In Center Line, a typical home is worth $156,600 and typical rent is $788 a month. Compared with all of Macomb County, the typical home value is 36% lower, typical rent is 35% lower, and the share of households that own their home is 23 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $137,048 to $167,320.
Typical rent
$1,400a month
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Center Line is in Macomb County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Macomb County. See the county
What this place has that others do not, from public data, most unusual first.
1
52% of households in Center Line own their home, against 75% in Macomb County.
2
The typical home in Center Line is worth $156,600,36% less than in Macomb County as a whole ($243,900).
3
The typical rent in Center Line is $788 a month, 35% less than in Macomb County as a whole ($1,211).
4
According to Zillow, in the 12 months to September 2026 the typical home value in Center Line fell 1.3%; in Michigan, it rose 3.8%.
5
The typical household income in Center Line is $54,703,30% less than in Macomb County as a whole ($77,837).
6
11% of households in Center Line have no internet at home (6% in Macomb County).
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in Center Line
What homes there are in Center Line, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Center Line
Macomb County
Michigan
United States
Kind of home: Center Line and its comparisons
Measure
Center Line
Macomb County
Michigan
United States
Detached house
58%
68%
72%
61%
Attached house
7%
10%
5%
6%
Building of 2 to 4
Unreliable estimate
4%
5%
8%
Apartments (5 or more)
31%
14%
13%
19%
Mobile home
Unreliable estimate
4%
5%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Center Line, 6 in 10 homes are single-family detached houses; in Macomb County, 7.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Center Line
Macomb County
Michigan
United States
Year built: Center Line and its comparisons
Measure
Center Line
Macomb County
Michigan
United States
Before 1960
50%
25%
36%
26%
1960–1979
36%
33%
26%
24%
1980–1999
Unreliable estimate
24%
22%
25%
2000–2009
Unreliable estimate
12%
10%
14%
2010 or later
Unreliable estimate
6%
6%
11%
In Center Line, half of the homes were built before 1960; in Macomb County, before 1975.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K20%
$100K–$200K58%
$200K–$300K19%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Center Line and its comparisons
Measure
Center Line
Under $100K
20%
$100K–$200K
58%
$200K–$300K
19%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99946%
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Center Line and its comparisons
Measure
Center Line
Under $500
Unreliable estimate
$500–$999
46%
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,491 a month
Macomb County: $1,628 a month
Without a mortgage
$513 a month
Macomb County: $643 a month
Owners with a mortgage
61%
Macomb County: 62%
The typical cost for an owner with a mortgage in Center Line is $1,491 a month, less than in Macomb County ($1,628); without one, $513.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Center Line+79%
Macomb County+46%
Michigan+50%
United States+53%
Typical rent
Center LineNo clear change
Macomb County+26%
Michigan+30%
United States+33%
Typical household income
Center LineNo clear change
Macomb County+24%
Michigan+28%
United States+29%
Change since 2015–2019: Center Line and its comparisons
Measure
Center Line
Macomb County
Michigan
United States
Typical home value
+79%
+46%
+50%
+53%
Typical rent
No clear change
+26%
+30%
+33%
Typical household income
No clear change
+24%
+28%
+29%
The typical home value in Center Line rose 79% since 2015–2019, more than in Macomb County (46%).
Since 2015–2019, the typical rent in Center Line did not change clearly, according to the Census.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Center Line and its comparisons
Measure
Center Line
Macomb County
Michigan
United States
Rental vacancy
Unreliable estimate
2.9%
5.1%
5.5%
Homeowner vacancy
Unreliable estimate
0.7%
0.8%
0.9%
More than one person per room
Unreliable estimate
1.8%
1.6%
3.4%
People per household
2.25
2.43
2.42
2.53
Drive alone
75%
76%
74%
69%
Carpool
13%
8%
8%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
8%
13%
14%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Fewer people live in each home here: 2.25 on average, against 2.43 in Macomb County.
In Center Line, 13% of workers share a car to get to work; in Macomb County, 8%.
Do the math
What would you pay each month for a home in Center Line?
A typical home is tight for the typical income
We start with a typical home in Center Line, worth $156,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 31% of the typical household income in Center Line, which is $54,703 a year. For that payment to be 28% of income, a household would need to earn about $60,698 a year.
The calculator's FHA and conventional loan limits are those of all of Macomb County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Center Line. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $5,481 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,416
at 7.18% · 30 years
Loan amount
$153,764
Total interest
$221,230
Paid off in
November 2056
Includes $2,645 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,276 a month
Tight
$1,276 to $1,641 a month
Your payment · 31%
Hard
more than $1,641 a month
Compared with the typical household income in Center Line ($54,703 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,042
Property tax
$240
Home insurance
$65
FHA mortgage insurance (MIP)
$69
You need at least $5,481 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,416; principal and interest $1,042.
The city and its county
Center Line and Macomb County
Center Line is in Macomb County, Michigan. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Center Line
Map of Macomb County, Michigan, with Center Line marked. Around it, the neighboring counties.
Center Line
Macomb County
Other cities with a page
Center Line's own numbers
Typical home value
$156,600
Typical monthly rent
$788
Typical yearly household income
$54,703
Households that own their home
52%
Effective property tax rate
1.84%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Macomb County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,459
Price change over 5 years (FHFA)
+47%
Homes in a high flood-risk zone
1.2%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Macomb County.
