City · 7,538 residents · Randolph County, Arkansas
Pocahontas, Arkansas
In Pocahontas, a typical home is worth $120,000 and typical rent is $768 a month. Compared with all of Randolph County, typical rent is 14% higher, typical household income is 13% lower, and the share of households that own their home is 15 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $140,130 to $143,588.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Pocahontas is in Randolph County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Randolph County. See the county
What this place has that others do not, from public data, most unusual first.
1
59% of households in Pocahontas own their home, against 74% in Randolph County.
2
Nearby, in Newport, the typical rent is $597: 22% less than in Pocahontas ($768).
3
Nearby, in Cherokee Village, the typical home value is $94,600: 21% less than in Pocahontas ($120,000).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Pocahontas
What homes there are in Pocahontas, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Pocahontas
Randolph County
Arkansas
United States
Kind of home: Pocahontas and its comparisons
Measure
Pocahontas
Randolph County
Arkansas
United States
Detached house
76%
76%
70%
61%
Attached house
Unreliable estimate
Unreliable estimate
2%
6%
Building of 2 to 4
16%
7%
7%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
11%
19%
Mobile home
Unreliable estimate
14%
11%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
As in Randolph County, most homes in Pocahontas are detached houses (76%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Pocahontas
Randolph County
Arkansas
United States
Year built: Pocahontas and its comparisons
Measure
Pocahontas
Randolph County
Arkansas
United States
Before 1960
15%
12%
13%
26%
1960–1979
52%
39%
26%
24%
1980–1999
19%
26%
30%
25%
2000–2009
9%
15%
16%
14%
2010 or later
Unreliable estimate
8%
14%
11%
The typical home in Pocahontas was built in 1975, 4 years before the typical one in Randolph County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K43%
$100K–$200K33%
$200K–$300K13%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Pocahontas and its comparisons
Measure
Pocahontas
Under $100K
43%
$100K–$200K
33%
$200K–$300K
13%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50028%
$500–$99936%
HUD fair market rent, 2 bedrooms: $909
$1,000–$1,49934%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Pocahontas and its comparisons
Measure
Pocahontas
Under $500
28%
$500–$999
36%
$1,000–$1,499
34%
$1,500–$1,999
Unreliable
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
About 58% of rented homes in Pocahontas cost less than HUD's 2-bedroom fair market rent for Randolph County ($909); the rest cost more.
With a mortgage
$878 a month
Randolph County: $1,045 a month
Without a mortgage
$349 a month
Randolph County: $389 a month
Owners with a mortgage
45%
Randolph County: 40%
In Pocahontas, 45% of owners have a mortgage, and their typical cost is $878 a month, against $1,045 in Randolph County. Without one it drops to $349.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Pocahontas+50%
Randolph County+50%
Arkansas+47%
United States+53%
Typical rent
PocahontasNo clear change
Randolph CountyNo clear change
Arkansas+27%
United States+33%
Typical household income
PocahontasNo clear change
Randolph County+37%
Arkansas+28%
United States+29%
Change since 2015–2019: Pocahontas and its comparisons
Measure
Pocahontas
Randolph County
Arkansas
United States
Typical home value
+50%
+50%
+47%
+53%
Typical rent
No clear change
No clear change
+27%
+33%
Typical household income
No clear change
+37%
+28%
+29%
Much as in Randolph County, the typical home value in Pocahontas rose 50% since 2015–2019.
Rent in Pocahontas moved so little since 2015–2019 that the Census cannot say whether it rose or fell.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Pocahontas and its comparisons
Measure
Pocahontas
Randolph County
Arkansas
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
6.4%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
Unreliable estimate
4.1%
2.7%
3.4%
People per household
2.52
2.52
2.46
2.53
Drive alone
78%
82%
79%
69%
Carpool
14%
12%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
0%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
2%
3%
Work from home
7%
5%
9%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
10 to 19 minutes
Unreliable estimate
10 to 19 minutes
20 to 29 minutes
Much as in Randolph County, a household in Pocahontas has 2.52 people on average.
In Pocahontas, 78% of workers drive alone to work; in Randolph County, 82%.
Do the math
What would you pay each month for a home in Pocahontas?
A typical home is within reach of the typical income
We start with a typical home in Pocahontas, worth $120,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 26% of the typical household income in Pocahontas, which is $44,216 a year.
The calculator's FHA and conventional loan limits are those of all of Randolph County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Pocahontas. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $4,200 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$945
at 7.18% · 30 years
Loan amount
$117,827
Total interest
$169,525
Paid off in
November 2056
Includes $2,027 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,032 a month
Your payment · 26%
Tight
$1,032 to $1,326 a month
Hard
more than $1,326 a month
Compared with the typical household income in Pocahontas ($44,216 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$798
Property tax
$44
Home insurance
$50
FHA mortgage insurance (MIP)
$53
You need at least $4,200 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $945; principal and interest $798.
The city and its county
Pocahontas and Randolph County
Pocahontas is in Randolph County, Arkansas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Pocahontas
Map of Randolph County, Arkansas, with Pocahontas marked. Around it, the neighboring counties.
Pocahontas
Randolph County
Other cities with a page
Pocahontas's own numbers
Typical home value
$120,000
Typical monthly rent
$768
Typical yearly household income
$44,216
Households that own their home
59%
Effective property tax rate
0.44%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Randolph County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$909
Price change over 5 years (FHFA)
+60%
Homes in a high flood-risk zone
4.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Randolph County.
