In Paragould, a typical home is worth $181,500 and typical rent is $925 a month. Compared with all of Greene County, the typical home value is 7% higher and the share of households that own their home is 10 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $163,254 to $195,319.
Typical rent
$1,074a month
Typical rent from Zillow, March 2026 to September 2026: from $1,039 to $1,074.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Paragould is in Greene County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Greene County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Trumann, the typical home value is $112,300: 38% less than in Paragould ($181,500).
2
Nearby, in Trumann, the typical rent is $586: 37% less than in Paragould ($925).
3
57% of households in Paragould own their home, against 66% in Greene County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Paragould
What homes there are in Paragould, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Paragould
Greene County
Arkansas
United States
Kind of home: Paragould and its comparisons
Measure
Paragould
Greene County
Arkansas
United States
Detached house
70%
71%
70%
61%
Attached house
Unreliable estimate
Unreliable estimate
2%
6%
Building of 2 to 4
15%
11%
7%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
11%
19%
Mobile home
7%
13%
11%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
As in Greene County, most homes in Paragould are detached houses (70%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Paragould
Greene County
Arkansas
United States
Year built: Paragould and its comparisons
Measure
Paragould
Greene County
Arkansas
United States
Before 1960
11%
11%
13%
26%
1960–1979
26%
26%
26%
24%
1980–1999
29%
29%
30%
25%
2000–2009
18%
18%
16%
14%
2010 or later
16%
16%
14%
11%
In Paragould, half of the homes were built before 1991; in Greene County, before 1991.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K19%
$100K–$200K42%
$200K–$300K27%
$300K–$500K8%
$500K–$750K4%
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Paragould and its comparisons
Measure
Paragould
Under $100K
19%
$100K–$200K
42%
$200K–$300K
27%
$300K–$500K
8%
$500K–$750K
4%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
About 96% of owner-occupied homes in Paragould are worth less than the FHA loan limit for Greene County ($541,287).
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50010%
$500–$99953%
HUD fair market rent, 2 bedrooms: $935
$1,000–$1,49933%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Paragould and its comparisons
Measure
Paragould
Under $500
10%
$500–$999
53%
$1,000–$1,499
33%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
Measured against HUD's 2-bedroom fair market rent ($935), about 56% of rented homes in Paragould cost less.
With a mortgage
$1,249 a month
Greene County: $1,246 a month
Without a mortgage
$431 a month
Greene County: $427 a month
Owners with a mortgage
60%
Greene County: 54%
In Paragould, 60% of owners have a mortgage; their typical cost is $1,249 a month, about the same as in Greene County.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Paragould+41%
Greene County+43%
Arkansas+47%
United States+53%
Typical rent
Paragould+29%
Greene County+30%
Arkansas+27%
United States+33%
Typical household income
Paragould+24%
Greene County+23%
Arkansas+28%
United States+29%
Change since 2015–2019: Paragould and its comparisons
Measure
Paragould
Greene County
Arkansas
United States
Typical home value
+41%
+43%
+47%
+53%
Typical rent
+29%
+30%
+27%
+33%
Typical household income
+24%
+23%
+28%
+29%
From 2015–2019 to 2020–2024, home values in Paragould rose at about the same pace as in Greene County: 41% against 43%.
The typical rent in Paragould rose 29% since 2015–2019, about the same as in Greene County (30%).
The typical household income in Paragould rose 24%: less than home values (+41%) and rent (+29%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Paragould and its comparisons
Measure
Paragould
Greene County
Arkansas
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
6.4%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
4.4%
4.1%
2.7%
3.4%
People per household
2.53
2.54
2.46
2.53
Drive alone
83%
83%
79%
69%
Carpool
8%
9%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
0%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
2%
3%
Work from home
4%
4%
9%
15%
Other means
Unreliable estimate
2%
1%
2%
Typical commute
10 to 19 minutes
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
Much as in Greene County, 4.4% of households in Paragould have more than one person per room.
By size, households in Paragould look like those in Greene County: 2.53 people on average.
The car rules in Paragould: 83% of workers drive to work alone, and the typical trip takes 10 to 19 minutes.
Do the math
What would you pay each month for a home in Paragould?
A typical home is tight for the typical income
We start with a typical home in Paragould, worth $181,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 30% of the typical household income in Paragould, which is $56,980 a year. For that payment to be 28% of income, a household would need to earn about $61,533 a year.
The calculator's FHA and conventional loan limits are those of all of Greene County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Paragould. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $6,353 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,436
at 7.18% · 30 years
Loan amount
$178,212
Total interest
$256,405
Paid off in
November 2056
Includes $3,065 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,330 a month
Tight
$1,330 to $1,709 a month
Your payment · 30%
Hard
more than $1,709 a month
Compared with the typical household income in Paragould ($56,980 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,207
Property tax
$73
Home insurance
$76
FHA mortgage insurance (MIP)
$80
You need at least $6,353 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,436; principal and interest $1,207.
The city and its county
Paragould and Greene County
Paragould is in Greene County, Arkansas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Paragould
Map of Greene County, Arkansas, with Paragould marked. Around it, the neighboring counties.
