City · 24,836 residents · Christian County, Missouri
Nixa, Missouri
In Nixa, a typical home is worth $258,700 and typical rent is $1,083 a month. Compared with all of Christian County, the typical home value is 6% lower and the share of households that own their home is 9 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $260,276 to $324,421.
Typical rent
$1,582a month
▲ 5.5% more than 12 months ago
Typical rent from Zillow, June 2022 to September 2026: from $1,293 to $1,582.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Nixa is in Christian County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Christian County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Springfield, the typical home value is $177,700: 31% less than in Nixa ($258,700).
2
67% of households in Nixa own their home, against 76% in Christian County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Nixa
What homes there are in Nixa, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Nixa
Christian County
Missouri
United States
Kind of home: Nixa and its comparisons
Measure
Nixa
Christian County
Missouri
United States
Detached house
77%
81%
71%
61%
Attached house
7%
4%
4%
6%
Building of 2 to 4
8%
6%
8%
8%
Apartments (5 or more)
8%
5%
13%
19%
Mobile home
Unreliable estimate
3%
5%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in Nixa (77%), but less so than in Christian County (81%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Nixa
Christian County
Missouri
United States
Year built: Nixa and its comparisons
Measure
Nixa
Christian County
Missouri
United States
Before 1960
Unreliable estimate
7%
27%
26%
1960–1979
11%
12%
25%
24%
1980–1999
34%
34%
25%
25%
2000–2009
31%
29%
13%
14%
2010 or later
20%
20%
10%
11%
In Nixa, half of the homes were built before 2000; in Christian County, before 1999.
In Nixa, 76% of homes have 3 bedrooms or more, about the same as in Christian County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K22%
$200K–$300K39%
$300K–$500K30%
$500K–$750K6%
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Nixa and its comparisons
Measure
Nixa
Under $100K
Unreliable estimate
$100K–$200K
22%
$200K–$300K
39%
$300K–$500K
30%
$500K–$750K
6%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99936%
$1,000–$1,49949%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Nixa and its comparisons
Measure
Nixa
Under $500
Unreliable estimate
$500–$999
36%
$1,000–$1,499
49%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
With a mortgage
$1,460 a month
Christian County: $1,559 a month
Without a mortgage
$565 a month
Christian County: $571 a month
Owners with a mortgage
74%
Christian County: 67%
The typical cost for an owner with a mortgage in Nixa is $1,460 a month, less than in Christian County ($1,559); without one, $565.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Nixa+61%
Christian County+63%
Missouri+47%
United States+53%
Typical rent
Nixa+30%
Christian County+30%
Missouri+25%
United States+33%
Typical household income
Nixa+43%
Christian County+38%
Missouri+28%
United States+29%
Change since 2015–2019: Nixa and its comparisons
Measure
Nixa
Christian County
Missouri
United States
Typical home value
+61%
+63%
+47%
+53%
Typical rent
+30%
+30%
+25%
+33%
Typical household income
+43%
+38%
+28%
+29%
Much as in Christian County, the typical home value in Nixa rose 61% since 2015–2019.
The typical rent in Nixa rose 30% since 2015–2019, about the same as in Christian County (30%).
While home values in Nixa changed +61% and rent +30%, the typical household income rose 43%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Nixa and its comparisons
Measure
Nixa
Christian County
Missouri
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
5.0%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.9%
0.9%
More than one person per room
Unreliable estimate
2.6%
1.7%
3.4%
People per household
2.67
2.63
2.40
2.53
Drive alone
77%
79%
75%
69%
Carpool
9%
9%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
11%
10%
13%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Much as in Christian County, a household in Nixa has 2.67 people on average.
The car rules in Nixa: 77% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.
Do the math
What would you pay each month for a home in Nixa?
A typical home is tight for the typical income
We start with a typical home in Nixa, worth $258,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 30% of the typical household income in Nixa, which is $83,385 a year. For that payment to be 28% of income, a household would need to earn about $90,108 a year.
The calculator's FHA and conventional loan limits are those of all of Christian County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Nixa. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $9,055 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,103
at 7.18% · 30 years
Loan amount
$254,014
Total interest
$365,466
Paid off in
November 2056
Includes $4,369 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,946 a month
Tight
$1,946 to $2,502 a month
Your payment · 30%
Hard
more than $2,502 a month
Compared with the typical household income in Nixa ($83,385 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,721
Property tax
$160
Home insurance
$108
FHA mortgage insurance (MIP)
$114
You need at least $9,055 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,103; principal and interest $1,721.
The city and its county
Nixa and Christian County
Nixa is in Christian County, Missouri. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Nixa
Map of Christian County, Missouri, with Nixa marked. Around it, the neighboring counties.
Nixa
Christian County
Other cities with a page
Nixa's own numbers
Typical home value
$258,700
Typical monthly rent
$1,083
Typical yearly household income
$83,385
Households that own their home
67%
Effective property tax rate
0.74%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Christian County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,113
Price change over 5 years (FHFA)
+59%
Homes in a high flood-risk zone
0.8%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Christian County.
A typical home in Nixa is worth $258,700: 6% below the county and 12% above Missouri. With the typical household income in Nixa ($83,385 a year), a typical home costs 3.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Nixa3.1 years
Christian3.3 years
Missouri3.3 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Christian County
According to FHFA’s house price index, home prices in Christian County rose 100% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Christian County.
Yearly change in FHFA’s price index in Christian County, 2016 to 2025
2016: +4.6% +4.6% 2016
2017: +6.0% +6.0% 2017
2018: +5.0% +5.0% 2018
2019: +4.8% +4.8% 2019
2020: +3.1% +3.1% 2020
2021: +14.2% +14.2% 2021
2022: +21.4% +21.4% 2022
2023: +8.3% +8.3% 2023
2024: +3.6% +3.6% 2024
2025: +2.3% +2.3% 2025
Change in FHFA’s price index in Christian County, Missouri and the United States
Period
County
Missouri
U.S.