A typical home in Pocahontas is worth $120,000: 8% below the county and 36% below Arkansas. With the typical household income in Pocahontas ($44,216 a year), a typical home costs 2.7 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Pocahontas2.7 years
Randolph2.6 years
Arkansas3.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Randolph County
According to FHFA’s house price index, home prices in Randolph County rose 85% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Randolph County.
Yearly change in FHFA’s price index in Randolph County, 2016 to 2025
2016: +7.9% +7.9% 2016
2017: +4.3% +4.3% 2017
2018: +1.4% +1.4% 2018
2019: +0.5% +0.5% 2019
2020: +0.8% +0.8% 2020
2021: +11.3% +11.3% 2021
2022: +20.4% +20.4% 2022
2023: +2.7% +2.7% 2023
2024: +0.8% +0.8% 2024
2025: +15.6% +15.6% 2025
Change in FHFA’s price index in Randolph County, Arkansas and the United States
Period
County
Arkansas
U.S.
Last year (2025)
+15.6%
+3.4%
+2.9%
5 years (2020–2025)
+60%
+52%
+47%
10 years (2015–2025)
+85%
+79%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Pocahontas next to Randolph County, Arkansas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Pocahontas$120,000
Randolph$130,600
Arkansas$188,000
United States$332,700
Typical monthly rent
Pocahontas$768
Randolph$674
Arkansas$947
United States$1,413
Typical yearly household income
Pocahontas$44,216
Randolph$50,911
Arkansas$60,773
United States$80,734
See the full table
Pocahontas next to Randolph County and Arkansas
Measure
Pocahontas
Randolph County
Arkansas
U.S.
Typical home value
$120,000 ▼8% below the county
$130,600
$188,000
$332,700
Typical monthly rent
$768 ▲14% above the county
$674
$947
$1,413
Typical yearly household income
$44,216 ▼13% below the county
$50,911
$60,773
$80,734
Households that own their home
59% ▼15 points below the county
74%
66%
65%
Typical yearly property tax
$533
$527
$1,040
$3,119
Effective property tax rate
0.44% ▲0.04 points above the county
0.4%
0.55%
0.94%
Renters with high rent for their income
48% ▲2 points above the county
46%
45%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Randolph County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Pocahontas
For a typical $120,000 home in Pocahontas, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Pocahontas's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$945a month
Least cash to close
Down payment
$4,200
Cash to close
$7,800
Rate
7.18%
Mortgage insurance
FHA MIP · $53
Conventional, 5% down$923a month
Down payment
$6,000
Cash to close
$9,600
Rate
7.18%
Mortgage insurance
PMI · $57
Conventional, 20% down, no PMI$744a month
Down payment
$24,000
Cash to close
$27,600
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$855a month
Down payment
$18,000
Cash to close
$21,600
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Pocahontas
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$945
$4,200
$117,827
7.18%
FHA MIP · $53
$7,800
580
Conventional, 5% down
$923
$6,000
$114,000
7.18%
PMI · $57
$9,600
620*
Conventional, 20% down, no PMI
$744
$24,000
$96,000
7.18%
None
$27,600
620*
ITIN, 15% down (example)
$855
$18,000
$102,000
8.18%
None
$21,600
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Pocahontas is $768 a month: 14% above the county. In Pocahontas, 48% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Randolph County, by unit size. To pay the 2-bedroom one ($909 a month) without spending more than 30% of your income, you would need to earn $17.48 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Randolph County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$646
$12.42
$25,840
1 bedroom
$695
$13.37
$27,800
2 bedrooms
$909
$17.48
$36,360
3 bedrooms
$1,259
$24.21
$50,360
4 bedrooms
$1,274
$24.50
$50,960
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Pocahontas
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Pocahontas is in ZIP code 72455.
For 2 bedrooms it is $980: $71 more than the fair market rent for Randolph County ($909).
Fair market rent by ZIP code and size in Pocahontas, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
72455
$700
$750
$980
$1,360
$1,370
ZIP code2 bd3 bd
72455 $980$1,360
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Pocahontas when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Randolph County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Pocahontas or Randolph County. The ones below are statewide in Arkansas: they work in Pocahontas the same as in the rest of the state.
Arkansas state authority second mortgage of $1,000 to $15,000 for the down payment and closing costs, over 10 years and at the same rate as the ADFA first mortgage (Move-Up or StartSmart).Offered by Arkansas Development Finance Authority (ADFA).
No legal help resource on our list is for Pocahontas or Randolph County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Pocahontas and all of Randolph County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Pocahontas?
The typical home value in Pocahontas is $120,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Randolph County it is $130,600.
How much does it cost to rent in Pocahontas?
Typical rent in Pocahontas is $768 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Randolph County is $909.
What is the FHA loan limit in Pocahontas?
Pocahontas uses the FHA limit for all of Randolph County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Pocahontas?
The typical homeowner in Pocahontas pays $533 a year, according to the U.S. Census Bureau. That is 0.44% of the home’s value; in Randolph County, the rate is 0.4%.
Where can I find free help to buy or rent in Pocahontas?
We found no HUD-approved counseling agencies with an office in Randolph County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
