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City · 39,257 residents · Wayne County, Michigan

Lincoln Park , Michigan

In Lincoln Park, a typical home is worth $131,000 and typical rent is $1,023 a month. Compared with all of Wayne County, the typical home value is 27% lower and typical rent is 10% lower.

Lincoln Park in numbers

  • Typical home value

    $131,000

    27% below the county

    43% below Michigan

    • Lincoln Park
    • Wayne
    • Michigan
  • Typical rent

    $1,023a month

    10% below the county

    9% below Michigan

    • Lincoln Park
    • Wayne
    • Michigan
  • Typical household income

    $58,616a year

    3% below the county

    20% below Michigan

    • Lincoln Park
    • Wayne
    • Michigan
  • Households that own their home

    69%

    4 points above the county

    4 points below Michigan

    • Lincoln Park
    • Wayne
    • Michigan

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$151,487
1% more than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $122,269 to $151,487.
Typical rent
$1,236 a month
4% more than 12 months ago
Typical rent from Zillow, March 2022 to September 2026: from $985 to $1,236.

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Lincoln Park is in Wayne County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Wayne County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Lincoln Park apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Ecorse, the typical home value is $65,400: 50% less than in Lincoln Park ($131,000).

  2. The typical home in Lincoln Park is worth $131,000, 27% less than in Wayne County as a whole ($178,500).

  3. Nearby, in Ecorse, the typical rent is $840: 18% less than in Lincoln Park ($1,023).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Lincoln Park

What homes there are in Lincoln Park, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Lincoln Park and its comparisons
MeasureLincoln ParkWayne CountyMichiganUnited States
Detached house 84%70%72%61%
Attached house 2%6%5%6%
Building of 2 to 4 6%7%5%8%
Apartments (5 or more) Unreliable estimate16%13%19%
Mobile home Unreliable estimate2%5%6%
Boat, RV and other Unreliable estimate0%0%0%

In Lincoln Park, 8 in 10 homes are single-family detached houses; in Wayne County, 7.

Year built
Year built: Lincoln Park and its comparisons
MeasureLincoln ParkWayne CountyMichiganUnited States
Before 1960 74%59%36%26%
1960–1979 19%21%26%24%
1980–1999 5%11%22%25%
2000–2009 2%6%10%14%
2010 or later Unreliable estimate3%6%11%

By age, homes in Lincoln Park look like those in Wayne County: the typical year built is 1954.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Lincoln Park and its comparisons
MeasureLincoln Park
Under $100K 26%
$100K–$200K 67%
$200K–$300K 5%
$300K–$500K Unreliable estimate
$500K–$750K Unreliable estimate
$750K–$1M Unreliable estimate
$1M or more Unreliable estimate
Monthly rent with utilities
Monthly rent with utilities: Lincoln Park and its comparisons
MeasureLincoln Park
Under $500 Unreliable estimate
$500–$999 44%
$1,000–$1,499 30%
$1,500–$1,999 19%
$2,000–$2,499 Unreliable estimate
$2,500–$2,999 Unreliable estimate
$3,000 or more Unreliable estimate

With a mortgage

$1,169 a month

Wayne County: $1,556 a month

Without a mortgage

$530 a month

Wayne County: $612 a month

Owners with a mortgage

51%

Wayne County: 52%

In Lincoln Park, 51% of owners have a mortgage, and their typical cost is $1,169 a month, against $1,556 in Wayne County. Without one it drops to $530.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Lincoln Park and its comparisons
MeasureLincoln ParkWayne CountyMichiganUnited States
Typical home value +78%+58%+50%+53%
Typical rent +22%+29%+30%+33%
Typical household income +32%+28%+28%+29%

From 2015–2019 to 2020–2024, the typical home value in Lincoln Park rose 78%; in Wayne County, it rose 58%.

Rents in Lincoln Park rose more slowly than in Wayne County: 22% since 2015–2019, against 29%.

While home values in Lincoln Park changed +78% and rent +22%, the typical household income rose 32%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Lincoln Park and its comparisons
MeasureLincoln ParkWayne CountyMichiganUnited States
Rental vacancy Unreliable estimate4.6%5.1%5.5%
Homeowner vacancy Unreliable estimate1.5%0.8%0.9%
More than one person per room 3.9%2.2%1.6%3.4%
People per household 2.662.502.422.53
Drive alone 78%72%74%69%
Carpool 13%9%8%9%
Public transit Unreliable estimate2%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 8%14%14%15%
Other means Unreliable estimate2%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

More households are short on space in Lincoln Park: 3.9% have more than one person per room; in Wayne County, 2.2%.

Households in Lincoln Park are bigger: 2.66 people on average; in Wayne County, 2.50.

In Lincoln Park, 13% of workers share a car to get to work; in Wayne County, 9%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Lincoln Park?

