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City · 25,428 residents · Wayne County, Michigan

Inkster , Michigan

In Inkster, a typical home is worth $80,400 and typical rent is $1,170 a month. Compared with all of Wayne County, the typical home value is 55% lower, typical household income is 35% lower, and the share of households that own their home is 18 points lower.

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  • Typical home value

    $80,400

    55% below the county

    65% below Michigan

    • Inkster
    • Wayne
    • Michigan

  • Typical rent

    $1,170a month

    3% above the county

    4% above Michigan

    • Inkster
    • Wayne
    • Michigan

  • Typical household income

    $39,252a year

    35% below the county

    46% below Michigan

    • Inkster
    • Wayne
    • Michigan

  • Households that own their home

    47%

    18 points below the county

    26 points below Michigan

    • Inkster
    • Wayne
    • Michigan

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$105,721
1.4% more than 12 months ago
Typical rent
$1,211 a month
1.2% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Inkster is in Wayne County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Wayne County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Inkster apart

What this place has that others do not, from public data, most unusual first.

  1. The typical home in Inkster is worth $80,400, 55% less than in Wayne County as a whole ($178,500).

  2. Inkster has the 7th lowest typical household income of the 179 cities in Michigan with more than 5,000 people ($39,252).

  3. 47% of households in Inkster own their home, against 65% in Wayne County.

  4. Nearby, in Wayne, the typical rent is $974: 17% less than in Inkster ($1,170).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Inkster

What homes there are in Inkster, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 73% of homes here, against 70% in Wayne County.

Year built

By age, homes in Inkster look like those in Wayne County: the typical year built is 1957.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

By rent, most homes in Inkster cost less than HUD's 2-bedroom fair market rent ($1,459): about 77%.

With a mortgage

$1,215 a month

Wayne County: $1,556 a month

Without a mortgage

$536 a month

Wayne County: $612 a month

Owners with a mortgage

43%

Wayne County: 52%

Owning costs less in Inkster: with a mortgage, the typical cost is $1,215 a month; in Wayne County, $1,556. Without one, $536.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in Inkster gained value faster than in Wayne County: 65% against 58%.

Much as in Wayne County, the typical rent in Inkster rose 32% since 2015–2019.

Housing prices ran ahead of income in Inkster: typical income rose 23%, against +65% for home values and +32% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureInksterWayne CountyMichiganUnited States
Rental vacancy Unreliable estimate4.6%5.1%5.5%
Homeowner vacancy Unreliable estimate1.5%0.8%0.9%
More than one person per room Unreliable estimate2.2%1.6%3.4%
People per household 2.592.502.422.53
Drive alone 77%72%74%69%
Carpool 10%9%8%9%
Public transit Unreliable estimate2%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 6%14%14%15%
Other means Unreliable estimate2%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

By size, households in Inkster look like those in Wayne County: 2.59 people on average.

In Inkster, 77% of workers drive alone to work; in Wayne County, 72%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Inkster?

A typical home is within reach of the typical income

We start with a typical home in Inkster, worth $80,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 23% of the typical household income in Inkster, which is $39,252 a year.

The calculator's FHA and conventional loan limits are those of all of Wayne County.

Your numbers

Local data
$

Starts at the typical home value in Inkster. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $2,814 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$758

at 7.18% · 30 years

Loan amount
$78,944
Total interest
$113,582
Paid off in
November 2056

Includes $1,358 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $916 a month

    Your payment · 23%

  • Tight

    $916 to $1,178 a month

  • Hard

    more than $1,178 a month

Compared with the typical household income in Inkster ($39,252 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$758
Principal & interest$535
Property tax$154
Home insurance$34
FHA mortgage insurance (MIP)$36

You need at least $2,814 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Inkster and Wayne County

Inkster is in Wayne County, Michigan. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Inkster's own numbers

Typical home value
$80,400
Typical monthly rent
$1,170
Typical yearly household income
$39,252
Households that own their home
47%
Effective property tax rate
2.3%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Wayne County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,459
Price change over 5 years (FHFA)
+49%
Homes in a high flood-risk zone
2%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Wayne County.

