In Beebe, a typical home is worth $158,200 and typical rent is $799 a month. Compared with all of White County, typical household income is 8% higher, typical rent is 6% lower, and the share of households that own their home is 7 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $169,569 to $214,630.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Beebe is in White County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of White County. See the county
What this place has that others do not, from public data, most unusual first.
1
62% of households in Beebe own their home, against 69% in White County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Beebe
What homes there are in Beebe, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Beebe
White County
Arkansas
United States
Kind of home: Beebe and its comparisons
Measure
Beebe
White County
Arkansas
United States
Detached house
74%
66%
70%
61%
Attached house
Unreliable estimate
1%
2%
6%
Building of 2 to 4
16%
6%
7%
8%
Apartments (5 or more)
Unreliable estimate
7%
11%
19%
Mobile home
Unreliable estimate
18%
11%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses, standing on their own, make up 74% of homes here, against 66% in White County.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Beebe
White County
Arkansas
United States
Year built: Beebe and its comparisons
Measure
Beebe
White County
Arkansas
United States
Before 1960
Unreliable estimate
9%
13%
26%
1960–1979
20%
24%
26%
24%
1980–1999
29%
34%
30%
25%
2000–2009
32%
20%
16%
14%
2010 or later
16%
14%
14%
11%
Homes in Beebe are newer: the typical year built is 1999; in White County, 1992.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K27%
$100K–$200K45%
$200K–$300KUnreliable
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Beebe and its comparisons
Measure
Beebe
Under $100K
27%
$100K–$200K
45%
$200K–$300K
Unreliable estimate
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99964%
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Beebe and its comparisons
Measure
Beebe
Under $500
Unreliable estimate
$500–$999
64%
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,103 a month
White County: $1,190 a month
Without a mortgage
$261 a month
White County: $392 a month
Owners with a mortgage
60%
White County: 50%
Owning costs less in Beebe: with a mortgage, the typical cost is $1,103 a month; in White County, $1,190. Without one, $261.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Beebe+33%
White County+36%
Arkansas+47%
United States+53%
Typical rent
BeebeNo clear change
White County+21%
Arkansas+27%
United States+33%
Typical household income
BeebeNo clear change
White County+26%
Arkansas+28%
United States+29%
Change since 2015–2019: Beebe and its comparisons
Measure
Beebe
White County
Arkansas
United States
Typical home value
+33%
+36%
+47%
+53%
Typical rent
No clear change
+21%
+27%
+33%
Typical household income
No clear change
+26%
+28%
+29%
The typical home value in Beebe rose 33% since 2015–2019, about the same as in White County (36%).
The typical rent in Beebe stayed about the same over that time: the difference is within the Census margin of error.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Beebe and its comparisons
Measure
Beebe
White County
Arkansas
United States
Rental vacancy
Unreliable estimate
5.3%
6.4%
5.5%
Homeowner vacancy
Unreliable estimate
1.1%
1.1%
0.9%
More than one person per room
Unreliable estimate
2.4%
2.7%
3.4%
People per household
2.42
2.52
2.46
2.53
Drive alone
83%
82%
79%
69%
Carpool
Unreliable estimate
10%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
0%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
Unreliable estimate
5%
9%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
Much as in White County, a household in Beebe has 2.42 people on average.
To get to work, 83% of workers in Beebe drive alone; in White County, 82%.
Do the math
What would you pay each month for a home in Beebe?
A typical home is within reach of the typical income
We start with a typical home in Beebe, worth $158,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 25% of the typical household income in Beebe, which is $59,476 a year.
The calculator's FHA and conventional loan limits are those of all of White County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Beebe. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $5,537 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,242
at 7.18% · 30 years
Loan amount
$155,335
Total interest
$223,490
Paid off in
November 2056
Includes $2,672 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,388 a month
Your payment · 25%
Tight
$1,388 to $1,784 a month
Hard
more than $1,784 a month
Compared with the typical household income in Beebe ($59,476 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,052
Property tax
$54
Home insurance
$66
FHA mortgage insurance (MIP)
$70
You need at least $5,537 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,242; principal and interest $1,052.
The city and its county
Beebe and White County
Beebe is in White County, Arkansas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Beebe
Map of White County, Arkansas, with Beebe marked. Around it, the neighboring counties.
Beebe
White County
Other cities with a page
Beebe's own numbers
Typical home value
$158,200
Typical monthly rent
$799
Typical yearly household income
$59,476
Households that own their home
62%
Effective property tax rate
0.41%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of White County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$948
Price change over 5 years (FHFA)
+49%
Homes in a high flood-risk zone
5%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of White County.
A typical home in Beebe is worth $158,200: 3% below the county and 16% below Arkansas. With the typical household income in Beebe ($59,476 a year), a typical home costs 2.7 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Beebe2.7 years
White3.0 years
Arkansas3.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in White County
According to FHFA’s house price index, home prices in White County rose 60% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of White County.
