City · 7,410 residents · Poinsett County, Arkansas
Trumann, Arkansas
In Trumann, a typical home is worth $112,300 and typical rent is $586 a month. Compared with all of Poinsett County, typical household income is 17% lower, the typical home value is 9% higher, and the share of households that own their home is 13 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $112,140 to $133,729.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Trumann is in Poinsett County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Poinsett County. See the county
What this place has that others do not, from public data, most unusual first.
1
Trumann has the lowest typical rent of the 71 cities in Arkansas with more than 5,000 people: $586.
2
52% of households in Trumann own their home, against 64% in Poinsett County.
3
The typical household income in Trumann is $38,881,17% less than in Poinsett County as a whole ($46,707).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Trumann
What homes there are in Trumann, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Trumann
Poinsett County
Arkansas
United States
Kind of home: Trumann and its comparisons
Measure
Trumann
Poinsett County
Arkansas
United States
Detached house
77%
74%
70%
61%
Attached house
Unreliable estimate
Unreliable estimate
2%
6%
Building of 2 to 4
16%
12%
7%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
11%
19%
Mobile home
Unreliable estimate
11%
11%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Trumann, 8 in 10 homes are single-family detached houses; in Poinsett County, 7.
Year built
Before 19601960–19791980–19992000–20092010 or later
Trumann
Poinsett County
Arkansas
United States
Year built: Trumann and its comparisons
Measure
Trumann
Poinsett County
Arkansas
United States
Before 1960
12%
15%
13%
26%
1960–1979
51%
40%
26%
24%
1980–1999
21%
27%
30%
25%
2000–2009
8%
9%
16%
14%
2010 or later
8%
9%
14%
11%
By age, homes in Trumann look like those in Poinsett County: the typical year built is 1976.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K45%
$100K–$200K37%
$200K–$300K14%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Trumann and its comparisons
Measure
Trumann
Under $100K
45%
$100K–$200K
37%
$200K–$300K
14%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50045%
$500–$99928%
HUD fair market rent, 2 bedrooms: $909
$1,000–$1,49922%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Trumann and its comparisons
Measure
Trumann
Under $500
45%
$500–$999
28%
$1,000–$1,499
22%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
By rent, most homes in Trumann cost less than HUD's 2-bedroom fair market rent ($909): about 68%.
With a mortgage
$982 a month
Poinsett County: $1,001 a month
Without a mortgage
$445 a month
Poinsett County: $399 a month
Owners with a mortgage
55%
Poinsett County: 43%
In Trumann, 55% of owners have a mortgage; their typical cost is $982 a month, about the same as in Poinsett County.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
TrumannNo clear change
Poinsett County+31%
Arkansas+47%
United States+53%
Typical rent
TrumannNo clear change
Poinsett CountyNo clear change
Arkansas+27%
United States+33%
Typical household income
TrumannNo clear change
Poinsett County+14%
Arkansas+28%
United States+29%
Change since 2015–2019: Trumann and its comparisons
Measure
Trumann
Poinsett County
Arkansas
United States
Typical home value
No clear change
+31%
+47%
+53%
Typical rent
No clear change
No clear change
+27%
+33%
Typical household income
No clear change
+14%
+28%
+29%
The typical home value in Trumann stayed about the same since 2015–2019: the Census sees no clear change.
Rent in Trumann moved so little since 2015–2019 that the Census cannot say whether it rose or fell.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Trumann and its comparisons
Measure
Trumann
Poinsett County
Arkansas
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
6.4%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
Unreliable estimate
2.0%
2.7%
3.4%
People per household
2.35
2.53
2.46
2.53
Drive alone
74%
80%
79%
69%
Carpool
20%
12%
9%
9%
Public transit
Unreliable estimate
0%
0%
3%
Walk or bike
Unreliable estimate
3%
2%
3%
Work from home
Unreliable estimate
4%
9%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
10 to 19 minutes
20 to 29 minutes
On average, a household in Trumann has 2.35 people, fewer than in Poinsett County (2.53).
In Trumann, 20% of workers share a car to get to work; in Poinsett County, 12%.
Do the math
What would you pay each month for a home in Trumann?
A typical home is within reach of the typical income
We start with a typical home in Trumann, worth $112,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 28% of the typical household income in Trumann, which is $38,881 a year.
The calculator's FHA and conventional loan limits are those of all of Poinsett County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Trumann. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $3,931 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$904
at 7.18% · 30 years
Loan amount
$110,265
Total interest
$158,646
Paid off in
November 2056
Includes $1,896 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $907 a month
Your payment · 28%
Tight
$907 to $1,166 a month
Hard
more than $1,166 a month
Compared with the typical household income in Trumann ($38,881 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$747
Property tax
$61
Home insurance
$47
FHA mortgage insurance (MIP)
$50
You need at least $3,931 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $904; principal and interest $747.
The city and its county
Trumann and Poinsett County
Trumann is in Poinsett County, Arkansas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Trumann
Map of Poinsett County, Arkansas, with Trumann marked. Around it, the neighboring counties.
Trumann
Poinsett County
Other cities with a page
Trumann's own numbers
Typical home value
$112,300
Typical monthly rent
$586
Typical yearly household income
$38,881
Households that own their home
52%
Effective property tax rate
0.65%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Poinsett County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$909
Price change over 5 years (FHFA)
+46%
Homes in a high flood-risk zone
7%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Poinsett County.
