In Republic, a typical home is worth $211,500 and typical rent is $1,123 a month. Compared with all of Greene County, typical rent is 14% higher and typical household income is 7% higher.
Typical home value from Zillow, September 2021 to September 2026: from $216,429 to $269,759.
Typical rent
$1,393a month
= about the same as 12 months ago
Typical rent from Zillow, June 2022 to September 2026: from $1,221 to $1,393.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Republic is in Greene County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Greene County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Springfield, the typical home value is $177,700: 16% less than in Republic ($211,500).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Republic
What homes there are in Republic, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Republic
Greene County
Missouri
United States
Kind of home: Republic and its comparisons
Measure
Republic
Greene County
Missouri
United States
Detached house
78%
70%
71%
61%
Attached house
Unreliable estimate
3%
4%
6%
Building of 2 to 4
Unreliable estimate
5%
8%
8%
Apartments (5 or more)
Unreliable estimate
20%
13%
19%
Mobile home
Unreliable estimate
2%
5%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house rules in Republic: 78% of homes, more than in Greene County (70%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Republic
Greene County
Missouri
United States
Year built: Republic and its comparisons
Measure
Republic
Greene County
Missouri
United States
Before 1960
6%
21%
27%
26%
1960–1979
21%
26%
25%
24%
1980–1999
20%
26%
25%
25%
2000–2009
30%
16%
13%
14%
2010 or later
24%
11%
10%
11%
Homes in Republic are newer: the typical year built is 2001; in Greene County, 1982.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K9%
$100K–$200K36%
$200K–$300K37%
$300K–$500K17%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Republic and its comparisons
Measure
Republic
Under $100K
9%
$100K–$200K
36%
$200K–$300K
37%
$300K–$500K
17%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
With an FHA limit of $541,287, at least 98% of owner-occupied homes in Republic sit below it: they are worth less than $500,000.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99932%
$1,000–$1,49949%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Republic and its comparisons
Measure
Republic
Under $500
Unreliable estimate
$500–$999
32%
$1,000–$1,499
49%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable
With a mortgage
$1,314 a month
Greene County: $1,367 a month
Without a mortgage
$536 a month
Greene County: $515 a month
Owners with a mortgage
73%
Greene County: 62%
Owning costs about the same in Republic as in Greene County: with a mortgage, $1,314 a month; without one, $536.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Republic+62%
Greene County+52%
Missouri+47%
United States+53%
Typical rent
Republic+32%
Greene County+29%
Missouri+25%
United States+33%
Typical household income
Republic+17%
Greene County+33%
Missouri+28%
United States+29%
Change since 2015–2019: Republic and its comparisons
Measure
Republic
Greene County
Missouri
United States
Typical home value
+62%
+52%
+47%
+53%
Typical rent
+32%
+29%
+25%
+33%
Typical household income
+17%
+33%
+28%
+29%
From 2015–2019 to 2020–2024, the typical home value in Republic rose 62%; in Greene County, it rose 52%.
The typical rent in Republic rose 32% since 2015–2019, about the same as in Greene County (29%).
Here income did not keep up with housing: it rose 17%, while home values changed +62% and rent +32%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Republic and its comparisons
Measure
Republic
Greene County
Missouri
United States
Rental vacancy
Unreliable estimate
3.3%
5.0%
5.5%
Homeowner vacancy
Unreliable estimate
0.9%
0.9%
0.9%
More than one person per room
Unreliable estimate
1.5%
1.7%
3.4%
People per household
2.33
2.24
2.40
2.53
Drive alone
77%
76%
75%
69%
Carpool
11%
9%
8%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
10%
11%
13%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
20 to 29 minutes
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
A household in Republic has 2.33 people on average, about the same as in Greene County (2.24).
In Republic, 77% of workers drive alone to work; in Greene County, 76%.
Do the math
What would you pay each month for a home in Republic?
A typical home is tight for the typical income
We start with a typical home in Republic, worth $211,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 31% of the typical household income in Republic, which is $65,729 a year. For that payment to be 28% of income, a household would need to earn about $73,743 a year.
The calculator's FHA and conventional loan limits are those of all of Greene County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Republic. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $7,403 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,721
at 7.18% · 30 years
Loan amount
$207,669
Total interest
$298,787
Paid off in
November 2056
Includes $3,572 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,534 a month
Tight
$1,534 to $1,972 a month
Your payment · 31%
Hard
more than $1,972 a month
Compared with the typical household income in Republic ($65,729 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,407
Property tax
$132
Home insurance
$88
FHA mortgage insurance (MIP)
$94
You need at least $7,403 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,721; principal and interest $1,407.
The city and its county
Republic and Greene County
Republic is in Greene County, Missouri. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Republic
Map of Greene County, Missouri, with Republic marked. Around it, the neighboring counties.
Republic
Greene County
Other cities with a page
Republic's own numbers
Typical home value
$211,500
Typical monthly rent
$1,123
Typical yearly household income
$65,729
Households that own their home
60%
Effective property tax rate
0.75%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Greene County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,113
Price change over 5 years (FHFA)
+57%
Homes in a high flood-risk zone
0.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Greene County.
A typical home in Republic is worth $211,500: 4% below the county and 8% below Missouri. With the typical household income in Republic ($65,729 a year), a typical home costs 3.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Republic3.2 years
Greene3.6 years
Missouri3.3 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Greene County
According to FHFA’s house price index, home prices in Greene County rose 101% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Greene County.
Yearly change in FHFA’s price index in Greene County, 2016 to 2025
2016: +3.2% +3.2% 2016
2017: +4.8% +4.8% 2017
2018: +5.8% +5.8% 2018
2019: +6.4% +6.4% 2019
2020: +5.2% +5.2% 2020
2021: +13.9% +13.9% 2021
2022: +18.3% +18.3% 2022
2023: +8.5% +8.5% 2023
2024: +4.7% +4.7% 2024
2025: +2.5% +2.5% 2025
Change in FHFA’s price index in Greene County, Missouri and the United States
Period
County
Missouri
U.S.