Last year (2025)
+2.3%
+3.7%
+2.9%
5 years (2020–2025)
+59%
+51%
+47%
10 years (2015–2025)
+100%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Nixa next to Christian County, Missouri and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Nixa$258,700
Christian$274,900
Missouri$230,300
United States$332,700
Typical monthly rent
Nixa$1,083
Christian$1,058
Missouri$1,033
United States$1,413
Typical yearly household income
Nixa$83,385
Christian$83,437
Missouri$70,702
United States$80,734
See the full table
Nixa next to Christian County and Missouri
Measure
Nixa
Christian County
Missouri
U.S.
Typical home value
$258,700 ▼6% below the county
$274,900
$230,300
$332,700
Typical monthly rent
$1,083 ▲2% above the county
$1,058
$1,033
$1,413
Typical yearly household income
$83,385
$83,437
$70,702
$80,734
Households that own their home
67% ▼9 points below the county
76%
68%
65%
Typical yearly property tax
$1,921
$1,938
$1,948
$3,119
Effective property tax rate
0.74% ▲0.04 points above the county
0.7%
0.85%
0.94%
Renters with high rent for their income
42% ▲1 points above the county
41%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Christian County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Nixa
For a typical $258,700 home in Nixa, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Nixa's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,103a month
Least cash to close
Down payment
$9,055
Cash to close
$16,816
Rate
7.18%
Mortgage insurance
FHA MIP · $114
Conventional, 5% down$2,055a month
Down payment
$12,935
Cash to close
$20,696
Rate
7.18%
Mortgage insurance
PMI · $123
Conventional, 20% down, no PMI$1,669a month
Down payment
$51,740
Cash to close
$59,501
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,909a month
Down payment
$38,805
Cash to close
$46,566
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Nixa
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,103
$9,055
$254,014
7.18%
FHA MIP · $114
$16,816
580
Conventional, 5% down
$2,055
$12,935
$245,765
7.18%
PMI · $123
$20,696
620*
Conventional, 20% down, no PMI
$1,669
$51,740
$206,960
7.18%
None
$59,501
620*
ITIN, 15% down (example)
$1,909
$38,805
$219,895
8.18%
None
$46,566
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Nixa and for Christian County.
Property tax
Effective rate in Nixa
0.74%of the home’s value each year
$1,921 a year for the typical owner in Nixa.
Nixa0.74%
Christian0.7%
Missouri0.85%
What Missouri publishesDeadline to appeal the assessment to the county board of equalization (Missouri Revisor of Statutes (Revised Statutes of Missouri))
Typical rent in Nixa is $1,083 a month: 2% above the county. In Nixa, 42% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Christian County, by unit size. To pay the 2-bedroom one ($1,113 a month) without spending more than 30% of your income, you would need to earn $21.40 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Christian County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$908
$17.46
$36,320
1 bedroom
$913
$17.56
$36,520
2 bedrooms
$1,113
$21.40
$44,520
3 bedrooms
$1,539
$29.60
$61,560
4 bedrooms
$1,768
$34.00
$70,720
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Nixa
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Nixa is in ZIP code 65714.
For 2 bedrooms it is $1,170: $57 more than the fair market rent for Christian County ($1,113).
Fair market rent by ZIP code and size in Nixa, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
65714
$950
$960
$1,170
$1,620
$1,860
ZIP code2 bd3 bd
65714 $1,170$1,620
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Nixa when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 14 buildings with rents for lower incomes in Nixa. These are the largest.
Stone Meadow Estates412 S Fairway Ave, Nixa 6571476 low-income homes · 1 bd: 12 · 2 bd: 64 · In service since 2014 · For people with disabilities, families
The Villas at Copper Leaf305 E Peachtree Dr, Nixa 6571464 low-income homes · 1 bd: 32 · 2 bd: 32 · In service since 2006 · For older adults
Abbey Orchard Apts II202 S Truman Blvd, Nixa 6571456 low-income homes · 1 bd: 16 · 2 bd: 40 · In service since 1994
Highland Ridge Senior731 N Galileo Dr, Nixa 6571450 low-income homes · 1 bd: 10 · 2 bd: 40 · In service since 2012 · For older adults, people with disabilities
Branson/Christian Co202 S Truman Blvd, Nixa 6571448 low-income homes · 2 bd: 48 · In service since 1994
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Christian County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Nixa or Christian County. The ones below are statewide in Missouri: they work in Nixa the same as in the rest of the state.
Missouri state commission mortgage for first-time buyers and veterans, with the option of cash assistance for the down payment and closing costs.Offered by Missouri Housing Development Commission (MHDC).
Missouri state commission mortgage for buyers who earn more than First Place allows, with a second loan of 4% of the mortgage for the down payment and closing costs that is forgiven after ten years.Offered by Missouri Housing Development Commission (MHDC).
No legal help resource on our list is for Nixa or Christian County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Nixa and all of Christian County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Nixa?
The typical home value in Nixa is $258,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Christian County it is $274,900.
How much does it cost to rent in Nixa?
Typical rent in Nixa is $1,083 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Christian County is $1,113.
What is the FHA loan limit in Nixa?
Nixa uses the FHA limit for all of Christian County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Nixa?
The typical homeowner in Nixa pays $1,921 a year, according to the U.S. Census Bureau. That is 0.74% of the home’s value; in Christian County, the rate is 0.7%.
Where can I find free help to buy or rent in Nixa?
We found no HUD-approved counseling agencies with an office in Christian County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
