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City · 27,925 residents · Wayne County, Michigan

Allen Park , Michigan

In Allen Park, a typical home is worth $183,700 and typical rent is $1,246 a month. Compared with all of Wayne County, typical household income is 35% higher, typical rent is 10% higher, and the share of households that own their home is 23 points higher.

Allen Park in numbers

  • Typical home value

    $183,700

    3% above the county

    21% below Michigan

    • Allen Park
    • Wayne
    • Michigan
  • Typical rent

    $1,246a month

    10% above the county

    10% above Michigan

    • Allen Park
    • Wayne
    • Michigan
  • Typical household income

    $81,655a year

    35% above the county

    12% above Michigan

    • Allen Park
    • Wayne
    • Michigan
  • Households that own their home

    87%

    23 points above the county

    14 points above Michigan

    • Allen Park
    • Wayne
    • Michigan

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$206,420
1.2% more than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $164,984 to $206,420.
Typical rent
$1,395 a month
Typical rent from Zillow, March 2026 to September 2026: from $1,328 to $1,395.

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Allen Park is in Wayne County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Wayne County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Allen Park apart

What this place has that others do not, from public data, most unusual first.

  1. Allen Park has the 3rd smallest share of rent-burdened renters of the 168 cities in Michigan with more than 5,000 people (31%).

  2. Nearby, in Ecorse, the typical home value is $65,400: 64% less than in Allen Park ($183,700).

  3. 87% of households in Allen Park own their home, against 65% in Wayne County.

  4. Nearby, in Ecorse, the typical rent is $840: 33% less than in Allen Park ($1,246).

  5. The typical household income in Allen Park is $81,655, 35% more than in Wayne County as a whole ($60,539).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Allen Park

What homes there are in Allen Park, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Allen Park and its comparisons
MeasureAllen ParkWayne CountyMichiganUnited States
Detached house 92%70%72%61%
Attached house 2%6%5%6%
Building of 2 to 4 Unreliable estimate7%5%8%
Apartments (5 or more) 4%16%13%19%
Mobile home Unreliable estimate2%5%6%
Boat, RV and other Unreliable estimate0%0%0%

The detached house rules in Allen Park: 92% of homes, more than in Wayne County (70%).

Year built
Year built: Allen Park and its comparisons
MeasureAllen ParkWayne CountyMichiganUnited States
Before 1960 77%59%36%26%
1960–1979 17%21%26%24%
1980–1999 4%11%22%25%
2000–2009 1%6%10%14%
2010 or later Unreliable estimate3%6%11%

In Allen Park, half of the homes were built before 1955; in Wayne County, before 1956.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Allen Park and its comparisons
MeasureAllen Park
Under $100K 5%
$100K–$200K 55%
$200K–$300K 32%
$300K–$500K 7%
$500K–$750K Unreliable estimate
$750K–$1M Unreliable estimate
$1M or more Unreliable estimate

With an FHA limit of $541,287, at least 99% of owner-occupied homes in Allen Park sit below it: they are worth less than $500,000.

Monthly rent with utilities
Monthly rent with utilities: Allen Park and its comparisons
MeasureAllen Park
Under $500 Unreliable estimate
$500–$999 24%
$1,000–$1,499 46%
$1,500–$1,999 Unreliable estimate
$2,000–$2,499 11%
$2,500–$2,999 Unreliable
$3,000 or more Unreliable

With a mortgage

$1,473 a month

Wayne County: $1,556 a month

Without a mortgage

$588 a month

Wayne County: $612 a month

Owners with a mortgage

58%

Wayne County: 52%

In Allen Park, 58% of owners have a mortgage, and their typical cost is $1,473 a month, against $1,556 in Wayne County. Without one it drops to $588.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Allen Park and its comparisons
MeasureAllen ParkWayne CountyMichiganUnited States
Typical home value +48%+58%+50%+53%
Typical rent +27%+29%+30%+33%
Typical household income +22%+28%+28%+29%

From 2015–2019 to 2020–2024, the typical home value in Allen Park rose 48%; in Wayne County, it rose 58%.

Rents in Allen Park rose at about the same pace as in Wayne County: 27% since 2015–2019, against 29%.

Here income did not keep up with housing: it rose 22%, while home values changed +48% and rent +27%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Allen Park and its comparisons
MeasureAllen ParkWayne CountyMichiganUnited States
Rental vacancy Unreliable estimate4.6%5.1%5.5%
Homeowner vacancy Unreliable estimate1.5%0.8%0.9%
More than one person per room Unreliable estimate2.2%1.6%3.4%
People per household 2.362.502.422.53
Drive alone 82%72%74%69%
Carpool 7%9%8%9%
Public transit Unreliable estimate2%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 10%14%14%15%
Other means Unreliable estimate2%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

On average, a household in Allen Park has 2.36 people, fewer than in Wayne County (2.50).

