Renting · Section 8
Data from November 2026
Renting in St. Joseph County, Indiana
St. Joseph County has a HUD fair market rent of $1,276 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,062 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $24.54 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,276
- a month, HUD, Fiscal year 2027
- 2% less than in Indiana
- Typical rent
- $1,062
- a month, Census, Average 2020–2024
- About the same as in Indiana
- Wage needed
- $24.54
- an hour, 2 bedrooms
- Or $51,040 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 49%
- spend 30% or more of income on rent
- 2% more than in Indiana
Only here
Renting in St. Joseph County: what sets it apart
What this place has that others do not, from public data, most unusual first.
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St. Joseph County has the highest typical rent in its area: $1,062, more than any of its 6 neighboring counties; next is Elkhart County ($1,047).
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St. Joseph County has the 9th lowest homeownership rate of the 92 counties in Indiana (69%).
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in St. Joseph County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in St. Joseph County was $1,258 a month in September 2026: 1.6% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $937 | $18.02 | $37,480 |
| 1 bedroom | $1,093 | $21.02 | $43,720 |
| 2 bedrooms | $1,276 | $24.54 | $51,040 |
| 3 bedrooms | $1,545 | $29.71 | $61,800 |
| 4 bedrooms | $1,677 | $32.25 | $67,080 |
HUD area: South Bend-Mishawaka, IN HUD Metro FMR Area. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 25 ZIP codes in St. Joseph County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,170 in 46536 to $1,910 in 46530. 11 ZIP codes are above the county's fair market rent ($1,276).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 46530 | Elkhart-Goshen, IN | $1,410 | $1,630 | $1,910 | $2,320 | $2,520 |
|---|---|---|---|---|---|---|
| 46530 | South Bend-Mishawaka, IN | $1,410 | $1,630 | $1,910 | $2,320 | $2,520 |
| 46536 | Marshall County, IN | $810 | $1,000 | $1,170 | $1,420 | $1,540 |
| 46536 | South Bend-Mishawaka, IN | $810 | $1,000 | $1,170 | $1,420 | $1,540 |
| 46544 | South Bend-Mishawaka, IN | $910 | $1,060 | $1,240 | $1,500 | $1,630 |
| 46545 | South Bend-Mishawaka, IN | $990 | $1,160 | $1,350 | $1,630 | $1,770 |
| 46552 | Michigan City-La Porte, IN | $940 | $1,060 | $1,260 | $1,530 | $1,700 |
| 46552 | South Bend-Mishawaka, IN | $940 | $1,060 | $1,260 | $1,530 | $1,700 |
| 46554 | Michigan City-La Porte, IN | $840 | $1,000 | $1,170 | $1,420 | $1,540 |
| 46554 | South Bend-Mishawaka, IN | $840 | $1,000 | $1,170 | $1,420 | $1,540 |
| 46556 | South Bend-Mishawaka, IN | $960 | $1,170 | $1,370 | $1,670 | $1,820 |
| 46561 | Elkhart-Goshen, IN | $1,060 | $1,210 | $1,420 | $1,740 | $1,880 |
| 46561 | South Bend-Mishawaka, IN | $1,060 | $1,210 | $1,420 | $1,740 | $1,880 |