A typical home is within reach of the typical income

We start with a typical home in Lincoln Park, worth $131,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 24% of the typical household income in Lincoln Park, which is $58,616 a year.

The calculator's FHA and conventional loan limits are those of all of Wayne County.

Your numbers

Local data
$

Starts at the typical home value in Lincoln Park. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $4,585 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,159

at 7.18% · 30 years

Loan amount
$128,627
Total interest
$185,064
Paid off in
November 2056

Includes $2,212 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,368 a month

    Your payment · 24%

  • Tight

    $1,368 to $1,758 a month

  • Hard

    more than $1,758 a month

Compared with the typical household income in Lincoln Park ($58,616 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,159
Monthly payment breakdown
Principal & interest$871
Property tax$175
Home insurance$55
FHA mortgage insurance (MIP)$58

You need at least $4,585 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $1,159; principal and interest $871.

The city and its county

Lincoln Park and Wayne County

Lincoln Park is in Wayne County, Michigan. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Wayne County, Michigan, with Lincoln Park marked. Around it, the neighboring counties.

Lincoln Park's own numbers

Typical home value
$131,000
Typical monthly rent
$1,023
Typical yearly household income
$58,616
Households that own their home
69%
Effective property tax rate
1.6%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Wayne County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,459
Price change over 5 years (FHFA)
+49%
Homes in a high flood-risk zone
2%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Wayne County.

Everything about Wayne County

Buying

Buying a home in Lincoln Park

A typical home in Lincoln Park is worth $131,000: 27% below the county and 43% below Michigan. With the typical household income in Lincoln Park ($58,616 a year), a typical home costs 2.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Lincoln Park 2.2 years
  • Wayne 2.9 years
  • Michigan 3.2 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Wayne County

According to FHFA’s house price index, home prices in Wayne County rose 97% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Wayne County.

Yearly change in FHFA’s price index in Wayne County, 2016 to 2025
  1. 2020: +3.7%
  2. 2021: +11.3%
  3. 2022: +12.0%
  4. 2023: +6.5%
  5. 2024: +7.0%
  6. 2025: +5.3%
Change in FHFA’s price index in Wayne County, Michigan and the United States
Period County Michigan U.S.
Last year (2025) +5.3% +4.7% +2.9%
5 years (2020–2025) +49% +52% +47%
10 years (2015–2025) +97% +97% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Lincoln Park next to Wayne County, Michigan and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Lincoln Park $131,000
  • Wayne $178,500
  • Michigan $231,600
  • United States $332,700
Typical monthly rent
  • Lincoln Park $1,023
  • Wayne $1,132
  • Michigan $1,129
  • United States $1,413
Typical yearly household income
  • Lincoln Park $58,616
  • Wayne $60,539
  • Michigan $72,875
  • United States $80,734
See the full table
Lincoln Park next to Wayne County and Michigan
Measure Lincoln Park Wayne County Michigan U.S.
Typical home value $131,000 27% below the county $178,500 $231,600 $332,700
Typical monthly rent $1,023 10% below the county $1,132 $1,129 $1,413
Typical yearly household income $58,616 3% below the county $60,539 $72,875 $80,734
Households that own their home 69% 4 points above the county 65% 73% 65%
Typical yearly property tax $2,090 28% below the county $2,904 $2,904 $3,119
Effective property tax rate 1.6% 0.03 points below the county 1.63% 1.25% 0.94%
Renters with high rent for their income 47% 8 points below the county 54% 50% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Wayne County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Lincoln Park

For a typical $131,000 home in Lincoln Park, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Lincoln Park's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,159a month

    Least cash to close
    Down payment
    $4,585
    Cash to close
    $8,515
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $58
  • Conventional, 5% down $1,135a month

    Down payment
    $6,550
    Cash to close
    $10,480
    Rate
    7.18%
    Mortgage insurance
    PMI · $62
  • Conventional, 20% down, no PMI $939a month

    Down payment
    $26,200
    Cash to close
    $30,130
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $1,060a month

    Down payment
    $19,650
    Cash to close
    $23,580
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Lincoln Park and for Wayne County.

Property tax

Effective rate in Lincoln Park

1.6%of the home’s value each year

$2,090 a year for the typical owner in Lincoln Park.

  • Lincoln Park 1.6%
  • Wayne 1.63%
  • Michigan 1.25%

What Michigan publishes Principal Residence Exemption (PRE) from school operating tax (Michigan Legislature (Michigan Compiled Laws))

Exemptions and deadlines in Michigan

Flood risk in Wayne County

FEMA does not publish these numbers by city: they are for all of Wayne County.