In Allen Park, 82% of workers drive alone to work; in Wayne County, 72%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Allen Park?

A typical home is within reach of the typical income

We start with a typical home in Allen Park, worth $183,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 25% of the typical household income in Allen Park, which is $81,655 a year.

The calculator's FHA and conventional loan limits are those of all of Wayne County.

Your numbers

Local data
$

Starts at the typical home value in Allen Park. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $6,430 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,669

at 7.18% · 30 years

Loan amount
$180,372
Total interest
$259,513
Paid off in
November 2056

Includes $3,102 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,905 a month

    Your payment · 25%

  • Tight

    $1,905 to $2,450 a month

  • Hard

    more than $2,450 a month

Compared with the typical household income in Allen Park ($81,655 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,669
Monthly payment breakdown
Principal & interest$1,222
Property tax$289
Home insurance$77
FHA mortgage insurance (MIP)$81

You need at least $6,430 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $1,669; principal and interest $1,222.

The city and its county

Allen Park and Wayne County

Allen Park is in Wayne County, Michigan. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Wayne County, Michigan, with Allen Park marked. Around it, the neighboring counties.

Allen Park's own numbers

Typical home value
$183,700
Typical monthly rent
$1,246
Typical yearly household income
$81,655
Households that own their home
87%
Effective property tax rate
1.89%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Wayne County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,459
Price change over 5 years (FHFA)
+49%
Homes in a high flood-risk zone
2%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Wayne County.

Everything about Wayne County

Buying

Buying a home in Allen Park

A typical home in Allen Park is worth $183,700: 3% above the county and 21% below Michigan. With the typical household income in Allen Park ($81,655 a year), a typical home costs 2.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Allen Park 2.2 years
  • Wayne 2.9 years
  • Michigan 3.2 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Wayne County

According to FHFA’s house price index, home prices in Wayne County rose 97% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Wayne County.

Yearly change in FHFA’s price index in Wayne County, 2016 to 2025
  1. 2020: +3.7%
  2. 2021: +11.3%
  3. 2022: +12.0%
  4. 2023: +6.5%
  5. 2024: +7.0%
  6. 2025: +5.3%
Change in FHFA’s price index in Wayne County, Michigan and the United States
Period County Michigan U.S.
Last year (2025) +5.3% +4.7% +2.9%
5 years (2020–2025) +49% +52% +47%
10 years (2015–2025) +97% +97% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Allen Park next to Wayne County, Michigan and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Allen Park $183,700
  • Wayne $178,500
  • Michigan $231,600
  • United States $332,700
Typical monthly rent
  • Allen Park $1,246
  • Wayne $1,132
  • Michigan $1,129
  • United States $1,413
Typical yearly household income
  • Allen Park $81,655
  • Wayne $60,539
  • Michigan $72,875
  • United States $80,734
See the full table
Allen Park next to Wayne County and Michigan
Measure Allen Park Wayne County Michigan U.S.
Typical home value $183,700 3% above the county $178,500 $231,600 $332,700
Typical monthly rent $1,246 10% above the county $1,132 $1,129 $1,413
Typical yearly household income $81,655 35% above the county $60,539 $72,875 $80,734
Households that own their home 87% 23 points above the county 65% 73% 65%
Typical yearly property tax $3,476 20% above the county $2,904 $2,904 $3,119
Effective property tax rate 1.89% 0.26 points above the county 1.63% 1.25% 0.94%
Renters with high rent for their income 31% 23 points below the county 54% 50% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Wayne County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Allen Park

For a typical $183,700 home in Allen Park, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Allen Park's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,669a month

    Least cash to close
    Down payment
    $6,430
    Cash to close
    $11,941
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $81
  • Conventional, 5% down $1,635a month

    Down payment
    $9,185
    Cash to close
    $14,696
    Rate
    7.18%
    Mortgage insurance
    PMI · $87
  • Conventional, 20% down, no PMI $1,361a month

    Down payment
    $36,740
    Cash to close
    $42,251
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $1,531a month

    Down payment
    $27,555
    Cash to close
    $33,066
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Allen Park and for Wayne County.

Property tax

Effective rate in Allen Park

1.89%of the home’s value each year

$3,476 a year for the typical owner in Allen Park.