A typical home in Center Line is worth $156,600: 36% below the county and 32% below Michigan. With the typical household income in Center Line ($54,703 a year), a typical home costs 2.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Center Line2.9 years
Macomb3.1 years
Michigan3.2 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Macomb County
According to FHFA’s house price index, home prices in Macomb County rose 92% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Macomb County.
Yearly change in FHFA’s price index in Macomb County, 2016 to 2025
2016: +5.5% +5.5% 2016
2017: +7.4% +7.4% 2017
2018: +6.5% +6.5% 2018
2019: +4.5% +4.5% 2019
2020: +3.6% +3.6% 2020
2021: +12.4% +12.4% 2021
2022: +11.7% +11.7% 2022
2023: +5.3% +5.3% 2023
2024: +6.8% +6.8% 2024
2025: +4.1% +4.1% 2025
Change in FHFA’s price index in Macomb County, Michigan and the United States
Period
County
Michigan
U.S.
Last year (2025)
+4.1%
+4.7%
+2.9%
5 years (2020–2025)
+47%
+52%
+47%
10 years (2015–2025)
+92%
+97%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Center Line next to Macomb County, Michigan and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Center Line$156,600
Macomb$243,900
Michigan$231,600
United States$332,700
Typical monthly rent
Center Line$788
Macomb$1,211
Michigan$1,129
United States$1,413
Typical yearly household income
Center Line$54,703
Macomb$77,837
Michigan$72,875
United States$80,734
See the full table
Center Line next to Macomb County and Michigan
Measure
Center Line
Macomb County
Michigan
U.S.
Typical home value
$156,600 ▼36% below the county
$243,900
$231,600
$332,700
Typical monthly rent
$788 ▼35% below the county
$1,211
$1,129
$1,413
Typical yearly household income
$54,703 ▼30% below the county
$77,837
$72,875
$80,734
Households that own their home
52% ▼23 points below the county
75%
73%
65%
Typical yearly property tax
$2,885 ▼15% below the county
$3,404
$2,904
$3,119
Effective property tax rate
1.84% ▲0.44 points above the county
1.4%
1.25%
0.94%
Renters with high rent for their income
42% ▼9 points below the county
51%
50%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Macomb County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Center Line
For a typical $156,600 home in Center Line, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Center Line's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,416a month
Least cash to close
Down payment
$5,481
Cash to close
$10,179
Rate
7.18%
Mortgage insurance
FHA MIP · $69
Conventional, 5% down$1,388a month
Down payment
$7,830
Cash to close
$12,528
Rate
7.18%
Mortgage insurance
PMI · $74
Conventional, 20% down, no PMI$1,154a month
Down payment
$31,320
Cash to close
$36,018
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,299a month
Down payment
$23,490
Cash to close
$28,188
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Center Line
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,416
$5,481
$153,764
7.18%
FHA MIP · $69
$10,179
580
Conventional, 5% down
$1,388
$7,830
$148,770
7.18%
PMI · $74
$12,528
620*
Conventional, 20% down, no PMI
$1,154
$31,320
$125,280
7.18%
None
$36,018
620*
ITIN, 15% down (example)
$1,299
$23,490
$133,110
8.18%
None
$28,188
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Center Line is $788 a month: 35% below the county. In Center Line, 42% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Macomb County, by unit size. To pay the 2-bedroom one ($1,459 a month) without spending more than 30% of your income, you would need to earn $28.06 an hour working full time.
HUD lists 4 buildings with rents for lower incomes in Center Line. These are the largest.
Center Line Park Towers Apts8033 E 10 Mile Rd, Center Line 48015300 low-income homes · 1 bd: 267 · 2 bd: 33 · In service since 2006 · For older adults(586) 755-2270
Lawrence Park7000 E 10 Mile Rd, Center Line 48015252 homes, 250 low-income · 1 bd: 119 · 2 bd: 109 · 3 bd: 24 · In service since 2007 · For families
Lawrence Park24771 Laura Ct, Center Line 48015250 low-income homes · For older adults(586) 757-0502
Dunn Family Senior Citizens Home8400 Engleman, Center Line 48015151 low-income homes · For older adults(586) 756-3322
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in Macomb County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Center Line or Macomb County. The ones below are statewide in Michigan: they work in Center Line the same as in the rest of the state.
Michigan state agency loan of up to $10,000, with no interest and no monthly payments, for the down payment, closing costs and prepaid expenses; it goes with MSHDA's MI Home Loan mortgage and is repaid in certain cases, such as when you pay off the first mortgage, sell or refinance the home, or no longer live in it.Offered by Michigan State Housing Development Authority (MSHDA).
Michigan state authority certificate that lets you take 20% of the interest you pay each year on your mortgage off your federal taxes, for the life of the loan; you apply with an approved lender before you buy.Offered by Michigan State Housing Development Authority (MSHDA).
No legal help resource on our list is for Center Line or Macomb County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Center Line and all of Macomb County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Center Line?
The typical home value in Center Line is $156,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Macomb County it is $243,900.
How much does it cost to rent in Center Line?
Typical rent in Center Line is $788 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Macomb County is $1,459.
What is the FHA loan limit in Center Line?
Center Line uses the FHA limit for all of Macomb County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Center Line?
The typical homeowner in Center Line pays $2,885 a year, according to the U.S. Census Bureau. That is 1.84% of the home’s value; in Macomb County, the rate is 1.4%.
Where can I find free help to buy or rent in Center Line?
There are 2 HUD-approved counseling agencies with an office in Macomb County. They can help you get ready to buy, with your credit, or with rent.
