In Roseville, a typical home is worth $155,800 and typical rent is $1,233 a month. Compared with all of Macomb County, the typical home value is 36% lower, typical household income is 20% lower, and the share of households that own their home is 9 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $138,738 to $170,860.
Typical rent
$1,265a month
▲ 2.9% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,017 to $1,265.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Roseville is in Macomb County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Macomb County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Fraser, the typical rent is $843: 32% less than in Roseville ($1,233).
2
The typical home in Roseville is worth $155,800,36% less than in Macomb County as a whole ($243,900).
3
The typical household income in Roseville is $62,182,20% less than in Macomb County as a whole ($77,837).
4
66% of households in Roseville own their home, against 75% in Macomb County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Roseville
What homes there are in Roseville, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Roseville
Macomb County
Michigan
United States
Kind of home: Roseville and its comparisons
Measure
Roseville
Macomb County
Michigan
United States
Detached house
75%
68%
72%
61%
Attached house
5%
10%
5%
6%
Building of 2 to 4
5%
4%
5%
8%
Apartments (5 or more)
14%
14%
13%
19%
Mobile home
1%
4%
5%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house rules in Roseville: 75% of homes, more than in Macomb County (68%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Roseville
Macomb County
Michigan
United States
Year built: Roseville and its comparisons
Measure
Roseville
Macomb County
Michigan
United States
Before 1960
47%
25%
36%
26%
1960–1979
37%
33%
26%
24%
1980–1999
13%
24%
22%
25%
2000–2009
3%
12%
10%
14%
2010 or later
Unreliable estimate
6%
6%
11%
Homes in Roseville are older: the typical year built is 1961; in Macomb County, 1975.
Much as in Macomb County, 65% of homes in Roseville have 3 bedrooms or more.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K18%
$100K–$200K66%
$200K–$300K13%
$300K–$500K3%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Roseville and its comparisons
Measure
Roseville
Under $100K
18%
$100K–$200K
66%
$200K–$300K
13%
$300K–$500K
3%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
At least 99% of owner-occupied homes in Roseville are worth less than $500,000, below the FHA loan limit for Macomb County ($541,287).
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99925%
$1,000–$1,49948%
$1,500–$1,99920%
$2,000–$2,4993%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Roseville and its comparisons
Measure
Roseville
Under $500
Unreliable estimate
$500–$999
25%
$1,000–$1,499
48%
$1,500–$1,999
20%
$2,000–$2,499
3%
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
With a mortgage
$1,246 a month
Macomb County: $1,628 a month
Without a mortgage
$536 a month
Macomb County: $643 a month
Owners with a mortgage
61%
Macomb County: 62%
The typical cost for an owner with a mortgage in Roseville is $1,246 a month, less than in Macomb County ($1,628); without one, $536.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Roseville+80%
Macomb County+46%
Michigan+50%
United States+53%
Typical rent
Roseville+26%
Macomb County+26%
Michigan+30%
United States+33%
Typical household income
Roseville+31%
Macomb County+24%
Michigan+28%
United States+29%
Change since 2015–2019: Roseville and its comparisons
Measure
Roseville
Macomb County
Michigan
United States
Typical home value
+80%
+46%
+50%
+53%
Typical rent
+26%
+26%
+30%
+33%
Typical household income
+31%
+24%
+28%
+29%
The typical home value in Roseville rose 80% since 2015–2019, more than in Macomb County (46%).
Rents in Roseville rose at about the same pace as in Macomb County: 26% since 2015–2019, against 26%.
While home values in Roseville changed +80% and rent +26%, the typical household income rose 31%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Roseville and its comparisons
Measure
Roseville
Macomb County
Michigan
United States
Rental vacancy
Unreliable estimate
2.9%
5.1%
5.5%
Homeowner vacancy
Unreliable estimate
0.7%
0.8%
0.9%
More than one person per room
1.3%
1.8%
1.6%
3.4%
People per household
2.21
2.43
2.42
2.53
Drive alone
76%
76%
74%
69%
Carpool
9%
8%
8%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
2%
1%
2%
3%
Work from home
10%
13%
14%
15%
Other means
2%
1%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Much as in Macomb County, 1.3% of households in Roseville have more than one person per room.
Fewer people live in each home here: 2.21 on average, against 2.43 in Macomb County.
To get to work, 76% of workers in Roseville drive alone; in Macomb County, 76%.
Do the math
What would you pay each month for a home in Roseville?
A typical home is within reach of the typical income
We start with a typical home in Roseville, worth $155,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 26% of the typical household income in Roseville, which is $62,182 a year.
The calculator's FHA and conventional loan limits are those of all of Macomb County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Roseville. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $5,453 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,364
at 7.18% · 30 years
Loan amount
$152,978
Total interest
$220,100
Paid off in
November 2056
Includes $2,631 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,451 a month
Your payment · 26%
Tight
$1,451 to $1,865 a month
Hard
more than $1,865 a month
Compared with the typical household income in Roseville ($62,182 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,036
Property tax
$193
Home insurance
$65
FHA mortgage insurance (MIP)
$69
You need at least $5,453 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,364; principal and interest $1,036.
The city and its county
Roseville and Macomb County
Roseville is in Macomb County, Michigan. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Roseville
Map of Macomb County, Michigan, with Roseville marked. Around it, the neighboring counties.
