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City · 11,445 residents · Independence County, Arkansas

Batesville , Arkansas

In Batesville, a typical home is worth $163,600 and typical rent is $882 a month. Compared with all of Independence County, the typical home value is 15% higher, typical household income is 8% lower, and the share of households that own their home is 18 points lower.

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  • Typical home value

    $163,600

    15% above the county

    13% below Arkansas

    • Batesville
    • Independence
    • Arkansas

  • Typical rent

    $882a month

    4% above the county

    7% below Arkansas

    • Batesville
    • Independence
    • Arkansas

  • Typical household income

    $51,856a year

    8% below the county

    15% below Arkansas

    • Batesville
    • Independence
    • Arkansas

  • Households that own their home

    52%

    18 points below the county

    15 points below Arkansas

    • Batesville
    • Independence
    • Arkansas

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$177,139
5.1% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Batesville is in Independence County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Independence County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Batesville apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Cherokee Village, the typical home value is $94,600: 42% less than in Batesville ($163,600).

  2. 52% of households in Batesville own their home, against 69% in Independence County.

  3. Nearby, in Newport, the typical rent is $597: 32% less than in Batesville ($882).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Batesville

What homes there are in Batesville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house rules in Batesville: 78% of homes, more than in Independence County (69%).

Year built

Homes in Batesville are older: the typical year built is 1980; in Independence County, 1988.

Homes in Batesville are smaller: 63% have 3 bedrooms or more; in Independence County, 69%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

With an FHA limit of $541,287, at least 93% of owner-occupied homes in Batesville sit below it: they are worth less than $500,000.

Monthly rent with utilities

With a mortgage

$1,138 a month

Independence County: $1,114 a month

Without a mortgage

$527 a month

Independence County: $420 a month

Owners with a mortgage

52%

Independence County: 53%

Owning costs about the same in Batesville as in Independence County: with a mortgage, $1,138 a month; without one, $527.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Batesville rose 31% since 2015–2019, less than in Independence County (44%).

Since 2015–2019, the typical rent in Batesville rose 48%, more than in Independence County (34%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBatesvilleIndependence CountyArkansasUnited States
Rental vacancy Unreliable estimateUnreliable estimate6.4%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.1%0.9%
More than one person per room Unreliable estimate2.6%2.7%3.4%
People per household 2.632.542.462.53
Drive alone 79%81%79%69%
Carpool 11%10%9%9%
Public transit Unreliable estimateUnreliable estimate0%3%
Walk or bike Unreliable estimateUnreliable estimate2%3%
Work from home 7%6%9%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute Unreliable estimate10 to 19 minutes10 to 19 minutes20 to 29 minutes

By size, households in Batesville look like those in Independence County: 2.63 people on average.

To get to work, 79% of workers in Batesville drive alone; in Independence County, 81%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Batesville?

A typical home is tight for the typical income

We start with a typical home in Batesville, worth $163,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 30% of the typical household income in Batesville, which is $51,856 a year. For that payment to be 28% of income, a household would need to earn about $55,582 a year.

The calculator's FHA and conventional loan limits are those of all of Independence County.

Your numbers

Local data
$

Starts at the typical home value in Batesville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $5,726 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,297

at 7.18% · 30 years

Loan amount
$160,637
Total interest
$231,119
Paid off in
November 2056

Includes $2,763 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,210 a month

  • Tight

    $1,210 to $1,556 a month

    Your payment · 30%

  • Hard

    more than $1,556 a month

Compared with the typical household income in Batesville ($51,856 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,297
Principal & interest$1,088
Property tax$68
Home insurance$68
FHA mortgage insurance (MIP)$72

You need at least $5,726 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Batesville and Independence County

Batesville is in Independence County, Arkansas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Batesville's own numbers

Typical home value
$163,600
Typical monthly rent
$882
Typical yearly household income
$51,856
Households that own their home
52%
Effective property tax rate
0.5%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Independence County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$934
Price change over 5 years (FHFA)
+47%
Homes in a high flood-risk zone
5.4%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Independence County.

Everything about Independence County

Buying

Buying a home in Batesville

A typical home in Batesville is worth $163,600: 15% above the county and 13% below Arkansas. With the typical household income in Batesville ($51,856 a year), a typical home costs 3.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Batesville 3.2 years
  • Independence 2.5 years
  • Arkansas 3.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Independence County

According to FHFA’s house price index, home prices in Independence County rose 63% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Independence County.

Period County Arkansas U.S.
Last year (2025) +2.4% +3.4% +2.9%
5 years (2020–2025) +47% +52% +47%
10 years (2015–2025) +63% +79% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Batesville next to Independence County, Arkansas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Batesville $163,600
  • Independence $142,600
  • Arkansas $188,000
  • United States $332,700
Typical monthly rent
  • Batesville $882
  • Independence $845
  • Arkansas $947
  • United States $1,413
Typical yearly household income
  • Batesville $51,856
  • Independence $56,609
  • Arkansas $60,773
  • United States $80,734
See the full table
Batesville next to Independence County and Arkansas
Measure Batesville Independence County Arkansas U.S.
Typical home value $163,600 $142,600 $188,000 $332,700
Typical monthly rent $882 $845 $947 $1,413
Typical yearly household income $51,856 $56,609 $60,773 $80,734
Households that own their home 52% 69% 66% 65%
Typical yearly property tax $826 $750 $1,040 $3,119
Effective property tax rate 0.5% 0.53% 0.55% 0.94%
Renters with high rent for their income 38% 43% 45% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Independence County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Batesville

For a typical $163,600 home in Batesville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Batesville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,297a month

    Least cash to close
    Down payment
    $5,726
    Cash to close
    $10,634
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $72

  • Conventional, 5% down $1,267a month

    Down payment
    $8,180
    Cash to close
    $13,088
    Rate
    7.18%
    Mortgage insurance
    PMI · $78

  • Conventional, 20% down, no PMI $1,023a month

    Down payment
    $32,720
    Cash to close
    $37,628
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,174a month

    Down payment
    $24,540
    Cash to close
    $29,448
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Batesville and for Independence County.

