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Renting

Data from November 2026

Renting in Indiana

The typical rent in Indiana is $1,062 a month (Average 2020–2024). HUD’s fair market rent for 2 bedrooms is about $1,302 (Fiscal year 2027, population-weighted average): paying it without spending more than 30% of income takes $25.04 an hour full time. Here are the figures by size and by county, how many households spend too much, and where to ask for help.

Key numbers in Indiana

Typical rent
$1,062
per month, Average 2020–2024
25% less than the U.S.
Fair market rent, 2 BR
$1,302
HUD, Fiscal year 2027, weighted average
From $1,014 to $1,536 depending on the county.
Wage needed
$25.04
per hour, 2 bedrooms
About $52,080 a year to stay under 30% of income.
Burdened households
48%
spend 30% or more on rent
Nationwide, 51%.

Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site) Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site)

Fair market rent

What HUD sets by size

HUD publishes a fair market rent every year by area and home size; Section 8 and other programs use it to set what they cover. Here it runs from the cheapest to the most expensive area of Indiana, with the hourly wage it takes to pay it without going past 30% of income (40 hours a week).

Includes basic utilities. It is neither the lowest nor the highest rent on the market: it is a reference point.

Fair market rent by size in Indiana, Fiscal year 2027: lowest and highest value among its counties
  • Studio

    Wage: $13.58–$24.25 an hour

    Lowest: $706 Highest: $1,261

  • 1 bedroom

    Wage: $14.90–$25.69 an hour

    Lowest: $775 Highest: $1,336

  • 2 bedrooms

    Wage: $19.50–$29.54 an hour

    Lowest: $1,014 Highest: $1,536

  • 3 bedrooms

    Wage: $23.23–$38.29 an hour

    Lowest: $1,208 Highest: $1,991

  • 4 bedrooms

    Wage: $25.63–$46.63 an hour

    Lowest: $1,333 Highest: $2,425

Each bar runs from the cheapest area to the most expensive; all share one scale that starts at zero. Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Indiana, 48% of renter households are in that position; nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

48%

of renter households spend 30% or more of their income on rent.

799,766 renter households in Indiana

  • Spend half or more of their income 24%
  • Spend 30% or more, but less than half 24%
  • Spend less than 30% 52%

By place

Every county, with its figure

The 2-bedroom fair market rent, the typical rent, the hourly wage it takes and the share of burdened households, in every county in Indiana. Highest fair market rent first.

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site)

Your rights as a tenant in Indiana

What Indiana law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

A summary of state law, not legal advice. Cities may have additional rules.

When must they return my deposit?
45 days
Ind. Code §32-31-3-12(a)
If I fall behind on rent, what notice must I get?
10 days
Ind. Code §32-31-1-6
How much notice before a rent increase?
30 days
Ind. Code §32-31-5-4
  • Only a court order can remove youInd. Code §32-31-5-6(c)
  • Protection from retaliationInd. Code §32-31-8.5-5

Help

Where to ask for help with rent in Indiana

Free or official help. Demand usually exceeds funding, so waiting lists are common: ask at the agency for your county.

A Hispanic family shares a meal at the dinner table.

Tool

How much rent can you afford?

Enter your income and compare with the fair market rent in your county.

Frequently asked questions

Which county in Indiana is the most expensive to rent in?

By 2-bedroom fair market rent (Fiscal year 2027), the most expensive is Hamilton County ($1,536, about $29.54 an hour) and the cheapest Owen County ($1,014, about $19.50 an hour).

How many households in Indiana spend too much on rent?

48% of renter households in Indiana spend 30% or more of their income on rent, and 24% spend half or more (Average 2020–2024, Census). Nationwide, 51%.

What is fair market rent?

A figure HUD publishes every year by area and home size; Section 8 and other programs use it to set what they pay. It is not a market price or a cap on landlords. In Indiana, for 2 bedrooms in Fiscal year 2027, it runs from $1,014 to $1,536 depending on the county.

Where do I ask for help paying rent in Indiana?

54 public housing agencies run Section 8 vouchers and public housing in Indiana; demand usually exceeds funding and waiting lists are common. HUD-approved counseling agencies counsel for free. Your county page shows the nearest ones.