Everything about Wayne County

Buying

Buying a home in Inkster

A typical home in Inkster is worth $80,400: 55% below the county and 65% below Michigan. With the typical household income in Inkster ($39,252 a year), a typical home costs 2.0 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Inkster 2.0 years
  • Wayne 2.9 years
  • Michigan 3.2 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Wayne County

According to FHFA’s house price index, home prices in Wayne County rose 97% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Wayne County.

Period County Michigan U.S.
Last year (2025) +5.3% +4.7% +2.9%
5 years (2020–2025) +49% +52% +47%
10 years (2015–2025) +97% +97% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Inkster next to Wayne County, Michigan and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Inkster $80,400
  • Wayne $178,500
  • Michigan $231,600
  • United States $332,700
Typical monthly rent
  • Inkster $1,170
  • Wayne $1,132
  • Michigan $1,129
  • United States $1,413
Typical yearly household income
  • Inkster $39,252
  • Wayne $60,539
  • Michigan $72,875
  • United States $80,734
See the full table
Inkster next to Wayne County and Michigan
Measure Inkster Wayne County Michigan U.S.
Typical home value $80,400 $178,500 $231,600 $332,700
Typical monthly rent $1,170 $1,132 $1,129 $1,413
Typical yearly household income $39,252 $60,539 $72,875 $80,734
Households that own their home 47% 65% 73% 65%
Typical yearly property tax $1,847 $2,904 $2,904 $3,119
Effective property tax rate 2.3% 1.63% 1.25% 0.94%
Renters with high rent for their income 56% 54% 50% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Wayne County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Inkster

For a typical $80,400 home in Inkster, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Inkster's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $758a month

    Least cash to close
    Down payment
    $2,814
    Cash to close
    $5,226
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $36

  • Conventional, 5% down $743a month

    Down payment
    $4,020
    Cash to close
    $6,432
    Rate
    7.18%
    Mortgage insurance
    PMI · $38

  • Conventional, 20% down, no PMI $623a month

    Down payment
    $16,080
    Cash to close
    $18,492
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $698a month

    Down payment
    $12,060
    Cash to close
    $14,472
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Inkster and for Wayne County.

Property tax

Effective rate in Inkster

2.3%of the home’s value each year

$1,847 a year for the typical owner in Inkster.

  • Inkster 2.3%
  • Wayne 1.63%
  • Michigan 1.25%

What Michigan publishes Principal Residence Exemption (PRE) from school operating tax (Michigan Legislature (Michigan Compiled Laws))

Exemptions and deadlines in Michigan

Flood risk in Wayne County

FEMA does not publish these numbers by city: they are for all of Wayne County.

Homes in the high-risk zone
2%
12,730
Of those, with NFIP insurance
22%
County Michigan U.S.
Homes in the high-risk zone 2% 1.6% 3.5%
Of those, with NFIP insurance 22% 18% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Inkster

Typical rent in Inkster is $1,170 a month: 3% above the county. In Inkster, 56% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Wayne County, by unit size. To pay the 2-bedroom one ($1,459 a month) without spending more than 30% of your income, you would need to earn $28.06 an hour working full time.

HUD fair market rent for all of Wayne County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,047 $20.13 $41,880
1 bedroom $1,167 $22.44 $46,680
2 bedrooms $1,459 $28.06 $58,360
3 bedrooms $1,777 $34.17 $71,080
4 bedrooms $1,929 $37.10 $77,160

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Inkster

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Inkster is in ZIP code 48141.

For 2 bedrooms it is $1,460: $1 more than the fair market rent for Wayne County ($1,459).

  • 48141 $1,460$1,780

A ZIP code counts for Inkster when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Inkster

HUD lists 7 buildings with rents for lower incomes in Inkster. These are the largest.