| 46595 | South Bend-Mishawaka, IN | $940 | $1,100 | $1,280 | $1,550 | $1,680 |
| 46601 | South Bend-Mishawaka, IN | $810 | $1,000 | $1,170 | $1,420 | $1,540 |
| 46613 | South Bend-Mishawaka, IN | $900 | $1,050 | $1,220 | $1,480 | $1,600 |
| 46614 | South Bend-Mishawaka, IN | $810 | $1,000 | $1,170 | $1,420 | $1,540 |
| 46615 | South Bend-Mishawaka, IN | $870 | $1,010 | $1,180 | $1,430 | $1,550 |
| 46616 | South Bend-Mishawaka, IN | $940 | $1,100 | $1,280 | $1,550 | $1,680 |
| 46617 | South Bend-Mishawaka, IN | $1,300 | $1,520 | $1,770 | $2,140 | $2,330 |
| 46619 | South Bend-Mishawaka, IN | $870 | $1,020 | $1,190 | $1,440 | $1,560 |
| 46624 | South Bend-Mishawaka, IN | $890 | $1,040 | $1,210 | $1,460 | $1,590 |
| 46628 | South Bend-Mishawaka, IN | $960 | $1,120 | $1,310 | $1,590 | $1,720 |
| 46635 | South Bend-Mishawaka, IN | $850 | $1,000 | $1,170 | $1,420 | $1,540 |
| 46637 | South Bend-Mishawaka, IN | $1,040 | $1,220 | $1,420 | $1,720 | $1,870 |
- 46530 · Elkhart-Goshen, IN $1,910$2,320
- 46530 · South Bend-Mishawaka, IN $1,910$2,320
- 46536 · Marshall County, IN $1,170$1,420
- 46536 · South Bend-Mishawaka, IN $1,170$1,420
- 46544 · South Bend-Mishawaka, IN $1,240$1,500
- 46545 · South Bend-Mishawaka, IN $1,350$1,630
- 46552 · Michigan City-La Porte, IN $1,260$1,530
- 46552 · South Bend-Mishawaka, IN $1,260$1,530
- 46554 · Michigan City-La Porte, IN $1,170$1,420
- 46554 · South Bend-Mishawaka, IN $1,170$1,420
- 46556 · South Bend-Mishawaka, IN $1,370$1,670
- 46561 · Elkhart-Goshen, IN $1,420$1,740
- 46561 · South Bend-Mishawaka, IN $1,420$1,740
- 46595 · South Bend-Mishawaka, IN $1,280$1,550
- 46601 · South Bend-Mishawaka, IN $1,170$1,420
- 46613 · South Bend-Mishawaka, IN $1,220$1,480
- 46614 · South Bend-Mishawaka, IN $1,170$1,420
- 46615 · South Bend-Mishawaka, IN $1,180$1,430
- 46616 · South Bend-Mishawaka, IN $1,280$1,550
- 46617 · South Bend-Mishawaka, IN $1,770$2,140
- 46619 · South Bend-Mishawaka, IN $1,190$1,440
- 46624 · South Bend-Mishawaka, IN $1,210$1,460
- 46628 · South Bend-Mishawaka, IN $1,310$1,590
- 46635 · South Bend-Mishawaka, IN $1,170$1,420
- 46637 · South Bend-Mishawaka, IN $1,420$1,720
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In St. Joseph County, 49% of renter households are in that position; in Indiana, 48%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
49%
of renter households spend 30% or more of their income on rent.
33,230 households rent in St. Joseph County
- Spend half or more of their income 25%
- Spend 30% or more, but less than half 25%
- Spend less than 30% 51%
Compared with the state and the country
- St. Joseph 49%
- Indiana 48%
- United States 51%
Low-income apartments
Low-income apartments in St. Joseph County
HUD lists 54 properties with homes for low-income households in St. Joseph County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 23
- HUD-assisted
- 25
- public housing
- 6
4,886 homes in all; 4,096 of them low-income, according to HUD.