Homes in the high-risk zone
2%
12,730
Of those, with NFIP insurance
22%
Homes in the high-risk zone and with NFIP insurance: Wayne County, Michigan and the U.S.
Measure County Michigan U.S.
Homes in the high-risk zone 2% 1.6% 3.5%
Of those, with NFIP insurance 22% 18% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Lincoln Park

Typical rent in Lincoln Park is $1,023 a month: 10% below the county. In Lincoln Park, 47% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Wayne County, by unit size. To pay the 2-bedroom one ($1,459 a month) without spending more than 30% of your income, you would need to earn $28.06 an hour working full time.

HUD fair market rent for all of Wayne County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Wayne County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $1,047 $20.13 $41,880
1 bedroom $1,167 $22.44 $46,680
2 bedrooms $1,459 $28.06 $58,360
3 bedrooms $1,777 $34.17 $71,080
4 bedrooms $1,929 $37.10 $77,160

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Lincoln Park

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Lincoln Park is in ZIP code 48146.

For 2 bedrooms it is $1,230: $229 less than the fair market rent for Wayne County ($1,459).

  • 48146 $1,230$1,500

A ZIP code counts for Lincoln Park when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Lincoln Park

HUD lists 4 buildings with rents for lower incomes in Lincoln Park. These are the largest.

  • Lincoln Park Towers 1370 Electric Ave, Lincoln Park 48146 120 homes, 119 low-income · Run by Lincoln Park Housing Commission · Average payment: $369 a month · Average wait: 22 months (313) 388-4660
  • Victoria Square 1320 Electric Ave, Lincoln Park 48146 86 homes, 85 low-income · 1 bd: 74 · 2 bd: 12 · In service since 1999
  • Park Plaza 1201 Fort St, Lincoln Park 48146 200 homes, 50 low-income · For older adults (313) 381-3333
  • Lincoln Park Lofts 1583 Fort St, Lincoln Park 48146 38 low-income homes · 1 bd: 12 · 2 bd: 18 · 3 bd: 8 · In service since 2014 · For older adults, people with disabilities, families, people experiencing homelessness

See all 448 buildings in Wayne County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Lincoln Park

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 18 HUD-approved agencies with an office in Wayne County; 4 say they serve in Spanish.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in Lincoln Park

No down payment, repair or rent-help program on our list is for Lincoln Park or Wayne County. The ones below are statewide in Michigan: they work in Lincoln Park the same as in the rest of the state.

  • MI 10K DPA Loan

    Statewide in Michigan

    Michigan state agency loan of up to $10,000, with no interest and no monthly payments, for the down payment, closing costs and prepaid expenses; it goes with MSHDA's MI Home Loan mortgage and is repaid in certain cases, such as when you pay off the first mortgage, sell or refinance the home, or no longer live in it. Offered by Michigan State Housing Development Authority (MSHDA).

  • Mortgage Credit Certificate (MCC)

    Statewide in Michigan

    Michigan state authority certificate that lets you take 20% of the interest you pay each year on your mortgage off your federal taxes, for the life of the loan; you apply with an approved lender before you buy. Offered by Michigan State Housing Development Authority (MSHDA).

Housing counselors near Lincoln Park

The HUD-approved agencies closest to the center of Lincoln Park, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Foundation for Pops

    17500 Dix Rd, Melvindale · 3 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 9 more
  • National Faith Homebuyers

    5460 W Fort St, Detroit · 6 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 9 more
  • Bridging Communities, Inc.

    6900 McGraw St, Detroit · 7 miles away · Spanish

    • Mortgage delinquency and default
    • Home improvement and repairs
    • and 2 more

Every agency in Wayne County All counseling agencies in Michigan

Help in Spanish near Lincoln Park

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Lincoln Park

HUD’s record names them for Lincoln Park or Wayne County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Lincoln Park Housing Commission Public housing and Section 8 vouchers (313) 388-4660

16 other authorities have an office in Wayne County: see the list Source: HUD

Cities

Other cities in Wayne County

These cities are also in Wayne County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

See 17 more cities in Wayne County, with prices and rents

Questions

Housing questions about Lincoln Park

Short answers with the numbers for Lincoln Park and all of Wayne County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Lincoln Park?

The typical home value in Lincoln Park is $131,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Wayne County it is $178,500.

How much does it cost to rent in Lincoln Park?

Typical rent in Lincoln Park is $1,023 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Wayne County is $1,459.

What is the FHA loan limit in Lincoln Park?

Lincoln Park uses the FHA limit for all of Wayne County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Lincoln Park?

The typical homeowner in Lincoln Park pays $2,090 a year, according to the U.S. Census Bureau. That is 1.6% of the home’s value; in Wayne County, the rate is 1.63%.

Where can I find free help to buy or rent in Lincoln Park?

There are 18 HUD-approved counseling agencies with an office in Wayne County. 4 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).