In Wynne, a typical home is worth $141,100 and typical rent is $760 a month. Compared with all of Cross County, the typical home value is 20% higher, typical household income is 15% lower, and the share of households that own their home is 8 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $118,701 to $140,831.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Wynne is in Cross County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Cross County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Forrest City, the typical home value is $92,000: 35% less than in Wynne ($141,100).
2
Nearby, in Trumann, the typical rent is $586: 23% less than in Wynne ($760).
3
The typical home in Wynne is worth $141,100,20% more than in Cross County as a whole ($117,500).
4
59% of households in Wynne own their home, against 68% in Cross County.
5
8% of households in Wynne have no internet at home (15% in Cross County).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Wynne
What homes there are in Wynne, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Wynne
Cross County
Arkansas
United States
Kind of home: Wynne and its comparisons
Measure
Wynne
Cross County
Arkansas
United States
Detached house
72%
70%
70%
61%
Attached house
Unreliable estimate
Unreliable estimate
2%
6%
Building of 2 to 4
14%
9%
7%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
11%
19%
Mobile home
8%
17%
11%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
As in Cross County, most homes in Wynne are detached houses (72%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Wynne
Cross County
Arkansas
United States
Year built: Wynne and its comparisons
Measure
Wynne
Cross County
Arkansas
United States
Before 1960
15%
14%
13%
26%
1960–1979
40%
35%
26%
24%
1980–1999
26%
31%
30%
25%
2000–2009
11%
13%
16%
14%
2010 or later
9%
8%
14%
11%
The typical year built in Wynne is 1978, about the same as in Cross County (1981).
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K41%
$100K–$200K27%
$200K–$300K11%
$300K–$500K20%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Wynne and its comparisons
Measure
Wynne
Under $100K
41%
$100K–$200K
27%
$200K–$300K
11%
$300K–$500K
20%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
With an FHA limit of $541,287, at least 99% of owner-occupied homes in Wynne sit below it: they are worth less than $500,000.
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50019%
$500–$99957%
HUD fair market rent, 2 bedrooms: $909
$1,000–$1,49923%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Wynne and its comparisons
Measure
Wynne
Under $500
19%
$500–$999
57%
$1,000–$1,499
23%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
Measured against HUD's 2-bedroom fair market rent ($909), about 65% of rented homes in Wynne cost less.
With a mortgage
$1,184 a month
Cross County: $1,146 a month
Without a mortgage
$475 a month
Cross County: $420 a month
Owners with a mortgage
43%
Cross County: 45%
The typical cost for an owner with a mortgage in Wynne is $1,184 a month, near the figure in Cross County ($1,146).
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Wynne+57%
Cross County+37%
Arkansas+47%
United States+53%
Typical rent
WynneNo clear change
Cross CountyNo clear change
Arkansas+27%
United States+33%
Typical household income
WynneNo clear change
Cross CountyNo clear change
Arkansas+28%
United States+29%
Change since 2015–2019: Wynne and its comparisons
Measure
Wynne
Cross County
Arkansas
United States
Typical home value
+57%
+37%
+47%
+53%
Typical rent
No clear change
No clear change
+27%
+33%
Typical household income
No clear change
No clear change
+28%
+29%
From 2015–2019 to 2020–2024, the typical home value in Wynne rose 57%; in Cross County, it rose 37%.
Rent in Wynne moved so little since 2015–2019 that the Census cannot say whether it rose or fell.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Wynne and its comparisons
Measure
Wynne
Cross County
Arkansas
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
6.4%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
Unreliable estimate
6.0%
2.7%
3.4%
People per household
2.54
2.53
2.46
2.53
Drive alone
83%
82%
79%
69%
Carpool
15%
13%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
0%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
2%
3%
Work from home
Unreliable estimate
5%
9%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
Unreliable estimate
Unreliable estimate
10 to 19 minutes
20 to 29 minutes
Much as in Cross County, a household in Wynne has 2.54 people on average.
In Wynne, 83% of workers drive alone to work; in Cross County, 82%.
Do the math
What would you pay each month for a home in Wynne?
A typical home is tight for the typical income
We start with a typical home in Wynne, worth $141,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 31% of the typical household income in Wynne, which is $43,250 a year. For that payment to be 28% of income, a household would need to earn about $48,139 a year.
The calculator's FHA and conventional loan limits are those of all of Cross County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Wynne. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $4,939 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,123
at 7.18% · 30 years
Loan amount
$138,544
Total interest
$199,332
Paid off in
November 2056
Includes $2,383 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,009 a month
Tight
$1,009 to $1,298 a month
Your payment · 31%
Hard
more than $1,298 a month
Compared with the typical household income in Wynne ($43,250 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$939
Property tax
$64
Home insurance
$59
FHA mortgage insurance (MIP)
$62
You need at least $4,939 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,123; principal and interest $939.
The city and its county
Wynne and Cross County
Wynne is in Cross County, Arkansas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Wynne
Map of Cross County, Arkansas, with Wynne marked. Around it, the neighboring counties.
Wynne
Cross County
Wynne's own numbers
Typical home value
$141,100
Typical monthly rent
$760
Typical yearly household income
$43,250
Households that own their home
59%
Effective property tax rate
0.54%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Cross County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$909
Price change over 5 years (FHFA)
+44%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Cross County.
A typical home in Wynne is worth $141,100: 20% above the county and 25% below Arkansas. With the typical household income in Wynne ($43,250 a year), a typical home costs 3.3 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Wynne3.3 years
Cross2.3 years
Arkansas3.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Cross County
According to FHFA’s house price index, home prices in Cross County rose 61% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Cross County.