- Karl King Tower HUD-assisted 515 E Monroe St, South Bend 46601 219 low-income homes · For older adults · (574) 282-2896
- Fairington Apartments South Bend HUD-assisted 1220 E Fairington Cir, South Bend 46614 201 low-income homes · For older adults · (574) 291-2031
- Plaza Apts & Monroe Cir Public housing 501 Alonzo Watson Dr, South Bend 46601 184 low-income homes · Run by Housing Authority of South Bend · Average payment: $267 a month · Average wait: 14 months · (574) 235-9346
- Beacon Heights HUD-assisted 3401 Ardmore Trl, South Bend 46628 174 low-income homes · For families · (574) 234-0920
- Northwest Plaza Public housing 1253 S Bend Ave, South Bend 46617 165 homes, 162 low-income · Run by Housing Authority of South Bend · Average payment: $387 a month · Average wait: 33 months · (574) 235-9346
- River View 500 Public housing 500 Lincolnway E, Mishawaka 46544 151 low-income homes · Run by Housing Authority of the City of Mishawaka · Average payment: $421 a month · Average wait: 12 months · (574) 258-1658
- Miami Hills Apartments HUD-assisted 3455 High St, South Bend 46614 151 homes, 150 low-income · For families · (574) 291-3773
- Corby Homes HUD-assisted 1022 Patty Ln, South Bend 46615 150 low-income homes · For families · (574) 234-3812
- Lasalle Park Homes HUD-assisted 102 S Falcon St, South Bend 46619 150 homes, 149 low-income · For families · (574) 233-5119
- Barbee Creek Village Public housing 506 E 12th St, Mishawaka 46544 148 low-income homes · Run by Housing Authority of the City of Mishawaka · Average payment: $395 a month · Average wait: 44 months · (574) 258-1658
- Northwest Plaza Public housing 1845 Fremont St, South Bend 46628 143 low-income homes · Run by Housing Authority of South Bend · Average payment: $381 a month · Average wait: 19 months · (574) 235-9346
- The Preserve at Fir Road Tax credit (LIHTC) 2705 Spicer Ln, Mishawaka 46545 144 homes, 122 low-income · 2 bd: 76 · 3 bd: 46 · 4 bd: 22 · In service since 2008 · For people with disabilities, families
- Silver Birch of Mishawaka Tax credit (LIHTC) 3630 Hickory Rd, Mishawaka 46545 119 low-income homes · Studio: 69 · 1 bd: 45 · In service since 2019
- Silver Birch of Mishawaka Tax credit (LIHTC) 3630 Hickory Rd, Mishawaka 46545 119 low-income homes · Studio: 68 · 1 bd: 51 · In service since 2019
- Prairie Apts Phase I Tax credit (LIHTC) 2630 Prairie Ave, South Bend 46614 108 low-income homes · 1 bd: 7 · 2 bd: 52 · 3 bd: 36 · 4 bd: 13 · In service since 2008 · For people with disabilities, families, people experiencing homelessness
- Parkview Terrace HUD-assisted 511/517/523/529 E. 12th Street, Mishawaka 46544 108 homes, 107 low-income · For families · (574) 259-0448
- 100 Center Hi-Rise HUD-assisted 100 N Center St, Mishawaka 46544 104 low-income homes · For older adults · (574) 256-0616
- Chicago Trail Village HUD-assisted 31891 Chicago Trl, New Carlisle 46552 102 low-income homes · For older adults · (219) 654-7221
- Laurel Woods Apartments HUD-assisted 601-631 Lindenwood Drive W, South Bend 46637 100 low-income homes · For families · (219) 277-7075
- Plaza Apts & Monroe Cir Public housing 1013 Laurel Ct, South Bend 46601 96 homes, 95 low-income · Run by Housing Authority of South Bend · Average payment: $292 a month · Average wait: 18 months · (574) 235-9346
- Arbors at Ironwood Apts I Tax credit (LIHTC) 1310 Blossom Dr, Mishawaka 46544 88 low-income homes · 1 bd: 8 · 2 bd: 48 · 3 bd: 32 · In service since 2001
- Dunedin Apts Phase II Tax credit (LIHTC) 53880 Generations Dr, South Bend 46635 84 low-income homes · 1 bd: 36 · 2 bd: 36 · 3 bd: 12 · In service since 1998
- Saint Joseph Tower HUD-assisted 316 S Saint Joseph St, South Bend 46601 84 low-income homes · For older adults · (574) 232-8111
- The Robertson's Building Tax credit (LIHTC) 211 S Michigan St, South Bend 46601 92 homes, 80 low-income · Studio: 14 · 1 bd: 52 · 2 bd: 26 · In service since 1997
- Ahepa 100-II Apartments HUD-assisted 53871 Generations Dr, South Bend 46635 72 low-income homes · For older adults · (574) 231-7923
