Blair and for Washington County.

Property tax

Effective rate in Blair

1.44%of the home’s value each year

$3,193 a year for the typical owner in Blair.

  • Blair 1.44%
  • Washington 1.39%
  • Nebraska 1.49%

What Nebraska publishes Homestead exemption for seniors, people with disabilities and veterans (Nebraska Department of Revenue, Property Assessment Division)

Exemptions and deadlines in Nebraska

Flood risk in Washington County

FEMA does not publish these numbers by city: they are for all of Washington County.

Homes in the high-risk zone
2.5%
265
Of those, with NFIP insurance
11%
County Nebraska U.S.
Homes in the high-risk zone 2.5% 3.5% 3.5%
Of those, with NFIP insurance 11% 15% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Blair

Typical rent in Blair is $937 a month: 3% below the county. In Blair, 59% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Washington County, by unit size. To pay the 2-bedroom one ($1,450 a month) without spending more than 30% of your income, you would need to earn $27.88 an hour working full time.

HUD fair market rent for all of Washington County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,167 $22.44 $46,680
1 bedroom $1,219 $23.44 $48,760
2 bedrooms $1,450 $27.88 $58,000
3 bedrooms $1,924 $37.00 $76,960
4 bedrooms $2,179 $41.90 $87,160

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Blair

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Blair is in ZIP code 68008.

For 2 bedrooms it is $1,200: $250 less than the fair market rent for Washington County ($1,450).

  • 68008 $1,200$1,590

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Blair when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Blair

HUD lists 2 buildings with rents for lower incomes in Blair. These are the largest.

  • Parkview Manor 758 S 16th St, Blair 68008 100 low-income homes · Run by Blair Housing Authority · Average payment: $487 a month · Average wait: 4 months (402) 426-4552
  • Shepherd Village 2290 Wright St, Blair 68008 20 low-income homes · For older adults (402) 426-4663

See all 3 buildings in Washington County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Blair

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Washington County. The nearest ones are below; many serve by phone or online.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Blair

No down payment, repair or rent-help program on our list is for Blair or Washington County. The ones below are statewide in Nebraska: they work in Blair the same as in the rest of the state.

Which programs do I qualify for? All programs in Nebraska

  • Homebuyer Assistance (HBA) Program

    Statewide in Nebraska

    Nebraska state authority program for first-time buyers: a NIFA mortgage plus a second mortgage of up to 5% of the price at 1%, over 10 years, for the down payment and closing costs. Offered by Nebraska Investment Finance Authority (NIFA).

    Repayable

    See the program Official page

  • Welcome Home Assistance (WHA)

    Statewide in Nebraska

    Nebraska state authority option that adds a second loan for the down payment and closing costs to the Welcome Home mortgage, for first-time buyers and for people who have owned a home before; the page does not state the amount. Offered by Nebraska Investment Finance Authority (NIFA).

    Type not stated

    See the program Official page

Housing counselors near Blair

The HUD-approved agencies closest to the center of Blair, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Family Housing Advisory Services, Inc.

    2401 Lake St, Omaha · 20 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 8 more
    (402) 934-6741

  • Credit Advisors Foundation

    1818 S 72nd St, Omaha · 21 miles away · Spanish

    Also serves in Korean and other languages.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 9 more
    (402) 514-3340

  • Credit Advisors Foundation

    1818 S 72nd St, Omaha · 21 miles away · Spanish

    Also serves in Korean and other languages.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 9 more
    (402) 393-3100

All counseling agencies in Nebraska

Help in Spanish near Blair

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Blair

HUD’s record names them for Blair or Washington County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

All housing agencies in Nebraska Source: HUD

Cities

Nearby cities

The cities closest to Blair, with the typical home value.

Everything about Washington County Housing in Nebraska

Neighboring counties

If Washington County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Blair.

All guides
A smiling girl holds up a small mushroom she found on a forest outing.

Questions

Housing questions about Blair

Short answers with the numbers for Blair and all of Washington County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Blair?

The typical home value in Blair is $221,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Washington County it is $297,600.

How much does it cost to rent in Blair?

Typical rent in Blair is $937 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Washington County is $1,450.

What is the FHA loan limit in Blair?

Blair uses the FHA limit for all of Washington County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Blair?

The typical homeowner in Blair pays $3,193 a year, according to the U.S. Census Bureau. That is 1.44% of the home’s value; in Washington County, the rate is 1.39%.

Where can I find free help to buy or rent in Blair?

We found no HUD-approved counseling agencies with an office in Washington County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).