Last year (2025)
+2.5%
+3.7%
+2.9%
5 years (2020–2025)
+57%
+51%
+47%
10 years (2015–2025)
+101%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Republic next to Greene County, Missouri and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Republic$211,500
Greene$221,300
Missouri$230,300
United States$332,700
Typical monthly rent
Republic$1,123
Greene$989
Missouri$1,033
United States$1,413
Typical yearly household income
Republic$65,729
Greene$61,479
Missouri$70,702
United States$80,734
See the full table
Republic next to Greene County and Missouri
Measure
Republic
Greene County
Missouri
U.S.
Typical home value
$211,500 ▼4% below the county
$221,300
$230,300
$332,700
Typical monthly rent
$1,123 ▲14% above the county
$989
$1,033
$1,413
Typical yearly household income
$65,729 ▲7% above the county
$61,479
$70,702
$80,734
Households that own their home
60% ▲3 points above the county
57%
68%
65%
Typical yearly property tax
$1,578
$1,572
$1,948
$3,119
Effective property tax rate
0.75% ▲0.04 points above the county
0.71%
0.85%
0.94%
Renters with high rent for their income
39% ▼7 points below the county
46%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Greene County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Republic
For a typical $211,500 home in Republic, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Republic's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,721a month
Least cash to close
Down payment
$7,403
Cash to close
$13,748
Rate
7.18%
Mortgage insurance
FHA MIP · $94
Conventional, 5% down$1,682a month
Down payment
$10,575
Cash to close
$16,920
Rate
7.18%
Mortgage insurance
PMI · $100
Conventional, 20% down, no PMI$1,367a month
Down payment
$42,300
Cash to close
$48,645
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,562a month
Down payment
$31,725
Cash to close
$38,070
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Republic
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,721
$7,403
$207,669
7.18%
FHA MIP · $94
$13,748
580
Conventional, 5% down
$1,682
$10,575
$200,925
7.18%
PMI · $100
$16,920
620*
Conventional, 20% down, no PMI
$1,367
$42,300
$169,200
7.18%
None
$48,645
620*
ITIN, 15% down (example)
$1,562
$31,725
$179,775
8.18%
None
$38,070
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Republic and for Greene County.
Property tax
Effective rate in Republic
0.75%of the home’s value each year
$1,578 a year for the typical owner in Republic.
Republic0.75%
Greene0.71%
Missouri0.85%
What Missouri publishesDeadline to appeal the assessment to the county board of equalization (Missouri Revisor of Statutes (Revised Statutes of Missouri))
Typical rent in Republic is $1,123 a month: 14% above the county. In Republic, 39% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Greene County, by unit size. To pay the 2-bedroom one ($1,113 a month) without spending more than 30% of your income, you would need to earn $21.40 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Greene County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$908
$17.46
$36,320
1 bedroom
$913
$17.56
$36,520
2 bedrooms
$1,113
$21.40
$44,520
3 bedrooms
$1,539
$29.60
$61,560
4 bedrooms
$1,768
$34.00
$70,720
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Republic
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Republic has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,000 in 65802 to $1,300 in 65738.
1 of the 2 is above the fair market rent for Greene County ($1,113).
Fair market rent by ZIP code and size in Republic, fiscal year 2027.
65738
$1,060
$1,070
$1,300
$1,800
$2,060
65802
$820
$820
$1,000
$1,380
$1,590
ZIP code2 bd3 bd
65738 $1,300$1,800
65802 $1,000$1,380
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Republic when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 7 buildings with rents for lower incomes in Republic. These are the largest.
Public Elderly HSG621 N Boston Ln, Republic 6573856 homes, 55 low-income · Run by Republic Housing Authority · Average payment: $398 a month · Average wait: 11 months(417) 732-7260
Oakwood Place894 N Oakwood Ave, Republic 6573847 homes, 37 low-income · 1 bd: 8 · 2 bd: 24 · 3 bd: 15 · In service since 2015
Spring Hill Apts1605 E Hines St, Republic 6573836 low-income homes · 2 bd: 30 · 3 bd: 6 · In service since 2000
Republic Apts III1405 E Hines St, Republic 6573824 low-income homes · 2 bd: 24 · In service since 1988
Boston Heights Apts701 N Boston Ln, Republic 6573816 low-income homes · 1 bd: 16 · In service since 1991
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Greene County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Republic or Greene County. The ones below are statewide in Missouri: they work in Republic the same as in the rest of the state.
Missouri state commission mortgage for first-time buyers and veterans, with the option of cash assistance for the down payment and closing costs.Offered by Missouri Housing Development Commission (MHDC).
Missouri state commission mortgage for buyers who earn more than First Place allows, with a second loan of 4% of the mortgage for the down payment and closing costs that is forgiven after ten years.Offered by Missouri Housing Development Commission (MHDC).
No legal help resource on our list is for Republic or Greene County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Republic and all of Greene County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Republic?
The typical home value in Republic is $211,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Greene County it is $221,300.
How much does it cost to rent in Republic?
Typical rent in Republic is $1,123 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Greene County is $1,113.
What is the FHA loan limit in Republic?
Republic uses the FHA limit for all of Greene County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Republic?
The typical homeowner in Republic pays $1,578 a year, according to the U.S. Census Bureau. That is 0.75% of the home’s value; in Greene County, the rate is 0.71%.
Where can I find free help to buy or rent in Republic?
There is 1 HUD-approved counseling agency with an office in Greene County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