  • Allen Park 1.89%
  • Wayne 1.63%
  • Michigan 1.25%

What Michigan publishes Principal Residence Exemption (PRE) from school operating tax (Michigan Legislature (Michigan Compiled Laws))

Exemptions and deadlines in Michigan

Flood risk in Wayne County

FEMA does not publish these numbers by city: they are for all of Wayne County.

Homes in the high-risk zone
2%
12,730
Of those, with NFIP insurance
22%
Homes in the high-risk zone and with NFIP insurance: Wayne County, Michigan and the U.S.
Measure County Michigan U.S.
Homes in the high-risk zone 2% 1.6% 3.5%
Of those, with NFIP insurance 22% 18% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Allen Park

Typical rent in Allen Park is $1,246 a month: 10% above the county. In Allen Park, 31% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Wayne County, by unit size. To pay the 2-bedroom one ($1,459 a month) without spending more than 30% of your income, you would need to earn $28.06 an hour working full time.

HUD fair market rent for all of Wayne County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Wayne County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $1,047 $20.13 $41,880
1 bedroom $1,167 $22.44 $46,680
2 bedrooms $1,459 $28.06 $58,360
3 bedrooms $1,777 $34.17 $71,080
4 bedrooms $1,929 $37.10 $77,160

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Allen Park

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Allen Park is in ZIP code 48101.

For 2 bedrooms it is $1,450: $9 less than the fair market rent for Wayne County ($1,459).

  • 48101 $1,450$1,770

A ZIP code counts for Allen Park when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Allen Park

HUD lists one building with rents for lower incomes in Allen Park.

  • Leo L Paluch Senior Citizen Apartments 17000 Champaign Rd, Allen Park 48101 62 homes, 61 low-income · Run by Allen Park Housing Commission · Average payment: $495 a month · Average wait: 51 months (313) 928-5970

See all 448 buildings in Wayne County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Allen Park

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 18 HUD-approved agencies with an office in Wayne County; 4 say they serve in Spanish.

A pregnant woman reads paperwork on the sofa while the grandmother plays with the girl on the floor.

HUD counseling is free or low-cost

Assistance programs in Allen Park

No down payment, repair or rent-help program on our list is for Allen Park or Wayne County. The ones below are statewide in Michigan: they work in Allen Park the same as in the rest of the state.

  • MI 10K DPA Loan

    Statewide in Michigan

    Michigan state agency loan of up to $10,000, with no interest and no monthly payments, for the down payment, closing costs and prepaid expenses; it goes with MSHDA's MI Home Loan mortgage and is repaid in certain cases, such as when you pay off the first mortgage, sell or refinance the home, or no longer live in it. Offered by Michigan State Housing Development Authority (MSHDA).

  • Mortgage Credit Certificate (MCC)

    Statewide in Michigan

    Michigan state authority certificate that lets you take 20% of the interest you pay each year on your mortgage off your federal taxes, for the life of the loan; you apply with an approved lender before you buy. Offered by Michigan State Housing Development Authority (MSHDA).

Housing counselors near Allen Park

The HUD-approved agencies closest to the center of Allen Park, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Foundation for Pops

    17500 Dix Rd, Melvindale · 3 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 9 more
  • Seed - Sowing Empowerment and Economic Development

    8570 Grandmont Ave, Detroit · 7 miles away

    • Pre-purchase counseling
    • Homebuyer education workshops
  • Bridging Communities, Inc.

    6900 McGraw St, Detroit · 7 miles away · Spanish

    • Mortgage delinquency and default
    • Home improvement and repairs
    • and 2 more

Every agency in Wayne County All counseling agencies in Michigan

Help in Spanish near Allen Park

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Allen Park

HUD’s record names them for Allen Park or Wayne County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

16 other authorities have an office in Wayne County: see the list Source: HUD

Cities

Other cities in Wayne County

These cities are also in Wayne County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

See 17 more cities in Wayne County, with prices and rents

Questions

Housing questions about Allen Park

Short answers with the numbers for Allen Park and all of Wayne County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Allen Park?

The typical home value in Allen Park is $183,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Wayne County it is $178,500.

How much does it cost to rent in Allen Park?

Typical rent in Allen Park is $1,246 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Wayne County is $1,459.

What is the FHA loan limit in Allen Park?

Allen Park uses the FHA limit for all of Wayne County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Allen Park?

The typical homeowner in Allen Park pays $3,476 a year, according to the U.S. Census Bureau. That is 1.89% of the home’s value; in Wayne County, the rate is 1.63%.

Where can I find free help to buy or rent in Allen Park?

There are 18 HUD-approved counseling agencies with an office in Wayne County. 4 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).