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City · 26,488 residents · Escambia County, Florida

Bellview , Florida

In Bellview, a typical home is worth $205,300 and typical rent is $1,344 a month. Compared with all of Escambia County, the typical home value is 20% lower.

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  • Typical home value

    $205,300

    20% below the county

    43% below Florida

    • Bellview
    • Escambia
    • Florida

  • Typical rent

    $1,344a month

    About the same as the county

    19% below Florida

    • Bellview
    • Escambia
    • Florida

  • Typical household income

    $69,890a year

    4% above the county

    6% below Florida

    • Bellview
    • Escambia
    • Florida

  • Households that own their home

    68%

    3 points above the county

    About the same as Florida

    • Bellview
    • Escambia
    • Florida

Source: U.S. Census Bureau, Average 2020–2024

Bellview is in Escambia County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Escambia County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Bellview apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in West Pensacola, the typical home value is $116,100: 43% less than in Bellview ($205,300).

  2. Nearby, in West Pensacola, the typical rent is $1,138: 15% less than in Bellview ($1,344).

  3. The typical home in Bellview is worth $205,300, 20% less than in Escambia County as a whole ($257,200).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Bellview

What homes there are in Bellview, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house rules in Bellview: 73% of homes, more than in Escambia County (68%).

Year built

In Bellview, half of the homes were built before 1986; in Escambia County, before 1984.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

At least 98% of owner-occupied homes in Bellview are worth less than $500,000, below the FHA loan limit for Escambia County ($541,287).

Monthly rent with utilities

With a mortgage

$1,376 a month

Escambia County: $1,654 a month

Without a mortgage

$463 a month

Escambia County: $539 a month

Owners with a mortgage

62%

Escambia County: 58%

The typical cost for an owner with a mortgage in Bellview is $1,376 a month, less than in Escambia County ($1,654); without one, $463.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Bellview rose 81% since 2015–2019, more than in Escambia County (76%).

The typical rent in Bellview rose 24% over the same time; in Escambia County, it rose 34%.

To compare: typical income in Bellview rose 29%; the home, +81%; the rent, +24%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBellviewEscambia CountyFloridaUnited States
Rental vacancy Unreliable estimate5.6%7.6%5.5%
Homeowner vacancy Unreliable estimate2.3%1.4%0.9%
More than one person per room 2.7%2.1%3.3%3.4%
People per household 2.492.382.512.53
Drive alone 78%70%70%69%
Carpool 11%9%9%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate5%2%3%
Work from home 9%14%16%15%
Other means Unreliable estimate2%2%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Much as in Escambia County, 2.7% of households in Bellview have more than one person per room.

Much as in Escambia County, a household in Bellview has 2.49 people on average.

In Bellview, 78% of workers drive alone to work; in Escambia County, 70%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Bellview?

A typical home is tight for the typical income

We start with a typical home in Bellview, worth $205,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 28% of the typical household income in Bellview, which is $69,890 a year. For that payment to be 28% of income, a household would need to earn about $70,555 a year.

The calculator's FHA and conventional loan limits are those of all of Escambia County.

Your numbers

Local data
$

Starts at the typical home value in Bellview. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $7,186 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,646

at 7.18% · 30 years

Loan amount
$201,581
Total interest
$290,028
Paid off in
November 2056

Includes $3,467 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,631 a month

  • Tight

    $1,631 to $2,097 a month

    Your payment · 28%

  • Hard

    more than $2,097 a month

Compared with the typical household income in Bellview ($69,890 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,646
Principal & interest$1,366
Property tax$104
Home insurance$86
FHA mortgage insurance (MIP)$91

You need at least $7,186 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Bellview and Escambia County

Bellview is in Escambia County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Bellview's own numbers

Typical home value
$205,300
Typical monthly rent
$1,344
Typical yearly household income
$69,890
Households that own their home
68%
Effective property tax rate
0.61%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Escambia County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,548
Price change over 5 years (FHFA)
+53%
Homes in a high flood-risk zone
6.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Escambia County.

Everything about Escambia County

Buying

Buying a home in Bellview

A typical home in Bellview is worth $205,300: 20% below the county and 43% below Florida. With the typical household income in Bellview ($69,890 a year), a typical home costs 2.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Bellview 2.9 years
  • Escambia 3.8 years
  • Florida 4.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Escambia County

According to FHFA’s house price index, home prices in Escambia County rose 119% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Escambia County.