- Heritage Place at Lasalle Square Tax credit (LIHTC) 3224 Ardmore Trl, South Bend 46628 72 low-income homes · 1 bd: 28 · 2 bd: 44 · In service since 2012 · For older adults
- Arbors at Belleville Park II Tax credit (LIHTC) 23291 Belleville Cir, South Bend 46619 64 low-income homes · 2 bd: 32 · 3 bd: 24 · 4 bd: 8 · In service since 2004 · For families
- New Heritage Homes Southeast Tax credit (LIHTC) 501 Pennsylvania Ave, South Bend 46601 54 low-income homes · 2 bd: 31 · 3 bd: 23 · In service since 2012 · For families, people experiencing homelessness
- Ahepa Penelope 60 Apartments HUD-assisted 810 S Merrifield Ave, Mishawaka 46544 50 low-income homes · For older adults · (574) 252-4466
- Meadows - North Liberty HUD-assisted 635 Meadow Dr, North Liberty 46554 50 low-income homes · For families · (574) 656-8151
- Ahepa 100 HUD-assisted 53871 Generations Dr, South Bend 46635 50 homes, 49 low-income · For older adults · (574) 243-1300
- Linden House Mishawaka HUD-assisted 715 Fulmer Rd, Mishawaka 46544 50 homes, 49 low-income · For older adults · (574) 258-0777
- Carriage House Mishawaka I HUD-assisted 220 Portsmouth Ct, Mishawaka 46545 240 homes, 48 low-income · For families · (574) 255-9902
- Carriage House Mishawaka II HUD-assisted 216 Charleston Dr, Mishawaka 46545 240 homes, 48 low-income · For families · (574) 259-7831
- Hoffman Hotel Apartments Tax credit (LIHTC) 120 W Lasalle Ave, South Bend 46601 48 low-income homes · Studio: 12 · 1 bd: 32 · 2 bd: 4 · In service since 2016 · For families
- Lakeside Apartments HUD-assisted 806 Roosevelt Dr, Mishawaka 46544 48 low-income homes · For families · (574) 259-2655
- Lasalle Park Homes II HUD-assisted 3505 W Washington St, South Bend 46619 42 low-income homes · For older adults · (574) 287-9707
- Arbors at Ironwood Apts II Tax credit (LIHTC) 1310 Blossom Dr, Mishawaka 46544 40 low-income homes · 1 bd: 8 · 2 bd: 16 · 3 bd: 16 · In service since 2001
- Eastgate Apartments HUD-assisted 900 Roosevelt Dr, Mishawaka 46544 96 homes, 38 low-income · For families · (574) 259-2655
- Arbors at Belleville Park III Tax credit (LIHTC) 23291 Belleville Cir, South Bend 46619 40 homes, 38 low-income · 2 bd: 20 · 3 bd: 12 · 4 bd: 8 · In service since 2007
- ST Joseph County YWCA Residence Tax credit (LIHTC) 1102 Fellows St, South Bend 46601 30 homes, 26 low-income · Studio: 29 · 2 bd: 1 · In service since 2003
- South Bend Mutual Homes Tax credit (LIHTC) Scattered Site, South Bend 46616 24 low-income homes · 2 bd: 6 · 3 bd: 14 · 4 bd: 4 · In service since 2016 · For families
- Hope Transitional Housing Tax credit (LIHTC) 432 S Lafayette Blvd, South Bend 46601 22 low-income homes · 1 bd: 1 · 2 bd: 17 · 4 bd: 4 · In service since 2006
- Uhrig Apartments HUD-assisted 3001 Hope Ave, South Bend 46615 21 homes, 20 low-income · For people with disabilities · (574) 288-9926
- Historic Dunbar Corner Tax credit (LIHTC) 118 N Walnut St, South Bend 46628 15 low-income homes · 1 bd: 1 · 2 bd: 10 · 3 bd: 4 · In service since 1992
- River Court Apartments HUD-assisted 800 Riverside Dr, South Bend 46601 14 low-income homes · For people with disabilities · (574) 288-9926
- SB Thrive HUD-assisted 3301 McKinley Ave, South Bend 46615 13 low-income homes · (574) 206-6694
- Madison Group Home HUD-assisted 801 Riverside Ct, South Bend 46616 8 low-income homes · For people with disabilities · (574) 234-9923
- 1349 E Dubail Ave Tax credit (LIHTC) 1349 E Dubail Ave, South Bend 46613 1 low-income home · 3 bd: 1 · In service since 1992
- Parkview Terrace Apts Tax credit (LIHTC) 1110 Dodge Ave, Mishawaka 46544 112 homes
- Prairie Apts Phase II Tax credit (LIHTC) 2630 Prairie Ave, South Bend 46614 96 homes
- Dogwood Estates (walkerton: West York Redevelopment) Tax credit (LIHTC) 611 Lincoln Dr, Walkerton 46574 40 homes
- Mishawaka River Center Apts Tax credit (LIHTC) 402 Lincolnway W, Mishawaka 46544 27 homes
- Historic Rushton Apts Tax credit (LIHTC) 501 W Washington St, South Bend 46601 23 homes
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in St. Joseph County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 3 agencies serve in St. Joseph County. Here is what the rules say:
