In Monett, a typical home is worth $167,700 and typical rent is $902 a month. Compared with all of Barry County, typical rent is 18% higher, typical household income is 15% lower, and the share of households that own their home is 23 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $146,966 to $184,977.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Monett is in Barry County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Barry County. See the county
What this place has that others do not, from public data, most unusual first.
1
55% of households in Monett own their home, against 77% in Barry County.
2
Nearby, in Aurora, the typical home value is $124,400: 26% less than in Monett ($167,700).
3
Nearby, in Neosho, the typical rent is $745: 17% less than in Monett ($902).
4
According to Zillow, in the 12 months to September 2026 the typical home value in Monett barely changed; in Missouri, it rose 3.4%.
5
The typical rent in Monett is $902 a month, 18% more than in Barry County as a whole ($766).
6
The typical household income in Monett is $49,390,15% less than in Barry County as a whole ($58,346).
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in Monett
What homes there are in Monett, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Monett
Barry County
Missouri
United States
Kind of home: Monett and its comparisons
Measure
Monett
Barry County
Missouri
United States
Detached house
68%
74%
71%
61%
Attached house
Unreliable estimate
Unreliable estimate
4%
6%
Building of 2 to 4
22%
7%
8%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
13%
19%
Mobile home
Unreliable estimate
15%
5%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is still the most common home in Monett, but it weighs less than in Barry County: 68% against 74%.
Year built
Before 19601960–19791980–19992000–20092010 or later
Monett
Barry County
Missouri
United States
Year built: Monett and its comparisons
Measure
Monett
Barry County
Missouri
United States
Before 1960
38%
19%
27%
26%
1960–1979
23%
23%
25%
24%
1980–1999
15%
32%
25%
25%
2000–2009
15%
17%
13%
14%
2010 or later
8%
10%
10%
11%
In Monett, half of the homes were built before 1973; in Barry County, before 1986.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K18%
$100K–$200K50%
$200K–$300K21%
$300K–$500K9%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Monett and its comparisons
Measure
Monett
Under $100K
18%
$100K–$200K
50%
$200K–$300K
21%
$300K–$500K
9%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
With an FHA limit of $541,287, at least 97% of owner-occupied homes in Monett sit below it: they are worth less than $500,000.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99959%
$1,000–$1,49933%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Monett and its comparisons
Measure
Monett
Under $500
Unreliable estimate
$500–$999
59%
$1,000–$1,499
33%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
With a mortgage
$1,106 a month
Barry County: $1,236 a month
Without a mortgage
$464 a month
Barry County: $432 a month
Owners with a mortgage
60%
Barry County: 49%
The typical cost for an owner with a mortgage in Monett is $1,106 a month, less than in Barry County ($1,236); without one, $464.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Monett+57%
Barry County+56%
Missouri+47%
United States+53%
Typical rent
MonettNo clear change
Barry County+15%
Missouri+25%
United States+33%
Typical household income
MonettNo clear change
Barry County+31%
Missouri+28%
United States+29%
Change since 2015–2019: Monett and its comparisons
Measure
Monett
Barry County
Missouri
United States
Typical home value
+57%
+56%
+47%
+53%
Typical rent
No clear change
+15%
+25%
+33%
Typical household income
No clear change
+31%
+28%
+29%
The typical home value in Monett rose 57% since 2015–2019, about the same as in Barry County (56%).
Since 2015–2019, the typical rent in Monett did not change clearly, according to the Census.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Monett and its comparisons
Measure
Monett
Barry County
Missouri
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
5.0%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.9%
0.9%
More than one person per room
Unreliable estimate
3.6%
1.7%
3.4%
People per household
2.79
2.61
2.40
2.53
Drive alone
80%
72%
75%
69%
Carpool
11%
15%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
7%
11%
13%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
On average, a household in Monett has 2.79 people, more than in Barry County (2.61).
To get to work, 80% of workers in Monett drive alone; in Barry County, 72%.
Do the math
What would you pay each month for a home in Monett?
A typical home is tight for the typical income
We start with a typical home in Monett, worth $167,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 33% of the typical household income in Monett, which is $49,390 a year. For that payment to be 28% of income, a household would need to earn about $57,693 a year.
The calculator's FHA and conventional loan limits are those of all of Barry County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Monett. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $5,870 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,346
at 7.18% · 30 years
Loan amount
$164,662
Total interest
$236,910
Paid off in
November 2056
Includes $2,832 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,152 a month
Tight
$1,152 to $1,482 a month
Your payment · 33%
Hard
more than $1,482 a month
Compared with the typical household income in Monett ($49,390 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,115
Property tax
$87
Home insurance
$70
FHA mortgage insurance (MIP)
$74
You need at least $5,870 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,346; principal and interest $1,115.
The city and its county
Monett and Barry County
Monett is in Barry County, Missouri. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Monett
Map of Barry County, Missouri, with Monett marked. Around it, the neighboring counties.
Monett
Barry County
Other cities with a page
Monett's own numbers
Typical home value
$167,700
Typical monthly rent
$902
Typical yearly household income
$49,390
Households that own their home
55%
Effective property tax rate
0.62%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Barry County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$962
Price change over 5 years (FHFA)
+58%
Homes in a high flood-risk zone
4.1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Barry County.