Period County Florida U.S.
Last year (2025) −0.4% −0.5% +2.9%
5 years (2020–2025) +53% +60% +47%
10 years (2015–2025) +119% +127% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Bellview next to Escambia County, Florida and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Bellview $205,300
  • Escambia $257,200
  • Florida $359,000
  • United States $332,700
Typical monthly rent
  • Bellview $1,344
  • Escambia $1,321
  • Florida $1,669
  • United States $1,413
Typical yearly household income
  • Bellview $69,890
  • Escambia $67,500
  • Florida $74,568
  • United States $80,734
See the full table
Bellview next to Escambia County and Florida
Measure Bellview Escambia County Florida U.S.
Typical home value $205,300 $257,200 $359,000 $332,700
Typical monthly rent $1,344 $1,321 $1,669 $1,413
Typical yearly household income $69,890 $67,500 $74,568 $80,734
Households that own their home 68% 65% 68% 65%
Typical yearly property tax $1,257 $1,495 $2,730 $3,119
Effective property tax rate 0.61% 0.58% 0.76% 0.94%
Renters with high rent for their income 62% 56% 60% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Escambia County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Bellview

For a typical $205,300 home in Bellview, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Bellview's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,646a month

    Least cash to close
    Down payment
    $7,186
    Cash to close
    $13,345
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $91

  • Conventional, 5% down $1,609a month

    Down payment
    $10,265
    Cash to close
    $16,424
    Rate
    7.18%
    Mortgage insurance
    PMI · $98

  • Conventional, 20% down, no PMI $1,303a month

    Down payment
    $41,060
    Cash to close
    $47,219
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,492a month

    Down payment
    $30,795
    Cash to close
    $36,954
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Bellview and for Escambia County.

Property tax

Effective rate in Bellview

0.61%of the home’s value each year

$1,257 a year for the typical owner in Bellview.

  • Bellview 0.61%
  • Escambia 0.58%
  • Florida 0.76%

What Florida publishes Homestead exemption (Florida Department of Revenue)

Exemptions and deadlines in Florida

Flood risk in Escambia County

FEMA does not publish these numbers by city: they are for all of Escambia County.

Homes in the high-risk zone
6.5%
7,909
Of those, with NFIP insurance
62%
County Florida U.S.
Homes in the high-risk zone 6.5% 13% 3.5%
Of those, with NFIP insurance 62% 67% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Bellview

Typical rent in Bellview is $1,344 a month: about the same as the county. In Bellview, 62% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Escambia County, by unit size. To pay the 2-bedroom one ($1,548 a month) without spending more than 30% of your income, you would need to earn $29.77 an hour working full time.

HUD fair market rent for all of Escambia County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,154 $22.19 $46,160
1 bedroom $1,359 $26.13 $54,360
2 bedrooms $1,548 $29.77 $61,920
3 bedrooms $2,034 $39.12 $81,360
4 bedrooms $2,435 $46.83 $97,400

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Bellview

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Bellview is in ZIP code 32526.

For 2 bedrooms it is $1,580: $32 more than the fair market rent for Escambia County ($1,548).

  • 32526 $1,580$2,080

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Bellview when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Bellview

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in Escambia County; none says it serves in Spanish.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Bellview

No down payment, repair or rent-help program on our list is for Bellview or Escambia County. The ones below are statewide in Florida: they work in Bellview the same as in the rest of the state.

Which programs do I qualify for? All programs in Florida

Housing counselors near Bellview

The HUD-approved agencies closest to the center of Bellview, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Pensacola Habitat for Humanity

    300 W Leonard St, Pensacola · 5 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (850) 434-5456

  • Community Enterprise Investments, Incorporated

    302 North Barcelona St, Pensacola · 6 miles away

    • Mortgage delinquency workshops
    • Budget and financial counseling
    • and 10 more
    850-595-6234-206

  • University of Florida/Florida Cooperative Extension - Holmes County Cooperative Extension Service

    1169 E Highway 90, Bonifay · 100 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 7 more
    (850) 547-1108

Every agency in Escambia County All counseling agencies in Florida

Help in Spanish near Bellview

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Bellview

In HUD’s record, no housing authority with an office in Escambia County is named for Bellview or Escambia County.

2 other authorities have an office in Escambia County: see the list Source: HUD

Cities

Other cities in Escambia County

These cities are also in Escambia County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Escambia County Housing in Florida

Nearby cities

The cities closest to Bellview, with the typical home value.

Neighboring counties

If Escambia County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Bellview.

All guides
A mother holding her baby watches her daughter blow bubbles outdoors.

Questions

Housing questions about Bellview

Short answers with the numbers for Bellview and all of Escambia County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Bellview?

The typical home value in Bellview is $205,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Escambia County it is $257,200.

How much does it cost to rent in Bellview?

Typical rent in Bellview is $1,344 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Escambia County is $1,548.

What is the FHA loan limit in Bellview?

Bellview uses the FHA limit for all of Escambia County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Bellview?

The typical homeowner in Bellview pays $1,257 a year, according to the U.S. Census Bureau. That is 0.61% of the home’s value; in Escambia County, the rate is 0.58%.

Where can I find free help to buy or rent in Bellview?

There are 2 HUD-approved counseling agencies with an office in Escambia County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).