Yearly change in FHFA’s price index in Cross County, 2016 to 2025
2016: +3.7% +3.7% 2016
2017: +1.7% +1.7% 2017
2018: +0.7% +0.7% 2018
2019: +1.0% +1.0% 2019
2020: +4.4% +4.4% 2020
2021: +13.1% +13.1% 2021
2022: +17.8% +17.8% 2022
2023: +3.5% +3.5% 2023
2024: +11.3% +11.3% 2024
2025: −6.5% −6.5% 2025
Change in FHFA’s price index in Cross County, Arkansas and the United States
Period
County
Arkansas
U.S.
Last year (2025)
−6.5%
+3.4%
+2.9%
5 years (2020–2025)
+44%
+52%
+47%
10 years (2015–2025)
+61%
+79%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Wynne next to Cross County, Arkansas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Wynne$141,100
Cross$117,500
Arkansas$188,000
United States$332,700
Typical monthly rent
Wynne$760
Cross$764
Arkansas$947
United States$1,413
Typical yearly household income
Wynne$43,250
Cross$50,863
Arkansas$60,773
United States$80,734
See the full table
Wynne next to Cross County and Arkansas
Measure
Wynne
Cross County
Arkansas
U.S.
Typical home value
$141,100 ▲20% above the county
$117,500
$188,000
$332,700
Typical monthly rent
$760
$764
$947
$1,413
Typical yearly household income
$43,250 ▼15% below the county
$50,863
$60,773
$80,734
Households that own their home
59% ▼8 points below the county
68%
66%
65%
Typical yearly property tax
$766 ▲29% above the county
$596
$1,040
$3,119
Effective property tax rate
0.54% ▲0.03 points above the county
0.51%
0.55%
0.94%
Renters with high rent for their income
48% ▼1 points below the county
49%
45%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Cross County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Wynne
For a typical $141,100 home in Wynne, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Wynne's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,123a month
Least cash to close
Down payment
$4,939
Cash to close
$9,172
Rate
7.18%
Mortgage insurance
FHA MIP · $62
Conventional, 5% down$1,097a month
Down payment
$7,055
Cash to close
$11,288
Rate
7.18%
Mortgage insurance
PMI · $67
Conventional, 20% down, no PMI$887a month
Down payment
$28,220
Cash to close
$32,453
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,017a month
Down payment
$21,165
Cash to close
$25,398
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Wynne
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,123
$4,939
$138,544
7.18%
FHA MIP · $62
$9,172
580
Conventional, 5% down
$1,097
$7,055
$134,045
7.18%
PMI · $67
$11,288
620*
Conventional, 20% down, no PMI
$887
$28,220
$112,880
7.18%
None
$32,453
620*
ITIN, 15% down (example)
$1,017
$21,165
$119,935
8.18%
None
$25,398
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Wynne is $760 a month: about the same as the county. In Wynne, 48% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Cross County, by unit size. To pay the 2-bedroom one ($909 a month) without spending more than 30% of your income, you would need to earn $17.48 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Cross County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$646
$12.42
$25,840
1 bedroom
$695
$13.37
$27,800
2 bedrooms
$909
$17.48
$36,360
3 bedrooms
$1,259
$24.21
$50,360
4 bedrooms
$1,519
$29.21
$60,760
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Wynne
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Wynne is in ZIP code 72396.
For 2 bedrooms it is $910: $1 more than the fair market rent for Cross County ($909).
Fair market rent by ZIP code and size in Wynne, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
72396
$650
$730
$910
$1,260
$1,520
ZIP code2 bd3 bd
72396 $910$1,260
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Wynne when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 5 buildings with rents for lower incomes in Wynne. These are the largest.
Wynne200 Fisher Pl, Wynne 7239670 low-income homes · Run by Wynne Housing Authority · Average payment: $405 a month · Average wait: 6 months(870) 238-7671
Cliffridge Apartments850 Eldridge Ave E, Wynne 7239664 low-income homes · In service since 2017 · For families(870) 238-7747
Stonebrook Park Homes of Wynne1800 Falls Blvd S, Wynne 7239637 homes, 36 low-income · 3 bd: 34 · 4 bd: 2 · In service since 2012
Stonebrook Park of Wynne433 S Stonebrook Circle Oldaddress:1800 Falls BLVD S, Wynne 7239637 homes, 36 low-income · 3 bd: 34 · 4 bd: 2 · In service since 2012
Cross County Apartments2465 Highway 1, Wynne 7239618 low-income homes · For people with disabilities(870) 238-9290
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Cross County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Wynne or Cross County. The ones below are statewide in Arkansas: they work in Wynne the same as in the rest of the state.
Arkansas state authority second mortgage of $1,000 to $15,000 for the down payment and closing costs, over 10 years and at the same rate as the ADFA first mortgage (Move-Up or StartSmart).Offered by Arkansas Development Finance Authority (ADFA).
No legal help resource on our list is for Wynne or Cross County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Wynne and all of Cross County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Wynne?
The typical home value in Wynne is $141,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Cross County it is $117,500.
How much does it cost to rent in Wynne?
Typical rent in Wynne is $760 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Cross County is $909.
What is the FHA loan limit in Wynne?
Wynne uses the FHA limit for all of Cross County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Wynne?
The typical homeowner in Wynne pays $766 a year, according to the U.S. Census Bureau. That is 0.54% of the home’s value; in Cross County, the rate is 0.51%.
Where can I find free help to buy or rent in Wynne?
We found no HUD-approved counseling agencies with an office in Cross County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