Roseville
Macomb County
Other cities with a page
Roseville's own numbers
Typical home value
$155,800
Typical monthly rent
$1,233
Typical yearly household income
$62,182
Households that own their home
66%
Effective property tax rate
1.49%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Macomb County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,459
Price change over 5 years (FHFA)
+47%
Homes in a high flood-risk zone
1.2%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Macomb County.
A typical home in Roseville is worth $155,800: 36% below the county and 33% below Michigan. With the typical household income in Roseville ($62,182 a year), a typical home costs 2.5 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Roseville2.5 years
Macomb3.1 years
Michigan3.2 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Macomb County
According to FHFA’s house price index, home prices in Macomb County rose 92% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Macomb County.
Yearly change in FHFA’s price index in Macomb County, 2016 to 2025
2016: +5.5% +5.5% 2016
2017: +7.4% +7.4% 2017
2018: +6.5% +6.5% 2018
2019: +4.5% +4.5% 2019
2020: +3.6% +3.6% 2020
2021: +12.4% +12.4% 2021
2022: +11.7% +11.7% 2022
2023: +5.3% +5.3% 2023
2024: +6.8% +6.8% 2024
2025: +4.1% +4.1% 2025
Change in FHFA’s price index in Macomb County, Michigan and the United States
Period
County
Michigan
U.S.
Last year (2025)
+4.1%
+4.7%
+2.9%
5 years (2020–2025)
+47%
+52%
+47%
10 years (2015–2025)
+92%
+97%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Roseville next to Macomb County, Michigan and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Roseville$155,800
Macomb$243,900
Michigan$231,600
United States$332,700
Typical monthly rent
Roseville$1,233
Macomb$1,211
Michigan$1,129
United States$1,413
Typical yearly household income
Roseville$62,182
Macomb$77,837
Michigan$72,875
United States$80,734
See the full table
Roseville next to Macomb County and Michigan
Measure
Roseville
Macomb County
Michigan
U.S.
Typical home value
$155,800 ▼36% below the county
$243,900
$231,600
$332,700
Typical monthly rent
$1,233
$1,211
$1,129
$1,413
Typical yearly household income
$62,182 ▼20% below the county
$77,837
$72,875
$80,734
Households that own their home
66% ▼9 points below the county
75%
73%
65%
Typical yearly property tax
$2,320 ▼32% below the county
$3,404
$2,904
$3,119
Effective property tax rate
1.49% ▲0.09 points above the county
1.4%
1.25%
0.94%
Renters with high rent for their income
54% ▲4 points above the county
51%
50%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Macomb County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Roseville
For a typical $155,800 home in Roseville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Roseville's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,364a month
Least cash to close
Down payment
$5,453
Cash to close
$10,127
Rate
7.18%
Mortgage insurance
FHA MIP · $69
Conventional, 5% down$1,335a month
Down payment
$7,790
Cash to close
$12,464
Rate
7.18%
Mortgage insurance
PMI · $74
Conventional, 20% down, no PMI$1,103a month
Down payment
$31,160
Cash to close
$35,834
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,247a month
Down payment
$23,370
Cash to close
$28,044
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Roseville
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,364
$5,453
$152,978
7.18%
FHA MIP · $69
$10,127
580
Conventional, 5% down
$1,335
$7,790
$148,010
7.18%
PMI · $74
$12,464
620*
Conventional, 20% down, no PMI
$1,103
$31,160
$124,640
7.18%
None
$35,834
620*
ITIN, 15% down (example)
$1,247
$23,370
$132,430
8.18%
None
$28,044
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Roseville is $1,233 a month: about the same as the county. In Roseville, 54% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Macomb County, by unit size. To pay the 2-bedroom one ($1,459 a month) without spending more than 30% of your income, you would need to earn $28.06 an hour working full time.
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in Macomb County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Roseville or Macomb County. The ones below are statewide in Michigan: they work in Roseville the same as in the rest of the state.
Michigan state agency loan of up to $10,000, with no interest and no monthly payments, for the down payment, closing costs and prepaid expenses; it goes with MSHDA's MI Home Loan mortgage and is repaid in certain cases, such as when you pay off the first mortgage, sell or refinance the home, or no longer live in it.Offered by Michigan State Housing Development Authority (MSHDA).
Michigan state authority certificate that lets you take 20% of the interest you pay each year on your mortgage off your federal taxes, for the life of the loan; you apply with an approved lender before you buy.Offered by Michigan State Housing Development Authority (MSHDA).
No legal help resource on our list is for Roseville or Macomb County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Roseville and all of Macomb County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Roseville?
The typical home value in Roseville is $155,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Macomb County it is $243,900.
How much does it cost to rent in Roseville?
Typical rent in Roseville is $1,233 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Macomb County is $1,459.
What is the FHA loan limit in Roseville?
Roseville uses the FHA limit for all of Macomb County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Roseville?
The typical homeowner in Roseville pays $2,320 a year, according to the U.S. Census Bureau. That is 1.49% of the home’s value; in Macomb County, the rate is 1.4%.
Where can I find free help to buy or rent in Roseville?
There are 2 HUD-approved counseling agencies with an office in Macomb County. They can help you get ready to buy, with your credit, or with rent.
