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City · 12,790 residents · Mississippi County, Arkansas

Blytheville , Arkansas

In Blytheville, a typical home is worth $119,000 and typical rent is $855 a month. Compared with all of Mississippi County, typical household income is 9% lower and the share of households that own their home is 10 points lower.

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  • Typical home value

    $119,000

    3% below the county

    37% below Arkansas

    • Blytheville
    • Mississippi
    • Arkansas

  • Typical rent

    $855a month

    3% above the county

    10% below Arkansas

    • Blytheville
    • Mississippi
    • Arkansas

  • Typical household income

    $47,865a year

    9% below the county

    21% below Arkansas

    • Blytheville
    • Mississippi
    • Arkansas

  • Households that own their home

    50%

    10 points below the county

    16 points below Arkansas

    • Blytheville
    • Mississippi
    • Arkansas

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$101,840
8.7% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Blytheville is in Mississippi County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Mississippi County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Blytheville apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Trumann, the typical rent is $586: 31% less than in Blytheville ($855).

  2. According to Zillow, in the 12 months to September 2026 the typical home value in Blytheville rose 8.7%; in Arkansas, it rose 3.4%.

  3. Nearby, in Osceola, the typical home value is $99,900: 16% less than in Blytheville ($119,000).

  4. Blytheville has the 5th largest share of rent-burdened renters of the 65 cities in Arkansas with more than 5,000 people (58%).

  5. 50% of households in Blytheville own their home, against 60% in Mississippi County.

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Blytheville

What homes there are in Blytheville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses are the majority in Blytheville (65%), but less so than in Mississippi County (69%).

Year built

In Blytheville, half of the homes were built before 1973; in Mississippi County, before 1977.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,078 a month

Mississippi County: $1,114 a month

Without a mortgage

$429 a month

Mississippi County: $436 a month

Owners with a mortgage

50%

Mississippi County: 48%

Owning costs about the same in Blytheville as in Mississippi County: with a mortgage, $1,078 a month; without one, $429.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in Blytheville gained value faster than in Mississippi County: 50% against 45%.

Rents in Blytheville rose at about the same pace as in Mississippi County: 34% since 2015–2019, against 31%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBlythevilleMississippi CountyArkansasUnited States
Rental vacancy Unreliable estimate8.3%6.4%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.1%0.9%
More than one person per room Unreliable estimateUnreliable estimate2.7%3.4%
People per household 2.192.482.462.53
Drive alone 81%81%79%69%
Carpool 12%12%9%9%
Public transit Unreliable estimateUnreliable estimate0%3%
Walk or bike Unreliable estimate2%2%3%
Work from home Unreliable estimate3%9%15%
Other means Unreliable estimate2%1%2%
Typical commute 10 to 19 minutes10 to 19 minutes10 to 19 minutes20 to 29 minutes

Fewer people live in each home here: 2.19 on average, against 2.48 in Mississippi County.

To get to work, 81% of workers in Blytheville drive alone; in Mississippi County, 81%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Blytheville?

A typical home is within reach of the typical income

We start with a typical home in Blytheville, worth $119,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 24% of the typical household income in Blytheville, which is $47,865 a year.

The calculator's FHA and conventional loan limits are those of all of Mississippi County.

Your numbers

Local data
$

Starts at the typical home value in Blytheville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $4,165 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$949

at 7.18% · 30 years

Loan amount
$116,845
Total interest
$168,112
Paid off in
November 2056

Includes $2,010 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,117 a month

    Your payment · 24%

  • Tight

    $1,117 to $1,436 a month

  • Hard

    more than $1,436 a month

Compared with the typical household income in Blytheville ($47,865 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$949
Principal & interest$792
Property tax$56
Home insurance$50
FHA mortgage insurance (MIP)$53

You need at least $4,165 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Blytheville and Mississippi County

Blytheville is in Mississippi County, Arkansas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Blytheville's own numbers

Typical home value
$119,000
Typical monthly rent
$855
Typical yearly household income
$47,865
Households that own their home
50%
Effective property tax rate
0.56%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Mississippi County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$909
Price change over 5 years (FHFA)
+41%
Homes in a high flood-risk zone
4.1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Mississippi County.

Everything about Mississippi County

Buying

Buying a home in Blytheville

A typical home in Blytheville is worth $119,000: 3% below the county and 37% below Arkansas. With the typical household income in Blytheville ($47,865 a year), a typical home costs 2.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Blytheville 2.5 years
  • Mississippi 2.3 years
  • Arkansas 3.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Mississippi County

According to FHFA’s house price index, home prices in Mississippi County rose 58% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Mississippi County.

Period County Arkansas U.S.
Last year (2025) +2.3% +3.4% +2.9%
5 years (2020–2025) +41% +52% +47%
10 years (2015–2025) +58% +79% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Blytheville next to Mississippi County, Arkansas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Blytheville $119,000
  • Mississippi $122,500
  • Arkansas $188,000
  • United States $332,700
Typical monthly rent
  • Blytheville $855
  • Mississippi $830
  • Arkansas $947
  • United States $1,413
Typical yearly household income
  • Blytheville $47,865
  • Mississippi $52,548
  • Arkansas $60,773
  • United States $80,734
See the full table
Blytheville next to Mississippi County and Arkansas
Measure Blytheville Mississippi County Arkansas U.S.
Typical home value $119,000 $122,500 $188,000 $332,700
Typical monthly rent $855 $830 $947 $1,413
Typical yearly household income $47,865 $52,548 $60,773 $80,734
Households that own their home 50% 60% 66% 65%
Typical yearly property tax $662 $635 $1,040 $3,119
Effective property tax rate 0.56% 0.52% 0.55% 0.94%
Renters with high rent for their income 58% 51% 45% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Mississippi County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Blytheville

For a typical $119,000 home in Blytheville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Blytheville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $949a month

    Least cash to close
    Down payment
    $4,165
    Cash to close
    $7,735
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $53

  • Conventional, 5% down $927a month

    Down payment
    $5,950
    Cash to close
    $9,520
    Rate
    7.18%
    Mortgage insurance
    PMI · $57

  • Conventional, 20% down, no PMI $750a month

    Down payment
    $23,800
    Cash to close
    $27,370
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $860a month

    Down payment
    $17,850
    Cash to close
    $21,420
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Blytheville and for Mississippi County.