Yearly change in FHFA’s price index in White County, 2016 to 2025
2016: +0.1% +0.1% 2016
2017: +0.3% +0.3% 2017
2018: +4.2% +4.2% 2018
2019: −0.6% −0.6% 2019
2020: +3.4% +3.4% 2020
2021: +9.3% +9.3% 2021
2022: +14.1% +14.1% 2022
2023: +9.6% +9.6% 2023
2024: +7.1% +7.1% 2024
2025: +1.5% +1.5% 2025
Change in FHFA’s price index in White County, Arkansas and the United States
Period
County
Arkansas
U.S.
Last year (2025)
+1.5%
+3.4%
+2.9%
5 years (2020–2025)
+49%
+52%
+47%
10 years (2015–2025)
+60%
+79%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Beebe next to White County, Arkansas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Beebe$158,200
White$163,600
Arkansas$188,000
United States$332,700
Typical monthly rent
Beebe$799
White$850
Arkansas$947
United States$1,413
Typical yearly household income
Beebe$59,476
White$55,249
Arkansas$60,773
United States$80,734
See the full table
Beebe next to White County and Arkansas
Measure
Beebe
White County
Arkansas
U.S.
Typical home value
$158,200 ▼3% below the county
$163,600
$188,000
$332,700
Typical monthly rent
$799 ▼6% below the county
$850
$947
$1,413
Typical yearly household income
$59,476 ▲8% above the county
$55,249
$60,773
$80,734
Households that own their home
62% ▼7 points below the county
69%
66%
65%
Typical yearly property tax
$643 ▼15% below the county
$754
$1,040
$3,119
Effective property tax rate
0.41% ▼0.05 points below the county
0.46%
0.55%
0.94%
Renters with high rent for their income
31% ▼18 points below the county
49%
45%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below White County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Beebe
For a typical $158,200 home in Beebe, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Beebe's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,242a month
Least cash to close
Down payment
$5,537
Cash to close
$10,283
Rate
7.18%
Mortgage insurance
FHA MIP · $70
Conventional, 5% down$1,213a month
Down payment
$7,910
Cash to close
$12,656
Rate
7.18%
Mortgage insurance
PMI · $75
Conventional, 20% down, no PMI$977a month
Down payment
$31,640
Cash to close
$36,386
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,124a month
Down payment
$23,730
Cash to close
$28,476
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Beebe
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,242
$5,537
$155,335
7.18%
FHA MIP · $70
$10,283
580
Conventional, 5% down
$1,213
$7,910
$150,290
7.18%
PMI · $75
$12,656
620*
Conventional, 20% down, no PMI
$977
$31,640
$126,560
7.18%
None
$36,386
620*
ITIN, 15% down (example)
$1,124
$23,730
$134,470
8.18%
None
$28,476
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Beebe is $799 a month: 6% below the county. In Beebe, 31% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of White County, by unit size. To pay the 2-bedroom one ($948 a month) without spending more than 30% of your income, you would need to earn $18.23 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in White County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$674
$12.96
$26,960
1 bedroom
$779
$14.98
$31,160
2 bedrooms
$948
$18.23
$37,920
3 bedrooms
$1,238
$23.81
$49,520
4 bedrooms
$1,246
$23.96
$49,840
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Beebe
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Beebe is in ZIP code 72012.
For 2 bedrooms it is $910: $38 less than the fair market rent for White County ($948).
Fair market rent by ZIP code and size in Beebe, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
72012
$650
$750
$910
$1,190
$1,190
ZIP code2 bd3 bd
72012 $910$1,190
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Beebe when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 4 buildings with rents for lower incomes in Beebe. These are the largest.
Beebe822 S Apple St, Beebe 7201240 low-income homes · Run by Housing Authority of the City of Beebe · Average payment: $425 a month · Average wait: 22 months(501) 882-5151
Leawood Apartments850 N Beech St, Beebe 7201224 low-income homes · Studio: 4 · 1 bd: 7 · 2 bd: 10 · 3 bd: 3 · In service since 2006
University Gardens1703 W Iowa St, Beebe 7201220 low-income homes · For older adults(501) 666-0246
Beebe Elderly Housing100 Crepe Myrtle Dr, Beebe 7201216 low-income homes · For older adults(501) 882-7176
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in White County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Beebe or White County. The ones below are statewide in Arkansas: they work in Beebe the same as in the rest of the state.
Arkansas state authority second mortgage of $1,000 to $15,000 for the down payment and closing costs, over 10 years and at the same rate as the ADFA first mortgage (Move-Up or StartSmart).Offered by Arkansas Development Finance Authority (ADFA).
No legal help resource on our list is for Beebe or White County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Beebe and all of White County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Beebe?
The typical home value in Beebe is $158,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in White County it is $163,600.
How much does it cost to rent in Beebe?
Typical rent in Beebe is $799 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in White County is $948.
What is the FHA loan limit in Beebe?
Beebe uses the FHA limit for all of White County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Beebe?
The typical homeowner in Beebe pays $643 a year, according to the U.S. Census Bureau. That is 0.41% of the home’s value; in White County, the rate is 0.46%.
Where can I find free help to buy or rent in Beebe?
We found no HUD-approved counseling agencies with an office in White County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