Paragould
Greene County
Other cities with a page
Paragould's own numbers
Typical home value
$181,500
Typical monthly rent
$925
Typical yearly household income
$56,980
Households that own their home
57%
Effective property tax rate
0.48%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Greene County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$935
Price change over 5 years (FHFA)
+38%
Homes in a high flood-risk zone
13%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Greene County.
A typical home in Paragould is worth $181,500: 7% above the county and 3% below Arkansas. With the typical household income in Paragould ($56,980 a year), a typical home costs 3.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Paragould3.2 years
Greene2.9 years
Arkansas3.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Greene County
According to FHFA’s house price index, home prices in Greene County rose 58% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Greene County.
Yearly change in FHFA’s price index in Greene County, 2016 to 2025
2016: +0.2% +0.2% 2016
2017: +3.2% +3.2% 2017
2018: +5.1% +5.1% 2018
2019: +3.6% +3.6% 2019
2020: +1.9% +1.9% 2020
2021: +9.6% +9.6% 2021
2022: +13.0% +13.0% 2022
2023: +6.0% +6.0% 2023
2024: +3.6% +3.6% 2024
2025: +1.3% +1.3% 2025
Change in FHFA’s price index in Greene County, Arkansas and the United States
Period
County
Arkansas
U.S.
Last year (2025)
+1.3%
+3.4%
+2.9%
5 years (2020–2025)
+38%
+52%
+47%
10 years (2015–2025)
+58%
+79%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Paragould next to Greene County, Arkansas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Paragould$181,500
Greene$169,300
Arkansas$188,000
United States$332,700
Typical monthly rent
Paragould$925
Greene$904
Arkansas$947
United States$1,413
Typical yearly household income
Paragould$56,980
Greene$57,839
Arkansas$60,773
United States$80,734
See the full table
Paragould next to Greene County and Arkansas
Measure
Paragould
Greene County
Arkansas
U.S.
Typical home value
$181,500 ▲7% above the county
$169,300
$188,000
$332,700
Typical monthly rent
$925 ▲2% above the county
$904
$947
$1,413
Typical yearly household income
$56,980
$57,839
$60,773
$80,734
Households that own their home
57% ▼10 points below the county
66%
66%
65%
Typical yearly property tax
$872 ▲6% above the county
$819
$1,040
$3,119
Effective property tax rate
0.48%
0.48%
0.55%
0.94%
Renters with high rent for their income
50% ▲1 points above the county
49%
45%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Greene County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Paragould
For a typical $181,500 home in Paragould, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Paragould's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,436a month
Least cash to close
Down payment
$6,353
Cash to close
$11,798
Rate
7.18%
Mortgage insurance
FHA MIP · $80
Conventional, 5% down$1,403a month
Down payment
$9,075
Cash to close
$14,520
Rate
7.18%
Mortgage insurance
PMI · $86
Conventional, 20% down, no PMI$1,132a month
Down payment
$36,300
Cash to close
$41,745
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,300a month
Down payment
$27,225
Cash to close
$32,670
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Paragould
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,436
$6,353
$178,213
7.18%
FHA MIP · $80
$11,798
580
Conventional, 5% down
$1,403
$9,075
$172,425
7.18%
PMI · $86
$14,520
620*
Conventional, 20% down, no PMI
$1,132
$36,300
$145,200
7.18%
None
$41,745
620*
ITIN, 15% down (example)
$1,300
$27,225
$154,275
8.18%
None
$32,670
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Paragould is $925 a month: 2% above the county. In Paragould, 50% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Greene County, by unit size. To pay the 2-bedroom one ($935 a month) without spending more than 30% of your income, you would need to earn $17.98 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Greene County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$665
$12.79
$26,600
1 bedroom
$783
$15.06
$31,320
2 bedrooms
$935
$17.98
$37,400
3 bedrooms
$1,287
$24.75
$51,480
4 bedrooms
$1,563
$30.06
$62,520
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Paragould
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Paragould is in ZIP code 72450.
For 2 bedrooms it is $960: $25 more than the fair market rent for Greene County ($935).
Fair market rent by ZIP code and size in Paragould, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
72450
$730
$800
$960
$1,320
$1,600
ZIP code2 bd3 bd
72450 $960$1,320
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Paragould when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Greene County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Paragould or Greene County. The ones below are statewide in Arkansas: they work in Paragould the same as in the rest of the state.
Arkansas state authority second mortgage of $1,000 to $15,000 for the down payment and closing costs, over 10 years and at the same rate as the ADFA first mortgage (Move-Up or StartSmart).Offered by Arkansas Development Finance Authority (ADFA).
No legal help resource on our list is for Paragould or Greene County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Paragould and all of Greene County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Paragould?
The typical home value in Paragould is $181,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Greene County it is $169,300.
How much does it cost to rent in Paragould?
Typical rent in Paragould is $925 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Greene County is $935.
What is the FHA loan limit in Paragould?
Paragould uses the FHA limit for all of Greene County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Paragould?
The typical homeowner in Paragould pays $872 a year, according to the U.S. Census Bureau. That is 0.48% of the home’s value; in Greene County, the rate is 0.48%.
Where can I find free help to buy or rent in Paragould?
We found no HUD-approved counseling agencies with an office in Greene County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