Property tax

Effective rate in Blytheville

0.56%of the home’s value each year

$662 a year for the typical owner in Blytheville.

  • Blytheville 0.56%
  • Mississippi 0.52%
  • Arkansas 0.55%

What Arkansas publishes Homestead property tax credit (Arkansas General Assembly (Act 174 of the 2026 Fiscal Session))

Exemptions and deadlines in Arkansas

Flood risk in Mississippi County

FEMA does not publish these numbers by city: they are for all of Mississippi County.

Homes in the high-risk zone
4.1%
640
Of those, with NFIP insurance
12%
County Arkansas U.S.
Homes in the high-risk zone 4.1% 3.4% 3.5%
Of those, with NFIP insurance 12% 17% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Blytheville

Typical rent in Blytheville is $855 a month: 3% above the county. In Blytheville, 58% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Mississippi County, by unit size. To pay the 2-bedroom one ($909 a month) without spending more than 30% of your income, you would need to earn $17.48 an hour working full time.

HUD fair market rent for all of Mississippi County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $633 $12.17 $25,320
1 bedroom $695 $13.37 $27,800
2 bedrooms $909 $17.48 $36,360
3 bedrooms $1,173 $22.56 $46,920
4 bedrooms $1,259 $24.21 $50,360

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Blytheville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Blytheville is in ZIP code 72315.

For 2 bedrooms it is $910: $1 more than the fair market rent for Mississippi County ($909).

  • 72315 $910$1,170

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Blytheville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Blytheville

HUD lists 3 buildings with rents for lower incomes in Blytheville. These are the largest.

  • Clearlake/East Rose 712 Clear Lake Ave, Blytheville 72315 302 homes, 279 low-income · Run by Blytheville Housing Authority · Average payment: $292 a month · Average wait: 20 months · Homes at several sites (870) 763-6781
  • Dogwood Cottages 1139 Blossom Blvd, Blytheville 72315 36 low-income homes · 3 bd: 36 · In service since 2014
  • Dogwood Cottages Estates 1139 Blossom Blvd, Blytheville 72315 36 low-income homes · 3 bd: 36 · In service since 2014

See all 18 buildings in Mississippi County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Blytheville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Mississippi County; 1 says it serves in Spanish.

An older woman smiles in front of her apartment building.

HUD counseling is free or low-cost

Assistance programs in Blytheville

No down payment, repair or rent-help program on our list is for Blytheville or Mississippi County. The ones below are statewide in Arkansas: they work in Blytheville the same as in the rest of the state.

Which programs do I qualify for? All programs in Arkansas

  • ADFA Down Payment Assistance Loan Program

    Statewide in Arkansas

    Arkansas state authority second mortgage of $1,000 to $15,000 for the down payment and closing costs, over 10 years and at the same rate as the ADFA first mortgage (Move-Up or StartSmart). Offered by Arkansas Development Finance Authority (ADFA).

    Repayable

    See the program Official page

Housing counselors near Blytheville

The HUD-approved agencies closest to the center of Blytheville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Mississippi County, Arkansas Economic Opportunity Commission, Inc.

    1400 North Division Street, Blytheville · 1 miles away · Spanish

    Also serves in American Sign Language (ASL).

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 8 more
    870-776-1054-1032

  • Southern Bancorp Community Partners

    326 Highway 463 N, Trumann · 39 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (870) 816-1126

  • Southern Bancorp Community Partners

    425 Plaza, West Helena · 105 miles away

    Also serves in other languages.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (870) 816-1126

Every agency in Mississippi County All counseling agencies in Arkansas

Help in Spanish near Blytheville

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Blytheville

HUD’s record names them for Blytheville or Mississippi County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

6 other authorities have an office in Mississippi County: see the list Source: HUD

Cities

Other cities in Mississippi County

These cities are also in Mississippi County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Mississippi County Housing in Arkansas

Nearby cities

The cities closest to Blytheville, with the typical home value.

Neighboring counties

If Mississippi County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Blytheville.

All guides
Two girls write and draw together at the living-room table.

Questions

Housing questions about Blytheville

Short answers with the numbers for Blytheville and all of Mississippi County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Blytheville?

The typical home value in Blytheville is $119,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Mississippi County it is $122,500.

How much does it cost to rent in Blytheville?

Typical rent in Blytheville is $855 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Mississippi County is $909.

What is the FHA loan limit in Blytheville?

Blytheville uses the FHA limit for all of Mississippi County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Blytheville?

The typical homeowner in Blytheville pays $662 a year, according to the U.S. Census Bureau. That is 0.56% of the home’s value; in Mississippi County, the rate is 0.52%.

Where can I find free help to buy or rent in Blytheville?

There is 1 HUD-approved counseling agency with an office in Mississippi County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).