Property tax

Effective rate in Batesville

0.5%of the home’s value each year

$826 a year for the typical owner in Batesville.

  • Batesville 0.5%
  • Independence 0.53%
  • Arkansas 0.55%

What Arkansas publishes Homestead property tax credit (Arkansas General Assembly (Act 174 of the 2026 Fiscal Session))

Exemptions and deadlines in Arkansas

Flood risk in Independence County

FEMA does not publish these numbers by city: they are for all of Independence County.

Homes in the high-risk zone
5.4%
607
Of those, with NFIP insurance
8.7%
County Arkansas U.S.
Homes in the high-risk zone 5.4% 3.4% 3.5%
Of those, with NFIP insurance 8.7% 17% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Batesville

Typical rent in Batesville is $882 a month: 4% above the county. In Batesville, 38% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Independence County, by unit size. To pay the 2-bedroom one ($934 a month) without spending more than 30% of your income, you would need to earn $17.96 an hour working full time.

HUD fair market rent for all of Independence County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $664 $12.77 $26,560
1 bedroom $740 $14.23 $29,600
2 bedrooms $934 $17.96 $37,360
3 bedrooms $1,221 $23.48 $48,840
4 bedrooms $1,228 $23.62 $49,120

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Batesville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Batesville is in ZIP code 72501.

For 2 bedrooms it is $940: $6 more than the fair market rent for Independence County ($934).

  • 72501 $940$1,230

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Batesville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Batesville

HUD lists 8 buildings with rents for lower incomes in Batesville. These are the largest.

  • Daffin Manor 355 S 14th St, Batesville 72501 50 low-income homes · For older adults (870) 793-9104
  • College Street Housing 1530 E College St, Batesville 72501 44 low-income homes · Run by Housing Authority of the City of Batesville · Average payment: $412 a month · Average wait: 11 months (870) 793-9104
  • Hill Haven Manor 1075 N Hill St, Batesville 72501 20 low-income homes · For older adults (870) 793-9104
  • Sun Valley Apartments 375 W Ross St, Batesville 72501 20 low-income homes · For older adults (870) 793-7676
  • Woodmont Manor 250 Woodmont Cir, Batesville 72501 20 low-income homes · Run by Housing Authority of the City of Batesville · Average payment: $394 a month · Average wait: 9 months (870) 793-9104

See all 12 buildings in Independence County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Batesville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Independence County. The nearest ones are below; many serve by phone or online.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in Batesville

No down payment, repair or rent-help program on our list is for Batesville or Independence County. The ones below are statewide in Arkansas: they work in Batesville the same as in the rest of the state.

Which programs do I qualify for? All programs in Arkansas

  • ADFA Down Payment Assistance Loan Program

    Statewide in Arkansas

    Arkansas state authority second mortgage of $1,000 to $15,000 for the down payment and closing costs, over 10 years and at the same rate as the ADFA first mortgage (Move-Up or StartSmart). Offered by Arkansas Development Finance Authority (ADFA).

    Repayable

    See the program Official page

Housing counselors near Batesville

The HUD-approved agencies closest to the center of Batesville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Southern Bancorp Community Partners

    326 Highway 463 N, Trumann · 62 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (870) 816-1126

  • Community Resources Technicians, Inc.

    800 Scott St, Little Rock · 80 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (501) 372-2611

  • NSC (naca Counseling Subsidiary) - Little Rock, AR

    1501 N University Ave Ste 680, Little Rock · 80 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (501) 492-0083

All counseling agencies in Arkansas

Help in Spanish near Batesville

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Batesville

HUD’s record names them for Batesville or Independence County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the City of Batesville Public housing (870) 793-9104

One other authority has an office in Independence County: see the list Source: HUD

Cities

Nearby cities

The cities closest to Batesville, with the typical home value.

Everything about Independence County Housing in Arkansas

Neighboring counties

If Independence County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Batesville.

All guides
Three women of one family talk as they cook vegetables in the kitchen.

Questions

Housing questions about Batesville

Short answers with the numbers for Batesville and all of Independence County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Batesville?

The typical home value in Batesville is $163,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Independence County it is $142,600.

How much does it cost to rent in Batesville?

Typical rent in Batesville is $882 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Independence County is $934.

What is the FHA loan limit in Batesville?

Batesville uses the FHA limit for all of Independence County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Batesville?

The typical homeowner in Batesville pays $826 a year, according to the U.S. Census Bureau. That is 0.5% of the home’s value; in Independence County, the rate is 0.53%.

Where can I find free help to buy or rent in Batesville?

We found no HUD-approved counseling agencies with an office in Independence County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).