A typical home in Trumann is worth $112,300: 9% above the county and 40% below Arkansas. With the typical household income in Trumann ($38,881 a year), a typical home costs 2.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Trumann2.9 years
Poinsett2.2 years
Arkansas3.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Poinsett County
According to FHFA’s house price index, home prices in Poinsett County rose 75% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Poinsett County.
Yearly change in FHFA’s price index in Poinsett County, 2016 to 2025
2016: +0.3% +0.3% 2016
2017: +5.7% +5.7% 2017
2018: +3.2% +3.2% 2018
2019: +4.2% +4.2% 2019
2020: +5.0% +5.0% 2020
2021: +9.2% +9.2% 2021
2022: +4.8% +4.8% 2022
2023: +20.0% +20.0% 2023
2024: +8.0% +8.0% 2024
2025: −1.7% −1.7% 2025
Change in FHFA’s price index in Poinsett County, Arkansas and the United States
Period
County
Arkansas
U.S.
Last year (2025)
−1.7%
+3.4%
+2.9%
5 years (2020–2025)
+46%
+52%
+47%
10 years (2015–2025)
+75%
+79%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Trumann next to Poinsett County, Arkansas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Trumann$112,300
Poinsett$103,000
Arkansas$188,000
United States$332,700
Typical monthly rent
Trumann$586
Poinsett$619
Arkansas$947
United States$1,413
Typical yearly household income
Trumann$38,881
Poinsett$46,707
Arkansas$60,773
United States$80,734
See the full table
Trumann next to Poinsett County and Arkansas
Measure
Trumann
Poinsett County
Arkansas
U.S.
Typical home value
$112,300 ▲9% above the county
$103,000
$188,000
$332,700
Typical monthly rent
$586 ▼5% below the county
$619
$947
$1,413
Typical yearly household income
$38,881 ▼17% below the county
$46,707
$60,773
$80,734
Households that own their home
52% ▼13 points below the county
64%
66%
65%
Typical yearly property tax
$730 ▲34% above the county
$543
$1,040
$3,119
Effective property tax rate
0.65% ▲0.12 points above the county
0.53%
0.55%
0.94%
Renters with high rent for their income
52% ▲3 points above the county
49%
45%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Poinsett County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Trumann
For a typical $112,300 home in Trumann, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Trumann's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$904a month
Least cash to close
Down payment
$3,931
Cash to close
$7,300
Rate
7.18%
Mortgage insurance
FHA MIP · $50
Conventional, 5% down$884a month
Down payment
$5,615
Cash to close
$8,984
Rate
7.18%
Mortgage insurance
PMI · $53
Conventional, 20% down, no PMI$716a month
Down payment
$22,460
Cash to close
$25,829
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$820a month
Down payment
$16,845
Cash to close
$20,214
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Trumann
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$904
$3,931
$110,266
7.18%
FHA MIP · $50
$7,300
580
Conventional, 5% down
$884
$5,615
$106,685
7.18%
PMI · $53
$8,984
620*
Conventional, 20% down, no PMI
$716
$22,460
$89,840
7.18%
None
$25,829
620*
ITIN, 15% down (example)
$820
$16,845
$95,455
8.18%
None
$20,214
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Trumann is $586 a month: 5% below the county. In Trumann, 52% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Poinsett County, by unit size. To pay the 2-bedroom one ($909 a month) without spending more than 30% of your income, you would need to earn $17.48 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Poinsett County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$690
$13.27
$27,600
1 bedroom
$695
$13.37
$27,800
2 bedrooms
$909
$17.48
$36,360
3 bedrooms
$1,190
$22.88
$47,600
4 bedrooms
$1,195
$22.98
$47,800
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Trumann
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Trumann is in ZIP code 72472.
For 2 bedrooms it is $990: $81 more than the fair market rent for Poinsett County ($909).
Fair market rent by ZIP code and size in Trumann, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
72472
$750
$790
$990
$1,300
$1,340
ZIP code2 bd3 bd
72472 $990$1,300
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Trumann when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 2 buildings with rents for lower incomes in Trumann. These are the largest.
Trumann305 Eastside Gdns, Trumann 72472364 homes, 361 low-income · Run by Trumann Housing Authority · Average payment: $295 a month · Average wait: 5 months · Homes at several sites(870) 483-5223
Trumann Rural Rental Housing601 Walnut St, Trumann 7247230 low-income homes · For older adults(870) 483-5223
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Poinsett County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Trumann or Poinsett County. The ones below are statewide in Arkansas: they work in Trumann the same as in the rest of the state.
Arkansas state authority second mortgage of $1,000 to $15,000 for the down payment and closing costs, over 10 years and at the same rate as the ADFA first mortgage (Move-Up or StartSmart).Offered by Arkansas Development Finance Authority (ADFA).
No legal help resource on our list is for Trumann or Poinsett County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Trumann and all of Poinsett County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Trumann?
The typical home value in Trumann is $112,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Poinsett County it is $103,000.
How much does it cost to rent in Trumann?
Typical rent in Trumann is $586 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Poinsett County is $909.
What is the FHA loan limit in Trumann?
Trumann uses the FHA limit for all of Poinsett County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Trumann?
The typical homeowner in Trumann pays $730 a year, according to the U.S. Census Bureau. That is 0.65% of the home’s value; in Poinsett County, the rate is 0.53%.
Where can I find free help to buy or rent in Trumann?
There is 1 HUD-approved counseling agency with an office in Poinsett County. They can help you get ready to buy, with your credit, or with rent.