  • Lemoyne Gardens 1900 Inkster Rd, Inkster 48141 340 homes, 259 low-income · Run by Inkster Housing Commission · Average payment: $335 a month · Average wait: 29 months (313) 561-2600
  • Thompson Tower Apts 27727 Michigan Ave, Inkster 48141 300 homes, 240 low-income · 1 bd: 240 · 2 bd: 60 · In service since 2000 · For older adults (313) 565-3022
  • Cherry Hill Place 29477 Cherry Hill Rd, Inkster 48141 150 low-income homes · For older adults (734) 595-2882
  • Lemoyne Gardens 29910 Pine St, Inkster 48141 136 low-income homes · Run by Inkster Housing Commission · Average payment: $375 a month · Average wait: 49 months (313) 561-2600
  • Hamlin Place Estates 2680 Hamlin Dr, Inkster 48141 84 low-income homes · 2 bd: 42 · 3 bd: 42 · In service since 1999

See all 448 buildings in Wayne County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Inkster

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 18 HUD-approved agencies with an office in Wayne County; 4 say they serve in Spanish.

A man smiles on a bench outside his apartment building.

HUD counseling is free or low-cost

Assistance programs in Inkster

No down payment, repair or rent-help program on our list is for Inkster or Wayne County. The ones below are statewide in Michigan: they work in Inkster the same as in the rest of the state.

Which programs do I qualify for? All programs in Michigan

  • MI 10K DPA Loan

    Statewide in Michigan

    Michigan state agency loan of up to $10,000, with no interest and no monthly payments, for the down payment, closing costs and prepaid expenses; it goes with MSHDA's MI Home Loan mortgage and is repaid in certain cases, such as when you pay off the first mortgage, sell or refinance the home, or no longer live in it. Offered by Michigan State Housing Development Authority (MSHDA).

    Deferred

    See the program Official page

  • Mortgage Credit Certificate (MCC)

    Statewide in Michigan

    Michigan state authority certificate that lets you take 20% of the interest you pay each year on your mortgage off your federal taxes, for the life of the loan; you apply with an approved lender before you buy. Offered by Michigan State Housing Development Authority (MSHDA).

    Tax credit

    See the program Official page

Housing counselors near Inkster

The HUD-approved agencies closest to the center of Inkster, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Seed - Sowing Empowerment and Economic Development

    8570 Grandmont Ave, Detroit · 7 miles away

    • Pre-purchase counseling
    • Homebuyer education workshops
    (313) 939-2024

  • Foundation for Pops

    17500 Dix Rd, Melvindale · 8 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 9 more
    (833) 767-7111

  • Bridging Communities, Inc.

    6900 McGraw St, Detroit · 10 miles away · Spanish

    • Mortgage delinquency and default
    • Home improvement and repairs
    • and 2 more
    (313) 361-6377

Every agency in Wayne County All counseling agencies in Michigan

Help in Spanish near Inkster

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Inkster

HUD’s record names them for Inkster or Wayne County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Inkster Housing Commission Public housing and Section 8 vouchers (313) 561-2600

16 other authorities have an office in Wayne County: see the list Source: HUD

Cities

Other cities in Wayne County

These cities are also in Wayne County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Wayne County Housing in Michigan
See 17 more cities in Wayne County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Inkster, with the typical home value.

Neighboring counties

If Wayne County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Inkster.

All guides
A man and two girls read a book together on the sofa.

Questions

Housing questions about Inkster

Short answers with the numbers for Inkster and all of Wayne County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Inkster?

The typical home value in Inkster is $80,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Wayne County it is $178,500.

How much does it cost to rent in Inkster?

Typical rent in Inkster is $1,170 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Wayne County is $1,459.

What is the FHA loan limit in Inkster?

Inkster uses the FHA limit for all of Wayne County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Inkster?

The typical homeowner in Inkster pays $1,847 a year, according to the U.S. Census Bureau. That is 2.3% of the home’s value; in Wayne County, the rate is 1.63%.

Where can I find free help to buy or rent in Inkster?

There are 18 HUD-approved counseling agencies with an office in Wayne County. 4 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).