The rules, with their source
-
You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
-
If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
-
When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
-
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $18,550 | $30,850 | $49,350 |
| 2 people | $21,640 | $35,250 | $56,400 |
| 3 people | $27,320 | $39,650 | $63,450 |
| 4 people | $33,000 | $44,050 | $70,500 |
| 5 people | $38,680 | $47,600 | $76,150 |
| 6 people | $44,360 | $51,100 | $81,800 |
| 7 people | $50,040 | $54,650 | $87,450 |
| 8 people | $55,720 | $58,150 | $93,100 |
Area median income: $88,100. HUD income limits by family size, Fiscal year 2026. Area: South Bend-Mishawaka, IN HUD Metro FMR Area. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $843 – $1,031
- 1 bedroom $984 – $1,202
- 2 bedrooms $1,148 – $1,404
- 3 bedrooms $1,391 – $1,700
- 4 bedrooms $1,509 – $1,845
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Housing Authority of South Bend Public housing and Section 8 vouchers · 2,468 vouchers · 584 public housing units (574) 235-9346 Housing Authority of South Bend: mparham-green@housingauthoritysouthbend.org
- Housing Authority of the City of Mishawaka Public housing and Section 8 vouchers · 350 vouchers · 299 public housing units (574) 258-1658 Housing Authority of the City of Mishawaka: Christinek@mishha.org
- St. Joseph County Housing Authority Section 8 vouchers · 243 vouchers (574) 656-3545 St. Joseph County Housing Authority: ingrid@sjcha-in.com
Housing agencies in Indiana Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Indiana
What Indiana law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- When must they return my deposit?
- 45 days
- Ind. Code §32-31-3-12(a)
- If I fall behind on rent, what notice must I get?
- 10 days
- Ind. Code §32-31-1-6
- How much notice before a rent increase?
- 30 days
- Ind. Code §32-31-5-4
- Only a court order can remove youInd. Code §32-31-5-6(c)
- Protection from retaliationInd. Code §32-31-8.5-5
Help
Where to get help with rent in St. Joseph County
These are the nearest HUD-approved agencies. They counsel for free or at low cost.
-
City of Gary Department of Community Development
401 Broadway, Gary · 54 miles away
- Mortgage delinquency and default
- Budget and financial counseling
- and 7 more
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HOUSING OPPORTUNITIES, INC dba CoACTION
5240 Fountain Dr, Crown Point · 58 miles away
- Mortgage delinquency and default
- Budget and financial counseling
- and 5 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in St. Joseph County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Indiana, the average home bill was $133 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$2,552
What you need before you get the keys.
What adds up
- First month
- $1,276
- Security deposit
- $1,276
- Total
- $2,552
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in St. Joseph County?
According to HUD (Fiscal year 2027): Studio: $937; 1 bedroom: $1,093; 2 bedrooms: $1,276; 3 bedrooms: $1,545; 4 bedrooms: $1,677. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in St. Joseph County?
Paying the 2-bedroom fair market rent ($1,276) without spending more than 30% of income takes $24.54 an hour full time, or $51,040 a year.
Who qualifies for Section 8 in St. Joseph County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $44,050 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in St. Joseph County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,148 and $1,404 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in St. Joseph County?
For 2 bedrooms they run from $1,170 in 46536 to $1,910 in 46530. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in St. Joseph County?
HUD lists 54 properties with homes for low-income households in St. Joseph County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in St. Joseph County?
HUD counts rent as a burden when it reaches 30% of income or more. In St. Joseph County, 49% of renter households are in that position; in Indiana, 48%, and nationwide, 51% (Average 2020–2024, Census).