A typical home in Monett is worth $167,700: 11% below the county and 27% below Missouri. With the typical household income in Monett ($49,390 a year), a typical home costs 3.4 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Monett3.4 years
Barry3.2 years
Missouri3.3 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Barry County
According to FHFA’s house price index, home prices in Barry County rose 94% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Barry County.
Yearly change in FHFA’s price index in Barry County, 2016 to 2025
2016: +5.0% +5.0% 2016
2017: −0.0% −0.0% 2017
2018: +7.9% +7.9% 2018
2019: +8.0% +8.0% 2019
2020: +0.8% +0.8% 2020
2021: +13.2% +13.2% 2021
2022: +16.2% +16.2% 2022
2023: +7.5% +7.5% 2023
2024: +7.7% +7.7% 2024
2025: +3.5% +3.5% 2025
Change in FHFA’s price index in Barry County, Missouri and the United States
Period
County
Missouri
U.S.
Last year (2025)
+3.5%
+3.7%
+2.9%
5 years (2020–2025)
+58%
+51%
+47%
10 years (2015–2025)
+94%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Monett next to Barry County, Missouri and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Monett$167,700
Barry$187,800
Missouri$230,300
United States$332,700
Typical monthly rent
Monett$902
Barry$766
Missouri$1,033
United States$1,413
Typical yearly household income
Monett$49,390
Barry$58,346
Missouri$70,702
United States$80,734
See the full table
Monett next to Barry County and Missouri
Measure
Monett
Barry County
Missouri
U.S.
Typical home value
$167,700 ▼11% below the county
$187,800
$230,300
$332,700
Typical monthly rent
$902 ▲18% above the county
$766
$1,033
$1,413
Typical yearly household income
$49,390 ▼15% below the county
$58,346
$70,702
$80,734
Households that own their home
55% ▼23 points below the county
77%
68%
65%
Typical yearly property tax
$1,044 ▲6% above the county
$988
$1,948
$3,119
Effective property tax rate
0.62% ▲0.09 points above the county
0.53%
0.85%
0.94%
Renters with high rent for their income
49% ▲6 points above the county
43%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Barry County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Monett
For a typical $167,700 home in Monett, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Monett's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,346a month
Least cash to close
Down payment
$5,870
Cash to close
$10,901
Rate
7.18%
Mortgage insurance
FHA MIP · $74
Conventional, 5% down$1,315a month
Down payment
$8,385
Cash to close
$13,416
Rate
7.18%
Mortgage insurance
PMI · $80
Conventional, 20% down, no PMI$1,065a month
Down payment
$33,540
Cash to close
$38,571
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,220a month
Down payment
$25,155
Cash to close
$30,186
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Monett
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,346
$5,870
$164,663
7.18%
FHA MIP · $74
$10,901
580
Conventional, 5% down
$1,315
$8,385
$159,315
7.18%
PMI · $80
$13,416
620*
Conventional, 20% down, no PMI
$1,065
$33,540
$134,160
7.18%
None
$38,571
620*
ITIN, 15% down (example)
$1,220
$25,155
$142,545
8.18%
None
$30,186
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Monett and for Barry County.
Property tax
Effective rate in Monett
0.62%of the home’s value each year
$1,044 a year for the typical owner in Monett.
Monett0.62%
Barry0.53%
Missouri0.85%
What Missouri publishesDeadline to appeal the assessment to the county board of equalization (Missouri Revisor of Statutes (Revised Statutes of Missouri))
Typical rent in Monett is $902 a month: 18% above the county. In Monett, 49% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Barry County, by unit size. To pay the 2-bedroom one ($962 a month) without spending more than 30% of your income, you would need to earn $18.50 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Barry County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$731
$14.06
$29,240
1 bedroom
$735
$14.13
$29,400
2 bedrooms
$962
$18.50
$38,480
3 bedrooms
$1,332
$25.62
$53,280
4 bedrooms
$1,443
$27.75
$57,720
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Monett
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Monett is in ZIP code 65708.
For 2 bedrooms it is $1,060: $98 more than the fair market rent for Barry County ($962).
Fair market rent by ZIP code and size in Monett, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
65708
$790
$810
$1,060
$1,440
$1,600
ZIP code2 bd3 bd
65708 $1,060$1,440
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Monett when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Barry County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Monett or Barry County. The ones below are statewide in Missouri: they work in Monett the same as in the rest of the state.
Missouri state commission mortgage for first-time buyers and veterans, with the option of cash assistance for the down payment and closing costs.Offered by Missouri Housing Development Commission (MHDC).
Missouri state commission mortgage for buyers who earn more than First Place allows, with a second loan of 4% of the mortgage for the down payment and closing costs that is forgiven after ten years.Offered by Missouri Housing Development Commission (MHDC).
No legal help resource on our list is for Monett or Barry County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Monett and all of Barry County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Monett?
The typical home value in Monett is $167,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Barry County it is $187,800.
How much does it cost to rent in Monett?
Typical rent in Monett is $902 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Barry County is $962.
What is the FHA loan limit in Monett?
Monett uses the FHA limit for all of Barry County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Monett?
The typical homeowner in Monett pays $1,044 a year, according to the U.S. Census Bureau. That is 0.62% of the home’s value; in Barry County, the rate is 0.53%.
Where can I find free help to buy or rent in Monett?
We found no HUD-approved counseling agencies with an office in Barry County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
